Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
HD	HOME DEPOT INC	1,088	$384K	0.2%	$352.64	—	COM	437076102
TSLA	TESLA INC	712	$299K	0.1%	$420.60	—	COM	88160R101
AMD	ADVANCED MICRO DEVICES INC	491	$285K	0.1%	$580.91	—	COM	007903107
MS	MORGAN STANLEY	1,124	$235K	0.1%	$209.07	—	COM NEW	617446448
IGV	ISHARES TR	2,363	$214K	0.1%	$90.61	—	EXPANDED TECH	464287515
VTI	VANGUARD INDEX FDS	572	$212K	0.1%	$370.09	—	TOTAL STK MKT	922908769
TSM	TAIWAN SEMICONDUCTOR MANUFAC	440	$210K	0.1%	$477.57	—	SPONSORED ADS	874039100

Increased Positions (39)

VUG VANGUARD INDEX FDS 5.8%

Value $12.09M (+19.7%) Shares 140,328 (+506.9%) Est. Cost $125.28 Unrealized —

SPSM SPDR SERIES TRUST 3.3%

Value $6.834M (+22.8%) Shares 118,506 (+2.9%) Est. Cost $44.54 Unrealized —

SPYV SPDR SERIES TRUST 6.7%

Value $13.78M (+9.6%) Shares 226,703 (+2.0%) Est. Cost $43.88 Unrealized —

AAPL APPLE INC 3.1%

Value $6.498M (+15.4%) Shares 22,455 (+1.2%) Est. Cost $156.99 Unrealized —

VIG VANGUARD SPECIALIZED FUNDS 3.5%

Value $7.226M (+11.8%) Shares 30,540 (+1.6%) Est. Cost $174.38 Unrealized —

VO VANGUARD INDEX FDS 2.6%

Value $5.427M (+15.0%) Shares 67,355 (+309.8%) Est. Cost $121.60 Unrealized —

EFG ISHARES TR 2.5%

Value $5.111M (+15.6%) Shares 41,079 (+3.5%) Est. Cost $105.77 Unrealized —

IWP ISHARES TR 2.3%

Value $4.758M (+16.5%) Shares 32,498 (+1.9%) Est. Cost $115.30 Unrealized —

SPYM SPDR SERIES TRUST 1.6%

Value $3.345M (+19.6%) Shares 38,066 (+4.2%) Est. Cost $66.05 Unrealized —

IEFA ISHARES TR 2.5%

Value $5.178M (+11.1%) Shares 53,611 (+4.1%) Est. Cost $70.97 Unrealized —

AMZN AMAZON COM INC 1.5%

Value $3.2M (+17.3%) Shares 13,425 (+2.5%) Est. Cost $147.78 Unrealized —

BRK/B BERKSHIRE HATHAWAY INC DEL 2.7%

Value $5.643M (+7.0%) Shares 11,278 (+2.5%) Est. Cost $441.94 Unrealized —

SCHD SCHWAB STRATEGIC TR 3.0%

Value $6.273M (+6.3%) Shares 197,820 (+2.8%) Est. Cost $42.76 Unrealized —

V VISA INC 0.4%

Value $864K (+70.2%) Shares 2,518 (+50.0%) Est. Cost $258.55 Unrealized —

VCRB VANGUARD MALVERN FDS 3.8%

Value $7.763M (+4.8%) Shares 100,511 (+5.0%) Est. Cost $77.58 Unrealized —

VCIT VANGUARD SCOTTSDALE FDS 2.2%

Value $4.531M (+6.5%) Shares 54,824 (+6.6%) Est. Cost $80.96 Unrealized —

SPEM SPDR INDEX SHS FDS 1.0%

Value $2.091M (+14.5%) Shares 40,389 (+3.7%) Est. Cost $40.33 Unrealized —

JPM JPMORGAN CHASE & CO 1.0%

Value $2.026M (+14.9%) Shares 6,190 (+3.3%) Est. Cost $163.75 Unrealized —

STOT SSGA ACTIVE TR 3.6%

Value $7.505M (+3.6%) Shares 159,481 (+3.7%) Est. Cost $48.46 Unrealized —

SBUX STARBUCKS CORP 0.6%

Value $1.202M (+19.7%) Shares 11,765 (+4.9%) Est. Cost $86.07 Unrealized —

UNH UNITEDHEALTH GROUP INC 0.2%

