Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
SCHO	Sch St US Trsr Etf	262,582 (+11.2%)	$6.265M (+10.0%)	3.7%	$23.86	$24.27	-1.7%	SCHWAB STRATEGIC TR	808524862
BNDX	Vanguard Total International B	165,370 (+8.7%)	$7.751M (+5.2%)	4.6%	$46.87	$49.02	-4.4%	VANGUARD CHARLOTTE FDS	92203J407
SCHR	Schwab Intermediate Term	27,148 (+62.2%)	$643K (+55.9%)	0.4%	$23.70	$24.70	-4.0%	SCHWAB STRATEGIC TR	808524854
BSV	Vanguard Bond Index Fund Short	71,472 (+5.7%)	$5.46M (+3.7%)	3.3%	$76.40	$78.17	-2.3%	VANGUARD BD INDEX FDS	921937827
VWO	Vanguard FTSE Emerging Markets	28,945 (+10.7%)	$1.717M (+10.0%)	1.0%	$59.31	$48.01	+23.5%	VANGUARD INTL EQUITY INDEX F	922042858
BKLN	Invesco Senior Loan ETF	129,349 (+4.2%)	$2.643M (+4.5%)	1.6%	$20.43	$20.76	-1.6%	INVESCO EXCH TRADED FD TR II	46138G508
AGG	Ishares Core US	32,304 (+1.1%)	$3.054M (-3.4%)	1.8%	$94.54	$98.12	-3.6%	ISHARES TR	464287226
SPYV	Spdr S&P 500 Value Etf	40,869 (+3.9%)	$2.498M (+4.5%)	1.5%	$61.13	$51.11	+19.6%	SPDR SERIES TRUST	78464A508
IDEV	Ishares Core Msci Intrl	12,553 (+8.9%)	$1.123M (+9.5%)	0.7%	$89.48	$74.94	+19.4%	ISHARES TR	46435G326
BIV	Vanguard Bond Index Fund Inter	4,496 (+49.0%)	$328K (+41.5%)	0.2%	$72.85	$75.87	-4.0%	VANGUARD BD INDEX FDS	921937819
BND	Vanguard Bond Index Fund Total	77,856 (+2.8%)	$5.462M (-1.7%)	3.3%	$70.15	$72.86	-3.7%	VANGUARD BD INDEX FDS	921937835
VONG	Vanguard Russell	14,914 (+3.9%)	$1.923M (+4.8%)	1.1%	$128.93	$100.01	+28.9%	VANGUARD SCOTTSDALE FDS	92206C680
IJR	iShares Core S&P ETF SmallCap	12,050 (+4.0%)	$1.639M (-4.6%)	1.0%	$136.04	$105.25	+29.3%	ISHARES TR	464287804
VEA	Vanguard FTSE ETF	16,670 (+6.4%)	$1.177M (+5.5%)	0.7%	$70.61	$54.86	+28.7%	VANGUARD TAX-MANAGED FDS	921943858
FLRN	Spdr Blmbrg Brcly Inv Gr	13,529 (+16.3%)	$417K (+16.3%)	0.2%	$30.84	$30.72	+0.4%	SPDR SERIES TRUST	78468R200
IXUS	Ishares Core Msci Total	6,265 (+9.7%)	$595K (+9.2%)	0.4%	$95.00	$75.86	+25.2%	ISHARES TR	46432F834
SPHY	Spdr Portfolio High	10,965 (+28.3%)	$248K (+23.7%)	0.1%	$22.59	$23.38	-3.4%	SPDR SERIES TRUST	78468R606
SCHZ	Sch US Agg Bnd Etf	183,702 (+3.6%)	$4.06M (-1.0%)	2.4%	$22.10	$22.98	-3.8%	SCHWAB STRATEGIC TR	808524839
VTC	Vanguard Total Corporate	40,018 (+4.2%)	$2.912M (-1.3%)	1.7%	$72.78	$76.08	-4.3%	VANGUARD SCOTTSDALE FDS	92206C573
VB	Vanguard Small Cap	3,832 (+3.8%)	$1.09M (-2.5%)	0.7%	$284.52	$227.30	+25.2%	VANGUARD INDEX FDS	922908751
TIP	iShares Tr TIPS Bond ETF	23,811 (+4.0%)	$2.477M (-1.1%)	1.5%	$104.04	$109.09	-4.6%	ISHARES TR	464287176
ILCG	Ishares Morningstar	4,758 (+5.1%)	$557K (+5.0%)	0.3%	$116.97	$88.20	+32.6%	ISHARES TR	464287119
SCHP	Sch US Tips Etf	79,512 (+4.3%)	$1.998M (-1.1%)	1.2%	$25.13	$26.48	-5.1%	SCHWAB STRATEGIC TR	808524870
GIGB	Gldmn Schs Acs Inv Grd	10,664 (+1.1%)	$464K (-4.2%)	0.3%	$43.51	$45.33	-4.0%	GOLDMAN SACHS ETF TR	381430479
IUSB	Ishares Total Usd Bond	12,703 (+1.7%)	$560K (-2.9%)	0.3%	$44.09	$45.65	-3.4%	ISHARES TR	46434V613
VGSH	Vanguard Short Term	16,570 (+2.9%)	$954K (+1.7%)	0.6%	$57.56	$58.59	-1.8%	VANGUARD SCOTTSDALE FDS	92206C102
SPSM	Spdr Portfolio S&P 600	15,684 (+11.2%)	$829K (+2.0%)	0.5%	$52.86	$44.12	+19.8%	SPDR SERIES TRUST	78468R853
VCIT	Vanguard Corp Bond ETF Interme	4,441 (+1.5%)	$348K (-3.8%)	0.2%	$78.32	$81.35	-3.7%	VANGUARD SCOTTSDALE FDS	92206C870
SPMD	Spdr Portfolio S&P	16,419 (+8.2%)	$1.035M (+0.9%)	0.6%	$63.04	$53.79	+17.2%	SPDR SERIES TRUST	78464A847

