Location: Kalamazoo, MI
CIK: 0001639695 · Show all filings
Period: Q4 2025 (← Previous) (Next →)
Filing Date: Feb 11, 2026
Total Value: $527M (100.0% shares, 0.0% debt)
| Ticker | Issuer | Shares | Value | % | Est. Cost | Unrealized | Class | CUSIP |
|---|---|---|---|---|---|---|---|---|
| SCHB | SCHWAB STRATEGIC TR | 5,090,429 | $134M | 25.3% | $32.98 | — | US BRD MKT ETF | 808524102 |
| SCHF | SCHWAB STRATEGIC TR | 2,195,032 | $52.77M | 10.0% | $26.32 | — | INTL EQTY ETF | 808524805 |
| SCHO | SCHWAB STRATEGIC TR | 1,937,988 | $47.23M | 9.0% | $32.59 | — | SHT TM US TRES | 808524862 |
| SCHZ | SCHWAB STRATEGIC TR | 1,271,246 | $29.71M | 5.6% | $35.18 | — | US AGGREGATE B | 808524839 |
| SCHA | SCHWAB STRATEGIC TR | 931,742 | $26.54M | 5.0% | $33.89 | — | US SML CAP ETF | 808524607 |
| DFCF | DIMENSIONAL ETF TRUST | 608,500 | $25.9M | 4.9% | $41.60 | — | CORE FIXED INCOM | 25434V872 |
| FNDX | SCHWAB STRATEGIC TR | 869,591 | $23.66M | 4.5% | $33.81 | — | FUNDAMENTAL US L | 808524771 |
| ITOT | ISHARES TR | 149,081 | $22.17M | 4.2% | $118.10 | — | CORE S&P TTL STK | 464287150 |
| SCHE | SCHWAB STRATEGIC TR | 451,942 | $14.8M | 2.8% | $27.03 | — | EMRG MKTEQ ETF | 808524706 |
| DFGP | DIMENSIONAL ETF TRUST | 270,401 | $14.62M | 2.8% | $53.31 | — | GLOBAL CORE PLUS | 25434V583 |
| SHM | SPDR SERIES TRUST | 170,291 | $8.172M | 1.6% | $47.64 | — | STATE STREET SPD | 78468R739 |
| SYK | STRYKER CORPORATION | 21,858 | $7.682M | 1.5% | $335.95 | +8.2% | COM | 863667101 |
| DFUV | DIMENSIONAL ETF TRUST | 163,516 | $7.618M | 1.4% | $40.90 | — | US MKTWIDE VALUE | 25434V724 |
| SPY | SPDR S&P 500 ETF TR | 10,365 | $7.068M | 1.3% | $549.38 | — | TR UNIT | 78462F103 |
| IEFA | ISHARES TR | 75,560 | $6.76M | 1.3% | $74.50 | — | CORE MSCI EAFE | 46432F842 |
| NVDA | NVIDIA CORPORATION | 33,278 | $6.206M | 1.2% | $134.49 | +38.4% | COM | 67066G104 |
| TFI | SPDR SERIES TRUST | 135,013 | $6.171M | 1.2% | $46.02 | — | STATE STREET SPD | 78468R721 |
| VTI | VANGUARD INDEX FDS | 14,198 | $4.76M | 0.9% | $271.02 | — | TOTAL STK MKT | 922908769 |
| MUB | ISHARES TR | 39,959 | $4.28M | 0.8% | $106.28 | — | NATIONAL MUN ETF | 464288414 |
| AAPL | APPLE INC | 15,527 | $4.221M | 0.8% | $213.80 | +25.5% | COM | 037833100 |
| DFIV | DIMENSIONAL ETF TRUST | 83,573 | $4.17M | 0.8% | $36.75 | — | INTERNATNAL VAL | 25434V807 |
| DFAS | DIMENSIONAL ETF TRUST | 57,739 | $4.023M | 0.8% | $62.34 | — | US SMALL CAP ETF | 25434V500 |
| MSFT | MICROSOFT CORP | 7,616 | $3.683M | 0.7% | $434.23 | +15.3% | COM | 594918104 |
| VOO | VANGUARD INDEX FDS | 4,743 | $2.974M | 0.6% | $537.20 | — | S&P 500 ETF SHS | 922908363 |
| IJR | ISHARES TR | 21,260 | $2.555M | 0.5% | $110.41 | — | CORE S&P SCP ETF | 464287804 |
| DFAT | DIMENSIONAL ETF TRUST | 41,892 | $2.494M | 0.5% | $54.43 | — | US TARGETED VLU | 25434V609 |
