Bay Capital Advisors, LLC Diversified Active

Name: Bay Capital Advisors, LLC Q2 2026 13F Filing | 13F Explorer
Creator: Bay Capital Advisors, LLC
Published: 2026-07-21

Location: Virginia Beach, VA

CIK: 0002055414 · Show all filings

Period: Q2 2026 (← Previous)

Filing Date: Jul 21, 2026

Total Value: $187M (100.0% shares, 0.0% debt)

Holdings (108)

New Positions (3)

HUM HUMANA INC 0.2%

Value $318K Shares 801 Est. Cost $397.22 Unrealized —

INTC INTEL CORP 0.1%

Value $246K Shares 1,765 Est. Cost $139.63 Unrealized —

AJUL INNOVATOR ETFS TRUST 0.1%

Value $205K Shares 6,805 Est. Cost $30.08 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
HUM	HUMANA INC	801	$318K	0.2%	$397.22	—	COM	444859102
INTC	INTEL CORP	1,765	$246K	0.1%	$139.63	—	COM	458140100
AJUL	INNOVATOR ETFS TRUST	6,805	$205K	0.1%	$30.08	—	EQUI DEF PRO ETF	45783Y236

Increased Positions (21)

QQQ INVESCO QQQ TR 11.0%

Value $20.58M (+32.3%) Shares 27,946 (+3.7%) Est. Cost $524.17 Unrealized —

SPYM SPDR SERIES TRUST 11.6%

Value $21.64M (+20.4%) Shares 246,194 (+4.9%) Est. Cost $70.91 Unrealized —

IWF ISHARES TR 6.1%

Value $11.3M (+21.6%) Shares 90,986 (+317.4%) Est. Cost $192.56 Unrealized —

VYM VANGUARD WHITEHALL FDS 5.4%

Value $10.03M (+12.7%) Shares 63,487 (+5.6%) Est. Cost $132.57 Unrealized —

BIV VANGUARD BD INDEX FDS 4.3%

Value $7.99M (+16.2%) Shares 104,171 (+16.9%) Est. Cost $77.39 Unrealized —

SPDW SPDR INDEX SHS FDS 4.9%

Value $9.19M (+13.7%) Shares 182,385 (+3.0%) Est. Cost $37.69 Unrealized —

IJR ISHARES TR 2.6%

Value $4.904M (+20.5%) Shares 33,065 (+1.0%) Est. Cost $115.12 Unrealized —

SPMO INVESCO EXCH TRADED FD TR II 0.6%

Value $1.06M (+183.6%) Shares 6,559 (+96.8%) Est. Cost $136.43 Unrealized —

WTV WISDOMTREE TR 2.1%

Value $3.859M (+18.0%) Shares 37,941 (+9.9%) Est. Cost $89.97 Unrealized —

LVHI LEGG MASON ETF INVT 2.0%

Value $3.642M (+14.8%) Shares 89,748 (+14.7%) Est. Cost $35.64 Unrealized —

ICSH ISHARES TR 6.7%

Value $12.43M (+1.6%) Shares 245,687 (+1.7%) Est. Cost $50.72 Unrealized —

VGT VANGUARD WORLD FD 0.3%

Value $634K (+37.0%) Shares 5,306 (+700.3%) Est. Cost $182.26 Unrealized —

V VISA INC 0.6%

Value $1.117M (+17.1%) Shares 3,254 (+3.2%) Est. Cost $300.70 Unrealized —

VUG VANGUARD INDEX FDS 0.5%

Value $970K (+18.4%) Shares 11,263 (+500.4%) Est. Cost $140.16 Unrealized —

SPYI NEOS ETF TRUST 0.5%

Value $961K (+13.7%) Shares 18,096 (+5.8%) Est. Cost $52.24 Unrealized —

IJH ISHARES TR 0.4%

Value $725K (+15.8%) Shares 9,406 (+1.4%) Est. Cost $61.80 Unrealized —

