Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
HON	HONEYWELL INTL INC	1,348	$302K	0.1%	$223.90	—	COM	438516205
HONA	HONEYWELL AEROSPACE INC	1,348	$298K	0.1%	$221.08	—	COM	43849R105
JPM	JPMORGAN CHASE & CO	757	$248K	0.1%	$327.40	—	COM	46625H100
XJH	ISHARES TR	4,098	$214K	0.1%	$52.14	—	ESG SELECT SCRE	46436E551
AVGO	BROADCOM INC	542	$205K	0.1%	$377.81	—	COM	11135F101

Increased Positions (27)

VWO VANGUARD INTL EQUITY INDEX F 6.1%

Value $21.23M (+12.5%) Shares 355,634 (+1.9%) Est. Cost $45.87 Unrealized —

VO VANGUARD INDEX FDS 5.4%

Value $18.71M (+13.3%) Shares 232,234 (+303.9%) Est. Cost $119.73 Unrealized —

VB VANGUARD INDEX FDS 4.0%

Value $14M (+17.6%) Shares 46,172 (+1.6%) Est. Cost $220.02 Unrealized —

SMLV SPDR SERIES TRUST 3.7%

Value $12.73M (+16.5%) Shares 80,869 (+1.4%) Est. Cost $115.18 Unrealized —

SPDW SPDR INDEX SHS FDS 4.1%

Value $14.18M (+11.6%) Shares 281,499 (+1.1%) Est. Cost $34.73 Unrealized —

XMLV INVESCO EXCH TRADED FD TR II 5.1%

Value $17.66M (+7.2%) Shares 266,274 (+1.7%) Est. Cost $61.89 Unrealized —

ACWV ISHARES INC 6.5%

Value $22.45M (+4.1%) Shares 186,708 (+3.4%) Est. Cost $103.70 Unrealized —

LGLV SPDR SERIES TRUST 6.7%

Value $23.3M (+3.8%) Shares 128,408 (+1.9%) Est. Cost $149.73 Unrealized —

XEMD BONDBLOXX ETF TRUST 4.2%

Value $14.65M (+5.5%) Shares 326,139 (+3.2%) Est. Cost $43.94 Unrealized —

SCZ ISHARES TR 3.1%

Value $10.83M (+6.7%) Shares 131,697 (+1.7%) Est. Cost $63.37 Unrealized —

JHMM JOHN HANCOCK EXCHANGE TRADED 1.1%

Value $3.794M (+18.8%) Shares 50,610 (+6.4%) Est. Cost $56.72 Unrealized —

IAGG ISHARES TR 5.6%

Value $19.5M (+3.0%) Shares 385,459 (+1.9%) Est. Cost $50.16 Unrealized —

XMHQ INVESCO EXCHANGE TRADED FD T 0.6%

Value $2.164M (+31.5%) Shares 19,174 (+20.4%) Est. Cost $100.27 Unrealized —

VGIT VANGUARD SCOTTSDALE FDS 6.5%

Value $22.43M (+2.0%) Shares 380,281 (+3.0%) Est. Cost $59.84 Unrealized —

IGEB ISHARES TR 5.3%

Value $18.43M (+2.5%) Shares 408,504 (+2.3%) Est. Cost $45.28 Unrealized —

CAT CATERPILLAR INC 0.2%

Value $671K (+89.4%) Shares 630 (+26.0%) Est. Cost $557.35 Unrealized —

AOR ISHARES TR 0.2%

Value $681K (+74.2%) Shares 9,804 (+61.3%) Est. Cost $60.12 Unrealized —

SGOV ISHARES TR 4.2%

Value $14.72M (+2.0%) Shares 146,232 (+2.0%) Est. Cost $100.66 Unrealized —

TIP ISHARES TR 3.8%

Value $13.05M (+1.9%) Shares 119,218 (+2.8%) Est. Cost $108.01 Unrealized —

BND VANGUARD BD INDEX FDS 4.2%

Value $14.7M (+1.6%) Shares 200,239 (+1.9%) Est. Cost $73.64 Unrealized —

MUB ISHARES TR 0.7%

Value $2.494M (+9.9%) Shares 23,172 (+8.4%) Est. Cost $107.47 Unrealized —

AAPL APPLE INC 0.2%

Value $611K (+38.5%) Shares 2,113 (+21.5%) Est. Cost $202.63 Unrealized —

FLBL FRANKLIN TEMPLETON ETF TR 2.3%

Value $7.932M (+2.0%) Shares 346,058 (+2.3%) Est. Cost $24.34 Unrealized —

TSLA TESLA INC 0.1%

Value $449K (+25.2%) Shares 1,068 (+10.7%) Est. Cost $330.20 Unrealized —