Value $399K (+91.9%) Shares 959 (+24.9%) Est. Cost $328.72 Unrealized —

SRLN SSGA ACTIVE ETF TR 1.8%

Value $3.777M (+4.6%) Shares 93,745 (+4.2%) Est. Cost $44.13 Unrealized —

MSFT MICROSOFT CORP 1.3%

Value $2.625M (+6.6%) Shares 7,038 (+5.8%) Est. Cost $378.70 Unrealized —

GOOGL ALPHABET INC 0.2%

Value $471K (+45.4%) Shares 1,318 (+17.1%) Est. Cost $236.83 Unrealized —

ABBV ABBVIE INC 0.4%

Value $838K (+19.5%) Shares 3,330 (+3.3%) Est. Cost $203.92 Unrealized —

GOOG ALPHABET INC 0.3%

Value $622K (+27.6%) Shares 1,761 (+3.6%) Est. Cost $214.89 Unrealized —

BK BANK OF NY MELLON CORP 0.3%

Value $639K (+24.2%) Shares 4,419 (+1.9%) Est. Cost $46.73 Unrealized —

RDVY FIRST TR EXCHANGE TRADED FD 0.3%

Value $562K (+24.9%) Shares 6,934 (+5.2%) Est. Cost $61.81 Unrealized —

WMT WALMART INC 0.7%

Value $1.346M (-5.3%) Shares 11,888 (+3.9%) Est. Cost $72.66 Unrealized —

SPIB SPDR SERIES TRUST 1.8%

Value $3.698M (+1.7%) Shares 110,527 (+2.0%) Est. Cost $35.53 Unrealized —

COST COSTCO WHOLESALE CORPORATION 0.6%

Value $1.327M (-4.1%) Shares 1,419 (+2.2%) Est. Cost $524.24 Unrealized —

PEP PEPSICO INC 0.2%

Value $359K (+17.6%) Shares 2,649 (+34.9%) Est. Cost $144.15 Unrealized —

SHYG ISHARES TR 1.0%

Value $2.137M (+2.0%) Shares 50,392 (+1.8%) Est. Cost $44.41 Unrealized —

MCD MCDONALDS CORP 0.1%

Value $228K (-11.2%) Shares 844 (+2.2%) Est. Cost $233.59 Unrealized —

IGIB ISHARES TR 0.2%

Value $349K (+7.3%) Shares 6,568 (+7.4%) Est. Cost $50.84 Unrealized —

ABT ABBOTT LABORATORIES 0.1%

Value $203K (-10.3%) Shares 2,233 (+1.5%) Est. Cost $130.00 Unrealized —

MA MASTERCARD INCORPORATED 0.1%

Value $265K (+9.4%) Shares 517 (+6.6%) Est. Cost $368.81 Unrealized —

PFXF VANECK ETF TRUST 0.1%

Value $273K (+8.6%) Shares 15,328 (+6.8%) Est. Cost $17.61 Unrealized —

GILD GILEAD SCIENCES INC 0.1%

Value $252K (-6.1%) Shares 1,996 (+3.6%) Est. Cost $121.28 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VUG	VANGUARD INDEX FDS	140,328 (+506.9%)	$12.09M (+19.7%)	5.8%	$125.28	—	GROWTH ETF	922908736
SPSM	SPDR SERIES TRUST	118,506 (+2.9%)	$6.834M (+22.8%)	3.3%	$44.54	—	ST STR SP600 SML	78468R853
SPYV	SPDR SERIES TRUST	226,703 (+2.0%)	$13.78M (+9.6%)	6.7%	$43.88	—	ST STR P500VAL	78464A508
AAPL	APPLE INC	22,455 (+1.2%)	$6.498M (+15.4%)	3.1%	$156.99	—	COM	037833100
VIG	VANGUARD SPECIALIZED FUNDS	30,540 (+1.6%)	$7.226M (+11.8%)	3.5%	$174.38	—	DIV APP ETF	921908844
VO	VANGUARD INDEX FDS	67,355 (+309.8%)	$5.427M (+15.0%)	2.6%	$121.60	—	MID CAP ETF	922908629
EFG	ISHARES TR	41,079 (+3.5%)	$5.111M (+15.6%)	2.5%	$105.77	—	EAFE GRWTH ETF	464288885
IWP	ISHARES TR	32,498 (+1.9%)	$4.758M (+16.5%)	2.3%	$115.30	—	RUS MD CP GR ETF	464287481
