Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
TROW	PRICE T ROWE GROUP INC	1,398,751	$126M	41.7%	$102.93	-1.7%	COM	74144T108
VXUS	VANGUARD STAR FDS	166,972	$12.87M	4.3%	$61.74	—	VG TL INTL STK F	921909768
HIDE	EA SERIES TRUST	471,357	$11.31M	3.7%	$22.74	—	ALPHA ARCHITECT	02072L631
VTI	VANGUARD INDEX FDS	29,174	$9.359M	3.1%	$295.61	—	TOTAL STK MKT	922908769
BND	VANGUARD BD INDEX FDS	106,507	$7.843M	2.6%	$72.78	—	TOTAL BND MRKT	921937835
SCHR	SCHWAB STRATEGIC TR	288,924	$7.197M	2.4%	$24.85	—	INT-TRM U.S TRES	808524854
CAOS	EA SERIES TRUST	77,012	$6.99M	2.3%	$89.12	—	ALPHA ARCHITECT	02072L516
SCHF	SCHWAB STRATEGIC TR	270,856	$6.704M	2.2%	$18.50	—	INTL EQTY ETF	808524805
VOO	VANGUARD INDEX FDS	7,775	$4.645M	1.5%	$571.76	—	S&P 500 ETF SHS	922908363
VXF	VANGUARD INDEX FDS	21,172	$4.357M	1.4%	$194.04	—	EXTEND MKT ETF	922908652
DFIV	DIMENSIONAL ETF TRUST	77,113	$4.07M	1.3%	$35.60	—	INTERNATNAL VAL	25434V807
IVV	ISHARES TR	6,081	$3.971M	1.3%	$625.68	—	CORE S&P500 ETF	464287200
DFUS	DIMENSIONAL ETF TRUST	54,738	$3.881M	1.3%	$63.75	—	US EQUITY MARKET	25434V401
VTEB	VANGUARD MUN BD FDS	75,951	$3.789M	1.3%	$49.91	—	TAX EXEMPT BD	922907746
VV	VANGUARD INDEX FDS	11,770	$3.517M	1.2%	$277.60	—	LARGE CAP ETF	922908637
AVUV	AMERICAN CENTY ETF TR	30,039	$3.318M	1.1%	$96.44	—	US SML CP VALU	025072877
VTV	VANGUARD INDEX FDS	15,932	$3.126M	1.0%	$169.30	—	VALUE ETF	922908744
AVDE	AMERICAN CENTY ETF TR	31,293	$2.655M	0.9%	$62.12	—	INTL EQT ETF	025072703
SCHA	SCHWAB STRATEGIC TR	88,741	$2.581M	0.9%	$25.86	—	US SML CAP ETF	808524607
VEA	VANGUARD TAX-MANAGED FDS	39,411	$2.526M	0.8%	$56.82	—	VAN FTSE DEV MKT	921943858
FNDF	SCHWAB STRATEGIC TR	46,622	$2.281M	0.8%	$33.21	—	FUNDAMENTAL INTL	808524755
AGG	ISHARES TR	22,853	$2.269M	0.7%	$97.47	—	CORE US AGGBD ET	464287226
SCHX	SCHWAB STRATEGIC TR	85,099	$2.182M	0.7%	$23.18	—	US LRG CAP ETF	808524201
QVAL	EA SERIES TRUST	37,998	$1.981M	0.7%	$46.39	—	US QUAN VALUE	02072L102
QMOM	EA SERIES TRUST	27,071	$1.849M	0.6%	$64.28	—	US QUAN MOMENTUM	02072L409
VT	VANGUARD INTL EQUITY INDEX F	13,146	$1.819M	0.6%	$120.03	—	TT WRLD ST ETF	922042742
