Location: Kalamazoo, MI
CIK: 0001639695 · Show all filings
Period: Q4 2025 (← Previous) (Next →)
Filing Date: Feb 11, 2026
Total Value: $527M (100.0% shares, 0.0% debt)
| Ticker | Issuer | Shares | Value | % | Share Price | Est. Cost/Share | Unrealized @ Report Date | Class | CUSIP |
|---|---|---|---|---|---|---|---|---|---|
| SCHB | SCHWAB STRATEGIC TR | 5,090,429 | $134M | 25.3% | $26.23 | $22.02 | +19.1% | US BRD MKT ETF | 808524102 |
| SCHF | SCHWAB STRATEGIC TR | 2,195,032 | $52.77M | 10.0% | $24.04 | $19.62 | +22.5% | INTL EQTY ETF | 808524805 |
| SCHO | SCHWAB STRATEGIC TR | 1,937,988 | $47.23M | 9.0% | $24.37 | $24.21 | +0.7% | SHT TM US TRES | 808524862 |
| SCHZ | SCHWAB STRATEGIC TR | 1,271,246 | $29.71M | 5.6% | $23.37 | $23.07 | +1.3% | US AGGREGATE B | 808524839 |
| SCHA | SCHWAB STRATEGIC TR | 931,742 | $26.54M | 5.0% | $28.48 | $25.09 | +13.5% | US SML CAP ETF | 808524607 |
| DFCF | DIMENSIONAL ETF TRUST | 608,500 | $25.9M | 4.9% | $42.56 | $42.15 | +1.0% | CORE FIXED INCOM | 25434V872 |
| FNDX | SCHWAB STRATEGIC TR | 869,591 | $23.66M | 4.5% | $27.21 | $23.80 | +14.3% | FUNDAMENTAL US L | 808524771 |
| ITOT | ISHARES TR | 149,081 | $22.17M | 4.2% | $148.69 | $111.81 | +33.0% | CORE S&P TTL STK | 464287150 |
| SCHE | SCHWAB STRATEGIC TR | 451,942 | $14.8M | 2.8% | $32.75 | $26.28 | +24.6% | EMRG MKTEQ ETF | 808524706 |
| DFGP | DIMENSIONAL ETF TRUST | 270,401 | $14.62M | 2.8% | $54.07 | $54.16 | -0.2% | GLOBAL CORE PLUS | 25434V583 |
| SHM | SPDR SERIES TRUST | 170,291 | $8.172M | 1.6% | $47.99 | $47.60 | +0.8% | STATE STREET SPD | 78468R739 |
| SYK | STRYKER CORPORATION | 21,858 | $7.682M | 1.5% | $351.47 | $335.95 | +4.6% | COM | 863667101 |
| DFUV | DIMENSIONAL ETF TRUST | 163,516 | $7.618M | 1.4% | $46.59 | $38.20 | +22.0% | US MKTWIDE VALUE | 25434V724 |
| SPY | SPDR S&P 500 ETF TR | 10,365 | $7.068M | 1.3% | $681.92 | $553.91 | +23.1% | TR UNIT | 78462F103 |
| IEFA | ISHARES TR | 75,560 | $6.76M | 1.3% | $89.46 | $71.90 | +24.4% | CORE MSCI EAFE | 46432F842 |
| NVDA | NVIDIA CORPORATION | 33,278 | $6.206M | 1.2% | $186.50 | $134.49 | +38.7% | COM | 67066G104 |
| TFI | SPDR SERIES TRUST | 135,013 | $6.171M | 1.2% | $45.71 | $45.96 | -0.5% | STATE STREET SPD | 78468R721 |
| VTI | VANGUARD INDEX FDS | 14,198 | $4.76M | 0.9% | $335.26 | $262.18 | +27.9% | TOTAL STK MKT | 922908769 |
| MUB | ISHARES TR | 39,959 | $4.28M | 0.8% | $107.11 | $106.09 | +1.0% | NATIONAL MUN ETF | 464288414 |
| AAPL | APPLE INC | 15,527 | $4.221M | 0.8% | $271.85 | $213.80 | +27.2% | COM | 037833100 |
