Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
SCHO	SCHWAB STRATEGIC TR	869,135 (+11.3%)	$20.74M (+10.0%)	9.1%	$23.86	$24.33	-1.9%	SHT TM US TRES	808524862
MOAT	VANECK ETF TRUST	224,703 (+2.1%)	$23.75M (+3.8%)	10.4%	$105.71	$102.25	+3.4%	MRNGSTR WDE MOAT	92189F643
BND	VANGUARD BD INDEX FDS	465,635 (+7.2%)	$32.66M (+2.5%)	14.3%	$70.15	$74.14	-5.4%	TOTAL BND MRKT	921937835
FNDA	SCHWAB STRATEGIC TR	137,223 (+2.2%)	$4.803M (-6.0%)	2.1%	$35.00	$31.82	+10.0%	FUNDAMENTAL US S	808524763
SCHZ	SCHWAB STRATEGIC TR	43,780 (+51.0%)	$968K (+44.3%)	0.4%	$22.10	$23.22	-4.8%	US AGGREGATE B	808524839
FNDE	SCHWAB STRATEGIC TR	70,319 (+1.7%)	$2.944M (+7.3%)	1.3%	$41.87	$36.74	+14.0%	FUND EM EQUI ETF	808524730
VNQ	VANGUARD INDEX FDS	60,345 (+4.6%)	$5.409M (-2.8%)	2.4%	$89.63	$90.69	-1.2%	REAL ESTATE ETF	922908553
MSFT	MICROSOFT CORP	969 (+4.4%)	$497K (+43.6%)	0.2%	$512.94	$498.97	+2.8%	COM	594918104
VTEB	VANGUARD MUN BD FDS	21,511 (+1.3%)	$1.019M (-5.1%)	0.4%	$47.36	$50.31	-5.9%	TAX EXEMPT BD	922907746
VWO	VANGUARD INTL EQUITY INDEX F	92,428 (+1.5%)	$5.482M (+0.8%)	2.4%	$59.31	$55.15	+7.5%	FTSE EMR MKT ETF	922042858
CAT	CATERPILLAR INC	2,350 (+34.0%)	$1.905M (+2.0%)	0.8%	$810.78	$629.71	+28.8%	COM	149123101
MDT	MEDTRONIC PLC	2,847 (+1.4%)	$246K (+11.9%)	0.1%	$86.29	$97.01	-11.0%	SHS	G5960L103
GOOG	ALPHABET INC	693 (+14.4%)	$236K (+10.2%)	0.1%	$340.54	$355.80	-4.2%	CAP STK CL C	02079K107
IVV	ISHARES TR	391 (+3.2%)	$299K (+5.5%)	0.1%	$765.30	$692.27	+10.6%	CORE S&P500 ETF	464287200
IWM	ISHARES TR	1,214 (+4.4%)	$337K (-3.4%)	0.1%	$277.85	$247.86	+12.1%	RUSSELL 2000 ETF	464287655

Exited Positions (2)

GEV GE VERNOVA INC 0.1%

Value $227K Shares 193 Share Price $1176.23 * Est. Cost/Share $1020.67 Unrealized @ Report Date -6.9%

BSV VANGUARD BD INDEX FDS 0.1%

Value $204K Shares 2,616 Share Price $77.90 Est. Cost/Share $78.04 Unrealized @ Report Date -2.1%

Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
GEV	GE VERNOVA INC	193	$227K	0.1%	$1176.23 *	$1020.67	-6.9%	—	36828A101
BSV	VANGUARD BD INDEX FDS	2,616	$204K	0.1%	$77.90	$78.04	-2.1%	—	921937827

Decreased Positions (9)

VEA VANGUARD TAX-MANAGED FDS 12.2%

Value $27.97M (-2.2%) Shares 396,182 (-1.3%) Share Price $70.61 Est. Cost/Share $62.30 Unrealized @ Report Date +13.3%

FNDF SCHWAB STRATEGIC TR 6.0%

Value $13.72M (-3.4%) Shares 255,198 (-5.2%) Share Price $53.75 Est. Cost/Share $44.63 Unrealized @ Report Date +20.4%

BIV VANGUARD BD INDEX FDS 0.5%

Value $1.147M (-14.8%) Shares 15,737 (-10.4%) Share Price $72.86 Est. Cost/Share $78.21 Unrealized @ Report Date -6.8%

AAPL APPLE INC 0.4%

Value $926K (+12.3%) Shares 2,780 (-2.4%) Share Price $332.99 Est. Cost/Share $267.51 Unrealized @ Report Date +24.5%

DFAC DIMENSIONAL ETF TRUST 0.3%

Value $668K (-11.2%) Shares 15,033 (-11.3%) Share Price $44.45 Est. Cost/Share $39.03 Unrealized @ Report Date +13.9%