DFLV	DIMENSIONAL ETF TRUST	48,120	$1.718M	0.6%	$30.03	—	US LARGE CAP VAL	25434V666
SUB	ISHARES TR	15,872	$1.69M	0.6%	$105.58	—	SHRT NAT MUN ETF	464288158
WMT	WALMART INC	13,420	$1.668M	0.6%	$87.71	+39.1%	COM	931142103
AVEM	AMERICAN CENTY ETF TR	20,675	$1.666M	0.6%	$59.03	—	AVANTIS EMGMKT	025072604
AVIG	AMERICAN CENTY ETF TR	38,732	$1.609M	0.5%	$40.88	—	AVANTIS CORE FI	025072562
AVDV	AMERICAN CENTY ETF TR	15,508	$1.548M	0.5%	$65.08	—	INTL SMCP VLU	025072802
BSV	VANGUARD BD INDEX FDS	16,373	$1.284M	0.4%	$77.89	—	SHORT TRM BOND	921937827
SCHP	SCHWAB STRATEGIC TR	47,656	$1.268M	0.4%	$26.03	—	US TIPS ETF	808524870
DFAT	DIMENSIONAL ETF TRUST	20,289	$1.267M	0.4%	$55.99	—	US TARGETED VLU	25434V609
AAPL	APPLE INC	4,852	$1.231M	0.4%	$242.11	+8.6%	COM	037833100
AAUS	EA SERIES TRUST	23,439	$1.228M	0.4%	$53.99	—	ALPHA ARCHITECT	02072Q853
SCHE	SCHWAB STRATEGIC TR	34,839	$1.148M	0.4%	$26.75	—	EMRG MKTEQ ETF	808524706
SCHB	SCHWAB STRATEGIC TR	45,263	$1.136M	0.4%	$22.72	—	US BRD MKT ETF	808524102
AVMU	AMERICAN CENTY ETF TR	24,639	$1.128M	0.4%	$46.13	—	CORE MUNI FXD IN	025072695
ITOT	ISHARES TR	7,846	$1.118M	0.4%	$128.98	—	CORE S&P TTL STK	464287150
VTIP	VANGUARD MALVERN FDS	21,981	$1.098M	0.4%	$48.68	—	STRM INFPROIDX	922020805
VB	VANGUARD INDEX FDS	4,162	$1.09M	0.4%	$241.56	—	SMALL CP ETF	922908751
MTB	M & T BK CORP	5,165	$1.068M	0.4%	$187.82	+17.7%	COM	55261F104
VNQ	VANGUARD INDEX FDS	11,535	$1.023M	0.3%	$89.07	—	REAL ESTATE ETF	922908553
IVAL	EA SERIES TRUST	30,027	$1.02M	0.3%	$28.70	—	INTL QUAN VALUE	02072L201
VCRM	VANGUARD MUN BD FDS	13,407	$1.008M	0.3%	$73.74	—	CORE TAX EXEMPT	922907712
IMOM	EA SERIES TRUST	24,288	$967K	0.3%	$33.72	—	INTL QUAN MOMNTM	02072L300
FRDM	EA SERIES TRUST	17,435	$953K	0.3%	$37.40	—	FREEDOM 100 EM	02072L607
SGOV	ISHARES TR	9,039	$910K	0.3%	$100.54	—	0-3 MNTH TREASRY	46436E718
BNDX	VANGUARD CHARLOTTE FDS	18,389	$884K	0.3%	$48.96	—	TOTAL INT BD ETF	92203J407
SPY	STATE STR SPDR S&P 500 ETF T	1,324	$861K	0.3%	$586.08	—	TR UNIT	78462F103
SHY	ISHARES TR	10,322	$852K	0.3%	$82.38	—	1 3 YR TREAS BD	464287457
SMMD	ISHARES TR	11,147	$851K	0.3%	$68.00	—	RUSEL 2500 ETF	46435G268
VWO	VANGUARD INTL EQUITY INDEX F	15,596	$843K	0.3%	$44.07	—	FTSE EMR MKT ETF	922042858
