Townsend Financial Planning, LLC Long-Term Concentrated

Location: Mt Sterling, KY

CIK: 0002110688 · Show all filings

Period: Q3 2026 (← Previous)

Filing Date: Nov 2, 2026

Total Value: $113M (100.0% shares, 0.0% debt)

Holdings (31)

New Positions (1)

SOXX ISHARES TR 0.2%

Value $230K Shares 404 Share Price $568.64 Est. Cost/Share $535.31 Unrealized @ Report Date +6.2%

Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
SOXX	ISHARES TR	404	$230K	0.2%	$568.64	$535.31	+6.2%	ISHARES SEMICDTR	464287523

Increased Positions (13)

FDHY FIDELITY COVINGTON TRUST 1.5%

Value $1.639M (+64.0%) Shares 34,501 (+69.3%) Share Price $47.50 Est. Cost/Share $49.07 Unrealized @ Report Date -3.2%

FENI FIDELITY COVINGTON TRUST 2.3%

Value $2.592M (+17.5%) Shares 64,938 (+18.1%) Share Price $39.91 Est. Cost/Share $39.09 Unrealized @ Report Date +2.1%

FMDE FIDELITY COVINGTON TRUST 1.4%

Value $1.616M (+29.0%) Shares 40,010 (+29.6%) Share Price $40.38 Est. Cost/Share $38.21 Unrealized @ Report Date +5.7%

ISTB ISHARES TR 6.3%

Value $7.08M (+4.8%) Shares 149,848 (+7.0%) Share Price $47.25 Est. Cost/Share $48.71 Unrealized @ Report Date -3.0%

JAAA JANUS DETROIT STR TR 0.5%

Value $522K (+134.2%) Shares 10,345 (+134.3%) Share Price $50.47 Est. Cost/Share $50.60 Unrealized @ Report Date -0.3%

IAUM ISHARES GOLD TRUST MICRO 0.6%

Value $719K (+20.0%) Shares 17,354 (+15.9%) Share Price $41.42 Est. Cost/Share $43.45 Unrealized @ Report Date -4.7%

FESM FIDELITY COVINGTON TRUST 0.9%

Value $1.034M (+12.9%) Shares 22,993 (+21.2%) Share Price $44.95 Est. Cost/Share $41.90 Unrealized @ Report Date +7.3%

AGG ISHARES TR 11.6%

Value $13.08M (-0.4%) Shares 138,399 (+4.3%) Share Price $94.54 Est. Cost/Share $100.11 Unrealized @ Report Date -5.6%

NUBD NUSHARES ETF TR 0.6%

Value $630K (-2.6%) Shares 29,756 (+1.9%) Share Price $21.17 Est. Cost/Share $22.46 Unrealized @ Report Date -5.7%

VCEB VANGUARD WORLD FD 0.4%

Value $450K (-3.5%) Shares 7,547 (+1.7%) Share Price $59.58 Est. Cost/Share $64.00 Unrealized @ Report Date -6.9%

VNQ VANGUARD INDEX FDS 0.2%

Value $213K (-4.7%) Shares 2,371 (+2.6%) Share Price $89.63 Est. Cost/Share $90.04 Unrealized @ Report Date -0.5%

EAGG ISHARES TR 0.2%

Value $233K (-3.6%) Shares 5,155 (+1.0%) Share Price $45.25 Est. Cost/Share $47.99 Unrealized @ Report Date -5.7%

SUSB ISHARES TR 0.5%

Value $590K (-0.6%) Shares 24,145 (+1.6%) Share Price $24.43 Est. Cost/Share $25.19 Unrealized @ Report Date -3.0%

Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
FDHY	FIDELITY COVINGTON TRUST	34,501 (+69.3%)	$1.639M (+64.0%)	1.5%	$47.50	$49.07	-3.2%	ENHA HIGH YI ETF	316092618
FENI	FIDELITY COVINGTON TRUST	64,938 (+18.1%)	$2.592M (+17.5%)	2.3%	$39.91	$39.09	+2.1%	ENHANCED INTL	31609A404
FMDE	FIDELITY COVINGTON TRUST	40,010 (+29.6%)	$1.616M (+29.0%)	1.4%	$40.38	$38.21	+5.7%	ENH MID COR ETF	31609A503
ISTB	ISHARES TR	149,848 (+7.0%)	$7.08M (+4.8%)	6.3%	$47.25	$48.71	-3.0%	CORE 1 5 YR USD	46432F859
JAAA	JANUS DETROIT STR TR	10,345 (+134.3%)	$522K (+134.2%)	0.5%	$50.47	$50.60	-0.3%	HENDRSON AAA CL	47103U845
IAUM	ISHARES GOLD TRUST MICRO	17,354 (+15.9%)	$719K (+20.0%)	0.6%	$41.42	$43.45	-4.7%	SHS REPSTG UN TR	46436F103
FESM	FIDELITY COVINGTON TRUST	22,993 (+21.2%)	$1.034M (+12.9%)	0.9%	$44.95	$41.90	+7.3%	ENHANCED SML CAP	31609A206
AGG	ISHARES TR	138,399 (+4.3%)	$13.08M (-0.4%)	11.6%	$94.54	$100.11	-5.6%	CORE US AGGBD ET	464287226
NUBD	NUSHARES ETF TR	29,756 (+1.9%)	$630K (-2.6%)	0.6%	$21.17	$22.46	-5.7%	NUVEEN ESG US	67092P870
VCEB	VANGUARD WORLD FD	7,547 (+1.7%)	$450K (-3.5%)	0.4%	$59.58	$64.00	-6.9%	ESG US CORP BD	921910691
VNQ	VANGUARD INDEX FDS	2,371 (+2.6%)	$213K (-4.7%)	0.2%	$89.63	$90.04	-0.5%	REAL ESTATE ETF	922908553
EAGG	ISHARES TR	5,155 (+1.0%)	$233K (-3.6%)	0.2%	$45.25	$47.99	-5.7%	ESG AWR US AGRGT	46435U549
SUSB	ISHARES TR	24,145 (+1.6%)	$590K (-0.6%)	0.5%	$24.43	$25.19	-3.0%	ESG AWRE 1 5 YR	46435G243

Decreased Positions (13)

IJH ISHARES TR 10.6%

Value $11.91M (-9.7%) Shares 165,549 (-3.2%) Share Price $71.95 Est. Cost/Share $65.51 Unrealized @ Report Date +9.8%

IJR ISHARES TR 6.4%

Value $7.239M (-11.8%) Shares 53,209 (-3.8%) Share Price $136.04 Est. Cost/Share $119.59 Unrealized @ Report Date +13.8%

LQD ISHARES TR 5.0%

Value $5.594M (-9.5%) Shares 54,742 (-3.4%) Share Price $102.18 Est. Cost/Share $111.14 Unrealized @ Report Date -8.1%

BSV VANGUARD BD INDEX FDS 0.2%

Value $255K (-51.1%) Shares 3,336 (-50.1%) Share Price $76.41 Est. Cost/Share $78.89 Unrealized @ Report Date -3.2%

IXUS ISHARES TR 4.9%

Value $5.518M (-4.0%) Shares 58,085 (-3.6%) Share Price $94.99 Est. Cost/Share $83.84 Unrealized @ Report Date +13.3%

BIV VANGUARD BD INDEX FDS 0.2%

Value $231K (-48.7%) Shares 3,168 (-46.0%) Share Price $72.85 Est. Cost/Share $78.21 Unrealized @ Report Date -6.8%

SLQD ISHARES TR 3.2%

Value $3.626M (-4.5%) Shares 73,297 (-2.8%) Share Price $49.47 Est. Cost/Share $50.72 Unrealized @ Report Date -2.4%

TIP ISHARES TR 1.8%

Value $1.992M (-6.5%) Shares 19,142 (-1.7%) Share Price $104.04 Est. Cost/Share $110.93 Unrealized @ Report Date -6.2%

IUSV ISHARES TR 6.4%

Value $7.193M (-1.1%) Shares 65,229 (-1.2%) Share Price $110.28 Est. Cost/Share $101.49 Unrealized @ Report Date +8.7%

IVV ISHARES TR 26.5%

Value $29.9M (+0.1%) Shares 39,040 (-2.1%) Share Price $765.84 Est. Cost/Share $679.16 Unrealized @ Report Date +12.8%

ITOT ISHARES TR 0.4%

Value $495K (-5.7%) Shares 2,977 (-6.9%) Share Price $166.28 Est. Cost/Share $147.58 Unrealized @ Report Date +12.7%