BIL SPDR SERIES TRUST 0.4%

Value $1.417M (+6.8%) Shares 15,458 (+6.8%) Est. Cost $91.53 Unrealized —

MEAR ISHARES U S ETF TR 0.3%

Value $1.121M (+8.0%) Shares 22,245 (+7.9%) Est. Cost $50.36 Unrealized —

MSFT MICROSOFT CORP 0.3%

Value $999K (+5.9%) Shares 2,678 (+5.1%) Est. Cost $353.40 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VWO	VANGUARD INTL EQUITY INDEX F	355,634 (+1.9%)	$21.23M (+12.5%)	6.1%	$45.87	—	FTSE EMR MKT ETF	922042858
VO	VANGUARD INDEX FDS	232,234 (+303.9%)	$18.71M (+13.3%)	5.4%	$119.73	—	MID CAP ETF	922908629
VB	VANGUARD INDEX FDS	46,172 (+1.6%)	$14M (+17.6%)	4.0%	$220.02	—	SMALL CP ETF	922908751
SMLV	SPDR SERIES TRUST	80,869 (+1.4%)	$12.73M (+16.5%)	3.7%	$115.18	—	ST STR R2K LOWV	78468R887
SPDW	SPDR INDEX SHS FDS	281,499 (+1.1%)	$14.18M (+11.6%)	4.1%	$34.73	—	ST STR PO EX ETF	78463X889
XMLV	INVESCO EXCH TRADED FD TR II	266,274 (+1.7%)	$17.66M (+7.2%)	5.1%	$61.89	—	S&P MIDCP LOW	46138E198
ACWV	ISHARES INC	186,708 (+3.4%)	$22.45M (+4.1%)	6.5%	$103.70	—	MSCI GBL MIN VOL	464286525
LGLV	SPDR SERIES TRUST	128,408 (+1.9%)	$23.3M (+3.8%)	6.7%	$149.73	—	ST STR R1K LOWV	78468R804
XEMD	BONDBLOXX ETF TRUST	326,139 (+3.2%)	$14.65M (+5.5%)	4.2%	$43.94	—	JP MOR USD 1 ETF	09789C879
SCZ	ISHARES TR	131,697 (+1.7%)	$10.83M (+6.7%)	3.1%	$63.37	—	EAFE SML CP ETF	464288273
JHMM	JOHN HANCOCK EXCHANGE TRADED	50,610 (+6.4%)	$3.794M (+18.8%)	1.1%	$56.72	—	MULTIFACTOR MI	47804J206
IAGG	ISHARES TR	385,459 (+1.9%)	$19.5M (+3.0%)	5.6%	$50.16	—	CORE INTL AGGR	46435G672
XMHQ	INVESCO EXCHANGE TRADED FD T	19,174 (+20.4%)	$2.164M (+31.5%)	0.6%	$100.27	—	S&P MDCP QUALITY	46137V472
VGIT	VANGUARD SCOTTSDALE FDS	380,281 (+3.0%)	$22.43M (+2.0%)	6.5%	$59.84	—	INTER TERM TREAS	92206C706
IGEB	ISHARES TR	408,504 (+2.3%)	$18.43M (+2.5%)	5.3%	$45.28	—	INVT GRAD SY ETF	46435G219
CAT	CATERPILLAR INC	630 (+26.0%)	$671K (+89.4%)	0.2%	$557.35	—	COM	149123101
AOR	ISHARES TR	9,804 (+61.3%)	$681K (+74.2%)	0.2%	$60.12	—	CORE 60 BALA ETF	464289867
SGOV	ISHARES TR	146,232 (+2.0%)	$14.72M (+2.0%)	4.2%	$100.66	—	0-3 MTH TREASURY	46436E718
TIP	ISHARES TR	119,218 (+2.8%)	$13.05M (+1.9%)	3.8%	$108.01	—	TIPS BD ETF	464287176
BND	VANGUARD BD INDEX FDS	200,239 (+1.9%)	$14.7M (+1.6%)	4.2%	$73.64	—	TOTAL BND MRKT	921937835
MUB	ISHARES TR	23,172 (+8.4%)	$2.494M (+9.9%)	0.7%	$107.47	—	NATIONAL MUN ETF	464288414
AAPL	APPLE INC	2,113 (+21.5%)	$611K (+38.5%)	0.2%	$202.63	—	COM	037833100
FLBL	FRANKLIN TEMPLETON ETF TR	346,058 (+2.3%)	$7.932M (+2.0%)	2.3%	$24.34	—	SENIOR LOAN ETF	35473P595
TSLA	TESLA INC	1,068 (+10.7%)	$449K (+25.2%)	0.1%	$330.20	—	COM	88160R101
BIL	SPDR SERIES TRUST	15,458 (+6.8%)	$1.417M (+6.8%)	0.4%	$91.53	—	ST STR BLO 1 ETF	78468R663
MEAR	ISHARES U S ETF TR	22,245 (+7.9%)	$1.121M (+8.0%)	0.3%	$50.36	—	SHOR MAT MUN ETF	46431W838
MSFT	MICROSOFT CORP	2,678 (+5.1%)	$999K (+5.9%)	0.3%	$353.40	—	COM	594918104

Exited Positions (1)