| DFIV | DIMENSIONAL ETF TRUST | 83,573 | $4.17M | 0.8% | $49.90 | $34.66 | +44.0% | INTERNATNAL VAL | 25434V807 |
| DFAS | DIMENSIONAL ETF TRUST | 57,739 | $4.023M | 0.8% | $69.67 | $59.17 | +17.7% | US SMALL CAP ETF | 25434V500 |
| MSFT | MICROSOFT CORP | 7,616 | $3.683M | 0.7% | $483.63 | $434.23 | +11.4% | COM | 594918104 |
| VOO | VANGUARD INDEX FDS | 4,743 | $2.974M | 0.6% | $627.13 | $540.67 | +16.0% | S&P 500 ETF SHS | 922908363 |
| IJR | ISHARES TR | 21,260 | $2.555M | 0.5% | $120.18 | $106.03 | +13.3% | CORE S&P SCP ETF | 464287804 |
| DFAT | DIMENSIONAL ETF TRUST | 41,892 | $2.494M | 0.5% | $59.54 | $51.48 | +15.7% | US TARGETED VLU | 25434V609 |
| HDV | ISHARES TR | 18,487 | $2.248M | 0.4% | $121.61 * | $21.02 | +15.7% | CORE HIGH DV ETF | 46429B663 |
| PHYS | SPROTT ASSET MANAGEMENT LP | 53,499 | $1.767M | 0.3% | $33.02 | $17.30 | — | PHYSICAL GOLD TR | 85207H104 |
| GOOGL | ALPHABET INC | 5,296 | $1.658M | 0.3% | $313.00 | $206.99 | +51.2% | CAP STK CL A | 02079K305 |
| IVV | ISHARES TR | 2,190 | $1.5M | 0.3% | $684.99 | $584.82 | +17.1% | CORE S&P500 ETF | 464287200 |
| AMZN | AMAZON COM INC | 6,106 | $1.409M | 0.3% | $230.82 | $213.48 | +8.1% | COM | 023135106 |
| SCHD | SCHWAB STRATEGIC TR | 46,870 | $1.286M | 0.2% | $27.43 | $27.55 | -0.4% | US DIVIDEND EQ | 808524797 |
| VEA | VANGUARD TAX-MANAGED FDS | 20,139 | $1.258M | 0.2% | $62.47 | $49.52 | +26.2% | VAN FTSE DEV MKT | 921943858 |
| DFAX | DIMENSIONAL ETF TRUST | 37,368 | $1.223M | 0.2% | $32.73 | $24.46 | +33.8% | WORLD EX US CORE | 25434V880 |
| ORCL | ORACLE CORP | 6,209 | $1.21M | 0.2% | $194.91 | $167.97 | +16.0% | COM | 68389X105 |
| TT | TRANE TECHNOLOGIES PLC | 3,008 | $1.171M | 0.2% | $389.20 | $359.02 | +8.4% | SHS | G8994E103 |
| TSLA | TESLA INC | 2,563 | $1.153M | 0.2% | $449.72 | $363.55 | +23.7% | COM | 88160R101 |
| VBR | VANGUARD INDEX FDS | 5,382 | $1.14M | 0.2% | $211.77 | $183.68 | +15.3% | SM CP VAL ETF | 922908611 |
| AGG | ISHARES TR | 11,331 | $1.132M | 0.2% | $99.88 | $98.14 | +1.8% | CORE US AGGBD ET | 464287226 |
| DFAC | DIMENSIONAL ETF TRUST | 28,519 | $1.129M | 0.2% | $39.59 | $30.19 | +31.1% | US CORE EQUITY 2 | 25434V708 |
| IWF | ISHARES TR | 2,327 | $1.101M | 0.2% | $473.30 * | $95.94 | +23.3% | RUS 1000 GRW ETF | 464287614 |
| BSV | VANGUARD BD INDEX FDS | 13,959 | $1.1M | 0.2% | $78.81 | $76.73 | +2.7% | SHORT TRM BOND | 921937827 |
| JPM | JPMORGAN CHASE & CO. | 3,392 | $1.093M | 0.2% | $322.22 | $243.77 | +32.2% | COM | 46625H100 |
