Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
TROW	PRICE T ROWE GROUP INC	306,267	$31.36M	15.7%	$109.05	-6.3%	COM	74144T108
VXUS	VANGUARD STAR FDS	163,700	$12.35M	6.2%	$61.44	—	VG TL INTL STK F	921909768
HIDE	EA SERIES TRUST	431,139	$9.798M	4.9%	$22.62	—	ALPHA ARCHITECT	02072L631
VTI	VANGUARD INDEX FDS	25,926	$8.691M	4.4%	$292.45	—	TOTAL STK MKT	922908769
BND	VANGUARD BD INDEX FDS	96,604	$7.155M	3.6%	$72.69	—	TOTAL BND MRKT	921937835
SCHF	SCHWAB STRATEGIC TR	272,770	$6.557M	3.3%	$18.50	—	INTL EQTY ETF	808524805
CAOS	EA SERIES TRUST	69,615	$6.25M	3.1%	$88.94	—	ALPHA ARCHITECT	02072L516
SCHR	SCHWAB STRATEGIC TR	225,195	$5.648M	2.8%	$24.83	—	INT-TRM U.S TRES	808524854
VOO	VANGUARD INDEX FDS	7,720	$4.841M	2.4%	$571.76	—	S&P 500 ETF SHS	922908363
VXF	VANGUARD INDEX FDS	19,734	$4.127M	2.1%	$193.18	—	EXTEND MKT ETF	922908652
IVV	ISHARES TR	6,018	$4.122M	2.1%	$625.39	—	CORE S&P500 ETF	464287200
DFUS	DIMENSIONAL ETF TRUST	54,660	$4.054M	2.0%	$63.75	—	US EQUITY MARKET	25434V401
VTEB	VANGUARD MUN BD FDS	78,202	$3.933M	2.0%	$49.91	—	TAX EXEMPT BD	922907746
DFIV	DIMENSIONAL ETF TRUST	76,970	$3.841M	1.9%	$35.60	—	INTERNATNAL VAL	25434V807
VV	VANGUARD INDEX FDS	10,830	$3.409M	1.7%	$275.76	—	LARGE CAP ETF	922908637
VTV	VANGUARD INDEX FDS	16,326	$3.118M	1.6%	$169.30	—	VALUE ETF	922908744
AVUV	AMERICAN CENTY ETF TR	30,175	$3.077M	1.5%	$96.44	—	US SML CP VALU	025072877
AVDE	AMERICAN CENTY ETF TR	31,434	$2.588M	1.3%	$62.12	—	INTL EQT ETF	025072703
SCHA	SCHWAB STRATEGIC TR	88,858	$2.531M	1.3%	$25.86	—	US SML CAP ETF	808524607
SCHX	SCHWAB STRATEGIC TR	84,968	$2.287M	1.1%	$23.18	—	US LRG CAP ETF	808524201
AGG	ISHARES TR	22,747	$2.272M	1.1%	$97.47	—	CORE US AGGBD ET	464287226
FNDF	SCHWAB STRATEGIC TR	48,127	$2.176M	1.1%	$33.21	—	FUNDAMENTAL INTL	808524755
VEA	VANGUARD TAX-MANAGED FDS	30,746	$1.921M	1.0%	$54.78	—	VAN FTSE DEV MKT	921943858
VT	VANGUARD INTL EQUITY INDEX F	12,916	$1.822M	0.9%	$119.70	—	TT WRLD ST ETF	922042742
QVAL	EA SERIES TRUST	33,881	$1.653M	0.8%	$45.69	—	US QUAN VALUE	02072L102
SUB	ISHARES TR	15,443	$1.648M	0.8%	$105.56	—	SHRT NAT MUN ETF	464288158
DFLV	DIMENSIONAL ETF TRUST	47,943	$1.64M	0.8%	$30.03	—	US LARGE CAP VAL	25434V666
AVIG	AMERICAN CENTY ETF TR	38,544	$1.616M	0.8%	$40.88	—	AVANTIS CORE FI	025072562
AVEM	AMERICAN CENTY ETF TR	20,445	$1.575M	0.8%	$58.79	—	AVANTIS EMGMKT	025072604
QMOM	EA SERIES TRUST	24,050	$1.57M	0.8%	$63.78	—	US QUAN MOMENTUM	02072L409
WMT	WALMART INC	13,420	$1.495M	0.8%	$87.71	+22.2%	COM	931142103
AVDV	AMERICAN CENTY ETF TR	15,637	$1.47M	0.7%	$65.08	—	INTL SMCP VLU	025072802
AAPL	APPLE INC	4,867	$1.323M	0.7%	$242.11	+10.8%	COM	037833100
AAUS	EA SERIES TRUST	23,439	$1.292M	0.6%	$53.99	—	ALPHA ARCHITECT	02072Q853
BSV	VANGUARD BD INDEX FDS	16,293	$1.284M	0.6%	$77.89	—	SHORT TRM BOND	921937827
SCHP	SCHWAB STRATEGIC TR	48,291	$1.279M	0.6%	$26.03	—	US TIPS ETF	808524870
