ZynergyRetirementPlanningLLC Diversified Active

Name: ZynergyRetirementPlanningLLC Q3 2026 13F Filing | 13F Explorer
Creator: ZynergyRetirementPlanningLLC
Published: 2026-10-08

Location: Red Bank, NJ

CIK: 0002031137 · Show all filings

Period: Q3 2026 (← Previous)

Filing Date: Oct 8, 2026

Total Value: $187M (100.0% shares, 0.0% debt)

Holdings (25)

Increased Positions (4)

SCHZ SCHWAB STRATEGIC TR 20.6%

Value $38.65M (+18.9%) Shares 1,748,706 (+24.4%) Share Price $22.10 Est. Cost/Share $22.84 Unrealized @ Report Date -3.2%

SCHP SCHWAB STRATEGIC TR 9.1%

Value $17.03M (+35.6%) Shares 677,791 (+43.0%) Share Price $25.13 Est. Cost/Share $26.08 Unrealized @ Report Date -3.7%

SCHF SCHWAB STRATEGIC TR 14.5%

Value $27.2M (+5.9%) Shares 990,229 (+6.8%) Share Price $27.47 Est. Cost/Share $20.05 Unrealized @ Report Date +37.0%

SCHH SCHWAB STRATEGIC TR 10.1%

Value $18.95M (-2.5%) Shares 859,959 (+4.8%) Share Price $22.04 Est. Cost/Share $20.05 Unrealized @ Report Date +9.9%

Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
SCHZ	SCHWAB STRATEGIC TR	1,748,706 (+24.4%)	$38.65M (+18.9%)	20.6%	$22.10	$22.84	-3.2%	US AGGREGATE B	808524839
SCHP	SCHWAB STRATEGIC TR	677,791 (+43.0%)	$17.03M (+35.6%)	9.1%	$25.13	$26.08	-3.7%	US TIPS ETF	808524870
SCHF	SCHWAB STRATEGIC TR	990,229 (+6.8%)	$27.2M (+5.9%)	14.5%	$27.47	$20.05	+37.0%	INTL EQTY ETF	808524805
SCHH	SCHWAB STRATEGIC TR	859,959 (+4.8%)	$18.95M (-2.5%)	10.1%	$22.04	$20.05	+9.9%	US REIT ETF	808524847

Exited Positions (1)

ITA ISHARES TR 0.1%

Value $228K Shares 940 Share Price $242.42 * Est. Cost/Share $196.97 Unrealized @ Report Date +5.2%

Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
ITA	ISHARES TR	940	$228K	0.1%	$242.42 *	$196.97	+5.2%	—	464288760

Decreased Positions (7)

SCHO SCHWAB STRATEGIC TR 2.4%

Value $4.427M (-59.2%) Shares 185,546 (-58.7%) Share Price $23.86 Est. Cost/Share $24.18 Unrealized @ Report Date -1.3%

NVDA NVIDIA CORPORATION 0.9%

Value $1.767M (-8.5%) Shares 7,737 (-19.8%) Share Price $228.38 Est. Cost/Share $177.55 Unrealized @ Report Date +28.6%

AAPL APPLE INC 0.8%

Value $1.566M (+11.1%) Shares 4,703 (-3.5%) Share Price $333.02 Est. Cost/Share $190.35 Unrealized @ Report Date +75.0%

IVV ISHARES TR 23.8%

Value $44.51M (-0.2%) Shares 58,112 (-2.4%) Share Price $765.85 Est. Cost/Share $536.96 Unrealized @ Report Date +42.6%

SCHG SCHWAB STRATEGIC TR 0.3%

Value $540K (+3.3%) Shares 15,028 (-2.7%) Share Price $35.93 Est. Cost/Share $26.48 Unrealized @ Report Date +35.7%

VFH VANGUARD WORLD FD 0.3%

Value $632K (-2.4%) Shares 4,856 (-1.3%) Share Price $130.09 Est. Cost/Share $99.84 Unrealized @ Report Date +30.3%

GLD SPDR GOLD TR 0.2%

Value $326K (+0.4%) Shares 855 (-2.8%) Share Price $380.84 Est. Cost/Share $218.13 Unrealized @ Report Date +74.6%

Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
SCHO	SCHWAB STRATEGIC TR	185,546 (-58.7%)	$4.427M (-59.2%)	2.4%	$23.86	$24.18	-1.3%	SHT TM US TRES	808524862
NVDA	NVIDIA CORPORATION	7,737 (-19.8%)	$1.767M (-8.5%)	0.9%	$228.38	$177.55	+28.6%	COM	67066G104
AAPL	APPLE INC	4,703 (-3.5%)	$1.566M (+11.1%)	0.8%	$333.02	$190.35	+75.0%	COM	037833100
IVV	ISHARES TR	58,112 (-2.4%)	$44.51M (-0.2%)	23.8%	$765.85	$536.96	+42.6%	CORE S&P500 ETF	464287200
SCHG	SCHWAB STRATEGIC TR	15,028 (-2.7%)	$540K (+3.3%)	0.3%	$35.93	$26.48	+35.7%	US LCAP GR ETF	808524300
VFH	VANGUARD WORLD FD	4,856 (-1.3%)	$632K (-2.4%)	0.3%	$130.09	$99.84	+30.3%	FINANCIALS ETF	92204A405
GLD	SPDR GOLD TR	855 (-2.8%)	$326K (+0.4%)	0.2%	$380.84	$218.13	+74.6%	GOLD SHS	78463V107