| SUB | ISHARES TR | 10,070 | $1.074M | 0.2% | $106.70 | $104.99 | +1.6% | SHRT NAT MUN ETF | 464288158 |
| V | VISA INC | 2,942 | $1.032M | 0.2% | $350.71 | $334.59 | +4.8% | COM CL A | 92826C839 |
| VTV | VANGUARD INDEX FDS | 5,039 | $962K | 0.2% | $190.99 | $163.48 | +16.8% | VALUE ETF | 922908744 |
| IEMG | ISHARES INC | 13,642 | $917K | 0.2% | $67.22 | $50.57 | +32.9% | CORE MSCI EMKT | 46434G103 |
| MDY | SPDR S&P MIDCAP 400 ETF TR | 1,265 | $763K | 0.1% | $603.28 | $566.23 | +6.5% | UTSER1 S&PDCRP | 78467Y107 |
| DFUS | DIMENSIONAL ETF TRUST | 10,228 | $759K | 0.1% | $74.17 | $54.14 | +37.0% | US EQUITY MARKET | 25434V401 |
| SPYD | SPDR SERIES TRUST | 17,472 | $756K | 0.1% | $43.25 | $39.02 | +10.8% | STATE STREET SPD | 78468R788 |
| EFA | ISHARES TR | 7,766 | $746K | 0.1% | $96.03 | $80.60 | +19.1% | MSCI EAFE ETF | 464287465 |
| AVGO | BROADCOM INC | 2,073 | $717K | 0.1% | $346.10 | $321.00 | +7.8% | COM | 11135F101 |
| GOOG | ALPHABET INC | 2,286 | $717K | 0.1% | $313.80 | $196.54 | +59.7% | CAP STK CL C | 02079K107 |
| SUSA | ISHARES TR | 4,935 | $688K | 0.1% | $139.33 | $104.13 | +33.8% | ESG OPTIMIZED | 464288802 |
| LLY | ELI LILLY & CO | 625 | $672K | 0.1% | $1074.68 | $805.29 | +33.5% | COM | 532457108 |
| META | META PLATFORMS INC | 1,004 | $663K | 0.1% | $660.09 | $605.31 | +9.1% | CL A | 30303M102 |
| AMAT | APPLIED MATLS INC | 2,500 | $642K | 0.1% | $256.99 | $201.90 | +27.3% | COM | 038222105 |
| QUAL | ISHARES TR | 3,063 | $608K | 0.1% | $198.62 | $179.03 | +10.9% | MSCI USA QLT FCT | 46432F339 |
| MCD | MCDONALDS CORP | 1,858 | $568K | 0.1% | $305.63 | $285.50 | +7.1% | COM | 580135101 |
| IBM | INTERNATIONAL BUSINESS MACHS | 1,846 | $547K | 0.1% | $296.27 | $190.82 | +55.2% | COM | 459200101 |
| ABT | ABBOTT LABS | 4,337 | $543K | 0.1% | $125.29 | $120.16 | +4.3% | COM | 002824100 |
| VO | VANGUARD INDEX FDS | 1,866 | $542K | 0.1% | $290.22 * | $66.99 | +8.3% | MID CAP ETF | 922908629 |
| SDY | SPDR SERIES TRUST | 3,759 | $523K | 0.1% | $139.16 | $137.72 | +1.0% | STATE STREET SPD | 78464A763 |
| HYG | ISHARES TR | 6,015 | $485K | 0.1% | $80.63 | $77.28 | +4.3% | IBOXX HI YD ETF | 464288513 |
| SCHV | SCHWAB STRATEGIC TR | 15,885 | $470K | 0.1% | $29.61 | $25.99 | +13.9% | US LCAP VA ETF | 808524409 |
| IBKR | INTERACTIVE BROKERS GROUP IN | 6,964 | $448K | 0.1% | $64.31 | $66.32 | -3.0% | COM CL A | 45841N107 |
| DSI | ISHARES TR | 3,349 | $431K | 0.1% | $128.82 | $95.65 | +34.7% | ESG MSCI KLD 400 | 464288570 |
| DLN | WISDOMTREE TR | 4,853 | $427K | 0.1% | $88.08 | $79.79 | +10.4% | US LARGECAP DIVD | 97717W307 |
