Clearview Wealth Advisors LLC Diversified Active

CIK: 0001840306 · Show all filings

Period: Q4 2025 (← Previous)

Filing Date: Feb 17, 2026

Total Value ($000): $157,809 (100.0% shares, 0.0% debt)

Holdings (103)

New Positions (3)

AVEM AMERICAN CENTY ETF TR 0.6%

Value ($000) $877 Shares 11,393 Est. Cost $77.02 Unrealized —

SHLD GLOBAL X FDS 0.3%

Value ($000) $399 Shares 6,157 Est. Cost $64.79 Unrealized —

SCHI SCHWAB STRATEGIC TR 0.1%

Value ($000) $213 Shares 9,289 Est. Cost $22.97 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
AVEM	AMERICAN CENTY ETF TR	11,393	$877	0.6%	$77.02	—	AVANTIS EMGMKT	025072604
SHLD	GLOBAL X FDS	6,157	$399	0.3%	$64.79	—	DEFENSE TECH ETF	37960A529
SCHI	SCHWAB STRATEGIC TR	9,289	$213	0.1%	$22.97	—	5 10YR CORP BD	808524698

Increased Positions (26)

XLG INVESCO EXCHANGE TRADED FD T 1.4%

Value ($000) $2,285 (+97.5%) Shares 38,554 (+91.6%) Est. Cost $54.06 Unrealized —

IVE ISHARES TR 1.9%

Value ($000) $2,933 (+41.7%) Shares 13,829 (+38.0%) Est. Cost $195.98 Unrealized —

BAI BLACKROCK ETF TRUST 0.7%

Value ($000) $1,149 (+137.1%) Shares 34,505 (+143.2%) Est. Cost $31.80 Unrealized —

APO APOLLO GLOBAL MGMT INC 2.5%

Value ($000) $3,889 (+18.1%) Shares 26,866 (+8.7%) Est. Cost $149.25 Unrealized -11.2%

JAAA JANUS DETROIT STR TR 4.3%

Value ($000) $6,837 (+7.3%) Shares 135,166 (+7.7%) Est. Cost $50.71 Unrealized —

SPMO INVESCO EXCH TRADED FD TR II 0.7%

Value ($000) $1,132 (+56.0%) Shares 9,485 (+58.3%) Est. Cost $102.89 Unrealized —

GLDM WORLD GOLD TR 0.6%

Value ($000) $903 (+56.5%) Shares 10,572 (+40.2%) Est. Cost $69.34 Unrealized —

DYNF BLACKROCK ETF TRUST 1.8%

Value ($000) $2,897 (+10.6%) Shares 47,637 (+7.7%) Est. Cost $46.99 Unrealized —

SCYB SCHWAB STRATEGIC TR 0.3%

Value ($000) $475 (+96.1%) Shares 17,977 (+98.4%) Est. Cost $26.58 Unrealized —

SPYM SPDR SERIES TRUST 4.1%

Value ($000) $6,503 (+3.7%) Shares 81,063 (+1.2%) Est. Cost $56.47 Unrealized —

SCHZ SCHWAB STRATEGIC TR 7.5%

Value ($000) $11,820 (+1.2%) Shares 505,777 (+1.6%) Est. Cost $33.68 Unrealized —

