BEACON FINANCIAL PLANNING, INC Long-Term Concentrated

CIK: 0001966066 · Show all filings

Period: Q4 2025 (← Previous)

Filing Date: Jan 22, 2026

Total Value ($000): $207,339 (100.0% shares, 0.0% debt)

Holdings (51)

New Positions (4)

AKRE PROFESIONALLY MANAGED PORTFO 4.2%

Value ($000) $8,796 Shares 134,268 Est. Cost $65.51 Unrealized —

IXUS ISHARES TR 1.6%

Value ($000) $3,364 Shares 39,744 Est. Cost $84.64 Unrealized —

IBDT ISHARES TR 0.1%

Value ($000) $231 Shares 9,086 Est. Cost $25.45 Unrealized —

EFA ISHARES TR 0.1%

Value ($000) $214 Shares 2,225 Est. Cost $96.03 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
AKRE	PROFESIONALLY MANAGED PORTFO	134,268	$8,796	4.2%	$65.51	—	AKRE FOCUS ETF	74316P579
IXUS	ISHARES TR	39,744	$3,364	1.6%	$84.64	—	CORE MSCI TOTAL	46432F834
IBDT	ISHARES TR	9,086	$231	0.1%	$25.45	—	IBDS DEC28 ETF	46435U515
EFA	ISHARES TR	2,225	$214	0.1%	$96.03	—	MSCI EAFE ETF	464287465

Increased Positions (22)

FNDF SCHWAB STRATEGIC TR 7.1%

Value ($000) $14,803 (+9.6%) Shares 327,436 (+4.2%) Est. Cost $30.44 Unrealized —

DYNF BLACKROCK ETF TRUST 1.7%

Value ($000) $3,447 (+20.4%) Shares 56,678 (+17.3%) Est. Cost $52.75 Unrealized —

WELL WELLTOWER INC 2.7%

Value ($000) $5,577 (+11.3%) Shares 30,046 (+6.9%) Est. Cost $126.13 Unrealized +47.8%

VIGI VANGUARD WHITEHALL FDS 1.1%

Value ($000) $2,279 (+25.2%) Shares 24,919 (+22.6%) Est. Cost $85.45 Unrealized —

VB VANGUARD INDEX FDS 3.5%

Value ($000) $7,194 (+6.5%) Shares 27,889 (+5.0%) Est. Cost $205.46 Unrealized —

VONG VANGUARD SCOTTSDALE FDS 0.4%

Value ($000) $928 (+75.0%) Shares 7,623 (+73.2%) Est. Cost $117.69 Unrealized —

IBDR ISHARES TR 0.3%

Value ($000) $612 (+169.3%) Shares 25,261 (+170.1%) Est. Cost $24.24 Unrealized —

SOXX ISHARES TR 1.6%

Value ($000) $3,363 (+12.8%) Shares 11,166 (+1.6%) Est. Cost $258.11 Unrealized —

VOOV VANGUARD ADMIRAL FDS INC 1.1%

Value ($000) $2,237 (+17.1%) Shares 10,918 (+14.1%) Est. Cost $188.21 Unrealized —

MTUM ISHARES TR 1.1%

Value ($000) $2,235 (+16.7%) Shares 8,928 (+19.6%) Est. Cost $214.58 Unrealized —

BINC BLACKROCK ETF TRUST II 0.8%

Value ($000) $1,594 (+25.1%) Shares 30,216 (+26.2%) Est. Cost $52.30 Unrealized —

