Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VEA	VANGUARD TAX-MANAGED FDS	196,068	$11.05M	9.7%	$47.53	—	VAN FTSE DEV MKT	921943858
SCHX	SCHWAB STRATEGIC TR	387,464	$9.547M	8.4%	$22.83	—	US LRG CAP ETF	808524201
BND	VANGUARD BD INDEX FDS	86,415	$6.271M	5.5%	$71.92	—	TOTAL BND MRKT	921937835
VTEB	VANGUARD MUN BD FDS	99,684	$4.857M	4.3%	$49.33	—	TAX EXEMPT BD	922907746
MUB	ISHARES TR	45,635	$4.73M	4.2%	$105.47	—	NATIONAL MUN ETF	464288414
VWO	VANGUARD INTL EQUITY INDEX F	87,137	$4.358M	3.8%	$42.58	—	FTSE EMR MKT ETF	922042858
SCHA	SCHWAB STRATEGIC TR	164,965	$4.226M	3.7%	$24.93	—	US SML CAP ETF	808524607
BNDX	VANGUARD CHARLOTTE FDS	80,485	$3.953M	3.5%	$48.57	—	TOTAL INT BD ETF	92203J407
SUB	ISHARES TR	36,170	$3.851M	3.4%	$105.32	—	SHRT NAT MUN ETF	464288158
SEIM	SEI EXCHANGE TRADED FUNDS	84,926	$3.579M	3.2%	$38.07	—	ENHANCED US LRG	81589A205
SEIV	SEI EXCHANGE TRADED FUNDS	97,994	$3.502M	3.1%	$32.78	—	ENHANCED US LRG	81589A304
VTIP	VANGUARD MALVERN FDS	61,959	$3.092M	2.7%	$48.56	—	STRM INFPROIDX	922020805
SPHY	SPDR SERIES TRUST	121,032	$2.849M	2.5%	$23.41	—	PORTFLI HIGH YLD	78468R606
SCHP	SCHWAB STRATEGIC TR	103,581	$2.739M	2.4%	$25.78	—	US TIPS ETF	808524870
VUG	VANGUARD INDEX FDS	5,541	$2.461M	2.2%	$405.52	—	GROWTH ETF	922908736
USIG	ISHARES TR	47,855	$2.428M	2.1%	$49.90	—	USD INV GRDE ETF	464288620
VTV	VANGUARD INDEX FDS	13,501	$2.377M	2.1%	$169.16	—	VALUE ETF	922908744
ACWV	ISHARES INC	18,888	$2.199M	1.9%	$107.82	—	MSCI GBL MIN VOL	464286525
SEIQ	SEI EXCHANGE TRADED FUNDS	46,982	$1.726M	1.5%	$34.20	—	ENHANCED US LRG	81589A106
VWOB	VANGUARD WHITEHALL FDS	25,951	$1.677M	1.5%	$62.90	—	EM MK GOV BD ETF	921946885
BCI	ABRDN ETFS	78,706	$1.661M	1.5%	$20.59	—	BBRG ALL COMD K1	003261104
DUHP	DIMENSIONAL ETF TRUST	45,632	$1.632M	1.4%	$33.77	—	US HIGH PROFITAB	25434V831
EMLC	VANECK ETF TRUST	62,078	$1.555M	1.4%	$23.09	—	JP MRGAN EM LOC	92189H300
DFUS	DIMENSIONAL ETF TRUST	22,660	$1.528M	1.3%	$63.17	—	US EQUITY MARKET	25434V401
SCHG	SCHWAB STRATEGIC TR	50,012	$1.474M	1.3%	$26.96	—	US LCAP GR ETF	808524300
MBB	ISHARES TR	15,528	$1.436M	1.3%	$91.29	—	MBS ETF	464288588
RSP	INVESCO EXCHANGE TRADED FD T	7,724	$1.406M	1.2%	$173.26	—	S&P500 EQL WGT	46137V357
IEMG	ISHARES INC	22,041	$1.335M	1.2%	$51.18	—	CORE MSCI EMKT	46434G103
