Zeit Capital LLC Long-Term Concentrated

Period: Q4 2025 (← Previous)

Filing Date: Jan 26, 2026

Total Value ($000): $148,153 (100.0% shares, 0.0% debt)

Holdings (27)

Increased Positions (1)

Value ($000) $483 (+12.1%) Shares 1,073 (+10.8%) Est. Cost $343.02 Unrealized +29.2%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
TSLA	TESLA INC	1,073 (+10.8%)	$483 (+12.1%)	0.3%	$343.02	+29.2%	COM	88160R101

Decreased Positions (4)

BNDX VANGUARD CHARLOTTE FDS 2.6%

Value ($000) $3,858 (-8.3%) Shares 79,834 (-6.1%) Est. Cost $53.25 Unrealized —

VNQ VANGUARD INDEX FDS 2.8%

Value ($000) $4,101 (-7.6%) Shares 46,342 (-4.5%) Est. Cost $87.87 Unrealized —

BND VANGUARD BD INDEX FDS 7.1%

Value ($000) $10,561 (-2.5%) Shares 142,580 (-2.1%) Est. Cost $78.12 Unrealized —

PLTR PALANTIR 0.1%

Value ($000) $89 (-25.0%) Shares 500 (-23.1%) Est. Cost $146.91 Unrealized +23.2%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
BNDX	VANGUARD CHARLOTTE FDS	79,834 (-6.1%)	$3,858 (-8.3%)	2.6%	$53.25	—	ETF	92203J407
VNQ	VANGUARD INDEX FDS	46,342 (-4.5%)	$4,101 (-7.6%)	2.8%	$87.87	—	ETF	922908553
BND	VANGUARD BD INDEX FDS	142,580 (-2.1%)	$10,561 (-2.5%)	7.1%	$78.12	—	ETF	921937835
PLTR	PALANTIR	500 (-23.1%)	$89 (-25.0%)	0.1%	$146.91	+23.2%	COM	69608A108

Unchanged Positions (22)

