Waterford Advisors, LLC Diversified Active

Location: Orchard Park, NY

CIK: 0001960657 · Show all filings

Period: Q4 2024 (← Previous) (Next →)

Filing Date: Feb 14, 2025

Total Value: $196M (100.0% shares, 0.0% debt)

Holdings (46)

IVV ISHARES TR 25.8%

Value $50.71M Shares 86,138 Est. Cost $404.85 Unrealized —

VUG VANGUARD INDEX FDS 12.6%

Value $24.75M Shares 60,296 Est. Cost $223.27 Unrealized —

VTV VANGUARD INDEX FDS 11.7%

Value $22.9M Shares 135,279 Est. Cost $144.13 Unrealized —

VEA VANGUARD TAX-MANAGED FDS 8.8%

Value $17.19M Shares 359,510 Est. Cost $43.25 Unrealized —

SCHA SCHWAB STRATEGIC TR 8.3%

Value $16.21M Shares 626,777 Est. Cost $25.86 Unrealized —

VWO VANGUARD INTL EQUITY INDEX F 4.2%

Value $8.159M Shares 185,273 Est. Cost $41.20 Unrealized —

FNDE SCHWAB STRATEGIC TR 4.0%

Value $7.862M Shares 270,625 Est. Cost $29.05 Unrealized —

REET ISHARES TR 3.5%

Value $6.838M Shares 285,271 Est. Cost $23.01 Unrealized —

MGC VANGUARD WORLD FD 2.8%

Value $5.518M Shares 25,946 Est. Cost $143.13 Unrealized —

SCHF SCHWAB STRATEGIC TR 2.4%

Value $4.744M Shares 256,459 Est. Cost $25.35 Unrealized —

SCHV SCHWAB STRATEGIC TR 2.0%

Value $3.862M Shares 148,145 Est. Cost $39.39 Unrealized —

RSP INVESCO EXCHANGE TRADED FD T 1.4%

Value $2.844M Shares 16,232 Est. Cost $141.25 Unrealized —

CBU COMMUNITY FINANCIAL SYSTEM I 1.4%

Value $2.767M Shares 44,863 Est. Cost $54.73 Unrealized +12.7%

AAPL APPLE INC 1.1%

Value $2.095M Shares 8,367 Est. Cost $141.18 Unrealized +66.1%

BRK/A BERKSHIRE HATHAWAY INC DEL 1.0%

Value $2.043M Shares 300 Est. Cost $692527.00 Unrealized 0.0%

VNQ VANGUARD INDEX FDS 1.0%

Value $1.9M Shares 21,329 Est. Cost $82.66 Unrealized —

RTX RTX CORPORATION 0.9%

Value $1.73M Shares 14,947 Est. Cost $87.65 Unrealized +34.9%

SCHE SCHWAB STRATEGIC TR 0.7%

Value $1.407M Shares 52,821 Est. Cost $24.79 Unrealized —

MSFT MICROSOFT CORP 0.6%

Value $1.175M Shares 2,788 Est. Cost $250.84 Unrealized +68.4%

CARR CARRIER GLOBAL CORPORATION 0.5%

Value $913K Shares 13,381 Est. Cost $38.88 Unrealized +91.3%

VB VANGUARD INDEX FDS 0.4%

Value $881K Shares 3,665 Est. Cost $183.67 Unrealized —

APH AMPHENOL CORP NEW 0.4%

Value $714K Shares 10,284 Est. Cost $64.05 Unrealized +8.3%

NVDA NVIDIA CORPORATION 0.4%

Value $709K Shares 5,276 Est. Cost $95.11 Unrealized +44.9%

OTIS OTIS WORLDWIDE CORP 0.3%

Value $620K Shares 6,690 Est. Cost $70.16 Unrealized +40.1%

EFA ISHARES TR 0.3%

Value $585K Shares 7,737 Est. Cost $65.82 Unrealized —

URTH ISHARES INC 0.3%