SCHO SCHWAB STRATEGIC TR 1.0%

Value ($000) $1,564 (+7.7%) Shares 64,164 (+7.9%) Est. Cost $33.79 Unrealized —

DGRW WISDOMTREE TR 0.2%

Value ($000) $323 (+38.5%) Shares 3,613 (+37.7%) Est. Cost $68.04 Unrealized —

MBB ISHARES TR 1.0%

Value ($000) $1,601 (+4.5%) Shares 16,809 (+4.4%) Est. Cost $95.83 Unrealized —

VYM VANGUARD WHITEHALL FDS 0.3%

Value ($000) $417 (+15.9%) Shares 2,902 (+13.8%) Est. Cost $113.80 Unrealized —

BINC BLACKROCK ETF TRUST II 0.8%

Value ($000) $1,200 (+4.9%) Shares 22,741 (+5.9%) Est. Cost $52.44 Unrealized —

THRO BLACKROCK ETF TRUST 0.7%

Value ($000) $1,062 (+4.2%) Shares 27,548 (+2.3%) Est. Cost $35.74 Unrealized —

SCHP SCHWAB STRATEGIC TR 0.2%

Value ($000) $310 (+15.1%) Shares 11,692 (+17.1%) Est. Cost $35.52 Unrealized —

IAGG ISHARES TR 0.6%

Value ($000) $939 (+4.2%) Shares 18,769 (+6.7%) Est. Cost $51.03 Unrealized —

SCHA SCHWAB STRATEGIC TR 0.6%

Value ($000) $996 (+3.8%) Shares 34,971 (+1.7%) Est. Cost $35.72 Unrealized —

VIG VANGUARD SPECIALIZED FUNDS 0.2%

Value ($000) $313 (+12.0%) Shares 1,425 (+10.0%) Est. Cost $157.87 Unrealized —

BND VANGUARD BD INDEX FDS 0.2%

Value ($000) $264 (+14.1%) Shares 3,565 (+14.6%) Est. Cost $72.15 Unrealized —

XTEN BONDBLOXX ETF TRUST 1.3%

Value ($000) $2,048 (+1.4%) Shares 44,306 (+2.3%) Est. Cost $46.37 Unrealized —

EMB ISHARES TR 0.3%

Value ($000) $415 (+6.9%) Shares 4,313 (+5.7%) Est. Cost $90.64 Unrealized —

SCHC SCHWAB STRATEGIC TR 0.5%

Value ($000) $846 (+2.6%) Shares 18,592 (+2.6%) Est. Cost $36.63 Unrealized —

SPY SPDR S&P 500 ETF TR 0.2%

Value ($000) $265 (+4.0%) Shares 389 (+1.8%) Est. Cost $618.67 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
XLG	INVESCO EXCHANGE TRADED FD T	38,554 (+91.6%)	$2,285 (+97.5%)	1.4%	$54.06	—	S&P 500 TOP 50	46137V233
IVE	ISHARES TR	13,829 (+38.0%)	$2,933 (+41.7%)	1.9%	$195.98	—	S&P 500 VAL ETF	464287408
BAI	BLACKROCK ETF TRUST	34,505 (+143.2%)	$1,149 (+137.1%)	0.7%	$31.80	—	ISHARES A I INNO	09290C780
APO	APOLLO GLOBAL MGMT INC	26,866 (+8.7%)	$3,889 (+18.1%)	2.5%	$149.25	-11.2%	COM	03769M106
JAAA	JANUS DETROIT STR TR	135,166 (+7.7%)	$6,837 (+7.3%)	4.3%	$50.71	—	HENDRSON AAA CL	47103U845
SPMO	INVESCO EXCH TRADED FD TR II	9,485 (+58.3%)	$1,132 (+56.0%)	0.7%	$102.89	—	S&P 500 MOMNTM	46138E339
GLDM	WORLD GOLD TR	10,572 (+40.2%)	$903 (+56.5%)	0.6%	$69.34	—	SPDR GLD MINIS	98149E303
DYNF	BLACKROCK ETF TRUST	47,637 (+7.7%)	$2,897 (+10.6%)	1.8%	$46.99	—	ISHARES US EQUIT	09290C103
SCYB	SCHWAB STRATEGIC TR	17,977 (+98.4%)	$475 (+96.1%)	0.3%	$26.58	—	HIGH YIELD BD ET	808524631
SPYM	SPDR SERIES TRUST	81,063 (+1.2%)	$6,503 (+3.7%)	4.1%	$56.47	—	STATE STREET SPD	78464A854
SCHZ	SCHWAB STRATEGIC TR	505,777 (+1.6%)	$11,820 (+1.2%)	7.5%	$33.68	—	US AGGREGATE B	808524839
SCHO	SCHWAB STRATEGIC TR	64,164 (+7.9%)	$1,564 (+7.7%)	1.0%	$33.79	—	SHT TM US TRES	808524862
DGRW	WISDOMTREE TR	3,613 (+37.7%)	$323 (+38.5%)	0.2%	$68.04	—	US QTLY DIV GRT	97717X669
MBB	ISHARES TR	16,809 (+4.4%)	$1,601 (+4.5%)	1.0%	$95.83	—	MBS ETF	464288588
VYM	VANGUARD WHITEHALL FDS	2,902 (+13.8%)	$417 (+15.9%)	0.3%	$113.80	—	HIGH DIV YLD	921946406
BINC	BLACKROCK ETF TRUST II	22,741 (+5.9%)	$1,200 (+4.9%)	0.8%	$52.44	—	ISHARES FLEXIBLE	092528603
THRO	BLACKROCK ETF TRUST	27,548 (+2.3%)	$1,062 (+4.2%)	0.7%	$35.74	—	ISHARES US THEMA	09290C806
SCHP	SCHWAB STRATEGIC TR	11,692 (+17.1%)	$310 (+15.1%)	0.2%	$35.52	—	US TIPS ETF	808524870
IAGG	ISHARES TR	18,769 (+6.7%)	$939 (+4.2%)	0.6%	$51.03	—	CORE INTL AGGR	46435G672
SCHA	SCHWAB STRATEGIC TR	34,971 (+1.7%)	$996 (+3.8%)	0.6%	$35.72	—	US SML CAP ETF	808524607
VIG	VANGUARD SPECIALIZED FUNDS	1,425 (+10.0%)	$313 (+12.0%)	0.2%	$157.87	—	DIV APP ETF	921908844
BND	VANGUARD BD INDEX FDS	3,565 (+14.6%)	$264 (+14.1%)	0.2%	$72.15	—	TOTAL BND MRKT	921937835
XTEN	BONDBLOXX ETF TRUST	44,306 (+2.3%)	$2,048 (+1.4%)	1.3%	$46.37	—	BLOOMBERG TEN YR	09789C812
EMB	ISHARES TR	4,313 (+5.7%)	$415 (+6.9%)	0.3%	$90.64	—	JPMORGAN USD EMG	464288281
SCHC	SCHWAB STRATEGIC TR	18,592 (+2.6%)	$846 (+2.6%)	0.5%	$36.63	—	INTL SCEQT ETF	808524888
SPY	SPDR S&P 500 ETF TR	389 (+1.8%)	$265 (+4.0%)	0.2%	$618.67	—	TR UNIT	78462F103