SPYM	SPDR SERIES TRUST	38,066 (+4.2%)	$3.345M (+19.6%)	1.6%	$66.05	—	ST STR P500ETF	78464A854
IEFA	ISHARES TR	53,611 (+4.1%)	$5.178M (+11.1%)	2.5%	$70.97	—	CORE MSCI EAFE	46432F842
AMZN	AMAZON COM INC	13,425 (+2.5%)	$3.2M (+17.3%)	1.5%	$147.78	—	COM	023135106
BRK/B	BERKSHIRE HATHAWAY INC DEL	11,278 (+2.5%)	$5.643M (+7.0%)	2.7%	$441.94	—	CL B NEW	084670702
SCHD	SCHWAB STRATEGIC TR	197,820 (+2.8%)	$6.273M (+6.3%)	3.0%	$42.76	—	US DIVIDEND EQ	808524797
V	VISA INC	2,518 (+50.0%)	$864K (+70.2%)	0.4%	$258.55	—	COM CL A	92826C839
VCRB	VANGUARD MALVERN FDS	100,511 (+5.0%)	$7.763M (+4.8%)	3.8%	$77.58	—	CORE BD ETF	922020748
VCIT	VANGUARD SCOTTSDALE FDS	54,824 (+6.6%)	$4.531M (+6.5%)	2.2%	$80.96	—	INT-TERM CORP	92206C870
SPEM	SPDR INDEX SHS FDS	40,389 (+3.7%)	$2.091M (+14.5%)	1.0%	$40.33	—	ST PORT MARK ETF	78463X509
JPM	JPMORGAN CHASE & CO	6,190 (+3.3%)	$2.026M (+14.9%)	1.0%	$163.75	—	COM	46625H100
STOT	SSGA ACTIVE TR	159,481 (+3.7%)	$7.505M (+3.6%)	3.6%	$48.46	—	ST STR TOTAL ETF	78470P200
SBUX	STARBUCKS CORP	11,765 (+4.9%)	$1.202M (+19.7%)	0.6%	$86.07	—	COM	855244109
UNH	UNITEDHEALTH GROUP INC	959 (+24.9%)	$399K (+91.9%)	0.2%	$328.72	—	COM	91324P102
SRLN	SSGA ACTIVE ETF TR	93,745 (+4.2%)	$3.777M (+4.6%)	1.8%	$44.13	—	ST STR BL LN ETF	78467V608
MSFT	MICROSOFT CORP	7,038 (+5.8%)	$2.625M (+6.6%)	1.3%	$378.70	—	COM	594918104
GOOGL	ALPHABET INC	1,318 (+17.1%)	$471K (+45.4%)	0.2%	$236.83	—	CAP STK CL A	02079K305
ABBV	ABBVIE INC	3,330 (+3.3%)	$838K (+19.5%)	0.4%	$203.92	—	COM	00287Y109
GOOG	ALPHABET INC	1,761 (+3.6%)	$622K (+27.6%)	0.3%	$214.89	—	CAP STK CL C	02079K107
BK	BANK OF NY MELLON CORP	4,419 (+1.9%)	$639K (+24.2%)	0.3%	$46.73	—	COM	064058100
RDVY	FIRST TR EXCHANGE TRADED FD	6,934 (+5.2%)	$562K (+24.9%)	0.3%	$61.81	—	RISNG DIVD ACHIV	33738R506
WMT	WALMART INC	11,888 (+3.9%)	$1.346M (-5.3%)	0.7%	$72.66	—	COM	931142103
SPIB	SPDR SERIES TRUST	110,527 (+2.0%)	$3.698M (+1.7%)	1.8%	$35.53	—	ST INTER BD ETF	78464A375
COST	COSTCO WHOLESALE CORPORATION	1,419 (+2.2%)	$1.327M (-4.1%)	0.6%	$524.24	—	COM	22160K105
PEP	PEPSICO INC	2,649 (+34.9%)	$359K (+17.6%)	0.2%	$144.15	—	COM	713448108
SHYG	ISHARES TR	50,392 (+1.8%)	$2.137M (+2.0%)	1.0%	$44.41	—	0-5YR HI YL CP	46434V407
MCD	MCDONALDS CORP	844 (+2.2%)	$228K (-11.2%)	0.1%	$233.59	—	COM	580135101
IGIB	ISHARES TR	6,568 (+7.4%)	$349K (+7.3%)	0.2%	$50.84	—	ISHS 5-10YR INVT	464288638
ABT	ABBOTT LABORATORIES	2,233 (+1.5%)	$203K (-10.3%)	0.1%	$130.00	—	COM	002824100
MA	MASTERCARD INCORPORATED	517 (+6.6%)	$265K (+9.4%)	0.1%	$368.81	—	CL A	57636Q104
PFXF	VANECK ETF TRUST	15,328 (+6.8%)	$273K (+8.6%)	0.1%	$17.61	—	PREFERRED SECURT	92189F429
GILD	GILEAD SCIENCES INC	1,996 (+3.6%)	$252K (-6.1%)	0.1%	$121.28	—	COM	375558103

