Hapanowicz & Associates Financial Services, Inc Long-Term Concentrated

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
SCHR	SCHWAB STRATEGIC TR	1,336,122 (+5011.0%)	$33,510 (+5000.8%)	13.1%	$25.08	—	INT-TRM U.S TRES	808524854
SPY	SPDR S&P 500 ETF TR	56,967 (+1.6%)	$38,848 (+4.0%)	15.2%	$578.62	—	TR UNIT	78462F103
VIG	VANGUARD SPECIALIZED FUNDS	86,592 (+1.7%)	$19,032 (+3.6%)	7.5%	$158.69	—	DIV APP ETF	921908844
VONE	VANGUARD SCOTTSDALE FDS	22,482 (+6.1%)	$6,948 (+8.4%)	2.7%	$177.20	—	VNG RUS1000IDX	92206C730
VOT	VANGUARD INDEX FDS	29,468 (+1.4%)	$8,227 (-3.6%)	3.2%	$218.61	—	MCAP GR IDXVIP	922908538
IWR	ISHARES TR	15,152 (+2.7%)	$1,459 (+2.4%)	0.6%	$79.57	—	RUS MID CAP ETF	464287499
VT	VANGUARD INTL EQUITY INDEX F	1,779 (+1.7%)	$251 (+4.1%)	0.1%	$120.06	—	TT WRLD ST ETF	922042742
VZ	VERIZON COMMUNICATIONS INC	6,398 (+4.2%)	$261 (-3.5%)	0.1%	$41.78	-3.1%	COM	92343V104

Exited Positions (2)

UPS UNITED PARCEL SERVICE INC 0.2%

Value ($000) $394 Shares 4,715 Est. Cost $154.55 Unrealized -40.0%

T AT&T INC 0.1%

Value ($000) $221 Shares 7,815 Est. Cost $26.96 Unrealized -6.2%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
UPS	UNITED PARCEL SERVICE INC	4,715	$394	0.2%	$154.55	-40.0%	—	911312106
T	AT&T INC	7,815	$221	0.1%	$26.96	-6.2%	—	00206R102

Decreased Positions (7)

VONG VANGUARD SCOTTSDALE FDS 24.8%

Value ($000) $63,201 (-0.4%) Shares 519,106 (-1.5%) Est. Cost $78.97 Unrealized —

ACWX ISHARES TR 1.9%

Value ($000) $4,784 (-4.2%) Shares 71,273 (-7.2%) Est. Cost $48.23 Unrealized —

TSLA TESLA INC 0.3%

Value ($000) $653 (-19.9%) Shares 1,453 (-20.8%) Est. Cost $244.66 Unrealized +81.2%

FYX FIRST TR EXCHANGE-TRADED ALP 2.0%

Value ($000) $5,231 (+1.7%) Shares 46,231 (-2.1%) Est. Cost $61.50 Unrealized —

GLD SPDR GOLD TR 0.2%

Value ($000) $615 (+9.5%) Shares 1,551 (-1.8%) Est. Cost $206.46 Unrealized —

VTI VANGUARD INDEX FDS 0.1%

Value ($000) $225 (-6.4%) Shares 672 (-8.3%) Est. Cost $275.32 Unrealized —

IWS ISHARES TR 1.3%

Value ($000) $3,437 (-0.3%) Shares 24,364 (-1.3%) Est. Cost $87.12 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
VONG	VANGUARD SCOTTSDALE FDS	519,106 (-1.5%)	$63,201 (-0.4%)	24.8%	$78.97	—	VNG RUS1000GRW	92206C680
ACWX	ISHARES TR	71,273 (-7.2%)	$4,784 (-4.2%)	1.9%	$48.23	—	MSCI ACWI EX US	464288240
TSLA	TESLA INC	1,453 (-20.8%)	$653 (-19.9%)	0.3%	$244.66	+81.2%	COM	88160R101
FYX	FIRST TR EXCHANGE-TRADED ALP	46,231 (-2.1%)	$5,231 (+1.7%)	2.0%	$61.50	—	COM SHS	33734Y109
GLD	SPDR GOLD TR	1,551 (-1.8%)	$615 (+9.5%)	0.2%	$206.46	—	GOLD SHS	78463V107
VTI	VANGUARD INDEX FDS	672 (-8.3%)	$225 (-6.4%)	0.1%	$275.32	—	TOTAL STK MKT	922908769
IWS	ISHARES TR	24,364 (-1.3%)	$3,437 (-0.3%)	1.3%	$87.12	—	RUS MDCP VAL ETF	464287473

Unchanged Positions (17)