SCHO	SCHWAB STRATEGIC TR	50,567	$1.225M	1.1%	$24.12	—	SHT TM US TRES	808524862
IDEV	ISHARES TR	16,291	$1.223M	1.1%	$65.46	—	CORE MSCI INTL	46435G326
SCHZ	SCHWAB STRATEGIC TR	51,522	$1.18M	1.0%	$22.54	—	US AGGREGATE B	808524839
SCHV	SCHWAB STRATEGIC TR	42,320	$1.172M	1.0%	$25.95	—	US LCAP VA ETF	808524409
MCD	MCDONALDS CORP	3,751	$1.124M	1.0%	$290.22	+4.6%	COM	580135101
USMV	ISHARES TR	11,796	$1.087M	1.0%	$88.17	—	MSCI USA MIN VOL	46429B697
IEFA	ISHARES TR	12,450	$1.023M	0.9%	$69.57	—	CORE MSCI EAFE	46432F842
SCHM	SCHWAB STRATEGIC TR	33,537	$946K	0.8%	$27.69	—	US MID-CAP ETF	808524508
HYMB	SPDR SERIES TRUST	36,326	$887K	0.8%	$25.17	—	NUVEEN ICE HIGH	78464A284
HYD	VANECK ETF TRUST	17,895	$884K	0.8%	$51.30	—	HIGH YLD MUNIETF	92189H409
SPEU	SPDR INDEX SHS FDS	15,022	$722K	0.6%	$40.28	—	PORTFLO EURP ETF	78463X103
SELV	SEI EXCHANGE TRADED FUNDS	22,078	$676K	0.6%	$28.76	—	ENHANCED LOW VOL	81589A403
CLIP	GLOBAL X FDS	6,258	$627K	0.6%	$100.21	—	1-3 MONTH T-BILL	37960A438
SCHC	SCHWAB STRATEGIC TR	13,974	$595K	0.5%	$34.22	—	INTL SCEQT ETF	808524888
BKLN	INVESCO EXCH TRADED FD TR II	23,954	$503K	0.4%	$21.07	—	SR LN ETF	46138G508
NOC	NORTHROP GRUMMAN CORP	955	$494K	0.4%	$492.97	-1.4%	COM	666807102
VBR	VANGUARD INDEX FDS	2,432	$480K	0.4%	$196.90	—	SM CP VAL ETF	922908611
DFIV	DIMENSIONAL ETF TRUST	11,186	$477K	0.4%	$35.42	—	INTERNATNAL VAL	25434V807
SPEM	SPDR INDEX SHS FDS	10,586	$456K	0.4%	$37.45	—	PORTFOLIO EMG MK	78463X509
GLDM	WORLD GOLD TR	6,900	$455K	0.4%	$65.95	—	SPDR GLD MINIS	98149E303
DFAS	DIMENSIONAL ETF TRUST	6,865	$442K	0.4%	$64.12	—	US SMALL CAP ETF	25434V500
VBK	VANGUARD INDEX FDS	1,497	$416K	0.4%	$280.65	—	SML CP GRW ETF	922908595
CVX	CHEVRON CORP NEW	2,718	$410K	0.4%	$145.50	-5.8%	COM	166764100
EFAV	ISHARES TR	4,888	$402K	0.4%	$71.03	—	MSCI EAFE MIN VL	46429B689
DXJ	WISDOMTREE TR	3,118	$357K	0.3%	$107.95	—	JAPN HEDGE EQT	97717W851
GMF	SPDR INDEX SHS FDS	2,742	$352K	0.3%	$111.64	—	ASIA PACIF ETF	78463X301
DFAI	DIMENSIONAL ETF TRUST	8,897	$304K	0.3%	$29.03	—	INTL CORE EQT MK	25434V203
SPDW	SPDR INDEX SHS FDS	6,511	$260K	0.2%	$34.11	—	PORTFOLIO DEVLPD	78463X889
JPST	J P MORGAN EXCHANGE TRADED F	4,979	$252K	0.2%	$50.43	—	ULTRA SHRT ETF	46641Q837
EBND	SPDR SERIES TRUST	11,240	$237K	0.2%	$19.47	—	BLOOMBERG EMERGI	78464A391
SHM	SPDR SERIES TRUST	4,211	$202K	0.2%	$47.91	—	NUVEEN ICE SHORT	78468R739