SCHD SCHWAB STRATEGIC TR 2.8%

Value ($000) $5,856 (+3.1%) Shares 213,475 (+2.6%) Est. Cost $40.43 Unrealized —

QUAL ISHARES TR 2.1%

Value ($000) $4,439 (+3.7%) Shares 22,350 (+1.6%) Est. Cost $171.55 Unrealized —

DGRO ISHARES TR 0.7%

Value ($000) $1,477 (+11.4%) Shares 21,277 (+9.3%) Est. Cost $63.28 Unrealized —

EFG ISHARES TR 0.3%

Value ($000) $723 (+21.3%) Shares 6,348 (+21.3%) Est. Cost $104.51 Unrealized —

PYLD PIMCO ETF TR 0.6%

Value ($000) $1,243 (+6.4%) Shares 46,592 (+7.0%) Est. Cost $26.31 Unrealized —

HYDB ISHARES TR 1.7%

Value ($000) $3,467 (+1.7%) Shares 73,221 (+2.8%) Est. Cost $47.18 Unrealized —

JEPQ J P MORGAN EXCHANGE TRADED F 0.7%

Value ($000) $1,504 (+3.6%) Shares 25,874 (+2.5%) Est. Cost $54.33 Unrealized —

ESGD ISHARES TR 0.3%

Value ($000) $543 (+4.2%) Shares 5,714 (+1.9%) Est. Cost $67.31 Unrealized —

IBTG ISHARES TR 0.2%

Value ($000) $386 (+4.0%) Shares 16,879 (+4.3%) Est. Cost $22.81 Unrealized —

VXUS VANGUARD STAR FDS 0.2%

Value ($000) $314 (+3.8%) Shares 4,160 (+1.1%) Est. Cost $52.26 Unrealized —

XSHQ INVESCO EXCH TRADED FD TR II 1.9%

Value ($000) $4,038 (+0.3%) Shares 95,937 (+2.5%) Est. Cost $41.17 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
FNDF	SCHWAB STRATEGIC TR	327,436 (+4.2%)	$14,803 (+9.6%)	7.1%	$30.44	—	FUNDAMENTAL INTL	808524755
DYNF	BLACKROCK ETF TRUST	56,678 (+17.3%)	$3,447 (+20.4%)	1.7%	$52.75	—	ISHARES US EQUIT	09290C103
WELL	WELLTOWER INC	30,046 (+6.9%)	$5,577 (+11.3%)	2.7%	$126.13	+47.8%	COM	95040Q104
VIGI	VANGUARD WHITEHALL FDS	24,919 (+22.6%)	$2,279 (+25.2%)	1.1%	$85.45	—	INTL DVD ETF	921946810
VB	VANGUARD INDEX FDS	27,889 (+5.0%)	$7,194 (+6.5%)	3.5%	$205.46	—	SMALL CP ETF	922908751
VONG	VANGUARD SCOTTSDALE FDS	7,623 (+73.2%)	$928 (+75.0%)	0.4%	$117.69	—	VNG RUS1000GRW	92206C680
IBDR	ISHARES TR	25,261 (+170.1%)	$612 (+169.3%)	0.3%	$24.24	—	IBONDS DEC2026	46435GAA0
SOXX	ISHARES TR	11,166 (+1.6%)	$3,363 (+12.8%)	1.6%	$258.11	—	ISHARES SEMICDTR	464287523
VOOV	VANGUARD ADMIRAL FDS INC	10,918 (+14.1%)	$2,237 (+17.1%)	1.1%	$188.21	—	500 VAL IDX FD	921932703
MTUM	ISHARES TR	8,928 (+19.6%)	$2,235 (+16.7%)	1.1%	$214.58	—	MSCI USA MMENTM	46432F396
BINC	BLACKROCK ETF TRUST II	30,216 (+26.2%)	$1,594 (+25.1%)	0.8%	$52.30	—	ISHARES FLEXIBLE	092528603
SCHD	SCHWAB STRATEGIC TR	213,475 (+2.6%)	$5,856 (+3.1%)	2.8%	$40.43	—	US DIVIDEND EQ	808524797
QUAL	ISHARES TR	22,350 (+1.6%)	$4,439 (+3.7%)	2.1%	$171.55	—	MSCI USA QLT FCT	46432F339
DGRO	ISHARES TR	21,277 (+9.3%)	$1,477 (+11.4%)	0.7%	$63.28	—	CORE DIV GRWTH	46434V621
EFG	ISHARES TR	6,348 (+21.3%)	$723 (+21.3%)	0.3%	$104.51	—	EAFE GRWTH ETF	464288885
PYLD	PIMCO ETF TR	46,592 (+7.0%)	$1,243 (+6.4%)	0.6%	$26.31	—	MULTISECTOR BD	72201R585
HYDB	ISHARES TR	73,221 (+2.8%)	$3,467 (+1.7%)	1.7%	$47.18	—	HIGH YLD SYSTM B	46435G250
JEPQ	J P MORGAN EXCHANGE TRADED F	25,874 (+2.5%)	$1,504 (+3.6%)	0.7%	$54.33	—	NASDAQ EQT PREM	46654Q203
ESGD	ISHARES TR	5,714 (+1.9%)	$543 (+4.2%)	0.3%	$67.31	—	ESG AW MSCI EAFE	46435G516
IBTG	ISHARES TR	16,879 (+4.3%)	$386 (+4.0%)	0.2%	$22.81	—	IBONDS 26 TRM TS	46436E858
VXUS	VANGUARD STAR FDS	4,160 (+1.1%)	$314 (+3.8%)	0.2%	$52.26	—	VG TL INTL STK F	921909768
XSHQ	INVESCO EXCH TRADED FD TR II	95,937 (+2.5%)	$4,038 (+0.3%)	1.9%	$41.17	—	S&P SMLCAP QTY	46138G300

