RETIREMENT FINANCIAL SOLUTIONS, LLC Diversified Active

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
AVUS	AMERICAN CENTY ETF TR	333,192	$37,244	10.9%	$111.78	—	US EQT ETF	025072885
AVEM	AMERICAN CENTY ETF TR	143,070	$11,019	3.2%	$77.02	—	AVANTIS EMGMKT	025072604
RSPA	INVESCO ACTIVELY MANAGED EXC	183,163	$9,334	2.7%	$50.96	—	S&P 500 EQUAL WE	46090A697
BTC	GRAYSCALE BITCOIN MINI TR ET	28,417	$1,101	0.3%	$38.73	—	SHS NEW	389930207
BPRE	BLUEROCK PVT REAL ESTATE FD	50,291	$754	0.2%	$15.00	—	COM	09631P102
ETH	GRAYSCALE ETHEREUM MINI TR E	26,729	$750	0.2%	$28.06	—	SHS NEW	38964R203
QQA	INVESCO ACTIVELY MANAGED EXC	7,128	$378	0.1%	$53.02	—	QQQ INCOME ADVAN	46090A689
BCI	ABRDN ETFS	17,363	$339	0.1%	$19.53	—	BBRG ALL COMD K1	003261104

Increased Positions (28)

VGLT VANGUARD SCOTTSDALE FDS 5.2%

Value ($000) $17,602 (+85.7%) Shares 315,441 (+89.2%) Est. Cost $56.36 Unrealized —

IEF ISHARES TR 5.1%

Value ($000) $17,359 (+61.7%) Shares 180,524 (+62.2%) Est. Cost $95.93 Unrealized —

AVUV AMERICAN CENTY ETF TR 6.4%

Value ($000) $21,724 (+37.0%) Shares 213,024 (+33.7%) Est. Cost $100.15 Unrealized —

AVSC AMERICAN CENTY ETF TR 6.4%

Value ($000) $21,727 (+35.1%) Shares 369,883 (+31.7%) Est. Cost $57.61 Unrealized —

SPMD SPDR SERIES TRUST 6.3%

Value ($000) $21,541 (+33.9%) Shares 371,967 (+32.2%) Est. Cost $57.37 Unrealized —

SCHD SCHWAB STRATEGIC TR 3.9%

Value ($000) $13,370 (+54.6%) Shares 487,419 (+53.9%) Est. Cost $27.35 Unrealized —

SPYM SPDR SERIES TRUST 6.3%

Value ($000) $21,647 (+25.1%) Shares 269,851 (+22.2%) Est. Cost $64.49 Unrealized —

QQQJ INVESCO EXCH TRADED FD TR II 4.8%

Value ($000) $16,359 (+35.0%) Shares 443,924 (+31.1%) Est. Cost $36.04 Unrealized —

VWO VANGUARD INTL EQUITY INDEX F 4.6%

Value ($000) $15,745 (+33.5%) Shares 292,875 (+34.5%) Est. Cost $54.07 Unrealized —

VGSH VANGUARD SCOTTSDALE FDS 1.7%

Value ($000) $5,807 (+63.8%) Shares 98,877 (+64.2%) Est. Cost $58.80 Unrealized —

DIA SPDR DOW JONES INDL AVERAGE 5.0%

Value ($000) $17,021 (+12.1%) Shares 35,418 (+8.2%) Est. Cost $433.59 Unrealized —

QQQM INVESCO EXCH TRADED FD TR II 5.1%

Value ($000) $17,543 (+9.6%) Shares 69,361 (+7.1%) Est. Cost $178.60 Unrealized —

SHYG ISHARES TR 1.3%

Value ($000) $4,426 (+52.0%) Shares 103,238 (+53.6%) Est. Cost $41.95 Unrealized —

IGIB ISHARES TR 1.3%

Value ($000) $4,389 (+50.7%) Shares 81,462 (+51.3%) Est. Cost $51.49 Unrealized —