| HDV | ISHARES TR | 18,487 | $2.248M | 0.4% | $110.21 | — | CORE HIGH DV ETF | 46429B663 |
| PHYS | SPROTT ASSET MANAGEMENT LP | 53,499 | $1.767M | 0.3% | $17.30 | — | PHYSICAL GOLD TR | 85207H104 |
| GOOGL | ALPHABET INC | 5,296 | $1.658M | 0.3% | $206.99 | +38.0% | CAP STK CL A | 02079K305 |
| IVV | ISHARES TR | 2,190 | $1.5M | 0.3% | $593.76 | — | CORE S&P500 ETF | 464287200 |
| AMZN | AMAZON COM INC | 6,106 | $1.409M | 0.3% | $213.48 | +7.2% | COM | 023135106 |
| SCHD | SCHWAB STRATEGIC TR | 46,870 | $1.286M | 0.2% | $44.13 | — | US DIVIDEND EQ | 808524797 |
| VEA | VANGUARD TAX-MANAGED FDS | 20,139 | $1.258M | 0.2% | $49.54 | — | VAN FTSE DEV MKT | 921943858 |
| DFAX | DIMENSIONAL ETF TRUST | 37,368 | $1.223M | 0.2% | $25.44 | — | WORLD EX US CORE | 25434V880 |
| ORCL | ORACLE CORP | 6,209 | $1.21M | 0.2% | $167.97 | +41.7% | COM | 68389X105 |
| TT | TRANE TECHNOLOGIES PLC | 3,008 | $1.171M | 0.2% | $359.02 | +15.2% | SHS | G8994E103 |
| TSLA | TESLA INC | 2,563 | $1.153M | 0.2% | $363.55 | +21.9% | COM | 88160R101 |
| VBR | VANGUARD INDEX FDS | 5,382 | $1.14M | 0.2% | $184.79 | — | SM CP VAL ETF | 922908611 |
| AGG | ISHARES TR | 11,331 | $1.132M | 0.2% | $98.45 | — | CORE US AGGBD ET | 464287226 |
| DFAC | DIMENSIONAL ETF TRUST | 28,519 | $1.129M | 0.2% | $31.95 | — | US CORE EQUITY 2 | 25434V708 |
| IWF | ISHARES TR | 2,327 | $1.101M | 0.2% | $357.48 | — | RUS 1000 GRW ETF | 464287614 |
| BSV | VANGUARD BD INDEX FDS | 13,959 | $1.1M | 0.2% | $76.71 | — | SHORT TRM BOND | 921937827 |
| JPM | JPMORGAN CHASE & CO. | 3,392 | $1.093M | 0.2% | $243.77 | +27.0% | COM | 46625H100 |
| SUB | ISHARES TR | 10,070 | $1.074M | 0.2% | $104.73 | — | SHRT NAT MUN ETF | 464288158 |
| V | VISA INC | 2,942 | $1.032M | 0.2% | $334.59 | +1.7% | COM CL A | 92826C839 |
| VTV | VANGUARD INDEX FDS | 5,039 | $962K | 0.2% | $167.41 | — | VALUE ETF | 922908744 |
| IEMG | ISHARES INC | 13,642 | $917K | 0.2% | $51.94 | — | CORE MSCI EMKT | 46434G103 |
| MDY | SPDR S&P MIDCAP 400 ETF TR | 1,265 | $763K | 0.1% | $534.14 | — | UTSER1 S&PDCRP | 78467Y107 |
| DFUS | DIMENSIONAL ETF TRUST | 10,228 | $759K | 0.1% | $56.98 | — | US EQUITY MARKET | 25434V401 |
| SPYD | SPDR SERIES TRUST | 17,472 | $756K | 0.1% | $40.71 | — | STATE STREET SPD | 78468R788 |
| EFA | ISHARES TR | 7,766 | $746K | 0.1% | $81.73 | — | MSCI EAFE ETF | 464287465 |
| AVGO | BROADCOM INC | 2,073 | $717K | 0.1% | $321.00 | +11.2% | COM | 11135F101 |
| GOOG | ALPHABET INC | 2,286 | $717K | 0.1% | $196.54 | +45.7% | CAP STK CL C | 02079K107 |
| SUSA | ISHARES TR | 4,935 | $688K | 0.1% | $109.16 | — | ESG OPTIMIZED | 464288802 |
| LLY | ELI LILLY & CO | 625 | $672K | 0.1% | $805.29 | +18.7% | COM | 532457108 |
| META | META PLATFORMS INC | 1,004 | $663K | 0.1% | $605.31 | +10.2% | CL A | 30303M102 |