Exited Positions (2)

EFG ISHARES TR 0.6%

Value ($000) $1,018 Shares 8,938 Est. Cost $102.68 Unrealized —

IYW ISHARES TR 0.6%

Value ($000) $961 Shares 4,906 Est. Cost $118.53 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
EFG	ISHARES TR	8,938	$1,018	0.6%	$102.68	—	—	464288885
IYW	ISHARES TR	4,906	$961	0.6%	$118.53	—	—	464287721

Decreased Positions (58)

QUAL ISHARES TR 1.1%

Value ($000) $1,775 (-46.9%) Shares 8,935 (-48.0%) Est. Cost $150.50 Unrealized —

EFV ISHARES TR 1.3%

Value ($000) $1,995 (-23.2%) Shares 27,936 (-27.0%) Est. Cost $56.68 Unrealized —

IUSB ISHARES TR 1.3%

Value ($000) $2,130 (-19.7%) Shares 45,770 (-19.5%) Est. Cost $47.00 Unrealized —

MSFT MICROSOFT CORP 1.3%

Value ($000) $2,016 (-13.6%) Shares 4,168 (-7.5%) Est. Cost $208.57 Unrealized +140.0%

IEMG ISHARES INC 1.0%

Value ($000) $1,503 (-13.9%) Shares 22,366 (-15.6%) Est. Cost $57.38 Unrealized —

SCHD SCHWAB STRATEGIC TR 0.5%

Value ($000) $728 (-23.4%) Shares 26,527 (-23.8%) Est. Cost $46.06 Unrealized —

COST COSTCO WHSL CORP NEW 0.5%

Value ($000) $851 (-16.3%) Shares 987 (-10.2%) Est. Cost $423.77 Unrealized +113.7%

NVDA NVIDIA CORPORATION 0.4%

Value ($000) $648 (-16.0%) Shares 3,474 (-16.0%) Est. Cost $91.72 Unrealized +102.9%

CGXU CAPITAL GROUP INTL FOCUS EQT 3.1%

Value ($000) $4,927 (-2.3%) Shares 166,732 (-2.1%) Est. Cost $25.95 Unrealized —

LEN LENNAR CORP 0.2%

Value ($000) $300 (-23.0%) Shares 2,921 (-5.6%) Est. Cost $107.30 Unrealized +12.5%

NUE NUCOR CORP 0.4%

Value ($000) $608 (+14.9%) Shares 3,730 (-4.6%) Est. Cost $63.21 Unrealized +137.0%

SCHF SCHWAB STRATEGIC TR 2.4%

Value ($000) $3,748 (+2.1%) Shares 155,890 (-1.2%) Est. Cost $27.78 Unrealized —

CVX CHEVRON CORP NEW 1.0%

Value ($000) $1,540 (-4.3%) Shares 10,105 (-2.5%) Est. Cost $69.19 Unrealized +118.8%