SCHF SCHWAB STRATEGIC TR 0.7%

Value $1.655M (-3.6%) Shares 60,255 (-2.8%) Share Price $27.47 Est. Cost/Share $23.77 Unrealized @ Report Date +15.6%

VB VANGUARD INDEX FDS 0.3%

Value $617K (-7.6%) Shares 2,171 (-1.6%) Share Price $284.43 Est. Cost/Share $256.19 Unrealized @ Report Date +11.0%

SCHH SCHWAB STRATEGIC TR 0.1%

Value $228K (-9.7%) Shares 10,338 (-2.9%) Share Price $22.04 Est. Cost/Share $21.21 Unrealized @ Report Date +3.9%

IWF ISHARES TR 0.1%

Value $225K (-2.1%) Shares 1,798 (-3.0%) Share Price $125.27 Est. Cost/Share $119.80 Unrealized @ Report Date +4.6%

Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
VEA	VANGUARD TAX-MANAGED FDS	396,182 (-1.3%)	$27.97M (-2.2%)	12.2%	$70.61	$62.30	+13.3%	VAN FTSE DEV MKT	921943858
FNDF	SCHWAB STRATEGIC TR	255,198 (-5.2%)	$13.72M (-3.4%)	6.0%	$53.75	$44.63	+20.4%	FUNDAMENTAL INTL	808524755
BIV	VANGUARD BD INDEX FDS	15,737 (-10.4%)	$1.147M (-14.8%)	0.5%	$72.86	$78.21	-6.8%	INTERMED TERM	921937819
AAPL	APPLE INC	2,780 (-2.4%)	$926K (+12.3%)	0.4%	$332.99	$267.51	+24.5%	COM	037833100
DFAC	DIMENSIONAL ETF TRUST	15,033 (-11.3%)	$668K (-11.2%)	0.3%	$44.45	$39.03	+13.9%	US COR EQU 2 ETF	25434V708
SCHF	SCHWAB STRATEGIC TR	60,255 (-2.8%)	$1.655M (-3.6%)	0.7%	$27.47	$23.77	+15.6%	INTL EQTY ETF	808524805
VB	VANGUARD INDEX FDS	2,171 (-1.6%)	$617K (-7.6%)	0.3%	$284.43	$256.19	+11.0%	MRNGSTR SML CAP	922908751
SCHH	SCHWAB STRATEGIC TR	10,338 (-2.9%)	$228K (-9.7%)	0.1%	$22.04	$21.21	+3.9%	US REIT ETF	808524847
IWF	ISHARES TR	1,798 (-3.0%)	$225K (-2.1%)	0.1%	$125.27	$119.80	+4.6%	RUS 1000 GRW ETF	464287614

Unchanged Positions (20)

SCHG SCHWAB STRATEGIC TR 14.1%

Value $32.26M Shares 897,804 Share Price $35.93 Est. Cost/Share $32.50 Unrealized @ Report Date +10.6%

SCHV SCHWAB STRATEGIC TR 12.9%

Value $29.53M Shares 886,581 Share Price $33.31 Est. Cost/Share $29.52 Unrealized @ Report Date +12.8%

SCHA SCHWAB STRATEGIC TR 3.6%

Value $8.284M Shares 253,865 Share Price $32.63 Est. Cost/Share $28.75 Unrealized @ Report Date +13.5%

ORN ORION GROUP HLDGS INC 0.1%

Value $192K Shares 22,502 Share Price $8.55 Est. Cost/Share $11.97 Unrealized @ Report Date -28.6%

UPS UNITED PARCEL SVCS INC 0.1%

Value $334K Shares 3,576 Share Price $93.45 Est. Cost/Share $103.95 Unrealized @ Report Date -10.1%

GE GE AEROSPACE 0.1%

Value $255K Shares 816 Share Price $312.44 Est. Cost/Share $300.80 Unrealized @ Report Date +3.8%

MUB ISHARES TR 0.3%

Value $761K Shares 7,526 Share Price $101.10 Est. Cost/Share $107.06 Unrealized @ Report Date -5.6%

IVW ISHARES TR 0.5%

Value $1.107M Shares 7,779 Share Price $142.27 Est. Cost/Share $122.39 Unrealized @ Report Date +16.2%

VOO VANGUARD INDEX FDS 0.9%

Value $2.078M Shares 2,965 Share Price $700.88 Est. Cost/Share $622.04 Unrealized @ Report Date +12.7%

VUG VANGUARD INDEX FDS 0.2%

Value $510K Shares 5,663 Share Price $90.10 Est. Cost/Share $83.42 Unrealized @ Report Date +8.0%

VGSH VANGUARD SCOTTSDALE FDS 0.4%

Value $865K Shares 15,033 Share Price $57.56 Est. Cost/Share $58.78 Unrealized @ Report Date -2.1%

