Townsend Financial Planning, LLC Concentrated Active

Location: Mt Sterling, KY

CIK: 0002110688 · Show all filings

Period: Q2 2026 (← Previous)

Filing Date: Aug 6, 2026

Total Value: $115M (100.0% shares, 0.0% debt)

Holdings (30)

New Positions (1)

JAAA JANUS DETROIT STR TR 0.2%

Value $223K Shares 4,416 Est. Cost $50.49 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
JAAA	JANUS DETROIT STR TR	4,416	$223K	0.2%	$50.49	—	HENDRSON AAA CL	47103U845

Increased Positions (13)

AGG ISHARES TR 11.5%

Value $13.14M (+6.4%) Shares 132,713 (+6.7%) Est. Cost $99.79 Unrealized —

FENI FIDELITY COVINGTON TRUST 1.9%

Value $2.206M (+50.5%) Shares 54,973 (+39.5%) Est. Cost $38.03 Unrealized —

FMDE FIDELITY COVINGTON TRUST 1.1%

Value $1.253M (+59.8%) Shares 30,871 (+41.6%) Est. Cost $37.43 Unrealized —

FESM FIDELITY COVINGTON TRUST 0.8%

Value $916K (+84.8%) Shares 18,966 (+45.5%) Est. Cost $41.22 Unrealized —

FDHY FIDELITY COVINGTON TRUST 0.9%

Value $999K (+58.4%) Shares 20,375 (+56.8%) Est. Cost $48.72 Unrealized —

ISTB ISHARES TR 5.9%

Value $6.759M (+4.7%) Shares 140,081 (+5.2%) Est. Cost $48.71 Unrealized —

SLQD ISHARES TR 3.3%

Value $3.797M (+5.2%) Shares 75,379 (+5.4%) Est. Cost $50.67 Unrealized —

SUSB ISHARES TR 0.5%

Value $594K (+28.3%) Shares 23,755 (+28.7%) Est. Cost $25.18 Unrealized —

LQD ISHARES TR 5.4%

Value $6.183M (+2.0%) Shares 56,686 (+1.9%) Est. Cost $110.17 Unrealized —

EAGG ISHARES TR 0.2%

Value $242K (+10.2%) Shares 5,102 (+10.6%) Est. Cost $47.81 Unrealized —

IAUM ISHARES GOLD TRUST MICRO 0.5%

Value $599K (+1.5%) Shares 14,975 (+18.5%) Est. Cost $43.38 Unrealized —

TIP ISHARES TR 1.9%

Value $2.131M (+0.3%) Shares 19,472 (+1.1%) Est. Cost $109.91 Unrealized —

STIP ISHARES TR 0.7%

Value $842K (+0.7%) Shares 8,238 (+2.0%) Est. Cost $102.41 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
AGG	ISHARES TR	132,713 (+6.7%)	$13.14M (+6.4%)	11.5%	$99.79	—	CORE US AGGBD ET	464287226
FENI	FIDELITY COVINGTON TRUST	54,973 (+39.5%)	$2.206M (+50.5%)	1.9%	$38.03	—	ENHANCED INTL	31609A404
FMDE	FIDELITY COVINGTON TRUST	30,871 (+41.6%)	$1.253M (+59.8%)	1.1%	$37.43	—	ENH MID COR ETF	31609A503
FESM	FIDELITY COVINGTON TRUST	18,966 (+45.5%)	$916K (+84.8%)	0.8%	$41.22	—	ENHANCED SML CAP	31609A206
FDHY	FIDELITY COVINGTON TRUST	20,375 (+56.8%)	$999K (+58.4%)	0.9%	$48.72	—	ENHA HIGH YI ETF	316092618
ISTB	ISHARES TR	140,081 (+5.2%)	$6.759M (+4.7%)	5.9%	$48.71	—	CORE 1 5 YR USD	46432F859
SLQD	ISHARES TR	75,379 (+5.4%)	$3.797M (+5.2%)	3.3%	$50.67	—	0-5YR INVT GR CP	46434V100
SUSB	ISHARES TR	23,755 (+28.7%)	$594K (+28.3%)	0.5%	$25.18	—	ESG AWRE 1 5 YR	46435G243
LQD	ISHARES TR	56,686 (+1.9%)	$6.183M (+2.0%)	5.4%	$110.17	—	IBOXX INV CP ETF	464287242
EAGG	ISHARES TR	5,102 (+10.6%)	$242K (+10.2%)	0.2%	$47.81	—	ESG AWR US AGRGT	46435U549
IAUM	ISHARES GOLD TRUST MICRO	14,975 (+18.5%)	$599K (+1.5%)	0.5%	$43.38	—	SHS REPSTG UN TR	46436F103
TIP	ISHARES TR	19,472 (+1.1%)	$2.131M (+0.3%)	1.9%	$109.91	—	TIPS BD ETF	464287176
STIP	ISHARES TR	8,238 (+2.0%)	$842K (+0.7%)	0.7%	$102.41	—	0-5 YR TIPS ETF	46429B747