CGDV CAPITAL GROUP DIVIDEND VALUE 7.4%

Value ($000) $11,665 (+0.6%) Shares 267,294 (-3.1%) Est. Cost $33.86 Unrealized —

DELL DELL TECHNOLOGIES INC 0.2%

Value ($000) $364 (-15.1%) Shares 2,890 (-4.4%) Est. Cost $104.22 Unrealized +35.1%

SPLV INVESCO EXCH TRADED FD TR II 0.1%

Value ($000) $222 (-19.6%) Shares 3,106 (-17.3%) Est. Cost $58.51 Unrealized —

MDLZ MONDELEZ INTL INC 0.2%

Value ($000) $243 (-18.0%) Shares 4,522 (-4.9%) Est. Cost $60.10 Unrealized -5.1%

PPL PPL CORP 0.3%

Value ($000) $455 (-10.5%) Shares 12,991 (-5.0%) Est. Cost $23.59 Unrealized +51.9%

AAPL APPLE INC 0.9%

Value ($000) $1,453 (+3.6%) Shares 5,345 (-3.0%) Est. Cost $123.60 Unrealized +117.1%

HON HONEYWELL INTL INC 0.2%

Value ($000) $381 (-11.4%) Shares 1,954 (-4.4%) Est. Cost $176.39 Unrealized +10.6%

ABBV ABBVIE INC 0.5%

Value ($000) $821 (-5.5%) Shares 3,595 (-4.2%) Est. Cost $84.29 Unrealized +169.9%

NSC NORFOLK SOUTHN CORP 0.3%

Value ($000) $521 (-8.3%) Shares 1,806 (-4.5%) Est. Cost $210.74 Unrealized +37.0%

AOS SMITH A O CORP 0.2%

Value ($000) $289 (-13.0%) Shares 4,319 (-4.5%) Est. Cost $66.45 Unrealized +1.5%

JNJ JOHNSON & JOHNSON 0.4%

Value ($000) $666 (+6.8%) Shares 3,218 (-4.3%) Est. Cost $130.14 Unrealized +51.4%

AGG ISHARES TR 0.2%

Value ($000) $255 (-13.2%) Shares 2,554 (-12.9%) Est. Cost $99.58 Unrealized —

LMT LOCKHEED MARTIN CORP 0.3%

Value ($000) $480 (-7.3%) Shares 992 (-4.3%) Est. Cost $364.79 Unrealized +30.5%

ABT ABBOTT LABS 0.2%

Value ($000) $303 (-10.7%) Shares 2,422 (-4.5%) Est. Cost $107.97 Unrealized +17.9%

EOG EOG RES INC 0.2%

Value ($000) $275 (-11.6%) Shares 2,617 (-5.6%) Est. Cost $107.38 Unrealized -0.1%

PG PROCTER AND GAMBLE CO 0.2%

Value ($000) $320 (-9.8%) Shares 2,234 (-3.2%) Est. Cost $124.57 Unrealized +18.1%

USMV ISHARES TR 0.1%

Value ($000) $228 (-13.1%) Shares 2,421 (-12.2%) Est. Cost $72.48 Unrealized —

BMY BRISTOL-MYERS SQUIBB CO 0.2%

Value ($000) $287 (+13.4%) Shares 5,326 (-5.2%) Est. Cost $55.31 Unrealized -14.1%

LOW LOWES COS INC 0.2%

Value ($000) $356 (-8.4%) Shares 1,478 (-4.6%) Est. Cost $190.94 Unrealized +25.6%

KMI KINDER MORGAN INC DEL 0.3%

Value ($000) $400 (-7.1%) Shares 14,559 (-4.4%) Est. Cost $11.06 Unrealized +143.3%

BRK/B BERKSHIRE HATHAWAY INC DEL 0.2%

Value ($000) $363 (-7.7%) Shares 723 (-7.7%) Est. Cost $225.96 Unrealized +120.2%

CSCO CISCO SYS INC 0.4%

Value ($000) $602 (+5.2%) Shares 7,809 (-6.6%) Est. Cost $37.39 Unrealized +97.4%

WM WASTE MGMT INC DEL 0.3%

Value ($000) $470 (-5.1%) Shares 2,138 (-4.6%) Est. Cost $116.39 Unrealized +82.6%

CB CHUBB LIMITED 0.3%

Value ($000) $418 (+6.0%) Shares 1,338 (-4.2%) Est. Cost $143.97 Unrealized +103.1%

