GEN Financial Management, INC. Long-Term Concentrated

CIK: 0002032497 · Show all filings

Period: Q4 2025 (← Previous)

Filing Date: Jan 15, 2026

Total Value ($000): $158,827 (100.0% shares, 0.0% debt)

Holdings (47)

New Positions (5)

FSMD FIDELITY COVINGTON TRUST 8.3%

Value ($000) $13,180 Shares 298,664 Est. Cost $44.13 Unrealized —

VCRB VANGUARD MALVERN FDS 5.0%

Value ($000) $7,995 Shares 102,641 Est. Cost $77.90 Unrealized —

AVMC AMERICAN CENTY ETF TR 0.4%

Value ($000) $714 Shares 10,108 Est. Cost $70.64 Unrealized —

VBIL VANGUARD INSTL INDEX FD 0.4%

Value ($000) $616 Shares 8,168 Est. Cost $75.43 Unrealized —

AVGO BROADCOM INC 0.1%

Value ($000) $225 Shares 650 Est. Cost $357.00 Unrealized 0.0%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
FSMD	FIDELITY COVINGTON TRUST	298,664	$13,180	8.3%	$44.13	—	SML MID MLTFCT	316092527
VCRB	VANGUARD MALVERN FDS	102,641	$7,995	5.0%	$77.90	—	CORE BD ETF	922020748
AVMC	AMERICAN CENTY ETF TR	10,108	$714	0.4%	$70.64	—	AVANTIS US MID C	025072125
VBIL	VANGUARD INSTL INDEX FD	8,168	$616	0.4%	$75.43	—	0-3 MO TREAS BIL	922040845
AVGO	BROADCOM INC	650	$225	0.1%	$357.00	0.0%	COM	11135F101

Increased Positions (12)

DFIS DIMENSIONAL ETF TRUST 6.4%

Value ($000) $10,100 (+464.5%) Shares 306,628 (+442.1%) Est. Cost $32.20 Unrealized —

VIG VANGUARD SPECIALIZED FUNDS 15.7%

Value ($000) $24,928 (+28.1%) Shares 113,422 (+25.9%) Est. Cost $200.76 Unrealized —

SCHX SCHWAB STRATEGIC TR 15.2%

Value ($000) $24,107 (+27.2%) Shares 895,830 (+24.5%) Est. Cost $23.91 Unrealized —

VGSH VANGUARD SCOTTSDALE FDS 8.6%

Value ($000) $13,641 (+20.1%) Shares 232,259 (+20.3%) Est. Cost $58.27 Unrealized —

COWZ PACER FDS TR 7.7%

Value ($000) $12,251 (+7.0%) Shares 202,860 (+1.8%) Est. Cost $56.60 Unrealized —

AOA ISHARES TR 0.5%

Value ($000) $870 (+23.2%) Shares 9,714 (+21.3%) Est. Cost $79.01 Unrealized —

VTEB VANGUARD MUN BD FDS 1.3%

Value ($000) $2,054 (+6.2%) Shares 40,842 (+5.8%) Est. Cost $50.14 Unrealized —

MDYG SPDR SERIES TRUST 1.2%

Value ($000) $1,924 (+4.6%) Shares 20,812 (+3.6%) Est. Cost $85.82 Unrealized —

AAPL APPLE INC 0.2%

Value ($000) $363 (+14.4%) Shares 1,334 (+7.1%) Est. Cost $236.76 Unrealized +13.3%

VT VANGUARD INTL EQUITY INDEX F 0.7%

Value ($000) $1,058 (+3.5%) Shares 7,503 (+1.1%) Est. Cost $117.70 Unrealized —

MSFT MICROSOFT CORP 0.5%

Value ($000) $731 (-3.4%) Shares 1,511 (+3.5%) Est. Cost $427.68 Unrealized +17.0%

