NavPoint Financial, Inc. Diversified Active

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
BRK/A	BERKSHIRE HATHAWAY INC DEL	3	$2,264	1.0%	$746423.56	0.0%	CL A	084670108
COST	COSTCO WHSL CORP NEW	383	$330	0.1%	$905.73	0.0%	COM	22160K105
MELI	MERCADOLIBRE INC	154	$310	0.1%	$2100.46	0.0%	COM	58733R102
GOOG	ALPHABET INC	810	$254	0.1%	$286.33	0.0%	CAP STK CL C	02079K107
BTC	GRAYSCALE BITCOIN MINI TR ET	5,632	$218	0.1%	$38.73	—	SHS NEW	389930207
SMH	VANECK ETF TRUST	600	$216	0.1%	$360.13	—	SEMICONDUCTR ETF	92189F676
SYK	STRYKER CORPORATION	600	$211	0.1%	$363.46	0.0%	COM	863667101

Increased Positions (43)

VPLS VANGUARD MALVERN FDS 2.9%

Value ($000) $6,808 (+231.3%) Shares 87,147 (+233.5%) Est. Cost $78.27 Unrealized —

JPIE J P MORGAN EXCHANGE TRADED F 9.1%

Value ($000) $21,329 (+25.7%) Shares 460,776 (+26.1%) Est. Cost $46.22 Unrealized —

MINT PIMCO ETF TR 3.9%

Value ($000) $9,106 (+39.5%) Shares 90,751 (+39.9%) Est. Cost $100.38 Unrealized —

IBIT ISHARES BITCOIN TRUST ETF 1.2%

Value ($000) $2,717 (+748.5%) Shares 54,728 (+1010.8%) Est. Cost $49.39 Unrealized —

OAKM HARRIS OAKMARK ETF TRUST 2.5%

Value ($000) $5,747 (+59.3%) Shares 202,628 (+50.4%) Est. Cost $26.24 Unrealized —

CGDG CAPITAL GROUP DIVIDEND GROWE 2.0%

Value ($000) $4,762 (+52.8%) Shares 133,607 (+48.6%) Est. Cost $34.46 Unrealized —

JPST J P MORGAN EXCHANGE TRADED F 5.5%

Value ($000) $12,848 (+14.0%) Shares 253,969 (+14.3%) Est. Cost $50.38 Unrealized —

PYLD PIMCO ETF TR 1.3%

Value ($000) $2,955 (+103.7%) Shares 110,775 (+105.0%) Est. Cost $26.63 Unrealized —

AAPL APPLE INC 4.4%

Value ($000) $10,257 (+15.3%) Shares 37,727 (+8.0%) Est. Cost $192.74 Unrealized +39.2%

FPAG INVESTMENT MANAGERS SER TR I 5.7%

Value ($000) $13,344 (+10.9%) Shares 359,684 (+7.1%) Est. Cost $30.38 Unrealized —

AMZN AMAZON COM INC 0.8%

Value ($000) $1,967 (+161.8%) Shares 8,521 (+149.1%) Est. Cost $202.02 Unrealized +13.3%

IAU ISHARES GOLD TR 2.6%

Value ($000) $6,183 (+22.4%) Shares 76,175 (+9.7%) Est. Cost $42.76 Unrealized —

CGCP CAPITAL GRP FIXED INCM ETF T 6.4%

Value ($000) $14,941 (+7.0%) Shares 659,944 (+7.4%) Est. Cost $22.55 Unrealized —

VBIL VANGUARD INSTL INDEX FD 0.8%

Value ($000) $1,842 (+109.0%) Shares 24,423 (+109.6%) Est. Cost $75.52 Unrealized —

CGNG CAPITAL GROUP NEW GEOGRAPHY 1.1%

Value ($000) $2,566 (+51.5%) Shares 80,368 (+46.6%) Est. Cost $29.29 Unrealized —