RSP INVESCO EXCHANGE TRADED FD T 3.3%

Value ($000) $11,152 (+10.8%) Shares 58,219 (+9.7%) Est. Cost $178.31 Unrealized —

MGC VANGUARD WORLD FD 3.4%

Value ($000) $11,574 (+8.7%) Shares 46,081 (+5.7%) Est. Cost $212.96 Unrealized —

VNQ VANGUARD INDEX FDS 0.4%

Value ($000) $1,499 (+123.9%) Shares 16,940 (+131.4%) Est. Cost $86.19 Unrealized —

RWL INVESCO EXCH TRADED FD TR II 1.7%

Value ($000) $5,811 (+10.9%) Shares 50,751 (+7.2%) Est. Cost $102.66 Unrealized —

SPYV SPDR SERIES TRUST 1.7%

Value ($000) $5,711 (+11.0%) Shares 100,524 (+8.1%) Est. Cost $52.31 Unrealized —

EPS WISDOMTREE TR 1.7%

Value ($000) $5,786 (+10.4%) Shares 81,652 (+7.4%) Est. Cost $62.01 Unrealized —

VCIT VANGUARD SCOTTSDALE FDS 0.4%

Value ($000) $1,344 (+60.5%) Shares 16,044 (+61.2%) Est. Cost $83.98 Unrealized —

SPYG SPDR SERIES TRUST 1.7%

Value ($000) $5,843 (+8.8%) Shares 54,761 (+6.6%) Est. Cost $86.53 Unrealized —

AMLP ALPS ETF TR 0.2%

Value ($000) $745 (+128.8%) Shares 15,842 (+128.4%) Est. Cost $46.27 Unrealized —

DBMF LITMAN GREGORY FDS TR 0.2%

Value ($000) $733 (+110.1%) Shares 26,136 (+104.5%) Est. Cost $27.73 Unrealized —

IAUM ISHARES GOLD TR 0.4%

Value ($000) $1,301 (+36.5%) Shares 30,260 (+22.2%) Est. Cost $39.32 Unrealized —