VGK VANGUARD INTL EQUITY INDEX F 11.4%

Value ($000) $16,900 Shares 202,134 Est. Cost $60.97 Unrealized —

GLD SPDR GOLD TR 4.2%

Value ($000) $6,249 Shares 15,769 Est. Cost $177.90 Unrealized —

MGV VANGUARD WORLD FD 18.1%

Value ($000) $26,832 Shares 190,085 Est. Cost $88.50 Unrealized —

MGK VANGUARD WORLD FD 15.8%

Value ($000) $23,340 Shares 56,546 Est. Cost $207.65 Unrealized —

VOT VANGUARD INDEX FDS 4.1%

Value ($000) $6,123 Shares 21,935 Est. Cost $221.07 Unrealized —

VPL VANGUARD INTL EQUITY INDEX F 5.5%

Value ($000) $8,111 Shares 89,722 Est. Cost $78.68 Unrealized —

MSFT MICROSOFT CORP 1.1%

Value ($000) $1,701 Shares 3,517 Est. Cost $206.04 Unrealized +143.0%

VWO VANGUARD INTL EQUITY INDEX F 5.6%

Value ($000) $8,297 Shares 154,327 Est. Cost $47.79 Unrealized —

VOE VANGUARD INDEX FDS 4.2%

Value ($000) $6,250 Shares 35,238 Est. Cost $129.30 Unrealized —

VBR VANGUARD INDEX FDS 3.5%

Value ($000) $5,123 Shares 24,187 Est. Cost $161.73 Unrealized —

VBK VANGUARD INDEX FDS 3.4%

Value ($000) $4,992 Shares 16,525 Est. Cost $272.30 Unrealized —

IGE ISHARES TR 1.6%

Value ($000) $2,349 Shares 46,794 Est. Cost $26.42 Unrealized —

VTIP VANGUARD MALVERN FDS 1.4%

Value ($000) $2,084 Shares 42,135 Est. Cost $50.22 Unrealized —

BSV VANGUARD BD INDEX FDS 6.5%

Value ($000) $9,672 Shares 122,722 Est. Cost $80.39 Unrealized —

EFA ISHARES TR 0.2%

Value ($000) $252 Shares 2,620 Est. Cost $72.19 Unrealized —

VTI VANGUARD INDEX FDS 0.2%

Value ($000) $300 Shares 896 Est. Cost $200.56 Unrealized —

AVGO BROADCOM 0.1%

Value ($000) $129 Shares 374 Est. Cost $253.39 Unrealized +40.9%

VEU VANGUARD INTL EQUITY INDEX F 0.1%

Value ($000) $114 Shares 1,546 Est. Cost $58.48 Unrealized —

VOO VANGUARD INDEX FDS 0.0%

Value ($000) $64 Shares 102 Est. Cost $397.23 Unrealized —

VEA VANGUARD TAX-MANAGED FDS 0.0%

Value ($000) $4 Shares 64 Est. Cost $46.14 Unrealized —

VB VANGUARD INDEX FDS 0.0%

Value ($000) $8 Shares 31 Est. Cost $184.02 Unrealized —

NVDA NVIDIA CORP 0.1%

Value ($000) $168 Shares 900 Est. Cost $126.71 Unrealized +46.9%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
VGK	VANGUARD INTL EQUITY INDEX F	202,134	$16,900	11.4%	$60.97	—	ETF	922042874
GLD	SPDR GOLD TR	15,769	$6,249	4.2%	$177.90	—	GOLD SHS	78463V107
MGV	VANGUARD WORLD FD	190,085	$26,832	18.1%	$88.50	—	ETF	921910840
MGK	VANGUARD WORLD FD	56,546	$23,340	15.8%	$207.65	—	ETF	921910816
VOT	VANGUARD INDEX FDS	21,935	$6,123	4.1%	$221.07	—	ETF	922908538
VPL	VANGUARD INTL EQUITY INDEX F	89,722	$8,111	5.5%	$78.68	—	ETF	922042866
MSFT	MICROSOFT CORP	3,517	$1,701	1.1%	$206.04	+143.0%	COM	594918104
VWO	VANGUARD INTL EQUITY INDEX F	154,327	$8,297	5.6%	$47.79	—	ETF	922042858
VOE	VANGUARD INDEX FDS	35,238	$6,250	4.2%	$129.30	—	ETF	922908512
VBR	VANGUARD INDEX FDS	24,187	$5,123	3.5%	$161.73	—	ETF	922908611
VBK	VANGUARD INDEX FDS	16,525	$4,992	3.4%	$272.30	—	ETF	922908595
IGE	ISHARES TR	46,794	$2,349	1.6%	$26.42	—	NORTH AMERN NAT ETF	464287374
VTIP	VANGUARD MALVERN FDS	42,135	$2,084	1.4%	$50.22	—	ETF	922020805
BSV	VANGUARD BD INDEX FDS	122,722	$9,672	6.5%	$80.39	—	ETF	921937827
EFA	ISHARES TR	2,620	$252	0.2%	$72.19	—	MSCI EAFE ETF	464287465
VTI	VANGUARD INDEX FDS	896	$300	0.2%	$200.56	—	ETF	922908769
AVGO	BROADCOM	374	$129	0.1%	$253.39	+40.9%	COM	11135F101
VEU	VANGUARD INTL EQUITY INDEX F	1,546	$114	0.1%	$58.48	—	ETF	922042775
VOO	VANGUARD INDEX FDS	102	$64	0.0%	$397.23	—	ETF	922908363
VEA	VANGUARD TAX-MANAGED FDS	64	$4	0.0%	$46.14	—	ETF	921943858
VB	VANGUARD INDEX FDS	31	$8	0.0%	$184.02	—	ETF	922908751
NVDA	NVIDIA CORP	900	$168	0.1%	$126.71	+46.9%	COM	67066G104