ANDREWS, LUCIA WEALTH MANAGEMENT LLC Long-Term Concentrated

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
AVUS	AMERICAN CENTY ETF TR	12,044 (+61.7%)	$1,346 (+66.3%)	0.8%	$109.88	—	US EQT ETF	025072885
DFAI	DIMENSIONAL ETF TRUST	220,293 (+1.4%)	$8,395 (+6.3%)	5.0%	$29.27	—	INTL CORE EQT MK	25434V203
DFAE	DIMENSIONAL ETF TRUST	146,772 (+1.0%)	$4,780 (+4.4%)	2.8%	$23.88	—	EMGR CRE EQT MNG	25434V302
DFCF	DIMENSIONAL ETF TRUST	22,947 (+15.3%)	$977 (+14.8%)	0.6%	$41.95	—	CORE FIXED INCOM	25434V872
SGOV	ISHARES TR	4,070 (+31.3%)	$409 (+30.9%)	0.2%	$100.62	—	0-3 MNTH TREASRY	46436E718
DUHP	DIMENSIONAL ETF TRUST	41,817 (+1.4%)	$1,590 (+2.1%)	0.9%	$23.01	—	US HIGH PROFITAB	25434V831
DFAR	DIMENSIONAL ETF TRUST	81,193 (+5.9%)	$1,859 (+1.7%)	1.1%	$22.01	—	US REAL ESTATE E	25434V823
AVUV	AMERICAN CENTY ETF TR	2,970 (+6.3%)	$303 (+8.9%)	0.2%	$99.67	—	US SML CP VALU	025072877
AVLV	AMERICAN CENTY ETF TR	5,105 (+1.2%)	$387 (+6.1%)	0.2%	$72.31	—	US LARGE CAP VLU	025072349
SCHD	SCHWAB STRATEGIC TR	18,548 (+1.0%)	$509 (+1.5%)	0.3%	$39.94	—	US DIVIDEND EQ	808524797

Decreased Positions (11)

DFUV DIMENSIONAL ETF TRUST 7.2%

Value ($000) $12,073 (-10.9%) Shares 259,133 (-14.6%) Est. Cost $29.99 Unrealized —

DFAT DIMENSIONAL ETF TRUST 7.9%

Value ($000) $13,295 (-6.2%) Shares 223,301 (-8.3%) Est. Cost $47.63 Unrealized —

DFIV DIMENSIONAL ETF TRUST 6.2%

Value ($000) $10,439 (+6.5%) Shares 209,201 (-1.5%) Est. Cost $33.00 Unrealized —