VOO VANGUARD INDEX FDS 0.6%

Value ($000) $2,096 (+5.9%) Shares 3,343 (+3.4%) Est. Cost $407.31 Unrealized —

VXUS VANGUARD STAR FDS 0.4%

Value ($000) $1,215 (+4.6%) Shares 16,108 (+1.8%) Est. Cost $54.54 Unrealized —

VOE VANGUARD INDEX FDS 0.3%

Value ($000) $950 (+2.6%) Shares 5,358 (+1.0%) Est. Cost $131.80 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
VGLT	VANGUARD SCOTTSDALE FDS	315,441 (+89.2%)	$17,602 (+85.7%)	5.2%	$56.36	—	LONG TERM TREAS	92206C847
IEF	ISHARES TR	180,524 (+62.2%)	$17,359 (+61.7%)	5.1%	$95.93	—	7-10 YR TRSY BD	464287440
AVUV	AMERICAN CENTY ETF TR	213,024 (+33.7%)	$21,724 (+37.0%)	6.4%	$100.15	—	US SML CP VALU	025072877
AVSC	AMERICAN CENTY ETF TR	369,883 (+31.7%)	$21,727 (+35.1%)	6.4%	$57.61	—	AVANTIS US SMALL	025072323
SPMD	SPDR SERIES TRUST	371,967 (+32.2%)	$21,541 (+33.9%)	6.3%	$57.37	—	STATE STREET SPD	78464A847
SCHD	SCHWAB STRATEGIC TR	487,419 (+53.9%)	$13,370 (+54.6%)	3.9%	$27.35	—	US DIVIDEND EQ	808524797
SPYM	SPDR SERIES TRUST	269,851 (+22.2%)	$21,647 (+25.1%)	6.3%	$64.49	—	STATE STREET SPD	78464A854
QQQJ	INVESCO EXCH TRADED FD TR II	443,924 (+31.1%)	$16,359 (+35.0%)	4.8%	$36.04	—	NASDAQNXTGEN100	46138G631
VWO	VANGUARD INTL EQUITY INDEX F	292,875 (+34.5%)	$15,745 (+33.5%)	4.6%	$54.07	—	FTSE EMR MKT ETF	922042858
VGSH	VANGUARD SCOTTSDALE FDS	98,877 (+64.2%)	$5,807 (+63.8%)	1.7%	$58.80	—	SHORT TERM TREAS	92206C102
DIA	SPDR DOW JONES INDL AVERAGE	35,418 (+8.2%)	$17,021 (+12.1%)	5.0%	$433.59	—	UT SER 1	78467X109
QQQM	INVESCO EXCH TRADED FD TR II	69,361 (+7.1%)	$17,543 (+9.6%)	5.1%	$178.60	—	NASDAQ 100 ETF	46138G649
SHYG	ISHARES TR	103,238 (+53.6%)	$4,426 (+52.0%)	1.3%	$41.95	—	0-5YR HI YL CP	46434V407
IGIB	ISHARES TR	81,462 (+51.3%)	$4,389 (+50.7%)	1.3%	$51.49	—	ISHS 5-10YR INVT	464288638
RSP	INVESCO EXCHANGE TRADED FD T	58,219 (+9.7%)	$11,152 (+10.8%)	3.3%	$178.31	—	S&P500 EQL WGT	46137V357
MGC	VANGUARD WORLD FD	46,081 (+5.7%)	$11,574 (+8.7%)	3.4%	$212.96	—	MEGA CAP INDEX	921910873
VNQ	VANGUARD INDEX FDS	16,940 (+131.4%)	$1,499 (+123.9%)	0.4%	$86.19	—	REAL ESTATE ETF	922908553
RWL	INVESCO EXCH TRADED FD TR II	50,751 (+7.2%)	$5,811 (+10.9%)	1.7%	$102.66	—	S&P 500 REVENUE	46138G698
SPYV	SPDR SERIES TRUST	100,524 (+8.1%)	$5,711 (+11.0%)	1.7%	$52.31	—	STATE STREET SPD	78464A508
EPS	WISDOMTREE TR	81,652 (+7.4%)	$5,786 (+10.4%)	1.7%	$62.01	—	US LARGECAP FUND	97717W588
VCIT	VANGUARD SCOTTSDALE FDS	16,044 (+61.2%)	$1,344 (+60.5%)	0.4%	$83.98	—	INT-TERM CORP	92206C870
SPYG	SPDR SERIES TRUST	54,761 (+6.6%)	$5,843 (+8.8%)	1.7%	$86.53	—	STATE STREET SPD	78464A409
AMLP	ALPS ETF TR	15,842 (+128.4%)	$745 (+128.8%)	0.2%	$46.27	—	ALERIAN MLP	00162Q452
DBMF	LITMAN GREGORY FDS TR	26,136 (+104.5%)	$733 (+110.1%)	0.2%	$27.73	—	IMGP DBI MANAGED	53700T827
IAUM	ISHARES GOLD TR	30,260 (+22.2%)	$1,301 (+36.5%)	0.4%	$39.32	—	SHARES REPRESENT	46436F103
VOO	VANGUARD INDEX FDS	3,343 (+3.4%)	$2,096 (+5.9%)	0.6%	$407.31	—	S&P 500 ETF SHS	922908363
VXUS	VANGUARD STAR FDS	16,108 (+1.8%)	$1,215 (+4.6%)	0.4%	$54.54	—	VG TL INTL STK F	921909768
VOE	VANGUARD INDEX FDS	5,358 (+1.0%)	$950 (+2.6%)	0.3%	$131.80	—	MCAP VL IDXVIP	922908512

Exited Positions (16)