VGT VANGUARD WORLD FD 0.2%

Value $352K Shares 2,803 Share Price $125.69 Est. Cost/Share $107.69 Unrealized @ Report Date +16.7%

XLK SELECT SECTOR SPDR TR 0.2%

Value $477K Shares 2,436 Share Price $195.78 Est. Cost/Share $144.42 Unrealized @ Report Date +35.5%

SCHB SCHWAB STRATEGIC TR 0.3%

Value $800K Shares 27,288 Share Price $29.31 Est. Cost/Share $26.03 Unrealized @ Report Date +12.6%

VYM VANGUARD WHITEHALL FDS 0.3%

Value $682K Shares 4,394 Share Price $155.21 Est. Cost/Share $142.22 Unrealized @ Report Date +9.1%

IVE ISHARES TR 0.3%

Value $792K Shares 3,470 Share Price $228.26 Est. Cost/Share $209.57 Unrealized @ Report Date +8.9%

SUB ISHARES TR 0.2%

Value $403K Shares 3,859 Share Price $104.55 Est. Cost/Share $106.56 Unrealized @ Report Date -1.9%

SPYV SPDR SERIES TRUST 0.1%

Value $284K Shares 4,640 Share Price $61.14 Est. Cost/Share $56.18 Unrealized @ Report Date +8.8%

VTV VANGUARD INDEX FDS 0.1%

Value $240K Shares 1,108 Share Price $216.17 Est. Cost/Share $200.23 Unrealized @ Report Date +7.9%

IEFA ISHARES TR 0.1%

Value $263K Shares 2,710 Share Price $96.89 Est. Cost/Share $88.61 Unrealized @ Report Date +9.3%

Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
SCHG	SCHWAB STRATEGIC TR	897,804	$32.26M	14.1%	$35.93	$32.50	+10.6%	US LCAP GR ETF	808524300
SCHV	SCHWAB STRATEGIC TR	886,581	$29.53M	12.9%	$33.31	$29.52	+12.8%	US LCAP VA ETF	808524409
SCHA	SCHWAB STRATEGIC TR	253,865	$8.284M	3.6%	$32.63	$28.75	+13.5%	US SML CAP ETF	808524607
ORN	ORION GROUP HLDGS INC	22,502	$192K	0.1%	$8.55	$11.97	-28.6%	COM	68628V308
UPS	UNITED PARCEL SVCS INC	3,576	$334K	0.1%	$93.45	$103.95	-10.1%	CL B	911312106
GE	GE AEROSPACE	816	$255K	0.1%	$312.44	$300.80	+3.8%	COM NEW	369604301
MUB	ISHARES TR	7,526	$761K	0.3%	$101.10	$107.06	-5.6%	NATIONAL MUN ETF	464288414
IVW	ISHARES TR	7,779	$1.107M	0.5%	$142.27	$122.39	+16.2%	S&P 500 GRWT ETF	464287309
VOO	VANGUARD INDEX FDS	2,965	$2.078M	0.9%	$700.88	$622.04	+12.7%	S&P 500 ETF SHS	922908363
VUG	VANGUARD INDEX FDS	5,663	$510K	0.2%	$90.10	$83.42	+8.0%	MRNGSTR GRWT ETF	922908736
VGSH	VANGUARD SCOTTSDALE FDS	15,033	$865K	0.4%	$57.56	$58.78	-2.1%	SHORT TERM TREAS	92206C102
VGT	VANGUARD WORLD FD	2,803	$352K	0.2%	$125.69	$107.69	+16.7%	INF TECH ETF	92204A702
XLK	SELECT SECTOR SPDR TR	2,436	$477K	0.2%	$195.78	$144.42	+35.5%	ST STR TECHN ETF	81369Y803
SCHB	SCHWAB STRATEGIC TR	27,288	$800K	0.3%	$29.31	$26.03	+12.6%	US BRD MKT ETF	808524102
VYM	VANGUARD WHITEHALL FDS	4,394	$682K	0.3%	$155.21	$142.22	+9.1%	HIGH DIV YLD	921946406
IVE	ISHARES TR	3,470	$792K	0.3%	$228.26	$209.57	+8.9%	S&P 500 VAL ETF	464287408
SUB	ISHARES TR	3,859	$403K	0.2%	$104.55	$106.56	-1.9%	SHRT NAT MUN ETF	464288158
SPYV	SPDR SERIES TRUST	4,640	$284K	0.1%	$61.14	$56.18	+8.8%	ST STR P500VAL	78464A508
VTV	VANGUARD INDEX FDS	1,108	$240K	0.1%	$216.17	$200.23	+7.9%	MRNGSTR VAL ETF	922908744
IEFA	ISHARES TR	2,710	$263K	0.1%	$96.89	$88.61	+9.3%	CORE MSCI EAFE	46432F842