SDY SPDR SERIES TRUST 0.5%

Value ($000) $858 (+1.8%) Shares 6,163 (+2.4%) Est. Cost $132.27 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
DFIS	DIMENSIONAL ETF TRUST	306,628 (+442.1%)	$10,100 (+464.5%)	6.4%	$32.20	—	INTL SMALL CAP E	25434V773
VIG	VANGUARD SPECIALIZED FUNDS	113,422 (+25.9%)	$24,928 (+28.1%)	15.7%	$200.76	—	DIV APP ETF	921908844
SCHX	SCHWAB STRATEGIC TR	895,830 (+24.5%)	$24,107 (+27.2%)	15.2%	$23.91	—	US LRG CAP ETF	808524201
VGSH	VANGUARD SCOTTSDALE FDS	232,259 (+20.3%)	$13,641 (+20.1%)	8.6%	$58.27	—	SHORT TERM TREAS	92206C102
COWZ	PACER FDS TR	202,860 (+1.8%)	$12,251 (+7.0%)	7.7%	$56.60	—	US CASH COWS 100	69374H881
AOA	ISHARES TR	9,714 (+21.3%)	$870 (+23.2%)	0.5%	$79.01	—	CORE 80/20 AGGRE	464289859
VTEB	VANGUARD MUN BD FDS	40,842 (+5.8%)	$2,054 (+6.2%)	1.3%	$50.14	—	TAX EXEMPT BD	922907746
MDYG	SPDR SERIES TRUST	20,812 (+3.6%)	$1,924 (+4.6%)	1.2%	$85.82	—	STATE STREET SPD	78464A821
AAPL	APPLE INC	1,334 (+7.1%)	$363 (+14.4%)	0.2%	$236.76	+13.3%	COM	037833100
VT	VANGUARD INTL EQUITY INDEX F	7,503 (+1.1%)	$1,058 (+3.5%)	0.7%	$117.70	—	TT WRLD ST ETF	922042742
MSFT	MICROSOFT CORP	1,511 (+3.5%)	$731 (-3.4%)	0.5%	$427.68	+17.0%	COM	594918104
SDY	SPDR SERIES TRUST	6,163 (+2.4%)	$858 (+1.8%)	0.5%	$132.27	—	STATE STREET SPD	78464A763

Exited Positions (2)

VUSB VANGUARD BD INDEX FDS 1.2%

Value ($000) $1,883 Shares 37,654 Est. Cost $49.89 Unrealized —

VB VANGUARD INDEX FDS 0.3%

Value ($000) $496 Shares 1,948 Est. Cost $239.80 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
VUSB	VANGUARD BD INDEX FDS	37,654	$1,883	1.2%	$49.89	—	—	92203C303
VB	VANGUARD INDEX FDS	1,948	$496	0.3%	$239.80	—	—	922908751

Decreased Positions (7)

AVUV AMERICAN CENTY ETF TR 0.3%

Value ($000) $427 (-20.8%) Shares 4,188 (-22.7%) Est. Cost $89.10 Unrealized —

VIGI VANGUARD WHITEHALL FDS 11.4%

Value ($000) $18,134 (+0.6%) Shares 198,291 (-1.5%) Est. Cost $79.99 Unrealized —

VV VANGUARD INDEX FDS 0.6%

Value ($000) $914 (-8.0%) Shares 2,904 (-9.8%) Est. Cost $269.70 Unrealized —

SLYG SPDR SERIES TRUST 1.7%

Value ($000) $2,742 (-1.9%) Shares 29,113 (-1.8%) Est. Cost $87.87 Unrealized —

IVV ISHARES TR 0.8%

Value ($000) $1,279 (-2.8%) Shares 1,868 (-5.0%) Est. Cost $588.68 Unrealized —

VNQ VANGUARD INDEX FDS 0.2%

Value ($000) $374 (-5.5%) Shares 4,221 (-2.4%) Est. Cost $90.58 Unrealized —

CVX CHEVRON CORP NEW 0.2%

Value ($000) $290 (-3.0%) Shares 1,902 (-1.2%) Est. Cost $152.28 Unrealized -0.6%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
AVUV	AMERICAN CENTY ETF TR	4,188 (-22.7%)	$427 (-20.8%)	0.3%	$89.10	—	US SML CP VALU	025072877
VIGI	VANGUARD WHITEHALL FDS	198,291 (-1.5%)	$18,134 (+0.6%)	11.4%	$79.99	—	INTL DVD ETF	921946810
VV	VANGUARD INDEX FDS	2,904 (-9.8%)	$914 (-8.0%)	0.6%	$269.70	—	LARGE CAP ETF	922908637
SLYG	SPDR SERIES TRUST	29,113 (-1.8%)	$2,742 (-1.9%)	1.7%	$87.87	—	STATE STREET SPD	78464A201
IVV	ISHARES TR	1,868 (-5.0%)	$1,279 (-2.8%)	0.8%	$588.68	—	CORE S&P500 ETF	464287200
VNQ	VANGUARD INDEX FDS	4,221 (-2.4%)	$374 (-5.5%)	0.2%	$90.58	—	REAL ESTATE ETF	922908553
CVX	CHEVRON CORP NEW	1,902 (-1.2%)	$290 (-3.0%)	0.2%	$152.28	-0.6%	COM	166764100

Unchanged Positions (23)