| ABBV | ABBVIE INC | 1,788 | $409K | 0.1% | $228.49 | $183.05 | +24.8% | COM | 00287Y109 |
| VB | VANGUARD INDEX FDS | 1,569 | $405K | 0.1% | $257.95 | $227.77 | +13.3% | SMALL CP ETF | 922908751 |
| ETN | EATON CORP PLC | 1,248 | $398K | 0.1% | $318.51 | $308.54 | +3.2% | SHS | G29183103 |
| LPLA | LPL FINL HLDGS INC | 1,109 | $396K | 0.1% | $357.17 | $354.98 | +0.6% | COM | 50212V100 |
| WRB | BERKLEY W R CORP | 5,240 | $367K | 0.1% | $70.12 | $72.34 | -3.1% | COM | 084423102 |
| QQQ | INVESCO QQQ TR | 596 | $366K | 0.1% | $614.31 | $446.70 | +37.5% | UNIT SER 1 | 46090E103 |
| VIG | VANGUARD SPECIALIZED FUNDS | 1,567 | $345K | 0.1% | $219.85 | $178.16 | +23.4% | DIV APP ETF | 921908844 |
| BRK/B | BERKSHIRE HATHAWAY INC DEL | 685 | $344K | 0.1% | $502.65 | $473.88 | +6.1% | CL B NEW | 084670702 |
| VIOV | VANGUARD ADMIRAL FDS INC | 3,414 | $334K | 0.1% | $97.76 | $85.79 | +14.0% | SMLCP 600 VAL | 921932778 |
| ZWS | ZURN ELKAY WATER SOLNS CORP | 7,176 | $334K | 0.1% | $46.49 | $46.20 | +0.4% | COM | 98983L108 |
| ALLE | ALLEGION PLC | 2,051 | $327K | 0.1% | $159.22 | $166.46 | -4.3% | ORD SHS | G0176J109 |
| CVX | CHEVRON CORP NEW | 2,069 | $315K | 0.1% | $152.41 | $147.79 | +3.1% | COM | 166764100 |
| SOXX | ISHARES TR | 1,044 | $314K | 0.1% | $301.15 | $216.66 | +39.0% | ISHARES SEMICDTR | 464287523 |
| SHOP | SHOPIFY INC | 1,950 | $314K | 0.1% | $160.97 | $160.56 | +0.3% | CL A SUB VTG SHS | 82509L107 |
| ROL | ROLLINS INC | 5,182 | $311K | 0.1% | $60.02 | $58.36 | +2.8% | COM | 775711104 |
| VT | VANGUARD INTL EQUITY INDEX F | 2,143 | $302K | 0.1% | $141.06 | $110.92 | +27.2% | TT WRLD ST ETF | 922042742 |
| CRBN | ISHARES TR | 1,300 | $300K | 0.1% | $230.58 | $171.33 | +34.6% | LOW CARBON OPTIM | 46434V464 |
| MA | MASTERCARD INCORPORATED | 518 | $296K | 0.1% | $570.88 | $561.22 | +1.7% | CL A | 57636Q104 |
| JNJ | JOHNSON & JOHNSON | 1,388 | $287K | 0.1% | $206.95 | $159.55 | +29.7% | COM | 478160104 |
| IWM | ISHARES TR | 1,141 | $281K | 0.1% | $246.16 | $214.78 | +14.6% | RUSSELL 2000 ETF | 464287655 |
| NUE | NUCOR CORP | 1,697 | $277K | 0.1% | $163.11 | $167.87 | -2.8% | COM | 670346105 |
| PH | PARKER-HANNIFIN CORP | 310 | $272K | 0.1% | $878.96 | $534.68 | +64.4% | COM | 701094104 |
| VGT | VANGUARD WORLD FD | 360 | $272K | 0.1% | $754.17 * | $63.38 | +48.7% | INF TECH ETF | 92204A702 |
| COO | COOPER COS INC | 3,238 | $265K | 0.1% | $81.96 | $74.85 | +9.5% | COM | 216648501 |
| AVDV | AMERICAN CENTY ETF TR | 2,810 | $264K | 0.1% | $93.97 | $62.34 | +50.7% | INTL SMCP VLU | 025072802 |