MSFT MICROSOFT CORP 0.9%

Value ($000) $2,131 (+46.6%) Shares 4,406 (+57.0%) Est. Cost $407.50 Unrealized +22.8%

GBTC GRAYSCALE BITCOIN TRUST ETF 0.4%

Value ($000) $902 (+286.6%) Shares 13,200 (+407.7%) Est. Cost $71.60 Unrealized —

PLTR PALANTIR TECHNOLOGIES INC 0.4%

Value ($000) $929 (+215.8%) Shares 5,224 (+224.1%) Est. Cost $161.36 Unrealized +12.2%

GOOGL ALPHABET INC 0.3%

Value ($000) $763 (+274.3%) Shares 2,439 (+190.7%) Est. Cost $259.32 Unrealized +10.1%

ARKK ARK ETF TR 0.7%

Value ($000) $1,541 (+53.8%) Shares 20,040 (+72.6%) Est. Cost $62.21 Unrealized —

VOO VANGUARD INDEX FDS 4.3%

Value ($000) $10,039 (+5.1%) Shares 16,008 (+2.6%) Est. Cost $441.69 Unrealized —

CGGO CAPITAL GROUP GBL GROWTH EQT 3.7%

Value ($000) $8,738 (+5.6%) Shares 252,169 (+4.2%) Est. Cost $26.63 Unrealized —

CGMM CAPITAL GROUP EQUITY ETF TR 0.9%

Value ($000) $2,178 (+26.9%) Shares 75,526 (+24.9%) Est. Cost $26.78 Unrealized —

VCRM VANGUARD MUN BD FDS 0.5%

Value ($000) $1,138 (+59.7%) Shares 15,063 (+59.0%) Est. Cost $75.37 Unrealized —

FEGE RBB FUND TRUST 0.6%

Value ($000) $1,515 (+30.7%) Shares 32,925 (+25.6%) Est. Cost $40.82 Unrealized —

TGT TARGET CORP 0.8%

Value ($000) $1,888 (+17.6%) Shares 19,313 (+7.9%) Est. Cost $117.57 Unrealized -22.1%

VTI VANGUARD INDEX FDS 2.2%

Value ($000) $5,192 (+5.0%) Shares 15,487 (+2.8%) Est. Cost $243.00 Unrealized —

CGMU CAPITAL GRP FIXED INCM ETF T 1.2%

Value ($000) $2,913 (+8.8%) Shares 106,399 (+8.5%) Est. Cost $27.04 Unrealized —

NVDA NVIDIA CORPORATION 0.4%

Value ($000) $917 (+32.2%) Shares 4,919 (+32.3%) Est. Cost $129.93 Unrealized +43.3%

CGDV CAPITAL GROUP DIVIDEND VALUE 0.4%

Value ($000) $871 (+33.3%) Shares 19,966 (+28.4%) Est. Cost $39.46 Unrealized —

VCSH VANGUARD SCOTTSDALE FDS 1.7%

Value ($000) $3,931 (+5.7%) Shares 49,301 (+6.0%) Est. Cost $77.79 Unrealized —

JMST J P MORGAN EXCHANGE TRADED F 1.8%

Value ($000) $4,164 (+5.1%) Shares 81,742 (+5.3%) Est. Cost $50.84 Unrealized —

VB VANGUARD INDEX FDS 3.2%

Value ($000) $7,528 (+2.6%) Shares 29,184 (+1.1%) Est. Cost $214.69 Unrealized —

TDVG T ROWE PRICE ETF INC 0.5%

Value ($000) $1,111 (+16.9%) Shares 24,709 (+14.3%) Est. Cost $36.69 Unrealized —