Value $573K Shares 3,688 Est. Cost $117.59 Unrealized —

SCHB SCHWAB STRATEGIC TR 0.3%

Value $521K Shares 22,944 Est. Cost $30.09 Unrealized —

JPM JPMORGAN CHASE & CO. 0.3%

Value $517K Shares 2,157 Est. Cost $125.40 Unrealized +81.8%

HD HOME DEPOT INC 0.3%

Value $513K Shares 1,320 Est. Cost $281.19 Unrealized +41.3%

SPY SPDR S&P 500 ETF TR 0.2%

Value $485K Shares 828 Est. Cost $382.40 Unrealized —

NFG NATIONAL FUEL GAS CO 0.2%

Value $406K Shares 6,690 Est. Cost $54.82 Unrealized +11.8%

V VISA INC 0.2%

Value $405K Shares 1,280 Est. Cost $202.53 Unrealized +47.3%

SCHG SCHWAB STRATEGIC TR 0.2%

Value $351K Shares 12,580 Est. Cost $37.20 Unrealized —

VOO VANGUARD INDEX FDS 0.2%

Value $327K Shares 607 Est. Cost $356.08 Unrealized —

MRK MERCK & CO INC 0.2%

Value $319K Shares 3,208 Est. Cost $92.80 Unrealized +6.4%

CAT CATERPILLAR INC 0.2%

Value $318K Shares 877 Est. Cost $251.22 Unrealized +52.0%

XOM EXXON MOBIL CORP 0.2%

Value $301K Shares 2,802 Est. Cost $96.28 Unrealized +16.7%

SHW SHERWIN WILLIAMS CO 0.2%

Value $297K Shares 873 Est. Cost $228.44 Unrealized +61.8%

TSLA TESLA INC 0.1%

Value $278K Shares 688 Est. Cost $321.74 Unrealized 0.0%

SCHD SCHWAB STRATEGIC TR 0.1%

Value $273K Shares 9,987 Est. Cost $43.35 Unrealized —

AMGN AMGEN INC 0.1%

Value $271K Shares 1,041 Est. Cost $231.86 Unrealized +23.4%

META META PLATFORMS INC 0.1%

Value $269K Shares 460 Est. Cost $327.83 Unrealized +78.4%

AMZN AMAZON COM INC 0.1%

Value $249K Shares 1,137 Est. Cost $183.63 Unrealized +11.4%

SO SOUTHERN CO 0.1%

Value $220K Shares 2,671 Est. Cost $59.86 Unrealized +41.2%

PG PROCTER AND GAMBLE CO 0.1%

Value $214K Shares 1,278 Est. Cost $144.12 Unrealized +15.0%

EEM ISHARES TR 0.1%

Value $208K Shares 4,967 Est. Cost $40.21 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
IVV	ISHARES TR	86,138	$50.71M	25.8%	$404.85	—	CORE S&P500 ETF	464287200
VUG	VANGUARD INDEX FDS	60,296	$24.75M	12.6%	$223.27	—	GROWTH ETF	922908736
VTV	VANGUARD INDEX FDS	135,279	$22.9M	11.7%	$144.13	—	VALUE ETF	922908744
VEA	VANGUARD TAX-MANAGED FDS	359,510	$17.19M	8.8%	$43.25	—	VAN FTSE DEV MKT	921943858
SCHA	SCHWAB STRATEGIC TR	626,777	$16.21M	8.3%	$25.86	—	US SML CAP ETF	808524607
VWO	VANGUARD INTL EQUITY INDEX F	185,273	$8.159M	4.2%	$41.20	—	FTSE EMR MKT ETF	922042858
FNDE	SCHWAB STRATEGIC TR	270,625	$7.862M	4.0%	$29.05	—	FUNDAMENTAL EMER	808524730
REET	ISHARES TR	285,271	$6.838M	3.5%	$23.01	—	GLOBAL REIT ETF	46434V647
MGC	VANGUARD WORLD FD	25,946	$5.518M	2.8%	$143.13	—	MEGA CAP INDEX	921910873
SCHF	SCHWAB STRATEGIC TR	256,459	$4.744M	2.4%	$25.35	—	INTL EQTY ETF	808524805