FLOT	ISHARES TR	16,263	$829K	0.3%	$50.88	—	FLTG RATE NT ETF	46429B655
MUB	ISHARES TR	7,644	$811K	0.3%	$106.55	—	NATIONAL MUN ETF	464288414
SHM	SPDR SERIES TRUST	16,673	$797K	0.3%	$47.56	—	STATE STREET SPD	78468R739
MSFT	MICROSOFT CORP	2,022	$748K	0.2%	$448.05	-3.0%	COM	594918104
FNDX	SCHWAB STRATEGIC TR	26,725	$744K	0.2%	$23.68	—	FUNDAMENTAL US L	808524771
SCHO	SCHWAB STRATEGIC TR	30,018	$729K	0.2%	$24.22	—	SHT TM US TRES	808524862
SMMU	PIMCO ETF TR	14,148	$714K	0.2%	$49.84	—	SHTRM MUN BD ACT	72201R874
BBCA	J P MORGAN EXCHANGE TRADED F	7,000	$658K	0.2%	$70.59	—	BETABUILDERS CDA	46641Q225
AVUS	AMERICAN CENTY ETF TR	5,897	$656K	0.2%	$97.74	—	US EQT ETF	025072885
GLD	SPDR GOLD TR	1,494	$643K	0.2%	$290.98	—	GOLD SHS	78463V107
IBM	INTERNATIONAL BUSINESS MACHS	2,620	$635K	0.2%	$216.31	+31.3%	COM	459200101
VCRB	VANGUARD MALVERN FDS	7,871	$609K	0.2%	$76.84	—	CORE BD ETF	922020748
XOM	EXXON MOBIL CORP	3,292	$559K	0.2%	$110.23	+25.9%	COM	30231G102
DFAI	DIMENSIONAL ETF TRUST	14,241	$555K	0.2%	$34.34	—	INTL CORE EQT MK	25434V203
FALN	ISHARES TR	20,620	$551K	0.2%	$26.73	—	FALN ANGLS USD	46435G474
BOND	PIMCO ETF TR	5,711	$527K	0.2%	$90.89	—	ACTIVE BD ETF	72201R775
VTES	VANGUARD WELLINGTON FD	5,159	$522K	0.2%	$100.26	—	SHORT TRM TAX EX	921935870
VCIT	VANGUARD SCOTTSDALE FDS	6,166	$510K	0.2%	$83.25	—	INT-TERM CORP	92206C870
AOM	ISHARES TR	10,365	$491K	0.2%	$47.37	—	CORE 40/60 MODER	464289875
VIG	VANGUARD SPECIALIZED FUNDS	2,177	$468K	0.2%	$195.84	—	DIV APP ETF	921908844
AMLP	ALPS ETF TR	8,866	$467K	0.2%	$48.41	—	ALERIAN MLP	00162Q452
IWR	ISHARES TR	4,785	$465K	0.2%	$96.27	—	RUS MID CAP ETF	464287499
BRK/B	BERKSHIRE HATHAWAY INC DEL	956	$458K	0.2%	$462.21	+6.8%	CL B NEW	084670702
DFAE	DIMENSIONAL ETF TRUST	13,487	$457K	0.2%	$26.39	—	EMGR CRE EQT MNG	25434V302
VYM	VANGUARD WHITEHALL FDS	3,055	$452K	0.1%	$128.75	—	HIGH DIV YLD	921946406
VGSH	VANGUARD SCOTTSDALE FDS	7,689	$450K	0.1%	$58.18	—	SHORT TERM TREAS	92206C102
XLE	SELECT SECTOR SPDR TR	7,140	$437K	0.1%	$59.36	—	STATE STREET ENE	81369Y506
NMRK	NEWMARK GROUP INC	28,254	$424K	0.1%	$14.70	+12.5%	CL A	65158N102