DFAT	DIMENSIONAL ETF TRUST	20,236	$1.205M	0.6%	$55.99	—	US TARGETED VLU	25434V609
SCHB	SCHWAB STRATEGIC TR	45,224	$1.186M	0.6%	$22.72	—	US BRD MKT ETF	808524102
ITOT	ISHARES TR	7,846	$1.167M	0.6%	$128.98	—	CORE S&P TTL STK	464287150
SCHE	SCHWAB STRATEGIC TR	34,839	$1.141M	0.6%	$26.75	—	EMRG MKTEQ ETF	808524706
VNQ	VANGUARD INDEX FDS	12,623	$1.117M	0.6%	$89.07	—	REAL ESTATE ETF	922908553
AVMU	AMERICAN CENTY ETF TR	24,098	$1.114M	0.6%	$46.14	—	CORE MUNI FXD IN	025072695
VB	VANGUARD INDEX FDS	4,172	$1.076M	0.5%	$241.56	—	SMALL CP ETF	922908751
MTB	M & T BK CORP	5,153	$1.038M	0.5%	$187.82	+1.2%	COM	55261F104
VCRM	VANGUARD MUN BD FDS	13,395	$1.012M	0.5%	$73.74	—	CORE TAX EXEMPT	922907712
MSFT	MICROSOFT CORP	2,022	$978K	0.5%	$448.05	+11.7%	COM	594918104
VTIP	VANGUARD MALVERN FDS	19,568	$968K	0.5%	$48.53	—	STRM INFPROIDX	922020805
SPY	SPDR S&P 500 ETF TR	1,324	$903K	0.5%	$586.08	—	TR UNIT	78462F103
FRDM	EA SERIES TRUST	17,574	$901K	0.5%	$37.40	—	FREEDOM 100 EM	02072L607
BNDX	VANGUARD CHARLOTTE FDS	18,338	$886K	0.4%	$48.96	—	TOTAL INT BD ETF	92203J407
IVAL	EA SERIES TRUST	27,896	$878K	0.4%	$28.30	—	INTL QUAN VALUE	02072L201
IMOM	EA SERIES TRUST	22,887	$872K	0.4%	$33.35	—	INTL QUAN MOMNTM	02072L300
VWO	VANGUARD INTL EQUITY INDEX F	15,596	$838K	0.4%	$44.07	—	FTSE EMR MKT ETF	922042858
SMMD	ISHARES TR	11,142	$835K	0.4%	$68.00	—	RUSEL 2500 ETF	46435G268
EOSE	EOS ENERGY ENTERPRISES INC	71,990	$825K	0.4%	$6.84	+110.1%	COM CL A	29415C101
FLOT	ISHARES TR	16,185	$823K	0.4%	$50.88	—	FLTG RATE NT ETF	46429B655
MUB	ISHARES TR	7,630	$817K	0.4%	$106.55	—	NATIONAL MUN ETF	464288414
IBM	INTERNATIONAL BUSINESS MACHS	2,620	$776K	0.4%	$216.31	+38.1%	COM	459200101
SHY	ISHARES TR	9,344	$774K	0.4%	$82.36	—	1 3 YR TREAS BD	464287457
SCHO	SCHWAB STRATEGIC TR	29,866	$728K	0.4%	$24.22	—	SHT TM US TRES	808524862
SGOV	ISHARES TR	7,231	$726K	0.4%	$100.51	—	0-3 MNTH TREASRY	46436E718
FNDX	SCHWAB STRATEGIC TR	26,626	$724K	0.4%	$23.68	—	FUNDAMENTAL US L	808524771
SMMU	PIMCO ETF TR	14,109	$712K	0.4%	$49.84	—	SHTRM MUN BD ACT	72201R874
VGSH	VANGUARD SCOTTSDALE FDS	11,392	$669K	0.3%	$58.18	—	SHORT TERM TREAS	92206C102
AVUS	AMERICAN CENTY ETF TR	5,887	$658K	0.3%	$97.74	—	US EQT ETF	025072885
BBCA	J P MORGAN EXCHANGE TRADED F	7,000	$651K	0.3%	$70.59	—	BETABUILDERS CDA	46641Q225
VCRB	VANGUARD MALVERN FDS	7,517	$586K	0.3%	$76.82	—	CORE BD ETF	922020748
FALN	ISHARES TR	20,493	$559K	0.3%	$26.73	—	FALN ANGLS USD	46435G474
DFAI	DIMENSIONAL ETF TRUST	14,289	$545K	0.3%	$34.34	—	INTL CORE EQT MK	25434V203
BOND	PIMCO ETF TR	5,706	$531K	0.3%	$90.89	—	ACTIVE BD ETF	72201R775
VTES	VANGUARD WELLINGTON FD	5,142	$522K	0.3%	$100.26	—	SHORT TRM TAX EX	921935870
SHM	SPDR SERIES TRUST	10,272	$493K	0.2%	$47.39	—	STATE STREET SPD	78468R739
NMRK	NEWMARK GROUP INC	28,254	$490K	0.2%	$14.70	+19.1%	CL A	65158N102