Exited Positions (1)

IGSB Ishares Short Term 0.1%

Value $201K Shares 3,833 Share Price $52.41 * Est. Cost/Share $52.95 Unrealized @ Report Date -3.2%

Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
IGSB	Ishares Short Term	3,833	$201K	0.1%	$52.41 *	$52.95	-3.2%	—	464288646

Decreased Positions (21)

SCHV Schw US LCap Val ETF 3.6%

Value $6.092M (-8.1%) Shares 182,886 (-3.9%) Share Price $33.31 Est. Cost/Share $26.33 Unrealized @ Report Date +26.5%

SCHA Schw US SCap ETF 2.1%

Value $3.505M (-12.9%) Shares 107,410 (-3.5%) Share Price $32.63 Est. Cost/Share $23.64 Unrealized @ Report Date +38.0%

VBR Vanguard Small Cap Value 2.4%

Value $3.98M (-6.6%) Shares 17,228 (-1.8%) Share Price $231.03 Est. Cost/Share $185.11 Unrealized @ Report Date +24.8%

VIOO Vanguard S&P Small Cap 1.3%

Value $2.121M (-11.2%) Shares 16,763 (-3.4%) Share Price $126.52 Est. Cost/Share $95.50 Unrealized @ Report Date +32.5%

SCHF Schw Intl Eq ETF 3.0%

Value $5.031M (-4.4%) Shares 183,129 (-3.6%) Share Price $27.47 Est. Cost/Share $20.82 Unrealized @ Report Date +31.9%

VO Vanguard Mid Cap 2.6%

Value $4.278M (-4.6%) Shares 54,546 (-2.0%) Share Price $78.42 Est. Cost/Share $74.39 Unrealized @ Report Date +5.4%

IJH iShares Core S&P ETF MidCap 1.1%

Value $1.797M (-9.5%) Shares 24,979 (-3.0%) Share Price $71.95 Est. Cost/Share $58.91 Unrealized @ Report Date +22.1%