VTEC VANGUARD CALIF TAX FREE FDS 0.2%

Value ($000) $458 (+42.0%) Shares 4,568 (+41.3%) Est. Cost $98.38 Unrealized —

WINN HARBOR ETF TRUST 0.1%

Value ($000) $320 (+52.4%) Shares 10,289 (+52.6%) Est. Cost $31.14 Unrealized —

MOAT VANECK ETF TRUST 0.1%

Value ($000) $328 (+47.5%) Shares 3,163 (+41.1%) Est. Cost $100.41 Unrealized —

JEPI J P MORGAN EXCHANGE TRADED F 0.2%

Value ($000) $358 (+21.6%) Shares 6,247 (+21.3%) Est. Cost $57.15 Unrealized —

KO COCA COLA CO 0.1%

Value ($000) $290 (+26.3%) Shares 4,146 (+19.8%) Est. Cost $65.70 Unrealized +5.6%

CGGR CAPITAL GROUP GROWTH ETF 0.5%

Value ($000) $1,186 (+3.2%) Shares 26,670 (+1.9%) Est. Cost $28.99 Unrealized —

VWO VANGUARD INTL EQUITY INDEX F 1.3%

Value ($000) $3,070 (+1.1%) Shares 57,109 (+1.9%) Est. Cost $42.12 Unrealized —

MCD MCDONALDS CORP 0.1%

Value ($000) $317 (+11.3%) Shares 1,037 (+10.7%) Est. Cost $266.45 Unrealized +14.5%

