IRONWOOD WEALTH MANAGEMENT, INC. Long-Term Concentrated

Period: Q4 2025 (← Previous)

Filing Date: Jan 14, 2026

Total Value ($000): $222,922 (100.0% shares, 0.0% debt)

Holdings (23)

New Positions (1)

Value ($000) $1 Shares 14 Est. Cost $78.93 Unrealized 0.0%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
MET	METLIFE INC	14	$1	0.0%	$78.93	0.0%	COM	59156R108

Increased Positions (2)

XLE SELECT SECTOR SPDR TR 2.0%

Value ($000) $4,455 (+7.8%) Shares 95,457 (+96.8%) Est. Cost $61.99 Unrealized —

XLK SELECT SECTOR SPDR TR 4.3%

Value ($000) $9,512 (+0.8%) Shares 65,081 (+92.0%) Est. Cost $171.26 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
XLE	SELECT SECTOR SPDR TR	95,457 (+96.8%)	$4,455 (+7.8%)	2.0%	$61.99	—	STATE STREET ENE	81369Y506
XLK	SELECT SECTOR SPDR TR	65,081 (+92.0%)	$9,512 (+0.8%)	4.3%	$171.26	—	STATE STREET TEC	81369Y803

Decreased Positions (13)

IJR ISHARES TR 8.9%

Value ($000) $19,798 (+6.0%) Shares 156,605 (-4.1%) Est. Cost $93.32 Unrealized —

IUSV ISHARES TR 9.2%

Value ($000) $20,418 (+4.8%) Shares 194,014 (-2.4%) Est. Cost $69.01 Unrealized —

IVLU ISHARES TR 4.6%

Value ($000) $10,261 (+7.2%) Shares 262,899 (-4.7%) Est. Cost $25.76 Unrealized —

IVE ISHARES TR 6.4%

Value ($000) $14,378 (+4.9%) Shares 66,137 (-2.3%) Est. Cost $136.18 Unrealized —

VYM VANGUARD WHITEHALL FDS 6.1%

Value ($000) $13,664 (+4.6%) Shares 92,786 (-2.4%) Est. Cost $125.87 Unrealized —

PULS PGIM ETF TR 9.3%

Value ($000) $20,802 (-1.3%) Shares 418,892 (-1.2%) Est. Cost $49.07 Unrealized —

XLI SELECT SECTOR SPDR TR 2.4%

Value ($000) $5,385 (+5.5%) Shares 33,254 (-2.4%) Est. Cost $135.51 Unrealized —

IUSG ISHARES TR 5.8%

Value ($000) $12,921 (+2.2%) Shares 75,955 (-3.1%) Est. Cost $88.59 Unrealized —

XLF SELECT SECTOR SPDR TR 2.1%

Value ($000) $4,664 (+4.9%) Shares 83,682 (-1.8%) Est. Cost $38.13 Unrealized —

IVV ISHARES TR 7.7%

Value ($000) $17,242 (+0.8%) Shares 24,734 (-5.2%) Est. Cost $375.57 Unrealized —

AXP AMERICAN EXPRESS CO 0.0%

Value ($000) $68 (-43.3%) Shares 180 (-52.3%) Est. Cost $103.86 Unrealized +243.7%

USMV ISHARES TR 5.8%

Value ($000) $12,909 (-0.4%) Shares 136,396 (-1.1%) Est. Cost $68.85 Unrealized —