FFSM FIDELITY COVINGTON TRUST 0.2%

Value $408K (+30.9%) Shares 10,681 (+9.4%) Est. Cost $28.21 Unrealized —

IJK ISHARES TR 0.2%

Value $448K (+19.7%) Shares 3,815 (+2.5%) Est. Cost $91.58 Unrealized —

VO VANGUARD INDEX FDS 0.2%

Value $284K (+9.6%) Shares 3,526 (+290.5%) Est. Cost $127.58 Unrealized —

JNJ JOHNSON & JOHNSON 0.1%

Value $221K (+10.1%) Shares 870 (+6.0%) Est. Cost $229.34 Unrealized —

DFCF DIMENSIONAL ETF TRUST 0.1%

Value $231K (+2.6%) Shares 5,466 (+2.6%) Est. Cost $41.34 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
QQQ	INVESCO QQQ TR	27,946 (+3.7%)	$20.58M (+32.3%)	11.0%	$524.17	—	UNIT SER 1	46090E103
SPYM	SPDR SERIES TRUST	246,194 (+4.9%)	$21.64M (+20.4%)	11.6%	$70.91	—	ST STR P500ETF	78464A854
IWF	ISHARES TR	90,986 (+317.4%)	$11.3M (+21.6%)	6.1%	$192.56	—	RUS 1000 GRW ETF	464287614
VYM	VANGUARD WHITEHALL FDS	63,487 (+5.6%)	$10.03M (+12.7%)	5.4%	$132.57	—	HIGH DIV YLD	921946406
BIV	VANGUARD BD INDEX FDS	104,171 (+16.9%)	$7.99M (+16.2%)	4.3%	$77.39	—	INTERMED TERM	921937819
SPDW	SPDR INDEX SHS FDS	182,385 (+3.0%)	$9.19M (+13.7%)	4.9%	$37.69	—	ST STR PO EX ETF	78463X889
IJR	ISHARES TR	33,065 (+1.0%)	$4.904M (+20.5%)	2.6%	$115.12	—	CORE S&P SCP ETF	464287804
SPMO	INVESCO EXCH TRADED FD TR II	6,559 (+96.8%)	$1.06M (+183.6%)	0.6%	$136.43	—	S&P 500 MOMNTM	46138E339
WTV	WISDOMTREE TR	37,941 (+9.9%)	$3.859M (+18.0%)	2.1%	$89.97	—	US VALUE FD	97717W547
LVHI	LEGG MASON ETF INVT	89,748 (+14.7%)	$3.642M (+14.8%)	2.0%	$35.64	—	FRANKLIN INTL LW	52468L505
ICSH	ISHARES TR	245,687 (+1.7%)	$12.43M (+1.6%)	6.7%	$50.72	—	ULTRA SHORT DUR	46434V878
VGT	VANGUARD WORLD FD	5,306 (+700.3%)	$634K (+37.0%)	0.3%	$182.26	—	INF TECH ETF	92204A702
V	VISA INC	3,254 (+3.2%)	$1.117M (+17.1%)	0.6%	$300.70	—	COM CL A	92826C839
VUG	VANGUARD INDEX FDS	11,263 (+500.4%)	$970K (+18.4%)	0.5%	$140.16	—	GROWTH ETF	922908736
SPYI	NEOS ETF TRUST	18,096 (+5.8%)	$961K (+13.7%)	0.5%	$52.24	—	NEOS S&P 500 HI	78433H303
IJH	ISHARES TR	9,406 (+1.4%)	$725K (+15.8%)	0.4%	$61.80	—	CORE S&P MCP ETF	464287507
FFSM	FIDELITY COVINGTON TRUST	10,681 (+9.4%)	$408K (+30.9%)	0.2%	$28.21	—	FUN SMA MID ETF	316092295
IJK	ISHARES TR	3,815 (+2.5%)	$448K (+19.7%)	0.2%	$91.58	—	S&P MC 400GR ETF	464287606
VO	VANGUARD INDEX FDS	3,526 (+290.5%)	$284K (+9.6%)	0.2%	$127.58	—	MID CAP ETF	922908629
JNJ	JOHNSON & JOHNSON	870 (+6.0%)	$221K (+10.1%)	0.1%	$229.34	—	COM	478160104
DFCF	DIMENSIONAL ETF TRUST	5,466 (+2.6%)	$231K (+2.6%)	0.1%	$41.34	—	CORE FIXE IN ETF	25434V872

Exited Positions (2)