VSGX VANGUARD WORLD FD 0.3%

Value $316K (-3.0%) Shares 3,900 (-1.5%) Share Price $81.07 Est. Cost/Share $70.55 Unrealized @ Report Date +14.9%

ESGV VANGUARD WORLD FD 1.1%

Value $1.229M (+0.7%) Shares 9,068 (-1.8%) Share Price $135.54 Est. Cost/Share $119.96 Unrealized @ Report Date +13.0%

Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
IJH	ISHARES TR	165,549 (-3.2%)	$11.91M (-9.7%)	10.6%	$71.95	$65.51	+9.8%	CORE S&P MCP ETF	464287507
IJR	ISHARES TR	53,209 (-3.8%)	$7.239M (-11.8%)	6.4%	$136.04	$119.59	+13.8%	CORE S&P SCP ETF	464287804
LQD	ISHARES TR	54,742 (-3.4%)	$5.594M (-9.5%)	5.0%	$102.18	$111.14	-8.1%	IBOXX INV CP ETF	464287242
BSV	VANGUARD BD INDEX FDS	3,336 (-50.1%)	$255K (-51.1%)	0.2%	$76.41	$78.89	-3.2%	SHORT TRM BOND	921937827
IXUS	ISHARES TR	58,085 (-3.6%)	$5.518M (-4.0%)	4.9%	$94.99	$83.84	+13.3%	CORE MSCI TOTAL	46432F834
BIV	VANGUARD BD INDEX FDS	3,168 (-46.0%)	$231K (-48.7%)	0.2%	$72.85	$78.21	-6.8%	INTERMED TERM	921937819
SLQD	ISHARES TR	73,297 (-2.8%)	$3.626M (-4.5%)	3.2%	$49.47	$50.72	-2.4%	0-5YR INVT GR CP	46434V100
TIP	ISHARES TR	19,142 (-1.7%)	$1.992M (-6.5%)	1.8%	$104.04	$110.93	-6.2%	TIPS BD ETF	464287176
IUSV	ISHARES TR	65,229 (-1.2%)	$7.193M (-1.1%)	6.4%	$110.28	$101.49	+8.7%	CORE S&P US VLU	464287663
IVV	ISHARES TR	39,040 (-2.1%)	$29.9M (+0.1%)	26.5%	$765.84	$679.16	+12.8%	CORE S&P500 ETF	464287200
ITOT	ISHARES TR	2,977 (-6.9%)	$495K (-5.7%)	0.4%	$166.28	$147.58	+12.7%	CORE S&P TTL STK	464287150
VSGX	VANGUARD WORLD FD	3,900 (-1.5%)	$316K (-3.0%)	0.3%	$81.07	$70.55	+14.9%	ESG INTL STK ETF	921910725
ESGV	VANGUARD WORLD FD	9,068 (-1.8%)	$1.229M (+0.7%)	1.1%	$135.54	$119.96	+13.0%	ESG US STK ETF	921910733

Unchanged Positions (4)

FREL FIDELITY COVINGTON TRUST 4.1%

Value $4.67M Shares 171,815 Share Price $27.18 Est. Cost/Share $27.30 Unrealized @ Report Date -0.4%

AAPL APPLE INC 0.8%

Value $944K Shares 2,834 Share Price $333.04 Est. Cost/Share $268.34 Unrealized @ Report Date +24.1%

STIP ISHARES TR 0.7%

Value $815K Shares 8,171 Share Price $99.70 Est. Cost/Share $102.95 Unrealized @ Report Date -3.2%

IJJ ISHARES TR 0.3%

Value $315K Shares 2,286 Share Price $137.71 Est. Cost/Share $130.17 Unrealized @ Report Date +5.8%

Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
FREL	FIDELITY COVINGTON TRUST	171,815	$4.67M	4.1%	$27.18	$27.30	-0.4%	MSCI RL EST ETF	316092857
AAPL	APPLE INC	2,834	$944K	0.8%	$333.04	$268.34	+24.1%	COM	037833100
STIP	ISHARES TR	8,171	$815K	0.7%	$99.70	$102.95	-3.2%	0-5 YR TIPS ETF	46429B747
IJJ	ISHARES TR	2,286	$315K	0.3%	$137.71	$130.17	+5.8%	S&P MC 400VL ETF	464287705