Unchanged Positions (14)

SCHA SCHWAB STRATEGIC TR 9.9%

Value $18.6M Shares 569,965 Share Price $32.63 Est. Cost/Share $24.60 Unrealized @ Report Date +32.6%

SCHV SCHWAB STRATEGIC TR 1.7%

Value $3.231M Shares 96,985 Share Price $33.31 Est. Cost/Share $26.07 Unrealized @ Report Date +27.8%

HD HOME DEPOT INC 0.2%

Value $426K Shares 1,499 Share Price $284.49 Est. Cost/Share $327.56 Unrealized @ Report Date -13.1%

SCHE SCHWAB STRATEGIC TR 2.2%

Value $4.212M Shares 115,569 Share Price $36.45 Est. Cost/Share $26.39 Unrealized @ Report Date +38.1%

SCHC SCHWAB STRATEGIC TR 0.5%

Value $1.005M Shares 20,206 Share Price $49.74 Est. Cost/Share $37.26 Unrealized @ Report Date +33.5%

VPU VANGUARD WORLD FD 0.1%

Value $248K Shares 1,452 Share Price $171.00 Est. Cost/Share $149.01 Unrealized @ Report Date +14.8%

VB VANGUARD INDEX FDS 0.2%

Value $385K Shares 1,354 Share Price $284.49 Est. Cost/Share $219.60 Unrealized @ Report Date +29.5%

NJR NEW JERSEY RES CORP 0.1%

Value $232K Shares 4,581 Share Price $50.59 Est. Cost/Share $45.76 Unrealized @ Report Date +10.6%

SCHD SCHWAB STRATEGIC TR 0.2%

Value $448K Shares 13,779 Share Price $32.53 Est. Cost/Share $27.27 Unrealized @ Report Date +19.3%

VEU VANGUARD INTL EQUITY INDEX F 0.3%

Value $569K Shares 6,854 Share Price $82.97 Est. Cost/Share $58.67 Unrealized @ Report Date +41.4%

VTV VANGUARD INDEX FDS 0.3%

Value $571K Shares 2,643 Share Price $216.08 Est. Cost/Share $159.83 Unrealized @ Report Date +35.2%

QQQ INVESCO QQQ TR 0.6%

Value $1.064M Shares 1,438 Share Price $739.77 Est. Cost/Share $449.75 Unrealized @ Report Date +64.5%

SCHB SCHWAB STRATEGIC TR 0.2%

Value $404K Shares 13,781 Share Price $29.31 Est. Cost/Share $21.92 Unrealized @ Report Date +33.7%

VYM VANGUARD WHITEHALL FDS 0.1%

Value $262K Shares 1,685 Share Price $155.20 Est. Cost/Share $118.58 Unrealized @ Report Date +30.9%

Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
SCHA	SCHWAB STRATEGIC TR	569,965	$18.6M	9.9%	$32.63	$24.60	+32.6%	US SML CAP ETF	808524607
SCHV	SCHWAB STRATEGIC TR	96,985	$3.231M	1.7%	$33.31	$26.07	+27.8%	US LCAP VA ETF	808524409
HD	HOME DEPOT INC	1,499	$426K	0.2%	$284.49	$327.56	-13.1%	COM	437076102
SCHE	SCHWAB STRATEGIC TR	115,569	$4.212M	2.2%	$36.45	$26.39	+38.1%	EMRG MKTEQ ETF	808524706
SCHC	SCHWAB STRATEGIC TR	20,206	$1.005M	0.5%	$49.74	$37.26	+33.5%	INTL SCEQT ETF	808524888
VPU	VANGUARD WORLD FD	1,452	$248K	0.1%	$171.00	$149.01	+14.8%	UTILITIES ETF	92204A876
VB	VANGUARD INDEX FDS	1,354	$385K	0.2%	$284.49	$219.60	+29.5%	MRNGSTR SML CAP	922908751
NJR	NEW JERSEY RES CORP	4,581	$232K	0.1%	$50.59	$45.76	+10.6%	COM	646025106
SCHD	SCHWAB STRATEGIC TR	13,779	$448K	0.2%	$32.53	$27.27	+19.3%	US DIVIDEND EQ	808524797
VEU	VANGUARD INTL EQUITY INDEX F	6,854	$569K	0.3%	$82.97	$58.67	+41.4%	ALLWRLD EX US	922042775
VTV	VANGUARD INDEX FDS	2,643	$571K	0.3%	$216.08	$159.83	+35.2%	MRNGSTR VAL ETF	922908744
QQQ	INVESCO QQQ TR	1,438	$1.064M	0.6%	$739.77	$449.75	+64.5%	UNIT SER 1	46090E103
SCHB	SCHWAB STRATEGIC TR	13,781	$404K	0.2%	$29.31	$21.92	+33.7%	US BRD MKT ETF	808524102
VYM	VANGUARD WHITEHALL FDS	1,685	$262K	0.1%	$155.20	$118.58	+30.9%	HIGH DIV YLD	921946406