SCHE SCHWAB STRATEGIC TR 0.4%

Value ($000) $682 (-2.9%) Shares 20,830 (-1.1%) Est. Cost $27.11 Unrealized —

WPC WP CAREY INC 0.1%

Value ($000) $203 (-9.1%) Shares 3,154 (-4.6%) Est. Cost $63.11 Unrealized —

GOOGL ALPHABET INC 0.2%

Value ($000) $332 (+6.5%) Shares 1,060 (-17.3%) Est. Cost $164.76 Unrealized +73.3%

FNDE SCHWAB STRATEGIC TR 0.3%

Value ($000) $448 (-4.3%) Shares 12,421 (-4.1%) Est. Cost $30.14 Unrealized —

HSY HERSHEY CO 0.2%

Value ($000) $285 (-6.3%) Shares 1,567 (-3.7%) Est. Cost $159.26 Unrealized +14.3%

IVW ISHARES TR 1.8%

Value ($000) $2,859 (+0.6%) Shares 23,194 (-1.4%) Est. Cost $90.93 Unrealized —

EMR EMERSON ELEC CO 0.3%

Value ($000) $425 (-3.8%) Shares 3,204 (-5.0%) Est. Cost $69.93 Unrealized +89.3%

JPM JPMORGAN CHASE & CO. 0.6%

Value ($000) $941 (-1.7%) Shares 2,921 (-3.8%) Est. Cost $106.47 Unrealized +190.7%

AMZN AMAZON COM INC 0.4%

Value ($000) $668 (-2.3%) Shares 2,893 (-7.1%) Est. Cost $133.09 Unrealized +71.9%

MCD MCDONALDS CORP 0.3%

Value ($000) $490 (-3.1%) Shares 1,605 (-3.7%) Est. Cost $198.10 Unrealized +54.0%

MTB M & T BK CORP 0.3%

Value ($000) $414 (-3.0%) Shares 2,055 (-4.9%) Est. Cost $134.10 Unrealized +41.7%

QCOM QUALCOMM INC 0.3%

Value ($000) $504 (-1.9%) Shares 2,947 (-4.6%) Est. Cost $127.58 Unrealized +33.9%

DE DEERE & CO 0.2%

Value ($000) $316 (-2.9%) Shares 678 (-4.6%) Est. Cost $348.88 Unrealized +34.1%

TEL TE CONNECTIVITY PLC 0.3%

Value ($000) $430 (-1.2%) Shares 1,888 (-4.7%) Est. Cost $146.90 Unrealized +57.4%

WMT WALMART INC 0.4%

Value ($000) $649 (+0.7%) Shares 5,829 (-6.9%) Est. Cost $53.58 Unrealized +100.1%

PEP PEPSICO INC 0.2%

Value ($000) $287 (-1.5%) Shares 2,003 (-3.6%) Est. Cost $147.72 Unrealized -1.2%

BAC BANK AMERICA CORP 0.4%

Value ($000) $665 (+0.5%) Shares 12,093 (-5.7%) Est. Cost $26.39 Unrealized +99.6%

PNC PNC FINL SVCS GROUP INC 0.2%

Value ($000) $368 (-0.8%) Shares 1,763 (-4.5%) Est. Cost $120.22 Unrealized +60.4%

VOO VANGUARD INDEX FDS 1.2%

Value ($000) $1,950 (-0.1%) Shares 3,109 (-2.5%) Est. Cost $351.34 Unrealized —

SCHW SCHWAB CHARLES CORP 0.3%

Value ($000) $396 (-0.3%) Shares 3,963 (-4.7%) Est. Cost $64.26 Unrealized +47.4%