LDOS LEIDOS HOLDINGS INC 0.1%

Value $250K Shares 1,607 Est. Cost $164.34 Unrealized —

— NUVEEN S&P 500 DYNAMIC OVERW 0.1%

Value $240K Shares 14,929 Est. Cost $16.07 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
LDOS	LEIDOS HOLDINGS INC	1,607	$250K	0.1%	$164.34	—	—	525327102
—	NUVEEN S&P 500 DYNAMIC OVERW	14,929	$240K	0.1%	$16.07	—	—	6706EW100

Decreased Positions (36)

XLK SELECT SECTOR SPDR TR 2.6%

Value $4.857M (+38.3%) Shares 25,494 (-3.5%) Est. Cost $188.38 Unrealized —

GOOGL ALPHABET INC 1.3%

Value $2.361M (+22.6%) Shares 6,607 (-1.4%) Est. Cost $175.59 Unrealized —

HACK AMPLIFY ETF TR 0.6%

Value $1.131M (+36.6%) Shares 10,776 (-2.3%) Est. Cost $74.49 Unrealized —

XOM EXXON MOBIL CORP 0.4%

Value $766K (-24.0%) Shares 5,600 (-5.7%) Est. Cost $112.36 Unrealized —

IVV ISHARES TR 1.0%

Value $1.887M (+11.1%) Shares 2,520 (-3.1%) Est. Cost $589.63 Unrealized —

SPYG SPDR SERIES TRUST 0.7%

Value $1.307M (+16.3%) Shares 10,988 (-4.3%) Est. Cost $87.90 Unrealized —

SGOL ETFS GOLD TR 0.5%

Value $962K (-15.8%) Shares 25,162 (-1.8%) Est. Cost $25.05 Unrealized —

NVDA NVIDIA CORPORATION 0.9%

Value $1.711M (+11.3%) Shares 8,551 (-3.0%) Est. Cost $137.79 Unrealized —

AVGO BROADCOM INC 0.7%

Value $1.284M (+14.9%) Shares 3,400 (-5.8%) Est. Cost $182.87 Unrealized —

VBK VANGUARD INDEX FDS 0.5%

Value $1.012M (+18.2%) Shares 2,767 (-2.3%) Est. Cost $280.05 Unrealized —

WMT WALMART INC 0.3%

Value $535K (-22.3%) Shares 4,727 (-14.8%) Est. Cost $85.80 Unrealized —

VZ VERIZON COMMUNICATIONS INC 0.1%

Value $206K (-40.8%) Shares 4,857 (-29.8%) Est. Cost $39.40 Unrealized —

XLE SELECT SECTOR SPDR TR 0.4%

Value $667K (-17.0%) Shares 12,566 (-4.2%) Est. Cost $65.52 Unrealized —

BKLN INVESCO EXCH TRADED FD TR II 1.6%

Value $2.98M (-3.7%) Shares 146,308 (-3.5%) Est. Cost $20.98 Unrealized —

GS GOLDMAN SACHS GROUP INC 0.4%

Value $731K (+18.1%) Shares 722 (-1.2%) Est. Cost $544.86 Unrealized —

TMO THERMO FISHER SCIENTIFIC INC 0.1%

Value $206K (-33.4%) Shares 410 (-34.7%) Est. Cost $547.53 Unrealized —

ABBV ABBVIE INC 0.4%

Value $749K (+10.7%) Shares 2,976 (-4.3%) Est. Cost $177.41 Unrealized —

MGC VANGUARD WORLD FD 0.4%

Value $658K (+12.1%) Shares 2,404 (-3.2%) Est. Cost $214.16 Unrealized —

VIG VANGUARD SPECIALIZED FUNDS 0.5%

Value $851K (+8.1%) Shares 3,596 (-1.7%) Est. Cost $195.83 Unrealized —

JEPI J P MORGAN EXCHANGE TRADED F 1.4%

Value $2.546M (-2.1%) Shares 45,085 (-1.8%) Est. Cost $57.48 Unrealized —

