Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VEA	VANGUARD TAX-MANAGED FDS	198,107	$11.85M	9.5%	$47.66	—	VAN FTSE DEV MKT	921943858
SCHX	SCHWAB STRATEGIC TR	372,290	$9.78M	7.9%	$22.83	—	US LRG CAP ETF	808524201
BND	VANGUARD BD INDEX FDS	98,855	$7.379M	5.9%	$72.26	—	TOTAL BND MRKT	921937835
VTEB	VANGUARD MUN BD FDS	103,420	$5.203M	4.2%	$49.37	—	TAX EXEMPT BD	922907746
MUB	ISHARES TR	47,458	$5.078M	4.1%	$105.53	—	NATIONAL MUN ETF	464288414
VWO	VANGUARD INTL EQUITY INDEX F	87,566	$4.729M	3.8%	$42.58	—	FTSE EMR MKT ETF	922042858
SEIM	SEI EXCHANGE TRADED FUNDS	104,371	$4.679M	3.8%	$39.33	—	ENHANCED US LRG	81589A205
SEIV	SEI EXCHANGE TRADED FUNDS	119,877	$4.582M	3.7%	$33.77	—	ENHANCED US LRG	81589A304
SCHA	SCHWAB STRATEGIC TR	164,734	$4.576M	3.7%	$24.93	—	US SML CAP ETF	808524607
BNDX	VANGUARD CHARLOTTE FDS	89,281	$4.434M	3.6%	$48.68	—	TOTAL INT BD ETF	92203J407
SUB	ISHARES TR	36,405	$3.887M	3.1%	$105.32	—	SHRT NAT MUN ETF	464288158
SPHY	SPDR SERIES TRUST	131,598	$3.118M	2.5%	$23.43	—	PORTFLI HIGH YLD	78468R606
VTIP	VANGUARD MALVERN FDS	60,959	$3.056M	2.5%	$48.56	—	STRM INFPROIDX	922020805
SCHP	SCHWAB STRATEGIC TR	109,200	$2.952M	2.4%	$25.84	—	US TIPS ETF	808524870
USIG	ISHARES TR	52,985	$2.77M	2.2%	$50.13	—	USD INV GRDE ETF	464288620
VUG	VANGUARD INDEX FDS	5,494	$2.635M	2.1%	$405.52	—	GROWTH ETF	922908736
VTV	VANGUARD INDEX FDS	13,817	$2.55M	2.0%	$169.51	—	VALUE ETF	922908744
ACWV	ISHARES INC	19,395	$2.307M	1.9%	$108.12	—	MSCI GBL MIN VOL	464286525
SEIQ	SEI EXCHANGE TRADED FUNDS	59,081	$2.244M	1.8%	$34.98	—	ENHANCED US LRG	81589A106
SCHG	SCHWAB STRATEGIC TR	60,984	$1.954M	1.6%	$27.88	—	US LCAP GR ETF	808524300
VWOB	VANGUARD WHITEHALL FDS	27,218	$1.823M	1.5%	$63.09	—	EM MK GOV BD ETF	921946885
BCI	ABRDN ETFS	82,018	$1.782M	1.4%	$20.64	—	BBRG ALL COMD K1	003261104
DUHP	DIMENSIONAL ETF TRUST	45,708	$1.718M	1.4%	$33.77	—	US HIGH PROFITAB	25434V831
EMLC	VANECK ETF TRUST	65,636	$1.663M	1.3%	$23.21	—	JP MRGAN EM LOC	92189H300
IDEV	ISHARES TR	20,601	$1.644M	1.3%	$68.46	—	CORE MSCI INTL	46435G326
DFUS	DIMENSIONAL ETF TRUST	22,588	$1.63M	1.3%	$63.17	—	US EQUITY MARKET	25434V401
IEMG	ISHARES INC	24,340	$1.608M	1.3%	$52.59	—	CORE MSCI EMKT	46434G103
SCHV	SCHWAB STRATEGIC TR	55,296	$1.591M	1.3%	$26.61	—	US LCAP VA ETF	808524409