ESGV VANGUARD WORLD FD 0.7%

Value ($000) $1,059 (-0.0%) Shares 8,758 (-2.1%) Est. Cost $65.86 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
QUAL	ISHARES TR	8,935 (-48.0%)	$1,775 (-46.9%)	1.1%	$150.50	—	MSCI USA QLT FCT	46432F339
EFV	ISHARES TR	27,936 (-27.0%)	$1,995 (-23.2%)	1.3%	$56.68	—	EAFE VALUE ETF	464288877
IUSB	ISHARES TR	45,770 (-19.5%)	$2,130 (-19.7%)	1.3%	$47.00	—	CORE UNIVRSL USD	46434V613
MSFT	MICROSOFT CORP	4,168 (-7.5%)	$2,016 (-13.6%)	1.3%	$208.57	+140.0%	COM	594918104
IEMG	ISHARES INC	22,366 (-15.6%)	$1,503 (-13.9%)	1.0%	$57.38	—	CORE MSCI EMKT	46434G103
SCHD	SCHWAB STRATEGIC TR	26,527 (-23.8%)	$728 (-23.4%)	0.5%	$46.06	—	US DIVIDEND EQ	808524797
COST	COSTCO WHSL CORP NEW	987 (-10.2%)	$851 (-16.3%)	0.5%	$423.77	+113.7%	COM	22160K105
NVDA	NVIDIA CORPORATION	3,474 (-16.0%)	$648 (-16.0%)	0.4%	$91.72	+102.9%	COM	67066G104
CGXU	CAPITAL GROUP INTL FOCUS EQT	166,732 (-2.1%)	$4,927 (-2.3%)	3.1%	$25.95	—	SHS CREATION UNI	14019W109
LEN	LENNAR CORP	2,921 (-5.6%)	$300 (-23.0%)	0.2%	$107.30	+12.5%	CL A	526057104
NUE	NUCOR CORP	3,730 (-4.6%)	$608 (+14.9%)	0.4%	$63.21	+137.0%	COM	670346105
SCHF	SCHWAB STRATEGIC TR	155,890 (-1.2%)	$3,748 (+2.1%)	2.4%	$27.78	—	INTL EQTY ETF	808524805
CVX	CHEVRON CORP NEW	10,105 (-2.5%)	$1,540 (-4.3%)	1.0%	$69.19	+118.8%	COM	166764100
CGDV	CAPITAL GROUP DIVIDEND VALUE	267,294 (-3.1%)	$11,665 (+0.6%)	7.4%	$33.86	—	SHS CREATION UNI	14020W106
DELL	DELL TECHNOLOGIES INC	2,890 (-4.4%)	$364 (-15.1%)	0.2%	$104.22	+35.1%	CL C	24703L202
SPLV	INVESCO EXCH TRADED FD TR II	3,106 (-17.3%)	$222 (-19.6%)	0.1%	$58.51	—	S&P500 LOW VOL	46138E354
MDLZ	MONDELEZ INTL INC	4,522 (-4.9%)	$243 (-18.0%)	0.2%	$60.10	-5.1%	CL A	609207105
PPL	PPL CORP	12,991 (-5.0%)	$455 (-10.5%)	0.3%	$23.59	+51.9%	COM	69351T106
AAPL	APPLE INC	5,345 (-3.0%)	$1,453 (+3.6%)	0.9%	$123.60	+117.1%	COM	037833100
HON	HONEYWELL INTL INC	1,954 (-4.4%)	$381 (-11.4%)	0.2%	$176.39	+10.6%	COM	438516106
ABBV	ABBVIE INC	3,595 (-4.2%)	$821 (-5.5%)	0.5%	$84.29	+169.9%	COM	00287Y109
NSC	NORFOLK SOUTHN CORP	1,806 (-4.5%)	$521 (-8.3%)	0.3%	$210.74	+37.0%	COM	655844108
AOS	SMITH A O CORP	4,319 (-4.5%)	$289 (-13.0%)	0.2%	$66.45	+1.5%	COM	831865209
JNJ	JOHNSON & JOHNSON	3,218 (-4.3%)	$666 (+6.8%)	0.4%	$130.14	+51.4%	COM	478160104
AGG	ISHARES TR	2,554 (-12.9%)	$255 (-13.2%)	0.2%	$99.58	—	CORE US AGGBD ET	464287226
LMT	LOCKHEED MARTIN CORP	992 (-4.3%)	$480 (-7.3%)	0.3%	$364.79	+30.5%	COM	539830109
ABT	ABBOTT LABS	2,422 (-4.5%)	$303 (-10.7%)	0.2%	$107.97	+17.9%	COM	002824100
EOG	EOG RES INC	2,617 (-5.6%)	$275 (-11.6%)	0.2%	$107.38	-0.1%	COM	26875P101