HON HONEYWELL INTL INC 0.2%

Value $610K Shares 2,697 Est. Cost $199.66 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
HON	HONEYWELL INTL INC	2,697	$610K	0.2%	$199.66	—	—	438516106

Decreased Positions (5)

VTIP VANGUARD MALVERN FDS 0.5%

Value $1.751M (-3.8%) Shares 34,867 (-4.4%) Est. Cost $47.53 Unrealized —

CEMB ISHARES INC 0.2%

Value $530K (-10.4%) Shares 11,610 (-11.2%) Est. Cost $44.45 Unrealized —

ISTB ISHARES TR 0.2%

Value $641K (-8.4%) Shares 13,290 (-8.0%) Est. Cost $47.88 Unrealized —

HD HOME DEPOT INC 0.1%

Value $220K (-7.7%) Shares 623 (-14.0%) Est. Cost $293.72 Unrealized —

TFI SPDR SERIES TRUST 0.1%

Value $510K (-0.8%) Shares 11,141 (-1.8%) Est. Cost $47.00 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VTIP	VANGUARD MALVERN FDS	34,867 (-4.4%)	$1.751M (-3.8%)	0.5%	$47.53	—	STRM INFPROIDX	922020805
CEMB	ISHARES INC	11,610 (-11.2%)	$530K (-10.4%)	0.2%	$44.45	—	JP MRG EM CRP BD	464286251
ISTB	ISHARES TR	13,290 (-8.0%)	$641K (-8.4%)	0.2%	$47.88	—	CORE 1 5 YR USD	46432F859
HD	HOME DEPOT INC	623 (-14.0%)	$220K (-7.7%)	0.1%	$293.72	—	COM	437076102
TFI	SPDR SERIES TRUST	11,141 (-1.8%)	$510K (-0.8%)	0.1%	$47.00	—	ST STR NUVEE ETF	78468R721

Unchanged Positions (12)

SPTM SPDR SERIES TRUST 7.7%

Value $26.78M Shares 294,987 Est. Cost $60.43 Unrealized —

VT VANGUARD INTL EQUITY INDEX F 4.8%

Value $16.57M Shares 105,575 Est. Cost $103.75 Unrealized —

DVYE ISHARES INC 0.5%

Value $1.601M Shares 49,675 Est. Cost $28.81 Unrealized —

CVX CHEVRON CORPORATION 0.1%

Value $227K Shares 1,367 Est. Cost $152.81 Unrealized —

XOM EXXON MOBIL CORP 0.1%

Value $239K Shares 1,746 Est. Cost $115.49 Unrealized —

SPY STATE STR SPDR S&P 500 ETF T 0.1%

Value $335K Shares 449 Est. Cost $586.08 Unrealized —

WRB BERKLEY W R CORP 0.2%

Value $569K Shares 8,065 Est. Cost $46.65 Unrealized —

ACWI ISHARES TR 0.1%

Value $260K Shares 1,655 Est. Cost $120.87 Unrealized —

XEL XCEL ENERGY INC 0.1%

Value $309K Shares 3,842 Est. Cost $55.51 Unrealized —

USFR WISDOMTREE TR 0.1%

Value $221K Shares 4,386 Est. Cost $50.28 Unrealized —

SUSB ISHARES TR 0.1%

Value $249K Shares 9,982 Est. Cost $24.73 Unrealized —

BGRN ISHARES TR 0.1%

Value $303K Shares 6,379 Est. Cost $46.70 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SPTM	SPDR SERIES TRUST	294,987	$26.78M	7.7%	$60.43	—	ST STR PR SP1500	78464A805
VT	VANGUARD INTL EQUITY INDEX F	105,575	$16.57M	4.8%	$103.75	—	TT WRLD ST ETF	922042742
DVYE	ISHARES INC	49,675	$1.601M	0.5%	$28.81	—	EM MKTS DIV ETF	464286319
CVX	CHEVRON CORPORATION	1,367	$227K	0.1%	$152.81	—	COM	166764100
XOM	EXXON MOBIL CORP	1,746	$239K	0.1%	$115.49	—	COM	30231G102
SPY	STATE STR SPDR S&P 500 ETF T	449	$335K	0.1%	$586.08	—	TR UNIT	78462F103
WRB	BERKLEY W R CORP	8,065	$569K	0.2%	$46.65	—	COM	084423102
ACWI	ISHARES TR	1,655	$260K	0.1%	$120.87	—	MSCI ACWI ETF	464288257
XEL	XCEL ENERGY INC	3,842	$309K	0.1%	$55.51	—	COM	98389B100
USFR	WISDOMTREE TR	4,386	$221K	0.1%	$50.28	—	FLOATNG RAT TREA	97717Y527
SUSB	ISHARES TR	9,982	$249K	0.1%	$24.73	—	ESG AWRE 1 5 YR	46435G243
BGRN	ISHARES TR	6,379	$303K	0.1%	$46.70	—	USD GRN BOND ETF	46435U440