IWB ISHARES TR 0.9%

Value ($000) $1,482 (-9.9%) Shares 3,969 (-11.8%) Est. Cost $278.57 Unrealized —

DISV DIMENSIONAL ETF TRUST 1.7%

Value ($000) $2,882 (+5.1%) Shares 75,831 (-1.3%) Est. Cost $22.33 Unrealized —

BSV VANGUARD BD INDEX FDS 0.5%

Value ($000) $846 (-13.6%) Shares 10,737 (-13.5%) Est. Cost $80.68 Unrealized —

BIV VANGUARD BD INDEX FDS 0.2%

Value ($000) $318 (-22.6%) Shares 4,087 (-22.4%) Est. Cost $87.26 Unrealized —

DFIS DIMENSIONAL ETF TRUST 0.4%

Value ($000) $694 (+2.6%) Shares 21,063 (-1.5%) Est. Cost $21.61 Unrealized —

DFEM DIMENSIONAL ETF TRUST 0.4%

Value ($000) $651 (-1.6%) Shares 19,679 (-4.6%) Est. Cost $25.11 Unrealized —

DIHP DIMENSIONAL ETF TRUST 0.5%

Value ($000) $885 (-0.8%) Shares 27,940 (-4.8%) Est. Cost $22.08 Unrealized —

DCOR DIMENSIONAL ETF TRUST 0.3%

Value ($000) $465 (-0.8%) Shares 6,318 (-3.1%) Est. Cost $66.85 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
DFUV	DIMENSIONAL ETF TRUST	259,133 (-14.6%)	$12,073 (-10.9%)	7.2%	$29.99	—	US MKTWIDE VALUE	25434V724
DFAT	DIMENSIONAL ETF TRUST	223,301 (-8.3%)	$13,295 (-6.2%)	7.9%	$47.63	—	US TARGETED VLU	25434V609
DFIV	DIMENSIONAL ETF TRUST	209,201 (-1.5%)	$10,439 (+6.5%)	6.2%	$33.00	—	INTERNATNAL VAL	25434V807
IWB	ISHARES TR	3,969 (-11.8%)	$1,482 (-9.9%)	0.9%	$278.57	—	RUS 1000 ETF	464287622
DISV	DIMENSIONAL ETF TRUST	75,831 (-1.3%)	$2,882 (+5.1%)	1.7%	$22.33	—	INTL SMALL CAP V	25434V781
BSV	VANGUARD BD INDEX FDS	10,737 (-13.5%)	$846 (-13.6%)	0.5%	$80.68	—	SHORT TRM BOND	921937827
BIV	VANGUARD BD INDEX FDS	4,087 (-22.4%)	$318 (-22.6%)	0.2%	$87.26	—	INTERMED TERM	921937819
DFIS	DIMENSIONAL ETF TRUST	21,063 (-1.5%)	$694 (+2.6%)	0.4%	$21.61	—	INTL SMALL CAP E	25434V773
DFEM	DIMENSIONAL ETF TRUST	19,679 (-4.6%)	$651 (-1.6%)	0.4%	$25.11	—	EMERGING MKTS CO	25434V732
DIHP	DIMENSIONAL ETF TRUST	27,940 (-4.8%)	$885 (-0.8%)	0.5%	$22.08	—	INTL HIGH PROFIT	25434V765
DCOR	DIMENSIONAL ETF TRUST	6,318 (-3.1%)	$465 (-0.8%)	0.3%	$66.85	—	US CORE EQUITY 1	25434V625

Unchanged Positions (11)

DFAC DIMENSIONAL ETF TRUST 43.5%

Value ($000) $73,197 Shares 1,848,865 Est. Cost $28.82 Unrealized —

DFAX DIMENSIONAL ETF TRUST 7.0%

Value ($000) $11,694 Shares 357,291 Est. Cost $26.11 Unrealized —

DFAU DIMENSIONAL ETF TRUST 3.4%

Value ($000) $5,696 Shares 121,714 Est. Cost $33.16 Unrealized —

DFUS DIMENSIONAL ETF TRUST 2.1%

Value ($000) $3,523 Shares 47,493 Est. Cost $51.26 Unrealized —

DFAS DIMENSIONAL ETF TRUST 3.7%

Value ($000) $6,256 Shares 89,797 Est. Cost $59.82 Unrealized —

DFSV DIMENSIONAL ETF TRUST 0.3%

Value ($000) $588 Shares 17,866 Est. Cost $29.43 Unrealized —

IWM ISHARES TR 0.5%

Value ($000) $879 Shares 3,570 Est. Cost $214.48 Unrealized —

MDY SPDR S&P MIDCAP 400 ETF TR 0.5%

Value ($000) $834 Shares 1,382 Est. Cost $517.68 Unrealized —

VBR VANGUARD INDEX FDS 0.1%

Value ($000) $246 Shares 1,160 Est. Cost $179.95 Unrealized —

IWF ISHARES TR 0.2%

Value ($000) $337 Shares 711 Est. Cost $327.16 Unrealized —

IJH ISHARES TR 0.1%

Value ($000) $213 Shares 3,227 Est. Cost $62.32 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
DFAC	DIMENSIONAL ETF TRUST	1,848,865	$73,197	43.5%	$28.82	—	US CORE EQUITY 2	25434V708
DFAX	DIMENSIONAL ETF TRUST	357,291	$11,694	7.0%	$26.11	—	WORLD EX US CORE	25434V880
DFAU	DIMENSIONAL ETF TRUST	121,714	$5,696	3.4%	$33.16	—	US CORE EQT MKT	25434V104
DFUS	DIMENSIONAL ETF TRUST	47,493	$3,523	2.1%	$51.26	—	US EQUITY MARKET	25434V401
DFAS	DIMENSIONAL ETF TRUST	89,797	$6,256	3.7%	$59.82	—	US SMALL CAP ETF	25434V500
DFSV	DIMENSIONAL ETF TRUST	17,866	$588	0.3%	$29.43	—	US SMALL CAP VAL	25434V815
IWM	ISHARES TR	3,570	$879	0.5%	$214.48	—	RUSSELL 2000 ETF	464287655
MDY	SPDR S&P MIDCAP 400 ETF TR	1,382	$834	0.5%	$517.68	—	UTSER1 S&PDCRP	78467Y107
VBR	VANGUARD INDEX FDS	1,160	$246	0.1%	$179.95	—	SM CP VAL ETF	922908611
IWF	ISHARES TR	711	$337	0.2%	$327.16	—	RUS 1000 GRW ETF	464287614
IJH	ISHARES TR	3,227	$213	0.1%	$62.32	—	CORE S&P MCP ETF	464287507