COWZ PACER FDS TR 4.1%

Value ($000) $13,950 Shares 242,741 Est. Cost $55.26 Unrealized —

SAIC SCIENCE APPLICATIONS INTL CO 0.5%

Value ($000) $1,554 Shares 15,635 Est. Cost $111.74 Unrealized -14.5%

AAPL APPLE INC 0.4%

Value ($000) $1,206 Shares 4,736 Est. Cost $225.58 Unrealized +19.0%

IBM INTERNATIONAL BUSINESS MACHS 0.2%

Value ($000) $798 Shares 2,827 Est. Cost $259.55 Unrealized +15.1%

BRK/B BERKSHIRE HATHAWAY INC DEL 0.2%

Value ($000) $558 Shares 1,110 Est. Cost $484.36 Unrealized +2.7%

KO COCA COLA CO 0.2%

Value ($000) $542 Shares 8,177 Est. Cost $67.92 Unrealized +2.2%

ETN EATON CORP PLC 0.1%

Value ($000) $363 Shares 971 Est. Cost $363.27 Unrealized -2.4%

QYLD GLOBAL X FDS 0.1%

Value ($000) $344 Shares 20,215 Est. Cost $16.96 Unrealized —

MSFT MICROSOFT CORP 0.1%

Value ($000) $327 Shares 631 Est. Cost $508.71 Unrealized -1.6%

XOM EXXON MOBIL CORP 0.1%

Value ($000) $295 Shares 2,619 Est. Cost $109.70 Unrealized +5.3%

GLD SPDR GOLD TR 0.1%

Value ($000) $289 Shares 813 Est. Cost $175.60 Unrealized —

SYY SYSCO CORP 0.1%

Value ($000) $238 Shares 2,895 Est. Cost $78.85 Unrealized -4.2%

ETHA ISHARES ETHEREUM TR 0.1%

Value ($000) $227 Shares 7,198 Est. Cost $31.51 Unrealized —

IBIT ISHARES BITCOIN TRUST ETF 0.1%

Value ($000) $202 Shares 3,100 Est. Cost $65.00 Unrealized —

FBRT FRANKLIN BSP RLTY TR INC 0.1%

Value ($000) $195 Shares 17,994 Est. Cost $10.86 Unrealized —

PKST PEAKSTONE REALTY TRUST 0.0%

Value ($000) $142 Shares 10,836 Est. Cost $13.12 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
COWZ	PACER FDS TR	242,741	$13,950	4.1%	$55.26	—	—	69374H881
SAIC	SCIENCE APPLICATIONS INTL CO	15,635	$1,554	0.5%	$111.74	-14.5%	—	808625107
AAPL	APPLE INC	4,736	$1,206	0.4%	$225.58	+19.0%	—	037833100
IBM	INTERNATIONAL BUSINESS MACHS	2,827	$798	0.2%	$259.55	+15.1%	—	459200101
BRK/B	BERKSHIRE HATHAWAY INC DEL	1,110	$558	0.2%	$484.36	+2.7%	—	084670702
KO	COCA COLA CO	8,177	$542	0.2%	$67.92	+2.2%	—	191216100
ETN	EATON CORP PLC	971	$363	0.1%	$363.27	-2.4%	—	G29183103
QYLD	GLOBAL X FDS	20,215	$344	0.1%	$16.96	—	—	37954Y483
MSFT	MICROSOFT CORP	631	$327	0.1%	$508.71	-1.6%	—	594918104
XOM	EXXON MOBIL CORP	2,619	$295	0.1%	$109.70	+5.3%	—	30231G102
GLD	SPDR GOLD TR	813	$289	0.1%	$175.60	—	—	78463V107
SYY	SYSCO CORP	2,895	$238	0.1%	$78.85	-4.2%	—	871829107
ETHA	ISHARES ETHEREUM TR	7,198	$227	0.1%	$31.51	—	—	46438R105
IBIT	ISHARES BITCOIN TRUST ETF	3,100	$202	0.1%	$65.00	—	—	46438F101
FBRT	FRANKLIN BSP RLTY TR INC	17,994	$195	0.1%	$10.86	—	—	35243J101
PKST	PEAKSTONE REALTY TRUST	10,836	$142	0.0%	$13.12	—	—	39818P799