SPEM SPDR INDEX SHS FDS 0.7%

Value ($000) $1,714 (+1.3%) Shares 36,618 (+1.3%) Est. Cost $35.72 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
VPLS	VANGUARD MALVERN FDS	87,147 (+233.5%)	$6,808 (+231.3%)	2.9%	$78.27	—	CORE-PLUS BD ETF	922020755
JPIE	J P MORGAN EXCHANGE TRADED F	460,776 (+26.1%)	$21,329 (+25.7%)	9.1%	$46.22	—	INCOME ETF	46641Q159
MINT	PIMCO ETF TR	90,751 (+39.9%)	$9,106 (+39.5%)	3.9%	$100.38	—	ENHAN SHRT MA AC	72201R833
IBIT	ISHARES BITCOIN TRUST ETF	54,728 (+1010.8%)	$2,717 (+748.5%)	1.2%	$49.39	—	SHS BEN INT	46438F101
OAKM	HARRIS OAKMARK ETF TRUST	202,628 (+50.4%)	$5,747 (+59.3%)	2.5%	$26.24	—	OAKMARK U S LRG	41456U106
CGDG	CAPITAL GROUP DIVIDEND GROWE	133,607 (+48.6%)	$4,762 (+52.8%)	2.0%	$34.46	—	SHS ETF	14021L109
JPST	J P MORGAN EXCHANGE TRADED F	253,969 (+14.3%)	$12,848 (+14.0%)	5.5%	$50.38	—	ULTRA SHRT ETF	46641Q837
PYLD	PIMCO ETF TR	110,775 (+105.0%)	$2,955 (+103.7%)	1.3%	$26.63	—	MULTISECTOR BD	72201R585
AAPL	APPLE INC	37,727 (+8.0%)	$10,257 (+15.3%)	4.4%	$192.74	+39.2%	COM	037833100
FPAG	INVESTMENT MANAGERS SER TR I	359,684 (+7.1%)	$13,344 (+10.9%)	5.7%	$30.38	—	FPA GBL EQTY ETF	30254T577
AMZN	AMAZON COM INC	8,521 (+149.1%)	$1,967 (+161.8%)	0.8%	$202.02	+13.3%	COM	023135106
IAU	ISHARES GOLD TR	76,175 (+9.7%)	$6,183 (+22.4%)	2.6%	$42.76	—	ISHARES NEW	464285204
CGCP	CAPITAL GRP FIXED INCM ETF T	659,944 (+7.4%)	$14,941 (+7.0%)	6.4%	$22.55	—	CORE PLUS INCM	14020Y102
VBIL	VANGUARD INSTL INDEX FD	24,423 (+109.6%)	$1,842 (+109.0%)	0.8%	$75.52	—	0-3 MO TREAS BIL	922040845
CGNG	CAPITAL GROUP NEW GEOGRAPHY	80,368 (+46.6%)	$2,566 (+51.5%)	1.1%	$29.29	—	SHS	14021N105
MSFT	MICROSOFT CORP	4,406 (+57.0%)	$2,131 (+46.6%)	0.9%	$407.50	+22.8%	COM	594918104
GBTC	GRAYSCALE BITCOIN TRUST ETF	13,200 (+407.7%)	$902 (+286.6%)	0.4%	$71.60	—	SHS REP COM UT	389637109
PLTR	PALANTIR TECHNOLOGIES INC	5,224 (+224.1%)	$929 (+215.8%)	0.4%	$161.36	+12.2%	CL A	69608A108
GOOGL	ALPHABET INC	2,439 (+190.7%)	$763 (+274.3%)	0.3%	$259.32	+10.1%	CAP STK CL A	02079K305
ARKK	ARK ETF TR	20,040 (+72.6%)	$1,541 (+53.8%)	0.7%	$62.21	—	INNOVATION ETF	00214Q104
VOO	VANGUARD INDEX FDS	16,008 (+2.6%)	$10,039 (+5.1%)	4.3%	$441.69	—	S&P 500 ETF SHS	922908363
