Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
BND	VANGUARD BD INDEX FDS	434,192	$31.87M	14.0%	$73.41	$74.29	-1.2%	TOTAL BND MRKT	921937835
SCHV	SCHWAB STRATEGIC TR	885,859	$30.84M	13.6%	$34.81	$29.52	+17.9%	US LCAP VA ETF	808524409
SCHG	SCHWAB STRATEGIC TR	889,375	$30.1M	13.2%	$33.84	$32.50	+4.1%	US LCAP GR ETF	808524300
VEA	VANGUARD TAX-MANAGED FDS	401,505	$28.61M	12.6%	$71.25	$62.30	+14.4%	VAN FTSE DEV MKT	921943858
MOAT	VANECK ETF TRUST	220,050	$22.88M	10.1%	$103.96	$102.10	+1.8%	MRNGSTR WDE MOAT	92189F643
SCHO	SCHWAB STRATEGIC TR	780,780	$18.85M	8.3%	$24.14	$24.36	-0.9%	SHT TM US TRES	808524862
FNDF	SCHWAB STRATEGIC TR	269,162	$14.2M	6.2%	$52.76	$44.63	+18.2%	FUNDAMENTAL INTL	808524755
SCHA	SCHWAB STRATEGIC TR	255,555	$9.233M	4.1%	$36.13	$28.75	+25.7%	US SML CAP ETF	808524607
VNQ	VANGUARD INDEX FDS	57,680	$5.562M	2.4%	$96.43	$90.40	+6.7%	REAL ESTATE ETF	922908553
VWO	VANGUARD INTL EQUITY INDEX F	91,096	$5.438M	2.4%	$59.69	$55.08	+8.4%	FTSE EMR MKT ETF	922042858
FNDA	SCHWAB STRATEGIC TR	134,251	$5.11M	2.2%	$38.06	$31.70	+20.1%	FUNDAMENTAL US S	808524763
FNDE	SCHWAB STRATEGIC TR	69,130	$2.743M	1.2%	$39.68	$36.66	+8.2%	FUND EM EQUI ETF	808524730
VOO	VANGUARD INDEX FDS	2,972	$2.041M	0.9%	$686.77	$622.04	+10.4%	S&P 500 ETF SHS	922908363
CAT	CATERPILLAR INC	1,754	$1.868M	0.8%	$1064.73	$555.50	+91.7%	COM	149123101
SCHF	SCHWAB STRATEGIC TR	61,967	$1.716M	0.8%	$27.70	$23.77	+16.5%	INTL EQTY ETF	808524805
BIV	VANGUARD BD INDEX FDS	17,554	$1.346M	0.6%	$76.70	$78.21	-1.9%	INTERMED TERM	921937819
VTEB	VANGUARD MUN BD FDS	21,228	$1.074M	0.5%	$50.58	$50.32	+0.5%	TAX EXEMPT BD	922907746
IVW	ISHARES TR	7,772	$1.069M	0.5%	$137.53	$122.39	+12.4%	S&P 500 GRWT ETF	464287309
VGSH	VANGUARD SCOTTSDALE FDS	15,182	$884K	0.4%	$58.20	$58.78	-1.0%	SHORT TERM TREAS	92206C102
AAPL	APPLE INC	2,848	$824K	0.4%	$289.33	$267.51	+8.2%	COM	037833100
MUB	ISHARES TR	7,465	$803K	0.4%	$107.62	$107.06	+0.5%	NATIONAL MUN ETF	464288414
SCHB	SCHWAB STRATEGIC TR	27,213	$788K	0.3%	$28.96	$26.03	+11.2%	US BRD MKT ETF	808524102
IVE	ISHARES TR	3,462	$786K	0.3%	$227.05	$209.57	+8.3%	S&P 500 VAL ETF	464287408
DFAC	DIMENSIONAL ETF TRUST	16,956	$752K	0.3%	$44.36	$39.03	+13.7%	US COR EQU 2 ETF	25434V708
VYM	VANGUARD WHITEHALL FDS	4,370	$691K	0.3%	$158.03	$142.22	+11.1%	HIGH DIV YLD	921946406
SCHZ	SCHWAB STRATEGIC TR	28,989	$671K	0.3%	$23.13	$23.48	-1.5%	US AGGREGATE B	808524839
VB	VANGUARD INDEX FDS	2,206	$669K	0.3%	$303.06	$256.19	+18.3%	SMALL CP ETF	922908751
VUG	VANGUARD INDEX FDS	5,660	$488K	0.2%	$86.13	$83.42	+3.3%	GROWTH ETF	922908736
XLK	SELECT SECTOR SPDR TR	2,434	$464K	0.2%	$190.49	$144.42	+31.9%	ST STR TECHN ETF	81369Y803
SUB	ISHARES TR	3,834	$408K	0.2%	$106.48	$106.56	-0.1%	SHRT NAT MUN ETF	464288158
UPS	UNITED PARCEL SVCS INC	3,576	$384K	0.2%	$107.49	$103.95	+3.4%	CL B	911312106
ORN	ORION GROUP HLDGS INC	22,502	$378K	0.2%	$16.82	$11.97	+40.5%	COM	68628V308
IWM	ISHARES TR	1,163	$349K	0.2%	$300.38	$245.85	+22.2%	RUSSELL 2000 ETF	464287655
MSFT	MICROSOFT CORP	928	$346K	0.2%	$372.88	$500.58	-25.5%	COM	594918104
VGT	VANGUARD WORLD FD	2,800	$335K	0.1%	$119.52	$107.69	+11.0%	INF TECH ETF	92204A702
GE	GE AEROSPACE	815	$305K	0.1%	$373.89	$300.80	+24.2%	COM NEW	369604301
IVV	ISHARES TR	379	$284K	0.1%	$748.17	$690.03	+8.5%	CORE S&P500 ETF	464287200
SPYV	SPDR SERIES TRUST	4,621	$281K	0.1%	$60.78	$56.18	+8.2%	ST STR P500VAL	78464A508
IEFA	ISHARES TR	2,710	$262K	0.1%	$96.59	$88.61	+9.0%	CORE MSCI EAFE	46432F842
SCHH	SCHWAB STRATEGIC TR	10,652	$252K	0.1%	$23.68	$21.21	+11.6%	US REIT ETF	808524847
VTV	VANGUARD INDEX FDS	1,107	$241K	0.1%	$217.98	$200.23	+8.8%	VALUE ETF	922908744
IWF	ISHARES TR	1,853	$230K	0.1%	$124.16	$119.80	+3.6%	RUS 1000 GRW ETF	464287614
GEV	GE VERNOVA INC	193	$227K	0.1%	$1176.23	$1020.67	+15.1%	COM	36828A101
MDT	MEDTRONIC PLC	2,807	$220K	0.1%	$78.23	$97.14	-19.5%	SHS	G5960L103
GOOG	ALPHABET INC	606	$214K	0.1%	$353.49	$357.39	-1.1%	CAP STK CL C	02079K107
BSV	VANGUARD BD INDEX FDS	2,616	$204K	0.1%	$77.90	$78.04	-0.2%	SHORT TRM BOND	921937827