SDY SPDR SERIES TRUST 0.2%

Value $295K (-14.9%) Shares 1,937 (-18.3%) Est. Cost $132.11 Unrealized —

VTV VANGUARD INDEX FDS 1.0%

Value $1.866M (+2.8%) Shares 8,563 (-7.4%) Est. Cost $169.31 Unrealized —

BLV VANGUARD BD INDEX FDS 1.7%

Value $3.173M (-1.6%) Shares 46,029 (-1.8%) Est. Cost $69.67 Unrealized —

BRK/B BERKSHIRE HATHAWAY INC DEL 0.2%

Value $340K (-12.4%) Shares 679 (-16.1%) Est. Cost $461.73 Unrealized —

QYLD GLOBAL X FDS 0.2%

Value $353K (-11.0%) Shares 19,167 (-17.2%) Est. Cost $18.22 Unrealized —

URI UNITED RENTALS INC 0.3%

Value $553K (+8.2%) Shares 488 (-30.4%) Est. Cost $804.87 Unrealized —

VV VANGUARD INDEX FDS 0.4%

Value $810K (+5.4%) Shares 2,356 (-8.4%) Est. Cost $270.26 Unrealized —

VEU VANGUARD INTL EQUITY INDEX F 0.4%

Value $715K (+5.7%) Shares 8,541 (-5.2%) Est. Cost $57.41 Unrealized —

IWD ISHARES TR 0.2%

Value $429K (+9.7%) Shares 1,770 (-3.4%) Est. Cost $185.10 Unrealized —

VDC VANGUARD WORLD FD 0.3%

Value $547K (-5.9%) Shares 2,425 (-6.2%) Est. Cost $211.48 Unrealized —

VXF VANGUARD INDEX FDS 0.2%

Value $396K (+9.2%) Shares 1,607 (-8.7%) Est. Cost $189.98 Unrealized —

DGRO ISHARES TR 0.3%

Value $469K (+5.7%) Shares 6,186 (-2.1%) Est. Cost $61.34 Unrealized —

— CALAMOS STRATEGIC TOTAL RETU 0.1%

Value $275K (-8.3%) Shares 13,379 (-23.7%) Est. Cost $17.71 Unrealized —

COWZ PACER FDS TR 0.2%

Value $313K (-6.5%) Shares 5,035 (-5.9%) Est. Cost $56.41 Unrealized —

RSP INVESCO EXCHANGE TRADED FD T 0.5%

Value $902K (-0.7%) Shares 4,238 (-10.4%) Est. Cost $175.24 Unrealized —

— NUVEEN NASDAQ 100 DYNAMIC OV 0.1%

Value $267K (+0.1%) Shares 8,860 (-11.4%) Est. Cost $27.05 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
XLK	SELECT SECTOR SPDR TR	25,494 (-3.5%)	$4.857M (+38.3%)	2.6%	$188.38	—	ST STR TECHN ETF	81369Y803
GOOGL	ALPHABET INC	6,607 (-1.4%)	$2.361M (+22.6%)	1.3%	$175.59	—	CAP STK CL A	02079K305
HACK	AMPLIFY ETF TR	10,776 (-2.3%)	$1.131M (+36.6%)	0.6%	$74.49	—	AMPLIFY CYBERSEC	032108664
XOM	EXXON MOBIL CORP	5,600 (-5.7%)	$766K (-24.0%)	0.4%	$112.36	—	COM	30231G102
IVV	ISHARES TR	2,520 (-3.1%)	$1.887M (+11.1%)	1.0%	$589.63	—	CORE S&P500 ETF	464287200
SPYG	SPDR SERIES TRUST	10,988 (-4.3%)	$1.307M (+16.3%)	0.7%	$87.90	—	ST STR P500GRW	78464A409
SGOL	ETFS GOLD TR	25,162 (-1.8%)	$962K (-15.8%)	0.5%	$25.05	—	PHYSCL GOLD SHS	00326A104
NVDA	NVIDIA CORPORATION	8,551 (-3.0%)	$1.711M (+11.3%)	0.9%	$137.79	—	COM	67066G104
AVGO	BROADCOM INC	3,400 (-5.8%)	$1.284M (+14.9%)	0.7%	$182.87	—	COM	11135F101