Exited Positions (6)

IDYN BLACKROCK ETF TRUST 1.6%

Value ($000) $3,336 Shares 40,393 Est. Cost $82.58 Unrealized —

— ISHARES TR 0.5%

Value ($000) $948 Shares 40,555 Est. Cost $23.30 Unrealized —

— ISHARES TR 0.4%

Value ($000) $731 Shares 27,282 Est. Cost $26.67 Unrealized —

— ISHARES TR 0.2%

Value ($000) $360 Shares 14,282 Est. Cost $24.80 Unrealized —

AVGO BROADCOM INC 0.1%

Value ($000) $215 Shares 651 Est. Cost $305.74 Unrealized +16.8%

JPM JPMORGAN CHASE & CO. 0.1%

Value ($000) $207 Shares 658 Est. Cost $295.93 Unrealized +4.6%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
IDYN	BLACKROCK ETF TRUST	40,393	$3,336	1.6%	$82.58	—	—	09290C681
—	ISHARES TR	40,555	$948	0.5%	$23.30	—	—	46436E866
—	ISHARES TR	27,282	$731	0.4%	$26.67	—	—	46435U432
—	ISHARES TR	14,282	$360	0.2%	$24.80	—	—	46434VBD1
AVGO	BROADCOM INC	651	$215	0.1%	$305.74	+16.8%	—	11135F101
JPM	JPMORGAN CHASE & CO.	658	$207	0.1%	$295.93	+4.6%	—	46625H100

Decreased Positions (5)

BRK/B BERKSHIRE HATHAWAY INC DEL 9.4%

Value ($000) $19,521 (-3.0%) Shares 38,836 (-3.0%) Est. Cost $296.98 Unrealized +67.5%

GOOG ALPHABET INC 0.2%

Value ($000) $404 (+22.8%) Shares 1,286 (-4.7%) Est. Cost $114.89 Unrealized +149.2%

BOND PIMCO ETF TR 0.6%

Value ($000) $1,150 (-6.0%) Shares 12,359 (-5.8%) Est. Cost $90.48 Unrealized —

AAPL APPLE INC 0.7%

Value ($000) $1,490 (+2.2%) Shares 5,479 (-4.3%) Est. Cost $152.55 Unrealized +75.9%

VOO VANGUARD INDEX FDS 0.3%

Value ($000) $644 (-0.4%) Shares 1,027 (-2.7%) Est. Cost $357.63 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
BRK/B	BERKSHIRE HATHAWAY INC DEL	38,836 (-3.0%)	$19,521 (-3.0%)	9.4%	$296.98	+67.5%	CL B NEW	084670702
GOOG	ALPHABET INC	1,286 (-4.7%)	$404 (+22.8%)	0.2%	$114.89	+149.2%	CAP STK CL C	02079K107
BOND	PIMCO ETF TR	12,359 (-5.8%)	$1,150 (-6.0%)	0.6%	$90.48	—	ACTIVE BD ETF	72201R775
AAPL	APPLE INC	5,479 (-4.3%)	$1,490 (+2.2%)	0.7%	$152.55	+75.9%	COM	037833100
VOO	VANGUARD INDEX FDS	1,027 (-2.7%)	$644 (-0.4%)	0.3%	$357.63	—	S&P 500 ETF SHS	922908363

Unchanged Positions (20)