VTV Vanguard Value 5.4%

Value $8.975M (-2.0%) Shares 41,534 (-1.2%) Share Price $216.08 Est. Cost/Share $168.91 Unrealized @ Report Date +27.9%

VEU Vanguard Intl Eqty IndexFTSE A 3.1%

Value $5.206M (-3.0%) Shares 62,748 (-2.1%) Share Price $82.97 Est. Cost/Share $63.31 Unrealized @ Report Date +31.0%

VUSB Vanguard Ultra Short 0.4%

Value $660K (-16.3%) Shares 13,328 (-15.9%) Share Price $49.55 Est. Cost/Share $49.75 Unrealized @ Report Date -0.4%

AAPL Apple Inc 0.6%

Value $1.046M (+12.9%) Shares 3,142 (-1.9%) Share Price $333.03 Est. Cost/Share $260.16 Unrealized @ Report Date +28.0%

IJS iShares S&P SmCap Value Value 0.6%

Value $935K (-10.5%) Shares 7,297 (-4.6%) Share Price $128.10 Est. Cost/Share $94.44 Unrealized @ Report Date +35.6%

VXUS Vanguard Total 3.6%

Value $6.063M (-1.7%) Shares 71,368 (-1.1%) Share Price $84.96 Est. Cost/Share $64.93 Unrealized @ Report Date +30.8%

IUSV iShares Core S&P US Value ETF 1.7%

Value $2.879M (-3.0%) Shares 26,109 (-3.2%) Share Price $110.28 Est. Cost/Share $90.25 Unrealized @ Report Date +22.2%

AOA Ishares Core Aggressive 0.2%

Value $280K (-11.0%) Shares 2,876 (-10.7%) Share Price $97.28 Est. Cost/Share $80.02 Unrealized @ Report Date +21.6%

VONV Vanguard Russell 2.2%

Value $3.711M (-0.9%) Shares 34,141 (-3.1%) Share Price $108.70 Est. Cost/Share $81.30 Unrealized @ Report Date +33.7%

SHV Ishares Short Treasury 0.3%

Value $449K (-5.3%) Shares 4,074 (-5.3%) Share Price $110.32 Est. Cost/Share $110.26 Unrealized @ Report Date +0.1%

GOOGL Alphabet Inc Class A 0.2%

Value $337K (-6.3%) Shares 980 (-2.7%) Share Price $344.08 Est. Cost/Share $212.95 Unrealized @ Report Date +61.6%

IWF iSharesTr Russell 1000 Growth 0.2%

Value $360K (-1.3%) Shares 2,871 (-2.2%) Share Price $125.24 Est. Cost/Share $114.31 Unrealized @ Report Date +9.6%

IWD iShares Russell 1000 Value ETF 0.1%

Value $233K (-0.4%) Shares 940 (-2.7%) Share Price $248.05 Est. Cost/Share $198.93 Unrealized @ Report Date +24.6%

IVW iShares S&P 500 Growth S&P 500 0.4%

Value $717K (+0.1%) Shares 5,042 (-3.3%) Share Price $142.26 Est. Cost/Share $99.77 Unrealized @ Report Date +42.6%

Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
SCHV	Schw US LCap Val ETF	182,886 (-3.9%)	$6.092M (-8.1%)	3.6%	$33.31	$26.33	+26.5%	SCHWAB STRATEGIC TR	808524409
SCHA	Schw US SCap ETF	107,410 (-3.5%)	$3.505M (-12.9%)	2.1%	$32.63	$23.64	+38.0%	SCHWAB STRATEGIC TR	808524607
VBR	Vanguard Small Cap Value	17,228 (-1.8%)	$3.98M (-6.6%)	2.4%	$231.03	$185.11	+24.8%	VANGUARD INDEX FDS	922908611
VIOO	Vanguard S&P Small Cap	16,763 (-3.4%)	$2.121M (-11.2%)	1.3%	$126.52	$95.50	+32.5%	VANGUARD ADMIRAL FDS INC	921932828
SCHF	Schw Intl Eq ETF	183,129 (-3.6%)	$5.031M (-4.4%)	3.0%	$27.47	$20.82	+31.9%	SCHWAB STRATEGIC TR	808524805
VO	Vanguard Mid Cap	54,546 (-2.0%)	$4.278M (-4.6%)	2.6%	$78.42	$74.39	+5.4%	VANGUARD INDEX FDS	922908629
IJH	iShares Core S&P ETF MidCap	24,979 (-3.0%)	$1.797M (-9.5%)	1.1%	$71.95	$58.91	+22.1%	ISHARES TR	464287507
VTV	Vanguard Value	41,534 (-1.2%)	$8.975M (-2.0%)	5.4%	$216.08	$168.91	+27.9%	VANGUARD INDEX FDS	922908744
VEU	Vanguard Intl Eqty IndexFTSE A	62,748 (-2.1%)	$5.206M (-3.0%)	3.1%	$82.97	$63.31	+31.0%	VANGUARD INTL EQUITY INDEX F	922042775
VUSB	Vanguard Ultra Short	13,328 (-15.9%)	$660K (-16.3%)	0.4%	$49.55	$49.75	-0.4%	VANGUARD BD INDEX FDS	92203C303
AAPL	Apple Inc	3,142 (-1.9%)	$1.046M (+12.9%)	0.6%	$333.03	$260.16	+28.0%	APPLE INC	037833100
IJS	iShares S&P SmCap Value Value	7,297 (-4.6%)	$935K (-10.5%)	0.6%	$128.10	$94.44	+35.6%	ISHARES TR	464287879
VXUS	Vanguard Total	71,368 (-1.1%)	$6.063M (-1.7%)	3.6%	$84.96	$64.93	+30.8%	VANGUARD STAR FDS	921909768
IUSV	iShares Core S&P US Value ETF	26,109 (-3.2%)	$2.879M (-3.0%)	1.7%	$110.28	$90.25	+22.2%	ISHARES TR	464287663
AOA	Ishares Core Aggressive	2,876 (-10.7%)	$280K (-11.0%)	0.2%	$97.28	$80.02	+21.6%	ISHARES TR	464289859
VONV	Vanguard Russell	34,141 (-3.1%)	$3.711M (-0.9%)	2.2%	$108.70	$81.30	+33.7%	VANGUARD SCOTTSDALE FDS	92206C714
SHV	Ishares Short Treasury	4,074 (-5.3%)	$449K (-5.3%)	0.3%	$110.32	$110.26	+0.1%	ISHARES TR	464288679
GOOGL	Alphabet Inc Class A	980 (-2.7%)	$337K (-6.3%)	0.2%	$344.08	$212.95	+61.6%	ALPHABET INC	02079K305
IWF	iSharesTr Russell 1000 Growth	2,871 (-2.2%)	$360K (-1.3%)	0.2%	$125.24	$114.31	+9.6%	ISHARES TR	464287614
IWD	iShares Russell 1000 Value ETF	940 (-2.7%)	$233K (-0.4%)	0.1%	$248.05	$198.93	+24.6%	ISHARES TR	464287598
IVW	iShares S&P 500 Growth S&P 500	5,042 (-3.3%)	$717K (+0.1%)	0.4%	$142.26	$99.77	+42.6%	ISHARES TR	464287309

Unchanged Positions (25)

SCHG Schw US LCap Gro ETF 5.1%

Value $8.539M Shares 237,652 Share Price $35.93 Est. Cost/Share $26.44 Unrealized @ Report Date +35.9%

SCHM Schwab US Mid-Cap ETF 2.6%

Value $4.378M Shares 128,676 Share Price $34.02 Est. Cost/Share $26.38 Unrealized @ Report Date +29.0%

VUG Vanguard Growth 5.3%

Value $8.878M Shares 98,526 Share Price $90.11 Est. Cost/Share $81.00 Unrealized @ Report Date +11.2%

MSFT Microsoft Corporation 0.8%

Value $1.26M Shares 2,457 Share Price $512.91 Est. Cost/Share $430.44 Unrealized @ Report Date +19.2%