PG	PROCTER AND GAMBLE CO	2,234 (-3.2%)	$320 (-9.8%)	0.2%	$124.57	+18.1%	COM	742718109
USMV	ISHARES TR	2,421 (-12.2%)	$228 (-13.1%)	0.1%	$72.48	—	MSCI USA MIN VOL	46429B697
BMY	BRISTOL-MYERS SQUIBB CO	5,326 (-5.2%)	$287 (+13.4%)	0.2%	$55.31	-14.1%	COM	110122108
LOW	LOWES COS INC	1,478 (-4.6%)	$356 (-8.4%)	0.2%	$190.94	+25.6%	COM	548661107
KMI	KINDER MORGAN INC DEL	14,559 (-4.4%)	$400 (-7.1%)	0.3%	$11.06	+143.3%	COM	49456B101
BRK/B	BERKSHIRE HATHAWAY INC DEL	723 (-7.7%)	$363 (-7.7%)	0.2%	$225.96	+120.2%	CL B NEW	084670702
CSCO	CISCO SYS INC	7,809 (-6.6%)	$602 (+5.2%)	0.4%	$37.39	+97.4%	COM	17275R102
WM	WASTE MGMT INC DEL	2,138 (-4.6%)	$470 (-5.1%)	0.3%	$116.39	+82.6%	COM	94106L109
CB	CHUBB LIMITED	1,338 (-4.2%)	$418 (+6.0%)	0.3%	$143.97	+103.1%	COM	H1467J104
SCHE	SCHWAB STRATEGIC TR	20,830 (-1.1%)	$682 (-2.9%)	0.4%	$27.11	—	EMRG MKTEQ ETF	808524706
WPC	WP CAREY INC	3,154 (-4.6%)	$203 (-9.1%)	0.1%	$63.11	—	COM	92936U109
GOOGL	ALPHABET INC	1,060 (-17.3%)	$332 (+6.5%)	0.2%	$164.76	+73.3%	CAP STK CL A	02079K305
FNDE	SCHWAB STRATEGIC TR	12,421 (-4.1%)	$448 (-4.3%)	0.3%	$30.14	—	FUNDAMENTAL EMER	808524730
HSY	HERSHEY CO	1,567 (-3.7%)	$285 (-6.3%)	0.2%	$159.26	+14.3%	COM	427866108
IVW	ISHARES TR	23,194 (-1.4%)	$2,859 (+0.6%)	1.8%	$90.93	—	S&P 500 GRWT ETF	464287309
EMR	EMERSON ELEC CO	3,204 (-5.0%)	$425 (-3.8%)	0.3%	$69.93	+89.3%	COM	291011104
JPM	JPMORGAN CHASE & CO.	2,921 (-3.8%)	$941 (-1.7%)	0.6%	$106.47	+190.7%	COM	46625H100
AMZN	AMAZON COM INC	2,893 (-7.1%)	$668 (-2.3%)	0.4%	$133.09	+71.9%	COM	023135106
MCD	MCDONALDS CORP	1,605 (-3.7%)	$490 (-3.1%)	0.3%	$198.10	+54.0%	COM	580135101
MTB	M & T BK CORP	2,055 (-4.9%)	$414 (-3.0%)	0.3%	$134.10	+41.7%	COM	55261F104
QCOM	QUALCOMM INC	2,947 (-4.6%)	$504 (-1.9%)	0.3%	$127.58	+33.9%	COM	747525103
DE	DEERE & CO	678 (-4.6%)	$316 (-2.9%)	0.2%	$348.88	+34.1%	COM	244199105
TEL	TE CONNECTIVITY PLC	1,888 (-4.7%)	$430 (-1.2%)	0.3%	$146.90	+57.4%	ORD SHS	G87052109
WMT	WALMART INC	5,829 (-6.9%)	$649 (+0.7%)	0.4%	$53.58	+100.1%	COM	931142103
PEP	PEPSICO INC	2,003 (-3.6%)	$287 (-1.5%)	0.2%	$147.72	-1.2%	COM	713448108
BAC	BANK AMERICA CORP	12,093 (-5.7%)	$665 (+0.5%)	0.4%	$26.39	+99.6%	COM	060505104
PNC	PNC FINL SVCS GROUP INC	1,763 (-4.5%)	$368 (-0.8%)	0.2%	$120.22	+60.4%	COM	693475105
VOO	VANGUARD INDEX FDS	3,109 (-2.5%)	$1,950 (-0.1%)	1.2%	$351.34	—	S&P 500 ETF SHS	922908363
SCHW	SCHWAB CHARLES CORP	3,963 (-4.7%)	$396 (-0.3%)	0.3%	$64.26	+47.4%	COM	808513105
ESGV	VANGUARD WORLD FD	8,758 (-2.1%)	$1,059 (-0.0%)	0.7%	$65.86	—	ESG US STK ETF	921910733

