Avalon Advisory Group Concentrated Active

CIK: 0001802119 · Show all filings

Period: Q4 2025 (← Previous)

Filing Date: Jan 29, 2026

Total Value ($000): $245,062 (100.0% shares, 0.0% debt)

Holdings (13)

Increased Positions (1)

IEF ISHARES TR 34.8%

Value ($000) $85,392 (+6.0%) Shares 888,019 (+6.4%) Est. Cost $106.26 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
IEF	ISHARES TR	888,019 (+6.4%)	$85,392 (+6.0%)	34.8%	$106.26	—	7-10 YR TRSY BD	464287440

Exited Positions (5)

FNB F N B CORP 0.4%

Value ($000) $941 Shares 58,430 Est. Cost $15.72 Unrealized +3.5%

FITB FIFTH THIRD BANCORP 0.4%

Value ($000) $907 Shares 20,363 Est. Cost $32.36 Unrealized +34.9%

BOKF BOK FINL CORP 0.4%

Value ($000) $900 Shares 8,078 Est. Cost $80.93 Unrealized +37.5%

WSBC WESBANCO INC 0.1%

Value ($000) $356 Shares 11,138 Est. Cost $29.59 Unrealized +9.2%

AMZN AMAZON COM INC 0.1%

Value ($000) $227 Shares 1,032 Est. Cost $197.89 Unrealized +15.6%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
FNB	F N B CORP	58,430	$941	0.4%	$15.72	+3.5%	—	302520101
FITB	FIFTH THIRD BANCORP	20,363	$907	0.4%	$32.36	+34.9%	—	316773100
BOKF	BOK FINL CORP	8,078	$900	0.4%	$80.93	+37.5%	—	05561Q201
WSBC	WESBANCO INC	11,138	$356	0.1%	$29.59	+9.2%	—	950810101
AMZN	AMAZON COM INC	1,032	$227	0.1%	$197.89	+15.6%	—	023135106

Decreased Positions (8)

VTI VANGUARD INDEX FDS 50.8%

Value ($000) $124,378 (-0.7%) Shares 370,979 (-2.8%) Est. Cost $163.61 Unrealized —

ITOT ISHARES TR 3.1%

Value ($000) $7,623 (-10.4%) Shares 51,265 (-12.3%) Est. Cost $85.01 Unrealized —

NVDA NVIDIA CORPORATION 0.1%

Value ($000) $304 (-72.3%) Shares 1,631 (-72.3%) Est. Cost $100.13 Unrealized +85.9%

AAPL APPLE INC 0.2%

Value ($000) $395 (-40.7%) Shares 1,452 (-44.4%) Est. Cost $180.25 Unrealized +48.9%

VXUS VANGUARD STAR FDS 0.9%

Value ($000) $2,278 (-9.4%) Shares 30,200 (-11.8%) Est. Cost $53.08 Unrealized —

MSFT MICROSOFT CORP 0.2%

Value ($000) $519 (-26.2%) Shares 1,074 (-21.0%) Est. Cost $399.26 Unrealized +25.4%

VEU VANGUARD INTL EQUITY INDEX F 5.9%

Value ($000) $14,412 (-0.9%) Shares 195,924 (-3.9%) Est. Cost $53.71 Unrealized —

GOOG ALPHABET INC 0.1%

Value ($000) $213 (+0.2%) Shares 679 (-22.2%) Est. Cost $209.93 Unrealized +36.4%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
VTI	VANGUARD INDEX FDS	370,979 (-2.8%)	$124,378 (-0.7%)	50.8%	$163.61	—	TOTAL STK MKT	922908769
ITOT	ISHARES TR	51,265 (-12.3%)	$7,623 (-10.4%)	3.1%	$85.01	—	CORE S&P TTL STK	464287150
NVDA	NVIDIA CORPORATION	1,631 (-72.3%)	$304 (-72.3%)	0.1%	$100.13	+85.9%	COM	67066G104
AAPL	APPLE INC	1,452 (-44.4%)	$395 (-40.7%)	0.2%	$180.25	+48.9%	COM	037833100
VXUS	VANGUARD STAR FDS	30,200 (-11.8%)	$2,278 (-9.4%)	0.9%	$53.08	—	VG TL INTL STK F	921909768
MSFT	MICROSOFT CORP	1,074 (-21.0%)	$519 (-26.2%)	0.2%	$399.26	+25.4%	COM	594918104
VEU	VANGUARD INTL EQUITY INDEX F	195,924 (-3.9%)	$14,412 (-0.9%)	5.9%	$53.71	—	ALLWRLD EX US	922042775
GOOG	ALPHABET INC	679 (-22.2%)	$213 (+0.2%)	0.1%	$209.93	+36.4%	CAP STK CL C	02079K107

Unchanged Positions (4)

SCHF SCHWAB STRATEGIC TR 1.7%

Value ($000) $4,271 Shares 177,646 Est. Cost $22.93 Unrealized —

SCHB SCHWAB STRATEGIC TR 1.7%

Value ($000) $4,139 Shares 157,809 Est. Cost $33.03 Unrealized —

VOO VANGUARD INDEX FDS 0.4%

Value ($000) $863 Shares 1,376 Est. Cost $504.47 Unrealized —

SPY SPDR S&P 500 ETF TR 0.1%

Value ($000) $275 Shares 403 Est. Cost $544.22 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
SCHF	SCHWAB STRATEGIC TR	177,646	$4,271	1.7%	$22.93	—	INTL EQTY ETF	808524805
SCHB	SCHWAB STRATEGIC TR	157,809	$4,139	1.7%	$33.03	—	US BRD MKT ETF	808524102
VOO	VANGUARD INDEX FDS	1,376	$863	0.4%	$504.47	—	S&P 500 ETF SHS	922908363
SPY	SPDR S&P 500 ETF TR	403	$275	0.1%	$544.22	—	TR UNIT	78462F103