VBK	VANGUARD INDEX FDS	2,767 (-2.3%)	$1.012M (+18.2%)	0.5%	$280.05	—	SML CP GRW ETF	922908595
WMT	WALMART INC	4,727 (-14.8%)	$535K (-22.3%)	0.3%	$85.80	—	COM	931142103
VZ	VERIZON COMMUNICATIONS INC	4,857 (-29.8%)	$206K (-40.8%)	0.1%	$39.40	—	COM	92343V104
XLE	SELECT SECTOR SPDR TR	12,566 (-4.2%)	$667K (-17.0%)	0.4%	$65.52	—	ST STR ENERG ETF	81369Y506
BKLN	INVESCO EXCH TRADED FD TR II	146,308 (-3.5%)	$2.98M (-3.7%)	1.6%	$20.98	—	SR LN ETF	46138G508
GS	GOLDMAN SACHS GROUP INC	722 (-1.2%)	$731K (+18.1%)	0.4%	$544.86	—	COM	38141G104
TMO	THERMO FISHER SCIENTIFIC INC	410 (-34.7%)	$206K (-33.4%)	0.1%	$547.53	—	COM	883556102
ABBV	ABBVIE INC	2,976 (-4.3%)	$749K (+10.7%)	0.4%	$177.41	—	COM	00287Y109
MGC	VANGUARD WORLD FD	2,404 (-3.2%)	$658K (+12.1%)	0.4%	$214.16	—	MEGA CAP INDEX	921910873
VIG	VANGUARD SPECIALIZED FUNDS	3,596 (-1.7%)	$851K (+8.1%)	0.5%	$195.83	—	DIV APP ETF	921908844
JEPI	J P MORGAN EXCHANGE TRADED F	45,085 (-1.8%)	$2.546M (-2.1%)	1.4%	$57.48	—	EQUITY PREMIUM	46641Q332
SDY	SPDR SERIES TRUST	1,937 (-18.3%)	$295K (-14.9%)	0.2%	$132.11	—	ST STR SP DIV	78464A763
VTV	VANGUARD INDEX FDS	8,563 (-7.4%)	$1.866M (+2.8%)	1.0%	$169.31	—	VALUE ETF	922908744
BLV	VANGUARD BD INDEX FDS	46,029 (-1.8%)	$3.173M (-1.6%)	1.7%	$69.67	—	LONG TERM BOND	921937793
BRK/B	BERKSHIRE HATHAWAY INC DEL	679 (-16.1%)	$340K (-12.4%)	0.2%	$461.73	—	CL B NEW	084670702
QYLD	GLOBAL X FDS	19,167 (-17.2%)	$353K (-11.0%)	0.2%	$18.22	—	NASDAQ 100 COVER	37954Y483
URI	UNITED RENTALS INC	488 (-30.4%)	$553K (+8.2%)	0.3%	$804.87	—	COM	911363109
VV	VANGUARD INDEX FDS	2,356 (-8.4%)	$810K (+5.4%)	0.4%	$270.26	—	LARGE CAP ETF	922908637
VEU	VANGUARD INTL EQUITY INDEX F	8,541 (-5.2%)	$715K (+5.7%)	0.4%	$57.41	—	ALLWRLD EX US	922042775
IWD	ISHARES TR	1,770 (-3.4%)	$429K (+9.7%)	0.2%	$185.10	—	RUS 1000 VAL ETF	464287598
VDC	VANGUARD WORLD FD	2,425 (-6.2%)	$547K (-5.9%)	0.3%	$211.48	—	CONSUM STP ETF	92204A207
VXF	VANGUARD INDEX FDS	1,607 (-8.7%)	$396K (+9.2%)	0.2%	$189.98	—	EXTEND MKT ETF	922908652
DGRO	ISHARES TR	6,186 (-2.1%)	$469K (+5.7%)	0.3%	$61.34	—	CORE DIV GRWTH	46434V621
—	CALAMOS STRATEGIC TOTAL RETU	13,379 (-23.7%)	$275K (-8.3%)	0.1%	$17.71	—	COM SH BEN INT	128125101
COWZ	PACER FDS TR	5,035 (-5.9%)	$313K (-6.5%)	0.2%	$56.41	—	US CASH COWS 100	69374H881
RSP	INVESCO EXCHANGE TRADED FD T	4,238 (-10.4%)	$902K (-0.7%)	0.5%	$175.24	—	S&P500 EQL WGT	46137V357
—	NUVEEN NASDAQ 100 DYNAMIC OV	8,860 (-11.4%)	$267K (+0.1%)	0.1%	$27.05	—	COM SHS	670699107