Unchanged Positions (16)

CGGR CAPITAL GROUP GROWTH ETF 5.9%

Value ($000) $9,322 Shares 209,630 Est. Cost $34.20 Unrealized —

FNDX SCHWAB STRATEGIC TR 2.4%

Value ($000) $3,739 Shares 137,409 Est. Cost $37.17 Unrealized —

SCHX SCHWAB STRATEGIC TR 3.6%

Value ($000) $5,708 Shares 212,105 Est. Cost $36.21 Unrealized —

FNDF SCHWAB STRATEGIC TR 1.3%

Value ($000) $2,063 Shares 45,634 Est. Cost $35.49 Unrealized —

GLD SPDR GOLD TR 0.4%

Value ($000) $611 Shares 1,542 Est. Cost $182.48 Unrealized —

SCHG SCHWAB STRATEGIC TR 2.1%

Value ($000) $3,273 Shares 100,351 Est. Cost $45.19 Unrealized —

ESGU ISHARES TR 1.1%

Value ($000) $1,745 Shares 11,713 Est. Cost $92.00 Unrealized —

SCHH SCHWAB STRATEGIC TR 0.8%

Value ($000) $1,216 Shares 58,227 Est. Cost $20.09 Unrealized —

IVV ISHARES TR 0.5%

Value ($000) $784 Shares 1,145 Est. Cost $384.84 Unrealized —

CI THE CIGNA GROUP 0.2%

Value ($000) $283 Shares 1,030 Est. Cost $179.43 Unrealized +55.6%

ACWI ISHARES TR 0.3%

Value ($000) $529 Shares 3,742 Est. Cost $90.79 Unrealized —

FNDA SCHWAB STRATEGIC TR 0.3%

Value ($000) $497 Shares 15,765 Est. Cost $40.75 Unrealized —

WVVI WILLAMETTE VY VINEYARD INC 0.0%

Value ($000) $48 Shares 15,622 Est. Cost $6.38 Unrealized -51.1%

CGCP CAPITAL GRP FIXED INCM ETF T 8.7%

Value ($000) $13,659 Shares 603,327 Est. Cost $22.37 Unrealized —

TSLA TESLA INC 0.2%

Value ($000) $268 Shares 596 Est. Cost $346.84 Unrealized +27.8%

FTEC FIDELITY COVINGTON TRUST 0.1%

Value ($000) $209 Shares 929 Est. Cost $222.27 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
CGGR	CAPITAL GROUP GROWTH ETF	209,630	$9,322	5.9%	$34.20	—	SHS CREATION UNI	14020G101
FNDX	SCHWAB STRATEGIC TR	137,409	$3,739	2.4%	$37.17	—	FUNDAMENTAL US L	808524771
SCHX	SCHWAB STRATEGIC TR	212,105	$5,708	3.6%	$36.21	—	US LRG CAP ETF	808524201
FNDF	SCHWAB STRATEGIC TR	45,634	$2,063	1.3%	$35.49	—	FUNDAMENTAL INTL	808524755
GLD	SPDR GOLD TR	1,542	$611	0.4%	$182.48	—	GOLD SHS	78463V107
SCHG	SCHWAB STRATEGIC TR	100,351	$3,273	2.1%	$45.19	—	US LCAP GR ETF	808524300
ESGU	ISHARES TR	11,713	$1,745	1.1%	$92.00	—	ESG AWR MSCI USA	46435G425
SCHH	SCHWAB STRATEGIC TR	58,227	$1,216	0.8%	$20.09	—	US REIT ETF	808524847
IVV	ISHARES TR	1,145	$784	0.5%	$384.84	—	CORE S&P500 ETF	464287200
CI	THE CIGNA GROUP	1,030	$283	0.2%	$179.43	+55.6%	COM	125523100
ACWI	ISHARES TR	3,742	$529	0.3%	$90.79	—	MSCI ACWI ETF	464288257
FNDA	SCHWAB STRATEGIC TR	15,765	$497	0.3%	$40.75	—	FUNDAMENTAL US S	808524763
WVVI	WILLAMETTE VY VINEYARD INC	15,622	$48	0.0%	$6.38	-51.1%	COM	969136100
CGCP	CAPITAL GRP FIXED INCM ETF T	603,327	$13,659	8.7%	$22.37	—	CORE PLUS INCM	14020Y102
TSLA	TESLA INC	596	$268	0.2%	$346.84	+27.8%	COM	88160R101
FTEC	FIDELITY COVINGTON TRUST	929	$209	0.1%	$222.27	—	MSCI INFO TECH I	316092808