SCHV	SCHWAB STRATEGIC TR	148,145	$3.862M	2.0%	$39.39	—	US LCAP VA ETF	808524409
RSP	INVESCO EXCHANGE TRADED FD T	16,232	$2.844M	1.4%	$141.25	—	S&P500 EQL WGT	46137V357
CBU	COMMUNITY FINANCIAL SYSTEM I	44,863	$2.767M	1.4%	$54.73	+12.7%	COM	203607106
AAPL	APPLE INC	8,367	$2.095M	1.1%	$141.18	+66.1%	COM	037833100
BRK/A	BERKSHIRE HATHAWAY INC DEL	300	$2.043M	1.0%	$692527.00	0.0%	CL A	084670108
VNQ	VANGUARD INDEX FDS	21,329	$1.9M	1.0%	$82.66	—	REAL ESTATE ETF	922908553
RTX	RTX CORPORATION	14,947	$1.73M	0.9%	$87.65	+34.9%	COM	75513E101
SCHE	SCHWAB STRATEGIC TR	52,821	$1.407M	0.7%	$24.79	—	EMRG MKTEQ ETF	808524706
MSFT	MICROSOFT CORP	2,788	$1.175M	0.6%	$250.84	+68.4%	COM	594918104
CARR	CARRIER GLOBAL CORPORATION	13,381	$913K	0.5%	$38.88	+91.3%	COM	14448C104
VB	VANGUARD INDEX FDS	3,665	$881K	0.4%	$183.67	—	SMALL CP ETF	922908751
APH	AMPHENOL CORP NEW	10,284	$714K	0.4%	$64.05	+8.3%	CL A	032095101
NVDA	NVIDIA CORPORATION	5,276	$709K	0.4%	$95.11	+44.9%	COM	67066G104
OTIS	OTIS WORLDWIDE CORP	6,690	$620K	0.3%	$70.16	+40.1%	COM	68902V107
EFA	ISHARES TR	7,737	$585K	0.3%	$65.82	—	MSCI EAFE ETF	464287465
URTH	ISHARES INC	3,688	$573K	0.3%	$117.59	—	MSCI WORLD ETF	464286392
SCHB	SCHWAB STRATEGIC TR	22,944	$521K	0.3%	$30.09	—	US BRD MKT ETF	808524102
JPM	JPMORGAN CHASE & CO.	2,157	$517K	0.3%	$125.40	+81.8%	COM	46625H100
HD	HOME DEPOT INC	1,320	$513K	0.3%	$281.19	+41.3%	COM	437076102
SPY	SPDR S&P 500 ETF TR	828	$485K	0.2%	$382.40	—	TR UNIT	78462F103
NFG	NATIONAL FUEL GAS CO	6,690	$406K	0.2%	$54.82	+11.8%	COM	636180101
V	VISA INC	1,280	$405K	0.2%	$202.53	+47.3%	COM CL A	92826C839
SCHG	SCHWAB STRATEGIC TR	12,580	$351K	0.2%	$37.20	—	US LCAP GR ETF	808524300
VOO	VANGUARD INDEX FDS	607	$327K	0.2%	$356.08	—	S&P 500 ETF SHS	922908363
MRK	MERCK & CO INC	3,208	$319K	0.2%	$92.80	+6.4%	COM	58933Y105
CAT	CATERPILLAR INC	877	$318K	0.2%	$251.22	+52.0%	COM	149123101
XOM	EXXON MOBIL CORP	2,802	$301K	0.2%	$96.28	+16.7%	COM	30231G102
SHW	SHERWIN WILLIAMS CO	873	$297K	0.2%	$228.44	+61.8%	COM	824348106
TSLA	TESLA INC	688	$278K	0.1%	$321.74	0.0%	COM	88160R101
SCHD	SCHWAB STRATEGIC TR	9,987	$273K	0.1%	$43.35	—	US DIVIDEND EQ	808524797
AMGN	AMGEN INC	1,041	$271K	0.1%	$231.86	+23.4%	COM	031162100
META	META PLATFORMS INC	460	$269K	0.1%	$327.83	+78.4%	CL A	30303M102
AMZN	AMAZON COM INC	1,137	$249K	0.1%	$183.63	+11.4%	COM	023135106
SO	SOUTHERN CO	2,671	$220K	0.1%	$59.86	+41.2%	COM	842587107
PG	PROCTER AND GAMBLE CO	1,278	$214K	0.1%	$144.12	+15.0%	COM	742718109
EEM	ISHARES TR	4,967	$208K	0.1%	$40.21	—	MSCI EMG MKT ETF	464287234