| USB | US BANCORP DEL | 4,916 | $262K | 0.0% | $53.36 | $44.38 | +20.2% | COM NEW | 902973304 |
| VOE | VANGUARD INDEX FDS | 1,472 | $261K | 0.0% | $177.37 | $146.82 | +20.8% | MCAP VL IDXVIP | 922908512 |
| NDSN | NORDSON CORP | 1,069 | $257K | 0.0% | $240.43 | $231.88 | +3.7% | COM | 655663102 |
| BSY | BENTLEY SYS INC | 6,469 | $247K | 0.0% | $38.16 | $46.95 | -18.7% | COM CL B | 08265T208 |
| TDY | TELEDYNE TECHNOLOGIES INC | 480 | $245K | 0.0% | $510.73 | $530.24 | -3.7% | COM | 879360105 |
| NOW | SERVICENOW INC | 1,575 | $241K | 0.0% | $153.19 | $171.90 | -10.9% | COM | 81762P102 |
| JKHY | HENRY JACK & ASSOC INC | 1,316 | $240K | 0.0% | $182.48 | $166.24 | +9.8% | COM | 426281101 |
| ZBRA | ZEBRA TECHNOLOGIES CORPORATI | 972 | $236K | 0.0% | $242.82 | $287.56 | -15.6% | CL A | 989207105 |
| XLV | SELECT SECTOR SPDR TR | 1,520 | $235K | 0.0% | $154.80 | $145.27 | +6.6% | STATE STREET HEA | 81369Y209 |
| VYM | VANGUARD WHITEHALL FDS | 1,638 | $235K | 0.0% | $143.52 | $133.73 | +7.3% | HIGH DIV YLD | 921946406 |
| VTIP | VANGUARD MALVERN FDS | 4,705 | $233K | 0.0% | $49.46 | $48.09 | +2.8% | STRM INFPROIDX | 922020805 |
| EFX | EQUIFAX INC | 1,072 | $233K | 0.0% | $216.98 | $226.04 | -4.0% | COM | 294429105 |
| CSCO | CISCO SYS INC | 3,005 | $231K | 0.0% | $77.03 | $57.82 | +32.5% | COM | 17275R102 |
| COST | COSTCO WHSL CORP NEW | 265 | $229K | 0.0% | $862.34 | $860.06 | +0.3% | COM | 22160K105 |
| RSP | INVESCO EXCHANGE TRADED FD T | 1,192 | $228K | 0.0% | $191.56 | $167.07 | +14.7% | S&P500 EQL WGT | 46137V357 |
| ECL | ECOLAB INC | 859 | $226K | 0.0% | $262.52 | $255.52 | +2.7% | COM | 278865100 |
| LII | LENNOX INTL INC | 456 | $221K | 0.0% | $485.58 | $499.61 | -2.8% | COM | 526107107 |
| FNDB | SCHWAB STRATEGIC TR | 8,148 | $216K | 0.0% | $26.57 | $22.84 | +16.3% | FUNDAMENTAL US B | 808524789 |
| RTX | RTX CORPORATION | 1,175 | $215K | 0.0% | $183.40 | $135.11 | +35.7% | COM | 75513E101 |
| POOL | POOL CORP | 938 | $215K | 0.0% | $228.75 | $259.46 | -11.8% | COM | 73278L105 |
| VXUS | VANGUARD STAR FDS | 2,828 | $213K | 0.0% | $75.45 | $74.23 | +1.6% | VG TL INTL STK F | 921909768 |
| VUG | VANGUARD INDEX FDS | 435 | $212K | 0.0% | $487.86 * | $71.49 | +13.7% | GROWTH ETF | 922908736 |
| GSK | GSK PLC | 4,289 | $210K | 0.0% | $49.04 | $41.24 | +18.9% | SPONSORED ADR | 37733W204 |
| ULS | UL SOLUTIONS INC | 2,604 | $205K | 0.0% | $78.86 | $80.28 | -1.8% | CLASS A COM SHS | 903731107 |
| WSO | WATSCO INC | 606 | $204K | 0.0% | $336.95 | $367.78 | -8.4% | COM | 942622200 |