Exited Positions (1)

GLD SPDR GOLD TR 0.1%

Value $203K Shares 471 Est. Cost $430.29 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
GLD	SPDR GOLD TR	471	$203K	0.1%	$430.29	—	—	78463V107

Decreased Positions (5)

BIL SPDR SERIES TRUST 8.0%

Value $16.62M (-6.6%) Shares 181,339 (-6.6%) Est. Cost $91.74 Unrealized —

ELV ELEVANCE HEALTH INC FORMERLY 0.7%

Value $1.418M (+28.3%) Shares 3,668 (-2.9%) Est. Cost $415.63 Unrealized —

IVV ISHARES TR 0.3%

Value $520K (+11.6%) Shares 694 (-2.7%) Est. Cost $467.52 Unrealized —

BAC BANK OF AMER CORP 0.1%

Value $291K (+14.8%) Shares 5,109 (-1.8%) Est. Cost $42.85 Unrealized —

COWZ PACER FDS TR 0.3%

Value $648K (-2.0%) Shares 10,419 (-1.4%) Est. Cost $57.31 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
BIL	SPDR SERIES TRUST	181,339 (-6.6%)	$16.62M (-6.6%)	8.0%	$91.74	—	ST STR BLO 1 ETF	78468R663
ELV	ELEVANCE HEALTH INC FORMERLY	3,668 (-2.9%)	$1.418M (+28.3%)	0.7%	$415.63	—	COM	036752103
IVV	ISHARES TR	694 (-2.7%)	$520K (+11.6%)	0.3%	$467.52	—	CORE S&P500 ETF	464287200
BAC	BANK OF AMER CORP	5,109 (-1.8%)	$291K (+14.8%)	0.1%	$42.85	—	COM	060505104
COWZ	PACER FDS TR	10,419 (-1.4%)	$648K (-2.0%)	0.3%	$57.31	—	US CASH COWS 100	69374H881

Unchanged Positions (19)