Unchanged Positions (48)

IGPT INVESCO EXCHANGE TRADED FD T 1.2%

Value $2.264M Shares 21,753 Est. Cost $50.18 Unrealized —

CAT CATERPILLAR INC 0.7%

Value $1.348M Shares 1,266 Est. Cost $401.66 Unrealized —

LLY ELI LILLY & CO 0.9%

Value $1.758M Shares 1,466 Est. Cost $821.14 Unrealized —

AAPL APPLE INC 1.8%

Value $3.421M Shares 11,824 Est. Cost $235.68 Unrealized —

JPM JPMORGAN CHASE & CO 1.5%

Value $2.743M Shares 8,380 Est. Cost $228.03 Unrealized —

MS MORGAN STANLEY 0.5%

Value $841K Shares 4,023 Est. Cost $119.51 Unrealized —

CSCO CISCO SYS INC 0.3%

Value $468K Shares 3,981 Est. Cost $55.37 Unrealized —

STLD STEEL DYNAMICS INC 0.4%

Value $689K Shares 3,003 Est. Cost $130.47 Unrealized —

B BARRICK MNG CORP 0.7%

Value $1.326M Shares 36,112 Est. Cost $19.29 Unrealized —

GOOG ALPHABET INC 0.4%

Value $738K Shares 2,090 Est. Cost $175.67 Unrealized —

FELG FIDELITY COVINGTON TRUST 0.5%

Value $852K Shares 19,484 Est. Cost $35.41 Unrealized —

C CITIGROUP INC 0.3%

Value $612K Shares 4,375 Est. Cost $65.38 Unrealized —

R RYDER SYS INC 0.2%

Value $435K Shares 1,648 Est. Cost $156.26 Unrealized —

VEA VANGUARD TAX-MANAGED FDS 0.5%

Value $988K Shares 13,872 Est. Cost $47.82 Unrealized —

BAC BANK OF AMER CORP 0.3%

Value $642K Shares 11,264 Est. Cost $42.97 Unrealized —

SPY STATE STR SPDR S&P 500 ETF T 0.4%

Value $698K Shares 935 Est. Cost $586.08 Unrealized —

NEM NEWMONT CORP 0.3%

Value $561K Shares 6,010 Est. Cost $44.64 Unrealized —

IJJ ISHARES TR 0.5%

Value $856K Shares 5,797 Est. Cost $124.96 Unrealized —

TOWN TOWNEBANK PORTSMOUTH VA 0.7%

Value $1.223M Shares 33,760 Est. Cost $34.59 Unrealized —

DFAU DIMENSIONAL ETF TRUST 0.4%

Value $675K Shares 13,049 Est. Cost $40.53 Unrealized —

AMZN AMAZON COM INC 0.4%

Value $705K Shares 2,956 Est. Cost $205.85 Unrealized —

NOC NORTHROP GRUMMAN CORP 0.1%

Value $233K Shares 458 Est. Cost $492.97 Unrealized —

CVX CHEVRON CORPORATION 0.2%

Value $318K Shares 1,920 Est. Cost $145.79 Unrealized —

VTI VANGUARD INDEX FDS 0.3%

Value $539K Shares 1,456 Est. Cost $291.30 Unrealized —

IWM ISHARES TR 0.2%

Value $415K Shares 1,381 Est. Cost $221.86 Unrealized —

D DOMINION ENERGY INC 0.4%

Value $748K Shares 10,952 Est. Cost $54.04 Unrealized —

EUSA ISHARES INC 0.3%

Value $628K Shares 5,500 Est. Cost $95.36 Unrealized —

MGV VANGUARD WORLD FD 0.3%

Value $572K Shares 3,500 Est. Cost $124.91 Unrealized —

DFAC DIMENSIONAL ETF TRUST 0.3%

Value $511K Shares 11,518 Est. Cost $34.58 Unrealized —