BKLN INVESCO EXCH TRADED FD TR II 11.0%

Value ($000) $24,536 (+0.1%) Shares 1,165,053 (-1.2%) Est. Cost $21.10 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
IJR	ISHARES TR	156,605 (-4.1%)	$19,798 (+6.0%)	8.9%	$93.32	—	CORE S&P SCP ETF	464287804
IUSV	ISHARES TR	194,014 (-2.4%)	$20,418 (+4.8%)	9.2%	$69.01	—	CORE S&P US VLU	464287663
IVLU	ISHARES TR	262,899 (-4.7%)	$10,261 (+7.2%)	4.6%	$25.76	—	MSCI INTL VLU FT	46435G409
IVE	ISHARES TR	66,137 (-2.3%)	$14,378 (+4.9%)	6.4%	$136.18	—	S&P 500 VAL ETF	464287408
VYM	VANGUARD WHITEHALL FDS	92,786 (-2.4%)	$13,664 (+4.6%)	6.1%	$125.87	—	HIGH DIV YLD	921946406
PULS	PGIM ETF TR	418,892 (-1.2%)	$20,802 (-1.3%)	9.3%	$49.07	—	PGIM ULTRA SH BD	69344A107
XLI	SELECT SECTOR SPDR TR	33,254 (-2.4%)	$5,385 (+5.5%)	2.4%	$135.51	—	STATE STREET IND	81369Y704
IUSG	ISHARES TR	75,955 (-3.1%)	$12,921 (+2.2%)	5.8%	$88.59	—	CORE S&P US GWT	464287671
XLF	SELECT SECTOR SPDR TR	83,682 (-1.8%)	$4,664 (+4.9%)	2.1%	$38.13	—	STATE STREET FIN	81369Y605
IVV	ISHARES TR	24,734 (-5.2%)	$17,242 (+0.8%)	7.7%	$375.57	—	CORE S&P500 ETF	464287200
AXP	AMERICAN EXPRESS CO	180 (-52.3%)	$68 (-43.3%)	0.0%	$103.86	+243.7%	COM	025816109
USMV	ISHARES TR	136,396 (-1.1%)	$12,909 (-0.4%)	5.8%	$68.85	—	MSCI USA MIN VOL	46429B697
BKLN	INVESCO EXCH TRADED FD TR II	1,165,053 (-1.2%)	$24,536 (+0.1%)	11.0%	$21.10	—	SR LN ETF	46138G508

Unchanged Positions (7)

JPST J P MORGAN EXCHANGE TRADED F 10.5%

Value ($000) $23,516 Shares 464,464 Est. Cost $50.12 Unrealized —

DD DUPONT DE NEMOURS INC 0.0%

Value ($000) $24 Shares 552 Est. Cost $25.37 Unrealized +47.3%

SJNK SPDR SERIES TRUST 3.7%

Value ($000) $8,280 Shares 325,582 Est. Cost $24.09 Unrealized —

DOW DOW INC 0.0%

Value ($000) $15 Shares 552 Est. Cost $44.79 Unrealized -49.2%

COP CONOCOPHILLIPS 0.0%

Value ($000) $20 Shares 200 Est. Cost $30.72 Unrealized +193.0%

CTVA CORTEVA INC 0.0%

Value ($000) $18 Shares 264 Est. Cost $42.43 Unrealized +52.1%

VZ VERIZON COMMUNICATIONS INC 0.0%

Value ($000) $38 Shares 936 Est. Cost $43.98 Unrealized -8.0%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
JPST	J P MORGAN EXCHANGE TRADED F	464,464	$23,516	10.5%	$50.12	—	ULTRA SHRT ETF	46641Q837
DD	DUPONT DE NEMOURS INC	552	$24	0.0%	$25.37	+47.3%	COM	26614N102
SJNK	SPDR SERIES TRUST	325,582	$8,280	3.7%	$24.09	—	STATE STREET SPD	78468R408
DOW	DOW INC	552	$15	0.0%	$44.79	-49.2%	COM	260557103
COP	CONOCOPHILLIPS	200	$20	0.0%	$30.72	+193.0%	COM	20825C104
CTVA	CORTEVA INC	264	$18	0.0%	$42.43	+52.1%	COM	22052L104
VZ	VERIZON COMMUNICATIONS INC	936	$38	0.0%	$43.98	-8.0%	COM	92343V104