IVV ISHARES TR 16.2%

Value ($000) $33,537 Shares 48,963 Est. Cost $384.50 Unrealized —

QQQ INVESCO QQQ TR 11.4%

Value ($000) $23,619 Shares 38,448 Est. Cost $272.27 Unrealized —

ISRG INTUITIVE SURGICAL INC 0.6%

Value ($000) $1,159 Shares 2,046 Est. Cost $243.83 Unrealized +118.3%

IJH ISHARES TR 6.3%

Value ($000) $13,165 Shares 199,473 Est. Cost $97.54 Unrealized —

TSLA TESLA INC 3.8%

Value ($000) $7,918 Shares 17,607 Est. Cost $190.87 Unrealized +132.2%

JNJ JOHNSON & JOHNSON 0.5%

Value ($000) $952 Shares 4,598 Est. Cost $148.33 Unrealized +32.8%

VFQY VANGUARD WELLINGTON FD 1.4%

Value ($000) $2,921 Shares 19,040 Est. Cost $133.13 Unrealized —

VOT VANGUARD INDEX FDS 0.5%

Value ($000) $1,117 Shares 4,003 Est. Cost $179.77 Unrealized —

MSFT MICROSOFT CORP 0.3%

Value ($000) $574 Shares 1,186 Est. Cost $242.63 Unrealized +106.3%

ESGV VANGUARD WORLD FD 0.7%

Value ($000) $1,478 Shares 12,219 Est. Cost $65.86 Unrealized —

FNDX SCHWAB STRATEGIC TR 0.5%

Value ($000) $959 Shares 35,232 Est. Cost $38.78 Unrealized —

AMZN AMAZON COM INC 0.1%

Value ($000) $296 Shares 1,283 Est. Cost $103.17 Unrealized +121.8%

GTO INVESCO ACTIVELY MANAGED EXC 4.5%

Value ($000) $9,229 Shares 194,617 Est. Cost $46.47 Unrealized —

ECL ECOLAB INC 0.1%

Value ($000) $270 Shares 1,028 Est. Cost $175.85 Unrealized +51.1%

VIG VANGUARD SPECIALIZED FUNDS 0.3%

Value ($000) $585 Shares 2,662 Est. Cost $151.86 Unrealized —

IVE ISHARES TR 0.1%

Value ($000) $309 Shares 1,458 Est. Cost $145.36 Unrealized —

VUG VANGUARD INDEX FDS 0.2%

Value ($000) $425 Shares 870 Est. Cost $253.81 Unrealized —

DIS DISNEY WALT CO 0.1%

Value ($000) $254 Shares 2,230 Est. Cost $116.99 Unrealized -6.4%

NVDA NVIDIA CORPORATION 1.2%

Value ($000) $2,469 Shares 13,240 Est. Cost $101.55 Unrealized +83.3%

SPGP INVESCO EXCHANGE TRADED FD T 1.0%

Value ($000) $2,032 Shares 17,842 Est. Cost $97.81 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
IVV	ISHARES TR	48,963	$33,537	16.2%	$384.50	—	CORE S&P500 ETF	464287200
QQQ	INVESCO QQQ TR	38,448	$23,619	11.4%	$272.27	—	UNIT SER 1	46090E103
ISRG	INTUITIVE SURGICAL INC	2,046	$1,159	0.6%	$243.83	+118.3%	COM NEW	46120E602
IJH	ISHARES TR	199,473	$13,165	6.3%	$97.54	—	CORE S&P MCP ETF	464287507
TSLA	TESLA INC	17,607	$7,918	3.8%	$190.87	+132.2%	COM	88160R101
JNJ	JOHNSON & JOHNSON	4,598	$952	0.5%	$148.33	+32.8%	COM	478160104
VFQY	VANGUARD WELLINGTON FD	19,040	$2,921	1.4%	$133.13	—	US QUALITY	921935706
VOT	VANGUARD INDEX FDS	4,003	$1,117	0.5%	$179.77	—	MCAP GR IDXVIP	922908538
MSFT	MICROSOFT CORP	1,186	$574	0.3%	$242.63	+106.3%	COM	594918104
ESGV	VANGUARD WORLD FD	12,219	$1,478	0.7%	$65.86	—	ESG US STK ETF	921910733
FNDX	SCHWAB STRATEGIC TR	35,232	$959	0.5%	$38.78	—	FUNDAMENTAL US L	808524771
AMZN	AMAZON COM INC	1,283	$296	0.1%	$103.17	+121.8%	COM	023135106
GTO	INVESCO ACTIVELY MANAGED EXC	194,617	$9,229	4.5%	$46.47	—	TOTAL RETURN	46090A804
ECL	ECOLAB INC	1,028	$270	0.1%	$175.85	+51.1%	COM	278865100
VIG	VANGUARD SPECIALIZED FUNDS	2,662	$585	0.3%	$151.86	—	DIV APP ETF	921908844
IVE	ISHARES TR	1,458	$309	0.1%	$145.36	—	S&P 500 VAL ETF	464287408
VUG	VANGUARD INDEX FDS	870	$425	0.2%	$253.81	—	GROWTH ETF	922908736
DIS	DISNEY WALT CO	2,230	$254	0.1%	$116.99	-6.4%	COM	254687106
NVDA	NVIDIA CORPORATION	13,240	$2,469	1.2%	$101.55	+83.3%	COM	67066G104
SPGP	INVESCO EXCHANGE TRADED FD T	17,842	$2,032	1.0%	$97.81	—	S&P 500 GARP ETF	46137V431