MBB	ISHARES TR	16,445	$1.57M	1.3%	$91.52	—	MBS ETF	464288588
SCHZ	SCHWAB STRATEGIC TR	61,423	$1.446M	1.2%	$22.70	—	US AGGREGATE B	808524839
SCHO	SCHWAB STRATEGIC TR	56,708	$1.384M	1.1%	$24.15	—	SHT TM US TRES	808524862
SCHM	SCHWAB STRATEGIC TR	38,599	$1.137M	0.9%	$27.92	—	US MID-CAP ETF	808524508
MCD	MCDONALDS CORP	3,753	$1.126M	0.9%	$290.22	+3.9%	COM	580135101
USMV	ISHARES TR	11,893	$1.121M	0.9%	$88.17	—	MSCI USA MIN VOL	46429B697
IEFA	ISHARES TR	12,442	$1.08M	0.9%	$69.57	—	CORE MSCI EAFE	46432F842
HYD	VANECK ETF TRUST	19,210	$977K	0.8%	$51.27	—	HIGH YLD MUNIETF	92189H409
GLDM	WORLD GOLD TR	11,829	$962K	0.8%	$72.37	—	SPDR GLD MINIS	98149E303
HYMB	SPDR SERIES TRUST	35,858	$897K	0.7%	$25.17	—	NUVEEN ICE HIGH	78464A284
SPEU	SPDR INDEX SHS FDS	16,816	$838K	0.7%	$41.30	—	PORTFLO EURP ETF	78463X103
SELV	SEI EXCHANGE TRADED FUNDS	22,668	$709K	0.6%	$28.83	—	ENHANCED LOW VOL	81589A403
SCHC	SCHWAB STRATEGIC TR	15,505	$701K	0.6%	$35.31	—	INTL SCEQT ETF	808524888
CLIP	GLOBAL X FDS	6,182	$619K	0.5%	$100.21	—	1-3 MONTH T-BILL	37960A438
NOC	NORTHROP GRUMMAN CORP	955	$591K	0.5%	$492.97	+14.3%	COM	666807102
VBR	VANGUARD INDEX FDS	2,742	$562K	0.5%	$197.80	—	SM CP VAL ETF	922908611
SPEM	SPDR INDEX SHS FDS	11,546	$540K	0.4%	$38.22	—	PORTFOLIO EMG MK	78463X509
BKLN	INVESCO EXCH TRADED FD TR II	25,302	$527K	0.4%	$21.06	—	SR LN ETF	46138G508
VBK	VANGUARD INDEX FDS	1,687	$509K	0.4%	$283.04	—	SML CP GRW ETF	922908595
DFIV	DIMENSIONAL ETF TRUST	11,187	$508K	0.4%	$35.42	—	INTERNATNAL VAL	25434V807
DFAS	DIMENSIONAL ETF TRUST	6,862	$463K	0.4%	$64.12	—	US SMALL CAP ETF	25434V500
DXJ	WISDOMTREE TR	3,457	$446K	0.4%	$110.01	—	JAPN HEDGE EQT	97717W851
GMF	SPDR INDEX SHS FDS	3,038	$423K	0.3%	$114.33	—	ASIA PACIF ETF	78463X301
EFAV	ISHARES TR	4,968	$416K	0.3%	$71.23	—	MSCI EAFE MIN VL	46429B689
CVX	CHEVRON CORP NEW	2,730	$415K	0.3%	$145.50	+4.7%	COM	166764100
DFAI	DIMENSIONAL ETF TRUST	8,893	$321K	0.3%	$29.03	—	INTL CORE EQT MK	25434V203
SPDW	SPDR INDEX SHS FDS	6,497	$277K	0.2%	$34.11	—	PORTFOLIO DEVLPD	78463X889
JPST	J P MORGAN EXCHANGE TRADED F	4,959	$251K	0.2%	$50.43	—	ULTRA SHRT ETF	46641Q837
EBND	SPDR SERIES TRUST	11,198	$238K	0.2%	$19.47	—	BLOOMBERG EMERGI	78464A391
SHM	SPDR SERIES TRUST	4,180	$201K	0.2%	$47.91	—	NUVEEN ICE SHORT	78468R739