| AMAT | APPLIED MATLS INC | 2,500 | $642K | 0.1% | $201.90 | +18.6% | COM | 038222105 |
| QUAL | ISHARES TR | 3,063 | $608K | 0.1% | $170.89 | — | MSCI USA QLT FCT | 46432F339 |
| MCD | MCDONALDS CORP | 1,858 | $568K | 0.1% | $285.50 | +6.9% | COM | 580135101 |
| IBM | INTERNATIONAL BUSINESS MACHS | 1,846 | $547K | 0.1% | $190.82 | +56.6% | COM | 459200101 |
| ABT | ABBOTT LABS | 4,337 | $543K | 0.1% | $120.16 | +5.9% | COM | 002824100 |
| VO | VANGUARD INDEX FDS | 1,866 | $542K | 0.1% | $258.31 | — | MID CAP ETF | 922908629 |
| SDY | SPDR SERIES TRUST | 3,759 | $523K | 0.1% | $132.58 | — | STATE STREET SPD | 78464A763 |
| HYG | ISHARES TR | 6,015 | $485K | 0.1% | $77.73 | — | IBOXX HI YD ETF | 464288513 |
| SCHV | SCHWAB STRATEGIC TR | 15,885 | $470K | 0.1% | $42.71 | — | US LCAP VA ETF | 808524409 |
| IBKR | INTERACTIVE BROKERS GROUP IN | 6,964 | $448K | 0.1% | $66.32 | +0.9% | COM CL A | 45841N107 |
| DSI | ISHARES TR | 3,349 | $431K | 0.1% | $100.80 | — | ESG MSCI KLD 400 | 464288570 |
| DLN | WISDOMTREE TR | 4,853 | $427K | 0.1% | $79.37 | — | US LARGECAP DIVD | 97717W307 |
| ABBV | ABBVIE INC | 1,788 | $409K | 0.1% | $183.05 | +24.3% | COM | 00287Y109 |
| VB | VANGUARD INDEX FDS | 1,569 | $405K | 0.1% | $225.04 | — | SMALL CP ETF | 922908751 |
| ETN | EATON CORP PLC | 1,248 | $398K | 0.1% | $308.54 | +14.9% | SHS | G29183103 |
| LPLA | LPL FINL HLDGS INC | 1,109 | $396K | 0.1% | $354.98 | -0.4% | COM | 50212V100 |
| WRB | BERKLEY W R CORP | 5,240 | $367K | 0.1% | $72.34 | +0.6% | COM | 084423102 |
| QQQ | INVESCO QQQ TR | 596 | $366K | 0.1% | $459.67 | — | UNIT SER 1 | 46090E103 |
| VIG | VANGUARD SPECIALIZED FUNDS | 1,567 | $345K | 0.1% | $182.66 | — | DIV APP ETF | 921908844 |
| BRK/B | BERKSHIRE HATHAWAY INC DEL | 685 | $344K | 0.1% | $473.88 | +5.0% | CL B NEW | 084670702 |
| VIOV | VANGUARD ADMIRAL FDS INC | 3,414 | $334K | 0.1% | $88.97 | — | SMLCP 600 VAL | 921932778 |
| ZWS | ZURN ELKAY WATER SOLNS CORP | 7,176 | $334K | 0.1% | $46.20 | +1.2% | COM | 98983L108 |
| ALLE | ALLEGION PLC | 2,051 | $327K | 0.1% | $166.46 | +0.1% | ORD SHS | G0176J109 |
| CVX | CHEVRON CORP NEW | 2,069 | $315K | 0.1% | $147.79 | +2.4% | COM | 166764100 |
| SOXX | ISHARES TR | 1,044 | $314K | 0.1% | $207.88 | — | ISHARES SEMICDTR | 464287523 |
| SHOP | SHOPIFY INC | 1,950 | $314K | 0.1% | $160.56 | 0.0% | CL A SUB VTG SHS | 82509L107 |
| ROL | ROLLINS INC | 5,182 | $311K | 0.1% | $58.36 | +0.5% | COM | 775711104 |
| VT | VANGUARD INTL EQUITY INDEX F | 2,143 | $302K | 0.1% | $113.02 | — | TT WRLD ST ETF | 922042742 |
| CRBN | ISHARES TR | 1,300 | $300K | 0.1% | $179.53 | — | LOW CARBON OPTIM | 46434V464 |
| MA | MASTERCARD INCORPORATED | 518 | $296K | 0.1% | $561.22 | -0.4% | CL A | 57636Q104 |
| JNJ | JOHNSON & JOHNSON | 1,388 | $287K | 0.1% | $159.55 | +23.5% | COM | 478160104 |