Decreased Positions (5)

HEDJ WISDOMTREE TR 0.1%

Value ($000) $231 (-97.2%) Shares 4,363 (-97.4%) Est. Cost $48.01 Unrealized —

JEPI J P MORGAN EXCHANGE TRADED F 0.1%

Value ($000) $222 (-96.5%) Shares 3,879 (-96.5%) Est. Cost $55.41 Unrealized —

EDV VANGUARD WORLD FD 1.3%

Value ($000) $4,353 (-27.1%) Shares 66,966 (-23.3%) Est. Cost $68.45 Unrealized —

SIVR ABRDN SILVER ETF TRUST 0.1%

Value ($000) $437 (+30.3%) Shares 6,460 (-14.3%) Est. Cost $44.48 Unrealized —

NVDA NVIDIA CORPORATION 0.2%

Value ($000) $589 (-13.9%) Shares 3,157 (-13.8%) Est. Cost $112.47 Unrealized +65.5%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
HEDJ	WISDOMTREE TR	4,363 (-97.4%)	$231 (-97.2%)	0.1%	$48.01	—	EUROPE HEDGED EQ	97717X701
JEPI	J P MORGAN EXCHANGE TRADED F	3,879 (-96.5%)	$222 (-96.5%)	0.1%	$55.41	—	EQUITY PREMIUM	46641Q332
EDV	VANGUARD WORLD FD	66,966 (-23.3%)	$4,353 (-27.1%)	1.3%	$68.45	—	EXTENDED DUR	921910709
SIVR	ABRDN SILVER ETF TRUST	6,460 (-14.3%)	$437 (+30.3%)	0.1%	$44.48	—	PHYSCL SILVR SHS	003264108
NVDA	NVIDIA CORPORATION	3,157 (-13.8%)	$589 (-13.9%)	0.2%	$112.47	+65.5%	COM	67066G104

Unchanged Positions (6)

VONE VANGUARD SCOTTSDALE FDS 0.2%

Value ($000) $766 Shares 2,480 Est. Cost $194.68 Unrealized —

VTI VANGUARD INDEX FDS 0.2%

Value ($000) $621 Shares 1,853 Est. Cost $212.37 Unrealized —

VBR VANGUARD INDEX FDS 0.1%

Value ($000) $424 Shares 2,002 Est. Cost $168.02 Unrealized —

SPSM SPDR SERIES TRUST 0.1%

Value ($000) $325 Shares 6,937 Est. Cost $38.65 Unrealized —

TSLA TESLA INC 0.1%

Value ($000) $262 Shares 582 Est. Cost $301.28 Unrealized +47.1%

VO VANGUARD INDEX FDS 0.1%

Value ($000) $441 Shares 1,519 Est. Cost $219.01 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
VONE	VANGUARD SCOTTSDALE FDS	2,480	$766	0.2%	$194.68	—	VNG RUS1000IDX	92206C730
VTI	VANGUARD INDEX FDS	1,853	$621	0.2%	$212.37	—	TOTAL STK MKT	922908769
VBR	VANGUARD INDEX FDS	2,002	$424	0.1%	$168.02	—	SM CP VAL ETF	922908611
SPSM	SPDR SERIES TRUST	6,937	$325	0.1%	$38.65	—	STATE STREET SPD	78468R853
TSLA	TESLA INC	582	$262	0.1%	$301.28	+47.1%	COM	88160R101
VO	VANGUARD INDEX FDS	1,519	$441	0.1%	$219.01	—	MID CAP ETF	922908629