Decreased Positions (5)

IJH ISHARES TR 11.5%

Value $13.19M (+10.6%) Shares 171,071 (-3.1%) Est. Cost $66.00 Unrealized —

IJR ISHARES TR 7.2%

Value $8.206M (+13.8%) Shares 55,330 (-4.6%) Est. Cost $120.18 Unrealized —

IXUS ISHARES TR 5.0%

Value $5.749M (+4.1%) Shares 60,239 (-5.5%) Est. Cost $84.64 Unrealized —

ESGV VANGUARD WORLD FD 1.1%

Value $1.221M (+10.4%) Shares 9,231 (-6.3%) Est. Cost $120.96 Unrealized —

IJJ ISHARES TR 0.3%

Value $338K (+10.2%) Shares 2,286 (-1.1%) Est. Cost $131.59 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
IJH	ISHARES TR	171,071 (-3.1%)	$13.19M (+10.6%)	11.5%	$66.00	—	CORE S&P MCP ETF	464287507
IJR	ISHARES TR	55,330 (-4.6%)	$8.206M (+13.8%)	7.2%	$120.18	—	CORE S&P SCP ETF	464287804
IXUS	ISHARES TR	60,239 (-5.5%)	$5.749M (+4.1%)	5.0%	$84.64	—	CORE MSCI TOTAL	46432F834
ESGV	VANGUARD WORLD FD	9,231 (-6.3%)	$1.221M (+10.4%)	1.1%	$120.96	—	ESG US STK ETF	921910733
IJJ	ISHARES TR	2,286 (-1.1%)	$338K (+10.2%)	0.3%	$131.59	—	S&P MC 400VL ETF	464287705

Unchanged Positions (11)

IVV ISHARES TR 26.0%

Value $29.85M Shares 39,864 Est. Cost $684.05 Unrealized —

IUSV ISHARES TR 6.3%

Value $7.273M Shares 66,032 Est. Cost $102.53 Unrealized —

FREL FIDELITY COVINGTON TRUST 4.4%

Value $5.03M Shares 171,682 Est. Cost $26.89 Unrealized —

AAPL APPLE INC 0.7%

Value $820K Shares 2,834 Est. Cost $268.34 Unrealized —

ITOT ISHARES TR 0.5%

Value $525K Shares 3,197 Est. Cost $148.69 Unrealized —

VSGX VANGUARD WORLD FD 0.3%

Value $326K Shares 3,960 Est. Cost $71.63 Unrealized —

VNQ VANGUARD INDEX FDS 0.2%

Value $223K Shares 2,312 Est. Cost $88.49 Unrealized —

NUBD NUSHARES ETF TR 0.6%

Value $647K Shares 29,214 Est. Cost $22.35 Unrealized —

VCEB VANGUARD WORLD FD 0.4%

Value $466K Shares 7,424 Est. Cost $63.63 Unrealized —

BIV VANGUARD BD INDEX FDS 0.4%

Value $450K Shares 5,868 Est. Cost $77.88 Unrealized —

BSV VANGUARD BD INDEX FDS 0.5%

Value $521K Shares 6,686 Est. Cost $78.81 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
IVV	ISHARES TR	39,864	$29.85M	26.0%	$684.05	—	CORE S&P500 ETF	464287200
IUSV	ISHARES TR	66,032	$7.273M	6.3%	$102.53	—	CORE S&P US VLU	464287663
FREL	FIDELITY COVINGTON TRUST	171,682	$5.03M	4.4%	$26.89	—	MSCI RL EST ETF	316092857
AAPL	APPLE INC	2,834	$820K	0.7%	$268.34	—	COM	037833100
ITOT	ISHARES TR	3,197	$525K	0.5%	$148.69	—	CORE S&P TTL STK	464287150
VSGX	VANGUARD WORLD FD	3,960	$326K	0.3%	$71.63	—	ESG INTL STK ETF	921910725
VNQ	VANGUARD INDEX FDS	2,312	$223K	0.2%	$88.49	—	REAL ESTATE ETF	922908553
NUBD	NUSHARES ETF TR	29,214	$647K	0.6%	$22.35	—	NUVEEN ESG US	67092P870
VCEB	VANGUARD WORLD FD	7,424	$466K	0.4%	$63.63	—	ESG US CORP BD	921910691
BIV	VANGUARD BD INDEX FDS	5,868	$450K	0.4%	$77.88	—	INTERMED TERM	921937819
BSV	VANGUARD BD INDEX FDS	6,686	$521K	0.5%	$78.81	—	SHORT TRM BOND	921937827