VONV VANGUARD SCOTTSDALE FDS 22.1%

Value ($000) $56,314 Shares 610,117 Est. Cost $81.02 Unrealized —

GOOGL ALPHABET INC 0.4%

Value ($000) $983 Shares 3,142 Est. Cost $115.78 Unrealized +146.7%

GOOG ALPHABET INC 0.2%

Value ($000) $593 Shares 1,890 Est. Cost $112.01 Unrealized +155.6%

AMAT APPLIED MATLS INC 0.2%

Value ($000) $405 Shares 1,577 Est. Cost $157.45 Unrealized +52.1%

AAPL APPLE INC 0.5%

Value ($000) $1,165 Shares 4,286 Est. Cost $178.88 Unrealized +50.0%

META META PLATFORMS INC 0.2%

Value ($000) $516 Shares 781 Est. Cost $524.97 Unrealized +27.1%

DIA SPDR DOW JONES INDL AVERAGE 0.6%

Value ($000) $1,456 Shares 3,029 Est. Cost $440.65 Unrealized —

MSFT MICROSOFT CORP 0.2%

Value ($000) $610 Shares 1,261 Est. Cost $352.83 Unrealized +41.9%

CSCO CISCO SYS INC 0.1%

Value ($000) $233 Shares 3,023 Est. Cost $60.38 Unrealized +22.2%

PNC PNC FINL SVCS GROUP INC 0.2%

Value ($000) $621 Shares 2,976 Est. Cost $115.31 Unrealized +67.2%

AMZN AMAZON COM INC 0.2%

Value ($000) $449 Shares 1,946 Est. Cost $151.01 Unrealized +51.5%

LMT LOCKHEED MARTIN CORP 0.2%

Value ($000) $589 Shares 1,217 Est. Cost $321.99 Unrealized +47.9%

JPM JPMORGAN CHASE & CO. 0.1%

Value ($000) $274 Shares 850 Est. Cost $228.03 Unrealized +35.7%

EQT EQT CORP 0.1%

Value ($000) $214 Shares 4,000 Est. Cost $50.54 Unrealized +11.0%

MCD MCDONALDS CORP 0.1%

Value ($000) $251 Shares 820 Est. Cost $303.54 Unrealized +0.5%

NVDA NVIDIA CORPORATION 0.6%

Value ($000) $1,417 Shares 7,598 Est. Cost $160.27 Unrealized +16.1%

BRK/B BERKSHIRE HATHAWAY INC DEL 0.3%

Value ($000) $716 Shares 1,424 Est. Cost $246.19 Unrealized +102.1%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
VONV	VANGUARD SCOTTSDALE FDS	610,117	$56,314	22.1%	$81.02	—	VNG RUS1000VAL	92206C714
GOOGL	ALPHABET INC	3,142	$983	0.4%	$115.78	+146.7%	CAP STK CL A	02079K305
GOOG	ALPHABET INC	1,890	$593	0.2%	$112.01	+155.6%	CAP STK CL C	02079K107
AMAT	APPLIED MATLS INC	1,577	$405	0.2%	$157.45	+52.1%	COM	038222105
AAPL	APPLE INC	4,286	$1,165	0.5%	$178.88	+50.0%	COM	037833100
META	META PLATFORMS INC	781	$516	0.2%	$524.97	+27.1%	CL A	30303M102
DIA	SPDR DOW JONES INDL AVERAGE	3,029	$1,456	0.6%	$440.65	—	UT SER 1	78467X109
MSFT	MICROSOFT CORP	1,261	$610	0.2%	$352.83	+41.9%	COM	594918104
CSCO	CISCO SYS INC	3,023	$233	0.1%	$60.38	+22.2%	COM	17275R102
PNC	PNC FINL SVCS GROUP INC	2,976	$621	0.2%	$115.31	+67.2%	COM	693475105
AMZN	AMAZON COM INC	1,946	$449	0.2%	$151.01	+51.5%	COM	023135106
LMT	LOCKHEED MARTIN CORP	1,217	$589	0.2%	$321.99	+47.9%	COM	539830109
JPM	JPMORGAN CHASE & CO.	850	$274	0.1%	$228.03	+35.7%	COM	46625H100
EQT	EQT CORP	4,000	$214	0.1%	$50.54	+11.0%	COM	26884L109
MCD	MCDONALDS CORP	820	$251	0.1%	$303.54	+0.5%	COM	580135101
NVDA	NVIDIA CORPORATION	7,598	$1,417	0.6%	$160.27	+16.1%	COM	67066G104
BRK/B	BERKSHIRE HATHAWAY INC DEL	1,424	$716	0.3%	$246.19	+102.1%	CL B NEW	084670702