Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SCHF	Schwab International Equity ETF	319,567	$11.59M	9.8%	$36.28	—	SCHF	808524805
SCHV	Schwab Fundamental US Broad Market ETF	118,459	$7.238M	6.1%	$61.10	—	FNDB	808524409
SPY	SPDR S&P 500 ETF Trust	14,845	$7.056M	6.0%	$475.31	—	SPY	78462F103
VIG	Vanguard Dividend Appreciation ETF	36,583	$6.234M	5.3%	$170.40	—	VIG	921908844
TIP	iShares TIPS Bond ETF	53,823	$5.785M	4.9%	$107.49	—	TIP	464287176
SCHP	Schwab US TIPS ETF	108,771	$5.678M	4.8%	$52.20	—	SCHP	808524870
IWD	iShares Russell 1000 Value ETF	32,372	$5.349M	4.5%	$165.25	—	IWD	464287598
VB	Vanguard Small-Cap ETF	24,444	$5.215M	4.4%	$213.33	—	VB	922908751
SCHA	Schwab Fundamental US Small Company ETF	87,053	$4.818M	4.1%	$55.35	—	FNDA	808524607
SCHB	Schwab US Broad Market ETF	83,042	$4.623M	3.9%	$55.67	—	SCHB	808524102
SCHE	Schwab Emerging Markets Equity ETF	174,653	$4.33M	3.7%	$24.79	—	SCHE	808524706
IJK	iShares S&P Mid-Cap 400 Growth ETF	51,983	$4.118M	3.5%	$79.22	—	IJK	464287606
RSP	Invesco S&P 500 Equal Weight ETF	25,153	$3.969M	3.4%	$157.80	—	RSP	46137V357
IJJ	iShares S&P Mid-Cap 400 Value ETF	34,634	$3.95M	3.3%	$114.04	—	IJJ	464287705
AIVI	WisdomTree International Equity ETF	64,580	$3.391M	2.9%	$52.51	—	DWM	97717W786
VWO	Vanguard FTSE Emerging Markets ETF	75,024	$3.083M	2.6%	$41.10	—	VWO	922042858
IWF	iShares Russell 1000 Growth ETF	9,889	$2.998M	2.5%	$303.17	—	IWF	464287614
AFL	Aflac Inc	34,351	$2.834M	2.4%	$76.99	0.0%	AFL	001055102
ACWI	iShares MSCI ACWI ETF	27,047	$2.753M	2.3%	$101.77	—	ACWI	464288257
SYLD	Cambria Global Momentum ETF	78,545	$2.159M	1.8%	$27.49	—	GMOM	132061201
EFA	iShares MSCI EAFE ETF	26,926	$2.029M	1.7%	$75.35	—	EFA	464287465
AAPL	Apple Inc	9,703	$1.868M	1.6%	$182.81	0.0%	AAPL	037833100
ACWX	iShares MSCI ACWI ex US ETF	36,238	$1.85M	1.6%	$51.04	—	ACWX	464288240
SHY	iShares 1-3 Year Treasury Bond ETF	16,810	$1.379M	1.2%	$82.04	—	SHY	464287457
MSFT	Microsoft Corp	2,988	$1.124M	0.9%	$350.36	0.0%	MSFT	594918104
JEPI	JPMorgan US Momentum Factor ETF	22,797	$1.042M	0.9%	$45.71	—	JMOM	46641Q332
VT	Vanguard Total World Stock ETF	9,118	$938K	0.8%	$102.88	—	VT	922042742
VYM	Vanguard High Dividend Yield ETF	8,019	$895K	0.8%	$111.63	—	VYM	921946406
VTI	Vanguard Total Stock Market ETF	3,742	$888K	0.7%	$237.22	—	VTI	922908769
XLF	Financial Select Sector SPDR ETF	20,309	$764K	0.6%	$37.60	—	XLF	81369Y605
ITB	iShares US Home Construction ETF	7,193	$732K	0.6%	$101.73	—	ITB	464288752
IJR	iShares Core S&P Small-Cap ETF	6,282	$680K	0.6%	$108.25	—	IJR	464287804
XOM	Exxon Mobil Corp	5,627	$563K	0.5%	$97.59	0.0%	XOM	30231G102
JNJ	Johnson & Johnson	3,539	$555K	0.5%	$143.59	0.0%	JNJ	478160104
VBR	Vanguard Small-Cap Value ETF	3,026	$545K	0.5%	$179.97	—	VBR	922908611
DGRO	iShares Morningstar U.S. Equity ETF	7,893	$519K	0.4%	$65.76	—	ILCB	46434V621
HD	The Home Depot Inc	1,467	$508K	0.4%	$293.72	0.0%	HD	437076102
JPM	JPMorgan Chase & Co	2,661	$453K	0.4%	$144.89	0.0%	JPM	46625H100
TSLA	Tesla Inc	1,686	$419K	0.4%	$237.66	0.0%	TSLA	88160R101
AMZN	Amazon.com Inc	2,314	$352K	0.3%	$140.18	0.0%	AMZN	023135106
KO	Coca-Cola Co	5,933	$350K	0.3%	$53.26	0.0%	KO	191216100
MDY	SPDR S&P MIDCAP 400 ETF Trust	669	$339K	0.3%	$507.38	—	MDY	78467Y107
NVDA	NVIDIA Corp	669	$332K	0.3%	$46.31	0.0%	NVDA	67066G104
INTC	Intel Corp	6,486	$326K	0.3%	$40.04	0.0%	INTC	458140100
VEU	Vanguard FTSE All-Wld ex-US ETF	5,119	$287K	0.2%	$56.14	—	VEU	922042775
CSCO	Cisco Systems Inc	5,260	$266K	0.2%	$47.98	0.0%	CSCO	17275R102
SPHD	Invesco S&P SmallCap Value with Momt ETF	4,891	$265K	0.2%	$54.17	—	XSVM	46138E362
GLD	SPDR Gold Shares	1,183	$226K	0.2%	$191.17	—	GLD	78463V107
AEE	Ameren Corp	3,000	$217K	0.2%	$70.97	0.0%	AEE	023608102
BRK/B	BERKSHIRE HATHAWAY CLASS B	603	$215K	0.2%	$350.99	0.0%	BRK/B	084670702
SCHG	Schwab US Large-Cap Growth ETF	2,488	$206K	0.2%	$82.96	—	SCHG	808524300
—	Cushman & Wakefield PLC	12,400	$134K	0.1%	$10.80	—	CWK	23163R100