SPYG SPDR SERIES TRUST 11.9%

Value $24.67M Shares 207,313 Est. Cost $72.11 Unrealized —

NVDA NVIDIA CORPORATION 2.8%

Value $5.852M Shares 29,245 Est. Cost $98.40 Unrealized —

VYM VANGUARD WHITEHALL FDS 3.2%

Value $6.595M Shares 41,734 Est. Cost $113.15 Unrealized —

AMGN AMGEN INC 4.8%

Value $9.951M Shares 27,480 Est. Cost $278.93 Unrealized —

AVGO BROADCOM INC 0.8%

Value $1.572M Shares 4,163 Est. Cost $147.25 Unrealized —

CSCO CISCO SYS INC 0.3%

Value $661K Shares 5,631 Est. Cost $55.98 Unrealized —

CVX CHEVRON CORPORATION 0.2%

Value $330K Shares 1,989 Est. Cost $119.39 Unrealized —

HCA HCA HEALTHCARE INC 0.1%

Value $257K Shares 660 Est. Cost $463.73 Unrealized —

VOO VANGUARD INDEX FDS 0.2%

Value $352K Shares 513 Est. Cost $439.88 Unrealized —

ADP AUTOMATIC DATA PROCESSING IN 0.2%

Value $410K Shares 1,831 Est. Cost $207.28 Unrealized —

MMI MARCUS & MILLICHAP INC 0.1%

Value $260K Shares 8,344 Est. Cost $39.23 Unrealized —

GLDM WORLD GOLD TR 0.1%

Value $202K Shares 2,541 Est. Cost $85.52 Unrealized —

AXP AMERICAN EXPRESS CO 0.1%

Value $239K Shares 707 Est. Cost $280.78 Unrealized —

PGR PROGRESSIVE CORP 0.1%

Value $234K Shares 1,071 Est. Cost $212.34 Unrealized —

GCOW PACER FDS TR 0.1%

Value $263K Shares 6,064 Est. Cost $37.37 Unrealized —

JNJ JOHNSON & JOHNSON 0.1%

Value $308K Shares 1,215 Est. Cost $147.11 Unrealized —

BX BLACKSTONE INC 0.2%

Value $358K Shares 3,040 Est. Cost $116.12 Unrealized —

META META PLATFORMS INC 0.5%

Value $1.045M Shares 1,855 Est. Cost $651.26 Unrealized —

BILS SPDR SERIES TRUST 0.1%

Value $252K Shares 2,534 Est. Cost $99.55 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SPYG	SPDR SERIES TRUST	207,313	$24.67M	11.9%	$72.11	—	ST STR P500GRW	78464A409
NVDA	NVIDIA CORPORATION	29,245	$5.852M	2.8%	$98.40	—	COM	67066G104
VYM	VANGUARD WHITEHALL FDS	41,734	$6.595M	3.2%	$113.15	—	HIGH DIV YLD	921946406
AMGN	AMGEN INC	27,480	$9.951M	4.8%	$278.93	—	COM	031162100
AVGO	BROADCOM INC	4,163	$1.572M	0.8%	$147.25	—	COM	11135F101
CSCO	CISCO SYS INC	5,631	$661K	0.3%	$55.98	—	COM	17275R102
CVX	CHEVRON CORPORATION	1,989	$330K	0.2%	$119.39	—	COM	166764100
HCA	HCA HEALTHCARE INC	660	$257K	0.1%	$463.73	—	COM	40412C101
VOO	VANGUARD INDEX FDS	513	$352K	0.2%	$439.88	—	S&P 500 ETF SHS	922908363
ADP	AUTOMATIC DATA PROCESSING IN	1,831	$410K	0.2%	$207.28	—	COM	053015103
MMI	MARCUS & MILLICHAP INC	8,344	$260K	0.1%	$39.23	—	COM	566324109
GLDM	WORLD GOLD TR	2,541	$202K	0.1%	$85.52	—	SPDR GLD MINIS	98149E303
AXP	AMERICAN EXPRESS CO	707	$239K	0.1%	$280.78	—	COM	025816109
PGR	PROGRESSIVE CORP	1,071	$234K	0.1%	$212.34	—	COM	743315103
GCOW	PACER FDS TR	6,064	$263K	0.1%	$37.37	—	GLOBL CASH ETF	69374H709
JNJ	JOHNSON & JOHNSON	1,215	$308K	0.1%	$147.11	—	COM	478160104
BX	BLACKSTONE INC	3,040	$358K	0.2%	$116.12	—	COM	09260D107
META	META PLATFORMS INC	1,855	$1.045M	0.5%	$651.26	—	CL A	30303M102
BILS	SPDR SERIES TRUST	2,534	$252K	0.1%	$99.55	—	ST STR BL 12 ETF	78468R523