| IWM | ISHARES TR | 1,141 | $281K | 0.1% | $200.82 | — | RUSSELL 2000 ETF | 464287655 |
| NUE | NUCOR CORP | 1,697 | $277K | 0.1% | $167.87 | -10.8% | COM | 670346105 |
| PH | PARKER-HANNIFIN CORP | 310 | $272K | 0.1% | $534.68 | +52.9% | COM | 701094104 |
| VGT | VANGUARD WORLD FD | 360 | $272K | 0.1% | $524.45 | — | INF TECH ETF | 92204A702 |
| COO | COOPER COS INC | 3,238 | $265K | 0.1% | $74.85 | 0.0% | COM | 216648501 |
| AVDV | AMERICAN CENTY ETF TR | 2,810 | $264K | 0.1% | $65.86 | — | INTL SMCP VLU | 025072802 |
| USB | US BANCORP DEL | 4,916 | $262K | 0.0% | $44.38 | +9.8% | COM NEW | 902973304 |
| VOE | VANGUARD INDEX FDS | 1,472 | $261K | 0.0% | $155.91 | — | MCAP VL IDXVIP | 922908512 |
| NDSN | NORDSON CORP | 1,069 | $257K | 0.0% | $231.88 | +1.0% | COM | 655663102 |
| BSY | BENTLEY SYS INC | 6,469 | $247K | 0.0% | $46.95 | -3.0% | COM CL B | 08265T208 |
| TDY | TELEDYNE TECHNOLOGIES INC | 480 | $245K | 0.0% | $530.24 | -0.6% | COM | 879360105 |
| NOW | SERVICENOW INC | 1,575 | $241K | 0.0% | $171.90 | -0.2% | COM | 81762P102 |
| JKHY | HENRY JACK & ASSOC INC | 1,316 | $240K | 0.0% | $166.24 | 0.0% | COM | 426281101 |
| ZBRA | ZEBRA TECHNOLOGIES CORPORATI | 972 | $236K | 0.0% | $287.56 | -7.0% | CL A | 989207105 |
| XLV | SELECT SECTOR SPDR TR | 1,520 | $235K | 0.0% | $146.01 | — | STATE STREET HEA | 81369Y209 |
| VYM | VANGUARD WHITEHALL FDS | 1,638 | $235K | 0.0% | $135.42 | — | HIGH DIV YLD | 921946406 |
| VTIP | VANGUARD MALVERN FDS | 4,705 | $233K | 0.0% | $48.54 | — | STRM INFPROIDX | 922020805 |
| EFX | EQUIFAX INC | 1,072 | $233K | 0.0% | $226.04 | -3.3% | COM | 294429105 |
| CSCO | CISCO SYS INC | 3,005 | $231K | 0.0% | $57.82 | +27.6% | COM | 17275R102 |
| COST | COSTCO WHSL CORP NEW | 265 | $229K | 0.0% | $860.06 | +5.3% | COM | 22160K105 |
| RSP | INVESCO EXCHANGE TRADED FD T | 1,192 | $228K | 0.0% | $173.57 | — | S&P500 EQL WGT | 46137V357 |
| ECL | ECOLAB INC | 859 | $226K | 0.0% | $255.52 | +4.0% | COM | 278865100 |
| LII | LENNOX INTL INC | 456 | $221K | 0.0% | $499.61 | 0.0% | COM | 526107107 |
| FNDB | SCHWAB STRATEGIC TR | 8,148 | $216K | 0.0% | $37.59 | — | FUNDAMENTAL US B | 808524789 |
| RTX | RTX CORPORATION | 1,175 | $215K | 0.0% | $135.11 | +28.3% | COM | 75513E101 |
| POOL | POOL CORP | 938 | $215K | 0.0% | $259.46 | 0.0% | COM | 73278L105 |
| VXUS | VANGUARD STAR FDS | 2,828 | $213K | 0.0% | $74.99 | — | VG TL INTL STK F | 921909768 |
| VUG | VANGUARD INDEX FDS | 435 | $212K | 0.0% | $447.58 | — | GROWTH ETF | 922908736 |
| GSK | GSK PLC | 4,289 | $210K | 0.0% | $42.87 | — | SPONSORED ADR | 37733W204 |
| ULS | UL SOLUTIONS INC | 2,604 | $205K | 0.0% | $80.28 | 0.0% | CLASS A COM SHS | 903731107 |
| WSO | WATSCO INC | 606 | $204K | 0.0% | $367.78 | -2.9% | COM | 942622200 |