CGGO	CAPITAL GROUP GBL GROWTH EQT	252,169 (+4.2%)	$8,738 (+5.6%)	3.7%	$26.63	—	SHS CREATION UNI	14020X104
CGMM	CAPITAL GROUP EQUITY ETF TR	75,526 (+24.9%)	$2,178 (+26.9%)	0.9%	$26.78	—	US SMALL AND MID	14022A102
VCRM	VANGUARD MUN BD FDS	15,063 (+59.0%)	$1,138 (+59.7%)	0.5%	$75.37	—	CORE TAX EXEMPT	922907712
FEGE	RBB FUND TRUST	32,925 (+25.6%)	$1,515 (+30.7%)	0.6%	$40.82	—	FIRST EAGLE GBL	75526L886
TGT	TARGET CORP	19,313 (+7.9%)	$1,888 (+17.6%)	0.8%	$117.57	-22.1%	COM	87612E106
VTI	VANGUARD INDEX FDS	15,487 (+2.8%)	$5,192 (+5.0%)	2.2%	$243.00	—	TOTAL STK MKT	922908769
CGMU	CAPITAL GRP FIXED INCM ETF T	106,399 (+8.5%)	$2,913 (+8.8%)	1.2%	$27.04	—	MUNICIPAL INCOME	14020Y201
NVDA	NVIDIA CORPORATION	4,919 (+32.3%)	$917 (+32.2%)	0.4%	$129.93	+43.3%	COM	67066G104
CGDV	CAPITAL GROUP DIVIDEND VALUE	19,966 (+28.4%)	$871 (+33.3%)	0.4%	$39.46	—	SHS CREATION UNI	14020W106
VCSH	VANGUARD SCOTTSDALE FDS	49,301 (+6.0%)	$3,931 (+5.7%)	1.7%	$77.79	—	SHRT TRM CORP BD	92206C409
JMST	J P MORGAN EXCHANGE TRADED F	81,742 (+5.3%)	$4,164 (+5.1%)	1.8%	$50.84	—	ULTRA SHT MUNCPL	46641Q654
VB	VANGUARD INDEX FDS	29,184 (+1.1%)	$7,528 (+2.6%)	3.2%	$214.69	—	SMALL CP ETF	922908751
TDVG	T ROWE PRICE ETF INC	24,709 (+14.3%)	$1,111 (+16.9%)	0.5%	$36.69	—	PRICE DIV GRWT	87283Q404
VTEC	VANGUARD CALIF TAX FREE FDS	4,568 (+41.3%)	$458 (+42.0%)	0.2%	$98.38	—	TAX EXEMPT BD FD	922021605
WINN	HARBOR ETF TRUST	10,289 (+52.6%)	$320 (+52.4%)	0.1%	$31.14	—	LONG TERM GROWER	41151J406
MOAT	VANECK ETF TRUST	3,163 (+41.1%)	$328 (+47.5%)	0.1%	$100.41	—	MRNGSTR WDE MOAT	92189F643
JEPI	J P MORGAN EXCHANGE TRADED F	6,247 (+21.3%)	$358 (+21.6%)	0.2%	$57.15	—	EQUITY PREMIUM	46641Q332
KO	COCA COLA CO	4,146 (+19.8%)	$290 (+26.3%)	0.1%	$65.70	+5.6%	COM	191216100
CGGR	CAPITAL GROUP GROWTH ETF	26,670 (+1.9%)	$1,186 (+3.2%)	0.5%	$28.99	—	SHS CREATION UNI	14020G101
VWO	VANGUARD INTL EQUITY INDEX F	57,109 (+1.9%)	$3,070 (+1.1%)	1.3%	$42.12	—	FTSE EMR MKT ETF	922042858
MCD	MCDONALDS CORP	1,037 (+10.7%)	$317 (+11.3%)	0.1%	$266.45	+14.5%	COM	580135101
SPEM	SPDR INDEX SHS FDS	36,618 (+1.3%)	$1,714 (+1.3%)	0.7%	$35.72	—	PORTFOLIO EMG MK	78463X509