BOXX	EA SERIES TRUST	3,605	$419K	0.1%	$110.63	—	ALPHA ARCH 1-3	02072L565
ABBV	ABBVIE INC	1,892	$411K	0.1%	$179.13	+24.3%	COM	00287Y109
JPM	JPMORGAN CHASE & CO	1,325	$390K	0.1%	$309.53	+0.6%	COM	46625H100
VO	VANGUARD INDEX FDS	1,349	$387K	0.1%	$264.30	—	MID CAP ETF	922908629
GOOG	ALPHABET INC	1,349	$387K	0.1%	$176.47	+83.4%	CAP STK CL C	02079K107
JNJ	JOHNSON & JOHNSON	1,577	$385K	0.1%	$151.43	+50.5%	COM	478160104
DFSV	DIMENSIONAL ETF TRUST	10,827	$379K	0.1%	$30.99	—	US SMALL CAP VAL	25434V815
EOSE	EOS ENERGY ENTERPRISES INC	71,990	$357K	0.1%	$6.84	+102.4%	COM CL A	29415C101
LRGF	ISHARES TR	4,979	$329K	0.1%	$60.34	—	U S EQUITY FACTR	46434V282
RLY	SSGA ACTIVE ETF TR	8,985	$325K	0.1%	$27.02	—	STATE STREET MUL	78467V103
QQQ	INVESCO QQQ TR	558	$322K	0.1%	$614.31	—	UNIT SER 1	46090E103
DFAU	DIMENSIONAL ETF TRUST	6,979	$315K	0.1%	$40.49	—	US CORE EQT MKT	25434V104
IWP	ISHARES TR	2,392	$306K	0.1%	$126.75	—	RUS MD CP GR ETF	464287481
SDY	SPDR SERIES TRUST	1,968	$287K	0.1%	$139.16	—	STATE STREET SPD	78464A763
KO	COCA COLA CO	3,747	$285K	0.1%	$63.20	+18.3%	COM	191216100
TBUX	T ROWE PRICE ETF INC	5,571	$277K	0.1%	$49.57	—	ULTRA SHRT TRM	87283Q701
DFAC	DIMENSIONAL ETF TRUST	7,115	$276K	0.1%	$38.77	—	US CORE EQUITY 2	25434V708
TMSL	T ROWE PRICE ETF INC	7,435	$273K	0.1%	$35.90	—	SMALL MID CAP	87283Q826
FTLS	FIRST TR EXCH TRADED FD III	3,791	$267K	0.1%	$65.81	—	LNG/SHT EQUITY	33739P103
ABT	ABBOTT LABORATORIES	2,484	$255K	0.1%	$113.33	+1.8%	COM	002824100
MUNI	PIMCO ETF TR	4,790	$250K	0.1%	$51.73	—	INTER MUN BD ACT	72201R866
EFA	ISHARES TR	2,542	$247K	0.1%	$81.73	—	MSCI EAFE ETF	464287465
IEFA	ISHARES TR	2,616	$237K	0.1%	$90.53	—	CORE MSCI EAFE	46432F842
GDX	VANECK ETF TRUST	2,562	$235K	0.1%	$85.79	—	GOLD MINERS ETF	92189F106
MRK	MERCK & CO INC	1,860	$224K	0.1%	$114.28	0.0%	COM	58933Y105
TGRW	T ROWE PRICE ETF INC	5,488	$222K	0.1%	$46.01	—	PRICE GRW STOCK	87283Q305
BA	BOEING CO	1,087	$216K	0.1%	$188.88	+26.3%	COM	097023105
IJH	ISHARES TR	3,169	$214K	0.1%	$65.26	—	CORE S&P MCP ETF	464287507
BIV	VANGUARD BD INDEX FDS	2,610	$201K	0.1%	$77.89	—	INTERMED TERM	921937819
—	BLACKROCK CORPOR HI YLD FD I	15,405	$131K	0.0%	$9.50	—	COM	09255P107