BRK/B	BERKSHIRE HATHAWAY INC DEL	956	$481K	0.2%	$462.21	+7.6%	CL B NEW	084670702
VIG	VANGUARD SPECIALIZED FUNDS	2,175	$478K	0.2%	$195.84	—	DIV APP ETF	921908844
IWR	ISHARES TR	4,785	$461K	0.2%	$96.27	—	RUS MID CAP ETF	464287499
GLD	SPDR GOLD TR	1,143	$453K	0.2%	$248.20	—	GOLD SHS	78463V107
DFSV	DIMENSIONAL ETF TRUST	13,448	$442K	0.2%	$30.99	—	US SMALL CAP VAL	25434V815
DFAE	DIMENSIONAL ETF TRUST	13,468	$439K	0.2%	$26.39	—	EMGR CRE EQT MNG	25434V302
VYM	VANGUARD WHITEHALL FDS	3,053	$438K	0.2%	$128.75	—	HIGH DIV YLD	921946406
ABBV	ABBVIE INC	1,892	$432K	0.2%	$179.13	+27.0%	COM	00287Y109
JPM	JPMORGAN CHASE & CO.	1,325	$427K	0.2%	$309.53	0.0%	COM	46625H100
GOOG	ALPHABET INC	1,338	$420K	0.2%	$176.47	+62.3%	CAP STK CL C	02079K107
AMLP	ALPS ETF TR	8,866	$417K	0.2%	$48.41	—	ALERIAN MLP	00162Q452
BOXX	EA SERIES TRUST	3,604	$415K	0.2%	$110.63	—	ALPHA ARCH 1-3	02072L565
XOM	EXXON MOBIL CORP	3,292	$396K	0.2%	$110.23	+4.8%	COM	30231G102
VO	VANGUARD INDEX FDS	1,362	$395K	0.2%	$264.30	—	MID CAP ETF	922908629
IWP	ISHARES TR	2,817	$386K	0.2%	$126.75	—	RUS MD CP GR ETF	464287481
LRGF	ISHARES TR	4,972	$345K	0.2%	$60.34	—	U S EQUITY FACTR	46434V282
QQQ	INVESCO QQQ TR	558	$343K	0.2%	$614.31	—	UNIT SER 1	46090E103
DFAU	DIMENSIONAL ETF TRUST	6,979	$327K	0.2%	$40.49	—	US CORE EQT MKT	25434V104
JNJ	JOHNSON & JOHNSON	1,577	$326K	0.2%	$151.43	+30.1%	COM	478160104
XLE	SELECT SECTOR SPDR TR	7,140	$319K	0.2%	$59.36	—	STATE STREET ENE	81369Y506
ABT	ABBOTT LABS	2,484	$311K	0.2%	$113.33	+12.3%	COM	002824100
RLY	SSGA ACTIVE ETF TR	8,982	$282K	0.1%	$27.02	—	STATE STREET MUL	78467V103
DFAC	DIMENSIONAL ETF TRUST	7,097	$281K	0.1%	$38.77	—	US CORE EQUITY 2	25434V708
TBUX	T ROWE PRICE ETF INC	5,571	$278K	0.1%	$49.57	—	ULTRA SHRT TRM	87283Q701
SDY	SPDR SERIES TRUST	1,968	$274K	0.1%	$139.16	—	STATE STREET SPD	78464A763
FTLS	FIRST TR EXCH TRADED FD III	3,791	$269K	0.1%	$65.81	—	LNG/SHT EQUITY	33739P103
TMSL	T ROWE PRICE ETF INC	7,435	$267K	0.1%	$35.90	—	SMALL MID CAP	87283Q826
KO	COCA COLA CO	3,747	$262K	0.1%	$63.20	+9.8%	COM	191216100
VCIT	VANGUARD SCOTTSDALE FDS	3,074	$257K	0.1%	$83.74	—	INT-TERM CORP	92206C870
TGRW	T ROWE PRICE ETF INC	5,488	$253K	0.1%	$46.01	—	PRICE GRW STOCK	87283Q305
MUNI	PIMCO ETF TR	4,751	$249K	0.1%	$51.73	—	INTER MUN BD ACT	72201R866
EFA	ISHARES TR	2,542	$244K	0.1%	$81.73	—	MSCI EAFE ETF	464287465
BA	BOEING CO	1,087	$236K	0.1%	$188.88	+8.9%	COM	097023105
GDX	VANECK ETF TRUST	2,562	$220K	0.1%	$85.79	—	GOLD MINERS ETF	92189F106
VUG	VANGUARD INDEX FDS	448	$219K	0.1%	$410.20	—	GROWTH ETF	922908736
IJH	ISHARES TR	3,162	$209K	0.1%	$65.26	—	CORE S&P MCP ETF	464287507
LLY	ELI LILLY & CO	190	$204K	0.1%	$955.55	0.0%	COM	532457108
BIV	VANGUARD BD INDEX FDS	2,592	$202K	0.1%	$77.89	—	INTERMED TERM	921937819
—	BLACKROCK CORPOR HI YLD FD I	14,035	$125K	0.1%	$9.60	—	COM	09255P107