IVOO Vanguard S&P Mid Cap 1.4%

Value $2.382M Shares 19,562 Share Price $121.76 Est. Cost/Share $99.87 Unrealized @ Report Date +21.9%

IBM International Business Machine 0.4%

Value $644K Shares 2,927 Share Price $219.93 Est. Cost/Share $253.82 Unrealized @ Report Date -13.4%

IUSG Ishares Core RUSsell Us 2.7%

Value $4.442M Shares 22,926 Share Price $193.75 Est. Cost/Share $138.23 Unrealized @ Report Date +40.2%

XOM Exxon Mobil Corporation 0.4%

Value $625K Shares 3,842 Share Price $162.75 Est. Cost/Share $104.51 Unrealized @ Report Date +55.7%

SPDW Spdr Portfolio Dvlpd 3.6%

Value $6.041M Shares 120,320 Share Price $50.21 Est. Cost/Share $38.55 Unrealized @ Report Date +30.2%

SPY SPDR S&P 500 ETF Tr Expiring 0 0.9%

Value $1.547M Shares 2,029 Share Price $762.55 Est. Cost/Share $590.67 Unrealized @ Report Date +29.1%

IAGG Ishares Interntinl 0.8%

Value $1.272M Shares 25,853 Share Price $49.20 Est. Cost/Share $50.65 Unrealized @ Report Date -2.9%

SPYG Spdr S&P 500 Growth Etf 0.4%

Value $663K Shares 5,383 Share Price $123.09 Est. Cost/Share $86.07 Unrealized @ Report Date +43.0%

SHY iShares:Lehm 1-3 Trs 0.6%

Value $1.081M Shares 13,315 Share Price $81.20 Est. Cost/Share $82.58 Unrealized @ Report Date -1.7%

SPLV Invesco S&P 500 Low Volatility 0.2%

Value $349K Shares 4,950 Share Price $70.51 Est. Cost/Share $72.43 Unrealized @ Report Date -2.7%

EFA iShares Tr MSCI EAFE ETF 1.3%

Value $2.222M Shares 21,393 Share Price $103.89 Est. Cost/Share $85.63 Unrealized @ Report Date +21.3%

JNJ Johnson & Johnson 0.1%

Value $238K Shares 897 Share Price $264.79 Est. Cost/Share $232.95 Unrealized @ Report Date +13.6%

GOOG Alphabet Inc Class C 0.2%

Value $261K Shares 767 Share Price $340.74 Est. Cost/Share $314.20 Unrealized @ Report Date +8.4%

CI Cigna Corp 0.4%

Value $639K Shares 2,351 Share Price $271.83 Est. Cost/Share $282.51 Unrealized @ Report Date -3.8%

AOK Ishares Core 0.2%

Value $391K Shares 9,707 Share Price $40.33 Est. Cost/Share $38.14 Unrealized @ Report Date +5.7%

VTI Vanguard Total Stock Mkt 0.3%

Value $428K Shares 1,144 Share Price $374.33 Est. Cost/Share $310.74 Unrealized @ Report Date +20.4%

IEMG Ishares Core Msci 0.2%

Value $256K Shares 3,158 Share Price $81.17 Est. Cost/Share $62.87 Unrealized @ Report Date +29.1%

AOR Ishares Core Growth 0.2%

Value $340K Shares 4,962 Share Price $68.53 Est. Cost/Share $58.65 Unrealized @ Report Date +16.8%

JPM JPMorgan Chase & Co 0.3%

Value $440K Shares 1,330 Share Price $330.83 Est. Cost/Share $253.38 Unrealized @ Report Date +30.6%

IVE iShares S&P 500 Value S&P 500 0.4%

Value $683K Shares 2,992 Share Price $228.31 Est. Cost/Share $187.49 Unrealized @ Report Date +21.8%

IVV iShares:S&P 500 Index 0.1%

Value $233K Shares 304 Share Price $765.63 Est. Cost/Share $644.81 Unrealized @ Report Date +18.8%

Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
SCHG	Schw US LCap Gro ETF	237,652	$8.539M	5.1%	$35.93	$26.44	+35.9%	SCHWAB STRATEGIC TR	808524300
SCHM	Schwab US Mid-Cap ETF	128,676	$4.378M	2.6%	$34.02	$26.38	+29.0%	SCHWAB STRATEGIC TR	808524508
VUG	Vanguard Growth	98,526	$8.878M	5.3%	$90.11	$81.00	+11.2%	VANGUARD INDEX FDS	922908736
MSFT	Microsoft Corporation	2,457	$1.26M	0.8%	$512.91	$430.44	+19.2%	MICROSOFT CORP	594918104
IVOO	Vanguard S&P Mid Cap	19,562	$2.382M	1.4%	$121.76	$99.87	+21.9%	VANGUARD ADMIRAL FDS INC	921932885
IBM	International Business Machine	2,927	$644K	0.4%	$219.93	$253.82	-13.4%	INTERNATIONAL BUSINESS MACHS	459200101
IUSG	Ishares Core RUSsell Us	22,926	$4.442M	2.7%	$193.75	$138.23	+40.2%	ISHARES TR	464287671
XOM	Exxon Mobil Corporation	3,842	$625K	0.4%	$162.75	$104.51	+55.7%	EXXON MOBIL CORP	30231G102
SPDW	Spdr Portfolio Dvlpd	120,320	$6.041M	3.6%	$50.21	$38.55	+30.2%	SPDR INDEX SHS FDS	78463X889
SPY	SPDR S&P 500 ETF Tr Expiring 0	2,029	$1.547M	0.9%	$762.55	$590.67	+29.1%	STATE STR SPDR S&P 500 ETF T	78462F103
IAGG	Ishares Interntinl	25,853	$1.272M	0.8%	$49.20	$50.65	-2.9%	ISHARES TR	46435G672
SPYG	Spdr S&P 500 Growth Etf	5,383	$663K	0.4%	$123.09	$86.07	+43.0%	SPDR SERIES TRUST	78464A409
SHY	iShares:Lehm 1-3 Trs	13,315	$1.081M	0.6%	$81.20	$82.58	-1.7%	ISHARES TR	464287457
SPLV	Invesco S&P 500 Low Volatility	4,950	$349K	0.2%	$70.51	$72.43	-2.7%	INVESCO EXCH TRADED FD TR II	46138E354
EFA	iShares Tr MSCI EAFE ETF	21,393	$2.222M	1.3%	$103.89	$85.63	+21.3%	ISHARES TR	464287465
JNJ	Johnson & Johnson	897	$238K	0.1%	$264.79	$232.95	+13.6%	JOHNSON & JOHNSON	478160104
GOOG	Alphabet Inc Class C	767	$261K	0.2%	$340.74	$314.20	+8.4%	ALPHABET INC	02079K107
CI	Cigna Corp	2,351	$639K	0.4%	$271.83	$282.51	-3.8%	THE CIGNA GROUP	125523100
AOK	Ishares Core	9,707	$391K	0.2%	$40.33	$38.14	+5.7%	ISHARES TR	464289883
VTI	Vanguard Total Stock Mkt	1,144	$428K	0.3%	$374.33	$310.74	+20.4%	VANGUARD INDEX FDS	922908769
IEMG	Ishares Core Msci	3,158	$256K	0.2%	$81.17	$62.87	+29.1%	ISHARES INC	46434G103
AOR	Ishares Core Growth	4,962	$340K	0.2%	$68.53	$58.65	+16.8%	ISHARES TR	464289867
JPM	JPMorgan Chase & Co	1,330	$440K	0.3%	$330.83	$253.38	+30.6%	JPMORGAN CHASE & CO	46625H100
IVE	iShares S&P 500 Value S&P 500	2,992	$683K	0.4%	$228.31	$187.49	+21.8%	ISHARES TR	464287408
IVV	iShares:S&P 500 Index	304	$233K	0.1%	$765.63	$644.81	+18.8%	ISHARES TR	464287200