Decreased Positions (2)

VT VANGUARD INTL EQUITY INDEX F 2.3%

Value ($000) $5,433 (-3.2%) Shares 38,514 (-5.5%) Est. Cost $103.63 Unrealized —

FDX FEDEX CORP 0.1%

Value ($000) $261 (+14.4%) Shares 905 (-6.6%) Est. Cost $241.66 Unrealized +8.2%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
VT	VANGUARD INTL EQUITY INDEX F	38,514 (-5.5%)	$5,433 (-3.2%)	2.3%	$103.63	—	TT WRLD ST ETF	922042742
FDX	FEDEX CORP	905 (-6.6%)	$261 (+14.4%)	0.1%	$241.66	+8.2%	COM	31428X106

Unchanged Positions (20)

GLDM WORLD GOLD TR 9.3%

Value ($000) $21,778 Shares 255,101 Est. Cost $40.91 Unrealized —

GLD SPDR GOLD TR 1.3%

Value ($000) $3,058 Shares 7,716 Est. Cost $191.17 Unrealized —

ROST ROSS STORES INC 0.6%

Value ($000) $1,383 Shares 7,676 Est. Cost $121.76 Unrealized +36.8%

ORCL ORACLE CORP 0.2%

Value ($000) $438 Shares 2,248 Est. Cost $106.71 Unrealized +123.1%

IAUM ISHARES GOLD TR 0.3%

Value ($000) $654 Shares 15,218 Est. Cost $20.60 Unrealized —

XOM EXXON MOBIL CORP 0.4%

Value ($000) $998 Shares 8,297 Est. Cost $98.05 Unrealized +17.8%

ACWI ISHARES TR 0.5%

Value ($000) $1,244 Shares 8,793 Est. Cost $101.77 Unrealized —

AXP AMERICAN EXPRESS CO 0.2%

Value ($000) $363 Shares 981 Est. Cost $202.90 Unrealized +75.9%

GIS GENERAL MLS INC 0.2%

Value ($000) $379 Shares 8,145 Est. Cost $59.53 Unrealized -20.3%

VHT VANGUARD WORLD FD 0.1%

Value ($000) $257 Shares 894 Est. Cost $248.25 Unrealized —

MMM 3M CO 0.4%

Value ($000) $839 Shares 5,240 Est. Cost $75.54 Unrealized +116.0%

UNH UNITEDHEALTH GROUP INC 0.2%

Value ($000) $427 Shares 1,294 Est. Cost $503.08 Unrealized -33.0%

SPY SPDR S&P 500 ETF TR 0.3%

Value ($000) $732 Shares 1,074 Est. Cost $477.18 Unrealized —

IBM INTERNATIONAL BUSINESS MACHS 0.2%

Value ($000) $369 Shares 1,247 Est. Cost $141.50 Unrealized +111.2%

IJR ISHARES TR 0.5%

Value ($000) $1,072 Shares 8,924 Est. Cost $108.21 Unrealized —

DRI DARDEN RESTAURANTS INC 0.2%

Value ($000) $406 Shares 2,204 Est. Cost $141.79 Unrealized +28.4%

VBK VANGUARD INDEX FDS 0.2%

Value ($000) $415 Shares 1,375 Est. Cost $243.28 Unrealized —

CGUS CAPITAL GROUP CORE EQUITY ET 0.1%

Value ($000) $237 Shares 5,883 Est. Cost $36.93 Unrealized —

VO VANGUARD INDEX FDS 0.1%

Value ($000) $224 Shares 771 Est. Cost $279.89 Unrealized —

BRK/B BERKSHIRE HATHAWAY INC DEL 2.3%

Value ($000) $5,393 Shares 10,730 Est. Cost $350.99 Unrealized +41.8%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
GLDM	WORLD GOLD TR	255,101	$21,778	9.3%	$40.91	—	SPDR GLD MINIS	98149E303
GLD	SPDR GOLD TR	7,716	$3,058	1.3%	$191.17	—	GOLD SHS	78463V107
ROST	ROSS STORES INC	7,676	$1,383	0.6%	$121.76	+36.8%	COM	778296103
ORCL	ORACLE CORP	2,248	$438	0.2%	$106.71	+123.1%	COM	68389X105
IAUM	ISHARES GOLD TR	15,218	$654	0.3%	$20.60	—	SHARES REPRESENT	46436F103
XOM	EXXON MOBIL CORP	8,297	$998	0.4%	$98.05	+17.8%	COM	30231G102
ACWI	ISHARES TR	8,793	$1,244	0.5%	$101.77	—	MSCI ACWI ETF	464288257
AXP	AMERICAN EXPRESS CO	981	$363	0.2%	$202.90	+75.9%	COM	025816109
GIS	GENERAL MLS INC	8,145	$379	0.2%	$59.53	-20.3%	COM	370334104
VHT	VANGUARD WORLD FD	894	$257	0.1%	$248.25	—	HEALTH CAR ETF	92204A504
MMM	3M CO	5,240	$839	0.4%	$75.54	+116.0%	COM	88579Y101
UNH	UNITEDHEALTH GROUP INC	1,294	$427	0.2%	$503.08	-33.0%	COM	91324P102
SPY	SPDR S&P 500 ETF TR	1,074	$732	0.3%	$477.18	—	TR UNIT	78462F103
IBM	INTERNATIONAL BUSINESS MACHS	1,247	$369	0.2%	$141.50	+111.2%	COM	459200101
IJR	ISHARES TR	8,924	$1,072	0.5%	$108.21	—	CORE S&P SCP ETF	464287804
DRI	DARDEN RESTAURANTS INC	2,204	$406	0.2%	$141.79	+28.4%	COM	237194105
VBK	VANGUARD INDEX FDS	1,375	$415	0.2%	$243.28	—	SML CP GRW ETF	922908595
CGUS	CAPITAL GROUP CORE EQUITY ET	5,883	$237	0.1%	$36.93	—	SHS CREATION UNI	14020V108
VO	VANGUARD INDEX FDS	771	$224	0.1%	$279.89	—	MID CAP ETF	922908629
BRK/B	BERKSHIRE HATHAWAY INC DEL	10,730	$5,393	2.3%	$350.99	+41.8%	CL B NEW	084670702