ISRG INTUITIVE SURGICAL INC 0.2%

Value $379K Shares 954 Est. Cost $520.85 Unrealized —

PEP PEPSICO INC 0.2%

Value $371K Shares 2,737 Est. Cost $156.55 Unrealized —

VOO VANGUARD INDEX FDS 0.2%

Value $388K Shares 565 Est. Cost $552.40 Unrealized —

GLD SPDR GOLD TR 0.2%

Value $292K Shares 794 Est. Cost $242.13 Unrealized —

SMDV PROSHARES TR 0.2%

Value $339K Shares 4,400 Est. Cost $67.67 Unrealized —

CCEP COCA-COLA EUROPACIFIC PARTNE 0.2%

Value $336K Shares 3,362 Est. Cost $74.60 Unrealized —

NSC NORFOLK SOUTHN CORP 0.2%

Value $283K Shares 899 Est. Cost $248.46 Unrealized —

GNW GENWORTH FINL INC 0.1%

Value $161K Shares 17,003 Est. Cost $7.18 Unrealized —

GILD GILEAD SCIENCES INC 0.1%

Value $217K Shares 1,718 Est. Cost $120.88 Unrealized —

MOAT VANECK ETF TRUST 0.2%

Value $306K Shares 2,940 Est. Cost $92.73 Unrealized —

MSFT MICROSOFT CORP 0.6%

Value $1.19M Shares 3,191 Est. Cost $423.76 Unrealized —

DFAI DIMENSIONAL ETF TRUST 0.1%

Value $237K Shares 5,754 Est. Cost $31.23 Unrealized —

DRI DARDEN RESTAURANTS INC 0.1%

Value $235K Shares 1,143 Est. Cost $162.62 Unrealized —

— COHEN & STEERS CLOSED-END 0.1%

Value $139K Shares 10,000 Est. Cost $12.70 Unrealized —

AZN ASTRAZENECA PLC 0.1%

Value $238K Shares 1,256 Est. Cost $190.39 Unrealized —

OKE ONEOK INC NEW 0.1%

Value $210K Shares 2,420 Est. Cost $78.53 Unrealized —

RTX RTX CORPORATION 0.2%

Value $304K Shares 1,602 Est. Cost $124.76 Unrealized —

PG PROCTER & GAMBLE CO 0.2%

Value $410K Shares 2,796 Est. Cost $165.01 Unrealized —

XLU SELECT SECTOR SPDR TR 0.1%

Value $204K Shares 4,510 Est. Cost $45.89 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
IGPT	INVESCO EXCHANGE TRADED FD T	21,753	$2.264M	1.2%	$50.18	—	AI AND NEXT GEN	46137V639
CAT	CATERPILLAR INC	1,266	$1.348M	0.7%	$401.66	—	COM	149123101
LLY	ELI LILLY & CO	1,466	$1.758M	0.9%	$821.14	—	COM	532457108
AAPL	APPLE INC	11,824	$3.421M	1.8%	$235.68	—	COM	037833100
JPM	JPMORGAN CHASE & CO	8,380	$2.743M	1.5%	$228.03	—	COM	46625H100
MS	MORGAN STANLEY	4,023	$841K	0.5%	$119.51	—	COM NEW	617446448
CSCO	CISCO SYS INC	3,981	$468K	0.3%	$55.37	—	COM	17275R102
STLD	STEEL DYNAMICS INC	3,003	$689K	0.4%	$130.47	—	COM	858119100
B	BARRICK MNG CORP	36,112	$1.326M	0.7%	$19.29	—	COM SHS	06849F108
GOOG	ALPHABET INC	2,090	$738K	0.4%	$175.67	—	CAP STK CL C	02079K107
FELG	FIDELITY COVINGTON TRUST	19,484	$852K	0.5%	$35.41	—	ENHANCED LARGE	31609A305
C	CITIGROUP INC	4,375	$612K	0.3%	$65.38	—	COM NEW	172967424
