Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SPY	SPDR S&P 500 ETF TR	58,462	$25.92M	14.7%	$392.71	—	TR UNIT	78462F103
BRK/B	BERKSHIRE HATHAWAY INC DEL	70,776	$24.13M	13.7%	$264.18	+23.5%	CL B NEW	084670702
VEA	VANGUARD TAX-MANAGED FDS	319,944	$14.77M	8.4%	$46.23	—	VAN FTSE DEV MKT	921943858
VB	VANGUARD INDEX FDS	57,988	$11.53M	6.5%	$194.69	—	SMALL CP ETF	922908751
KNG	FIRST TR EXCHANGE-TRADED FD	182,012	$9.619M	5.5%	$51.95	—	FT CBOE VEST S&P	33739Q705
AAPL	APPLE INC	44,148	$8.563M	4.9%	$131.16	+31.2%	COM	037833100
GLTR	ABRDN PRECIOUS METALS BASKET	70,782	$6.141M	3.5%	$93.98	—	PHYSCL PRECS MET	003263100
SCHP	SCHWAB STRATEGIC TR	99,017	$5.191M	2.9%	$58.81	—	US TIPS ETF	808524870
SCZ	ISHARES TR	83,942	$4.951M	2.8%	$62.13	—	EAFE SML CP ETF	464288273
VWO	VANGUARD INTL EQUITY INDEX F	120,818	$4.915M	2.8%	$43.99	—	FTSE EMR MKT ETF	922042858
XLE	SELECT SECTOR SPDR TR	59,606	$4.838M	2.7%	$61.15	—	ENERGY	81369Y506
VNQ	VANGUARD INDEX FDS	57,616	$4.814M	2.7%	$91.60	—	REAL ESTATE ETF	922908553
VNQI	VANGUARD INTL EQUITY INDEX F	116,767	$4.693M	2.7%	$48.37	—	GLB EX US ETF	922042676
VPU	VANGUARD WORLD FDS	32,835	$4.668M	2.6%	$150.90	—	UTILITIES ETF	92204A876
FTGC	FIRST TR EXCHANGE TRAD FD VI	201,004	$4.577M	2.6%	$26.00	—	FST TR GLB FD	33739H101
EPRF	INNOVATOR ETFS TR	174,695	$3.204M	1.8%	$19.14	—	S&P INVT GRD PFD	45783Y822
—	INVESCO EXCH TRD SLF IDX FD	147,526	$3.035M	1.7%	$21.06	—	BULSHS 2024 CB	46138J841
—	INVESCO EXCH TRD SLF IDX FD	139,222	$2.803M	1.6%	$20.57	—	BULSHS 2025 CB	46138J825
—	INVESCO EXCH TRD SLF IDX FD	127,526	$2.7M	1.5%	$21.30	—	BULSHS 2023 CB	46138J866
GOOGL	ALPHABET INC	16,502	$1.975M	1.1%	$107.99	+5.8%	CAP STK CL A	02079K305
FNDF	SCHWAB STRATEGIC TR	56,035	$1.809M	1.0%	$26.69	—	SCHWB FDT INT LG	808524755
XOM	EXXON MOBIL CORP	14,385	$1.543M	0.9%	$33.45	+197.8%	COM	30231G102
XLF	SELECT SECTOR SPDR TR	43,546	$1.468M	0.8%	$34.54	—	FINANCIAL	81369Y605
BABA	ALIBABA GROUP HLDG LTD	16,924	$1.411M	0.8%	$171.89	—	SPONSORED ADS	01609W102
CVX	CHEVRON CORP NEW	8,570	$1.348M	0.8%	$77.14	+85.7%	COM	166764100
FNDA	SCHWAB STRATEGIC TR	26,564	$1.34M	0.8%	$45.60	—	SCHWAB FDT US SC	808524763
XLU	SELECT SECTOR SPDR TR	20,130	$1.317M	0.7%	$63.79	—	SBI INT-UTILS	81369Y886
FNDX	SCHWAB STRATEGIC TR	18,062	$1.04M	0.6%	$50.57	—	SCHWAB FDT US LG	808524771
PRF	INVESCO EXCHANGE TRADED FD T	6,334	$1.037M	0.6%	$137.83	—	FTSE RAFI 1000	46137V613
T	AT&T INC	63,072	$1.006M	0.6%	$15.56	-4.9%	COM	00206R102
VZ	VERIZON COMMUNICATIONS INC	26,163	$973K	0.6%	$37.67	-17.2%	COM	92343V104
SCHD	SCHWAB STRATEGIC TR	12,905	$937K	0.5%	$70.83	—	US DIVIDEND EQ	808524797
SCHO	SCHWAB STRATEGIC TR	19,025	$914K	0.5%	$48.06	—	SHT TM US TRES	808524862
UPS	UNITED PARCEL SERVICE INC	4,982	$893K	0.5%	$137.28	+12.6%	CL B	911312106
BUD	ANHEUSER BUSCH INBEV SA/NV	10,710	$607K	0.3%	$68.41	—	SPONSORED ADR	03524A108
FNDE	SCHWAB STRATEGIC TR	22,559	$604K	0.3%	$28.11	—	SCHWB FDT EMK LG	808524730
C	CITIGROUP INC	12,734	$586K	0.3%	$43.54	-1.8%	COM NEW	172967424
AXP	AMERICAN EXPRESS CO	3,240	$564K	0.3%	$134.29	+16.3%	COM	025816109
FNDC	SCHWAB STRATEGIC TR	16,665	$553K	0.3%	$34.24	—	SCHWB FDT INT SC	808524748
BSCQ	INVESCO EXCH TRD SLF IDX FD	28,690	$544K	0.3%	$18.94	—	BULSHS 2026 CB	46138J791
AMZN	AMAZON COM INC	3,105	$405K	0.2%	$114.20	0.0%	COM	023135106
JPM	JPMORGAN CHASE & CO	2,755	$401K	0.2%	$98.14	+32.1%	COM	46625H100
PRFZ	INVESCO EXCHANGE TRADED FD T	2,091	$359K	0.2%	$155.95	—	FTSE RAFI 1500	46137V597
NFLX	NETFLIX INC	802	$353K	0.2%	$36.83	0.0%	COM	64110L106
QQQ	INVESCO QQQ TR	910	$336K	0.2%	$321.02	—	UNIT SER 1	46090E103
PXF	INVESCO EXCH TRADED FD TR II	6,967	$313K	0.2%	$43.96	—	FTSE RAFI DEV	46138E743
UAL	UNITED AIRLS HLDGS INC	4,971	$273K	0.2%	$47.22	0.0%	COM	910047109
V	VISA INC	903	$214K	0.1%	$224.44	0.0%	COM CL A	92826C839
SCHB	SCHWAB STRATEGIC TR	4,000	$207K	0.1%	$51.70	—	US BRD MKT ETF	808524102