Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
SPTM	SPDR SERIES TRUST	318,319	$26.26M	8.4%	$82.50	$56.71	+45.5%	STATE STREET SPD	78464A805
LGLV	SPDR SERIES TRUST	123,610	$21.7M	6.9%	$175.57	$142.53	+23.2%	STATE STREET SPD	78468R804
ACWV	ISHARES INC	175,929	$20.89M	6.7%	$118.75	$99.99	+18.8%	MSCI GBL MIN VOL	464286525
TIP	ISHARES TR	175,126	$19.25M	6.1%	$109.91	$105.92	+3.8%	TIPS BD ETF	464287176
VGIT	VANGUARD SCOTTSDALE FDS	302,292	$18.12M	5.8%	$59.93	$59.72	+0.4%	INTER TERM TREAS	92206C706
IAGG	ISHARES TR	344,715	$17.24M	5.5%	$50.01	$50.14	-0.2%	CORE INTL AGGR	46435G672
VT	VANGUARD INTL EQUITY INDEX F	117,805	$16.62M	5.3%	$141.06	$97.59	+44.5%	TT WRLD ST ETF	922042742
VO	VANGUARD INDEX FDS	56,843	$16.5M	5.3%	$290.22 *	$55.26	+31.3%	MID CAP ETF	922908629
XMLV	INVESCO EXCH TRADED FD TR II	254,042	$15.84M	5.1%	$62.37	$60.88	+2.5%	S&P MIDCP LOW	46138E198
ISTB	ISHARES TR	314,458	$15.33M	4.9%	$48.75	$47.30	+3.1%	CORE 1 5 YR USD	46432F859
VWO	VANGUARD INTL EQUITY INDEX F	277,126	$14.9M	4.8%	$53.76	$42.15	+27.5%	FTSE EMR MKT ETF	922042858
IGEB	ISHARES TR	309,074	$14.11M	4.5%	$45.66	$43.99	+3.8%	INVESTMENT GRADE	46435G219
SPDW	SPDR INDEX SHS FDS	300,148	$13.33M	4.3%	$44.41	$32.57	+36.3%	PORTFOLIO DEVLPD	78463X889
VB	VANGUARD INDEX FDS	45,204	$11.66M	3.7%	$257.95	$200.72	+28.5%	SMALL CP ETF	922908751
SMLV	SPDR SERIES TRUST	80,282	$10.53M	3.4%	$131.13	$105.77	+24.0%	STATE STREET SPD	78468R887
SCZ	ISHARES TR	135,369	$10.5M	3.4%	$77.53	$59.20	+31.0%	EAFE SML CP ETF	464288273
USFR	WISDOMTREE TR	175,551	$8.834M	2.8%	$50.32	$50.35	-0.1%	FLOATNG RAT TREA	97717Y527
XEMD	BONDBLOXX ETF TRUST	191,975	$8.558M	2.7%	$44.58	$43.42	+2.7%	JP MORGAN USD EM	09789C879
FLBL	FRANKLIN TEMPLETON ETF TR	334,019	$7.823M	2.5%	$23.42	$24.29	-3.6%	SENIOR LOAN ETF	35473P595
CEMB	ISHARES INC	153,003	$7.018M	2.2%	$45.87	$43.27	+6.0%	JP MRG EM CRP BD	464286251
JHMM	JOHN HANCOCK EXCHANGE TRADED	45,548	$2.982M	1.0%	$65.48	$51.37	+27.5%	MULTIFACTOR MI	47804J206
MUB	ISHARES TR	20,003	$2.142M	0.7%	$107.11	$105.02	+2.0%	NATIONAL MUN ETF	464288414
VTIP	VANGUARD MALVERN FDS	37,500	$1.855M	0.6%	$49.46	$47.41	+4.3%	STRM INFPROIDX	922020805
XMHQ	INVESCO EXCHANGE TRADED FD T	13,612	$1.394M	0.4%	$102.42	$96.53	+6.1%	S&P MDCP QUALITY	46137V472
DVYE	ISHARES INC	44,729	$1.394M	0.4%	$31.16	$27.92	+11.6%	EM MKTS DIV ETF	464286319
BIL	SPDR SERIES TRUST	13,417	$1.226M	0.4%	$91.38	$91.58	-0.2%	STATE STREET SPD	78468R663
MSFT	MICROSOFT CORP	2,487	$1.203M	0.4%	$483.53	$350.36	+38.0%	COM	594918104
MEAR	ISHARES U S ETF TR	17,004	$856K	0.3%	$50.32	$50.28	+0.1%	SHORT MATURITY M	46431W838
WRB	BERKLEY W R CORP	8,055	$565K	0.2%	$70.12	$46.65	+50.3%	COM	084423102
TFI	SPDR SERIES TRUST	12,248	$560K	0.2%	$45.71	$44.89	+1.8%	STATE STREET SPD	78468R721
HON	HONEYWELL INTL INC	2,697	$526K	0.2%	$195.09	$199.66	-2.3%	COM	438516106
AAPL	APPLE INC	1,739	$473K	0.2%	$271.89	$183.97	+47.8%	COM	037833100
TSLA	TESLA INC	942	$424K	0.1%	$449.72	$317.98	+41.4%	COM	88160R101
AOR	ISHARES TR	6,079	$395K	0.1%	$65.01	$53.93	+20.5%	CORE 60/40 BALAN	464289867
SPY	SPDR S&P 500 ETF TR	446	$304K	0.1%	$682.26	$589.16	+15.7%	TR UNIT	78462F103
CAT	CATERPILLAR INC	500	$286K	0.1%	$572.87	$425.39	+34.7%	COM	149123101
XEL	XCEL ENERGY INC	3,842	$284K	0.1%	$73.86	$55.51	+33.1%	COM	98389B100
BGRN	ISHARES TR	5,738	$275K	0.1%	$47.93	$47.30	+1.4%	USD GRN BOND ETF	46435U440
HD	HOME DEPOT INC	723	$249K	0.1%	$344.05	$293.72	+17.2%	COM	437076102
ACWI	ISHARES TR	1,651	$234K	0.1%	$141.49	$119.81	+18.1%	MSCI ACWI ETF	464288257
SUSB	ISHARES TR	9,074	$229K	0.1%	$25.24	$24.84	+1.6%	ESG AWRE 1 5 YR	46435G243
XOM	EXXON MOBIL CORP	1,732	$208K	0.1%	$120.32	$115.49	+4.2%	COM	30231G102
CVX	CHEVRON CORP NEW	1,326	$202K	0.1%	$152.37	$152.28	+0.1%	COM	166764100