R	RYDER SYS INC	1,648	$435K	0.2%	$156.26	—	COM	783549108
VEA	VANGUARD TAX-MANAGED FDS	13,872	$988K	0.5%	$47.82	—	VAN FTSE DEV MKT	921943858
BAC	BANK OF AMER CORP	11,264	$642K	0.3%	$42.97	—	COM	060505104
SPY	STATE STR SPDR S&P 500 ETF T	935	$698K	0.4%	$586.08	—	TR UNIT	78462F103
NEM	NEWMONT CORP	6,010	$561K	0.3%	$44.64	—	COM	651639106
IJJ	ISHARES TR	5,797	$856K	0.5%	$124.96	—	S&P MC 400VL ETF	464287705
TOWN	TOWNEBANK PORTSMOUTH VA	33,760	$1.223M	0.7%	$34.59	—	COM	89214P109
DFAU	DIMENSIONAL ETF TRUST	13,049	$675K	0.4%	$40.53	—	US CORE EQT MKT	25434V104
AMZN	AMAZON COM INC	2,956	$705K	0.4%	$205.85	—	COM	023135106
NOC	NORTHROP GRUMMAN CORP	458	$233K	0.1%	$492.97	—	COM	666807102
CVX	CHEVRON CORPORATION	1,920	$318K	0.2%	$145.79	—	COM	166764100
VTI	VANGUARD INDEX FDS	1,456	$539K	0.3%	$291.30	—	TOTAL STK MKT	922908769
IWM	ISHARES TR	1,381	$415K	0.2%	$221.86	—	RUSSELL 2000 ETF	464287655
D	DOMINION ENERGY INC	10,952	$748K	0.4%	$54.04	—	COM	25746U109
EUSA	ISHARES INC	5,500	$628K	0.3%	$95.36	—	MSCI EQUAL WEITE	464286681
MGV	VANGUARD WORLD FD	3,500	$572K	0.3%	$124.91	—	MEGA CAP VAL ETF	921910840
DFAC	DIMENSIONAL ETF TRUST	11,518	$511K	0.3%	$34.58	—	US COR EQU 2 ETF	25434V708
ISRG	INTUITIVE SURGICAL INC	954	$379K	0.2%	$520.85	—	COM NEW	46120E602
PEP	PEPSICO INC	2,737	$371K	0.2%	$156.55	—	COM	713448108
VOO	VANGUARD INDEX FDS	565	$388K	0.2%	$552.40	—	S&P 500 ETF SHS	922908363
GLD	SPDR GOLD TR	794	$292K	0.2%	$242.13	—	GOLD SHS	78463V107
SMDV	PROSHARES TR	4,400	$339K	0.2%	$67.67	—	RUSS 2000 DIVD	74347B698
CCEP	COCA-COLA EUROPACIFIC PARTNE	3,362	$336K	0.2%	$74.60	—	SHS	G25839104
NSC	NORFOLK SOUTHN CORP	899	$283K	0.2%	$248.46	—	COM	655844108
GNW	GENWORTH FINL INC	17,003	$161K	0.1%	$7.18	—	COM SHS	37247D106
GILD	GILEAD SCIENCES INC	1,718	$217K	0.1%	$120.88	—	COM	375558103
MOAT	VANECK ETF TRUST	2,940	$306K	0.2%	$92.73	—	MRNGSTR WDE MOAT	92189F643
MSFT	MICROSOFT CORP	3,191	$1.19M	0.6%	$423.76	—	COM	594918104
DFAI	DIMENSIONAL ETF TRUST	5,754	$237K	0.1%	$31.23	—	INTL CORE EQT MK	25434V203
DRI	DARDEN RESTAURANTS INC	1,143	$235K	0.1%	$162.62	—	COM	237194105
—	COHEN & STEERS CLOSED-END	10,000	$139K	0.1%	$12.70	—	COM	19248P106
AZN	ASTRAZENECA PLC	1,256	$238K	0.1%	$190.39	—	ORD	G0593M107
OKE	ONEOK INC NEW	2,420	$210K	0.1%	$78.53	—	COM	682680103
RTX	RTX CORPORATION	1,602	$304K	0.2%	$124.76	—	COM	75513E101
PG	PROCTER & GAMBLE CO	2,796	$410K	0.2%	$165.01	—	COM	742718109
XLU	SELECT SECTOR SPDR TR	4,510	$204K	0.1%	$45.89	—	ST STR UTIL ETF	81369Y886