Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VOO	Vanguard	607,767	$372M	22.3%	$556.32	—	S&P 500 ETF	922908363
QQQ	Invesco	367,902	$221M	13.2%	$551.64	—	QQQ Trust Series 1	46090E103
USHY	iShares	3,140,450	$119M	7.1%	$36.49	—	Broad USD High Yield Corporate Bond ETF	46435U853
VUG	Vanguard	220,810	$106M	6.3%	$438.98	—	Growth ETF	922908736
MGK	Vanguard	261,800	$105M	6.3%	$366.17	—	Mega Cap Growth ETF	921910816
IWF	iShares	224,830	$105M	6.3%	$424.58	—	Russell 1000 Growth ETF	464287614
SPHY	SPDR	3,170,930	$75.91M	4.5%	$23.36	—	Portfolio High Yield Bond ETF	78468R606
PULS	PGIM	1,162,387	$57.92M	3.5%	$49.83	—	Ultra Short Bond ETF	69344A107
FLOT	iShares	1,089,966	$55.68M	3.3%	$51.07	—	Floating Rate Bond ETF	46429B655
FLTR	VanEck	2,147,092	$54.9M	3.3%	$25.54	—	IG Floating Rate ETF	92189F486
JPST	JPMorgan	1,080,232	$54.8M	3.3%	$50.73	—	Ultra-Short Income ETF	46641Q837
VNLA	Janus Henderson	1,035,956	$51.06M	3.1%	$49.25	—	Short Duration Income ETF	47103U886
HYLB	Xtrackers	1,322,962	$49.1M	2.9%	$36.22	—	USD High Yield Corporate Bond ETF	233051432
ANGL	VanEck	1,363,870	$40.55M	2.4%	$28.73	—	Fallen Angel High Yield Bond ETF	92189F437
PYLD	PIMCO	1,443,355	$38.74M	2.3%	$26.46	—	Multisector Bond Active ETF	72201R585
GSST	Goldman Sachs	647,061	$32.81M	2.0%	$50.60	—	Ultra Short Bond ETF	381430230
YEAR	AB ACTIVE ETFS INC	497,486	$25.21M	1.5%	$50.67	—	ULTRA SHORT INCM	00039J103
JSI	Janus Henderson	383,352	$20.04M	1.2%	$52.46	—	Securitized Income ETF	47103U746
VUSB	Vanguard	189,035	$9.451M	0.6%	$49.95	—	Ultra Short Bond ETF	92203C303
IEF	iShares	83,454	$8.05M	0.5%	$95.17	—	7-10 Year Treasury Bond ETF	464287440
BKUI	BNY Mellon	138,713	$6.927M	0.4%	$49.87	—	Ultra Short Income ETF	09661T859
SGOL	abrdn	170,684	$6.283M	0.4%	$36.81	—	Physical Gold Shares ETF	00326A104
SPEM	SPDR	126,629	$5.928M	0.4%	$43.81	—	Portfolio Emerging Markets ETF	78463X509
FLJP	Franklin	166,439	$5.752M	0.3%	$32.82	—	FTSE Japan ETF	35473P744
VGK	Vanguard	71,622	$5.715M	0.3%	$73.14	—	FTSE Europe ETF	922042874
CDX	Simplify	200,172	$4.586M	0.3%	$22.91	—	High Yield ETF	82889N830
JHHY	John Hancock	350,152	$4.573M	0.3%	$13.97	—	High Yield ETF	47804J719
VTI	Vanguard	13,900	$4.562M	0.3%	$328.17	—	Total Stock Market ETF	922908769
XCCC	BondBloxx	107,289	$4.211M	0.3%	$39.21	—	CCC-Rated USD High Yield Corporate Bond ETF	09789C887
SPYV	SPDR	51,875	$2.87M	0.2%	$55.33	—	Portfolio S&P 500 Value ETF	78464A508
CGUI	Capital Group	111,925	$2.831M	0.2%	$25.26	—	Ultra Short Income ETF	14020Y888
HDV	iShares	22,500	$2.755M	0.2%	$122.45	—	Core High Dividend ETF	46429B663
NUSB	Nuveen	100,700	$2.552M	0.2%	$25.34	—	Ultra Short Income ETF	67092P755
IGIB	iShares	42,264	$2.286M	0.1%	$54.09	—	5-10 Year Investment Grade Corporate Bond ETF	464288638
BKGI	BNY Mellon	43,846	$1.707M	0.1%	$39.25	—	Global Infrastructure Income ETF	09661T826
EMHY	iShares	31,923	$1.267M	0.1%	$39.69	—	J.P. Morgan EM High Yield Bond ETF	464286285
EMB	iShares	12,542	$1.194M	0.1%	$93.00	—	J.P. Morgan USD Emerging Markets Bond ETF	464288281