DFIC DIMENSIONAL ETF TRUST 1.1%

Value ($000) $1,824 Shares 52,933 Est. Cost $25.85 Unrealized —

DFLV DIMENSIONAL ETF TRUST 1.2%

Value ($000) $1,979 Shares 57,839 Est. Cost $30.08 Unrealized —

DFSV DIMENSIONAL ETF TRUST 0.7%

Value ($000) $1,038 Shares 31,567 Est. Cost $29.68 Unrealized —

VOOG VANGUARD ADMIRAL FDS INC 1.3%

Value ($000) $2,034 Shares 4,576 Est. Cost $366.06 Unrealized —

VOT VANGUARD INDEX FDS 0.3%

Value ($000) $458 Shares 1,640 Est. Cost $253.75 Unrealized —

HON HONEYWELL INTL INC 0.2%

Value ($000) $302 Shares 1,550 Est. Cost $203.59 Unrealized -4.2%

PNR PENTAIR PLC 0.2%

Value ($000) $336 Shares 3,225 Est. Cost $101.45 Unrealized +5.2%

DISV DIMENSIONAL ETF TRUST 0.2%

Value ($000) $315 Shares 8,278 Est. Cost $29.12 Unrealized —

VBK VANGUARD INDEX FDS 0.6%

Value ($000) $879 Shares 2,909 Est. Cost $280.06 Unrealized —

IVE ISHARES TR 0.3%

Value ($000) $486 Shares 2,294 Est. Cost $190.88 Unrealized —

ITOT ISHARES TR 0.4%

Value ($000) $615 Shares 4,137 Est. Cost $128.62 Unrealized —

IVW ISHARES TR 0.5%

Value ($000) $806 Shares 6,535 Est. Cost $101.53 Unrealized —

DUHP DIMENSIONAL ETF TRUST 0.7%

Value ($000) $1,148 Shares 30,198 Est. Cost $33.79 Unrealized —

VWO VANGUARD INTL EQUITY INDEX F 0.4%

Value ($000) $670 Shares 12,472 Est. Cost $45.26 Unrealized —

BND VANGUARD BD INDEX FDS 1.5%

Value ($000) $2,303 Shares 31,094 Est. Cost $73.45 Unrealized —

ACWI ISHARES TR 0.2%

Value ($000) $253 Shares 1,788 Est. Cost $117.50 Unrealized —

VUG VANGUARD INDEX FDS 0.3%

Value ($000) $422 Shares 865 Est. Cost $410.44 Unrealized —

AOR ISHARES TR 0.1%

Value ($000) $231 Shares 3,556 Est. Cost $57.34 Unrealized —

DFCF DIMENSIONAL ETF TRUST 0.6%

Value ($000) $1,020 Shares 23,968 Est. Cost $41.27 Unrealized —

IGF ISHARES TR 0.2%

Value ($000) $301 Shares 4,907 Est. Cost $54.67 Unrealized —

BRK/B BERKSHIRE HATHAWAY INC DEL 0.7%

Value ($000) $1,137 Shares 2,263 Est. Cost $461.73 Unrealized +7.8%

IGSB ISHARES TR 0.2%

Value ($000) $357 Shares 6,751 Est. Cost $51.70 Unrealized —

— ABRDN NATL MUN INCOME FD 0.1%

Value ($000) $137 Shares 13,324 Est. Cost $10.13 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
DFIC	DIMENSIONAL ETF TRUST	52,933	$1,824	1.1%	$25.85	—	INTL CORE EQUITY	25434V799
DFLV	DIMENSIONAL ETF TRUST	57,839	$1,979	1.2%	$30.08	—	US LARGE CAP VAL	25434V666
DFSV	DIMENSIONAL ETF TRUST	31,567	$1,038	0.7%	$29.68	—	US SMALL CAP VAL	25434V815
VOOG	VANGUARD ADMIRAL FDS INC	4,576	$2,034	1.3%	$366.06	—	500 GRTH IDX F	921932505
VOT	VANGUARD INDEX FDS	1,640	$458	0.3%	$253.75	—	MCAP GR IDXVIP	922908538
HON	HONEYWELL INTL INC	1,550	$302	0.2%	$203.59	-4.2%	COM	438516106
PNR	PENTAIR PLC	3,225	$336	0.2%	$101.45	+5.2%	SHS	G7S00T104
DISV	DIMENSIONAL ETF TRUST	8,278	$315	0.2%	$29.12	—	INTL SMALL CAP V	25434V781
VBK	VANGUARD INDEX FDS	2,909	$879	0.6%	$280.06	—	SML CP GRW ETF	922908595
IVE	ISHARES TR	2,294	$486	0.3%	$190.88	—	S&P 500 VAL ETF	464287408
ITOT	ISHARES TR	4,137	$615	0.4%	$128.62	—	CORE S&P TTL STK	464287150
IVW	ISHARES TR	6,535	$806	0.5%	$101.53	—	S&P 500 GRWT ETF	464287309
DUHP	DIMENSIONAL ETF TRUST	30,198	$1,148	0.7%	$33.79	—	US HIGH PROFITAB	25434V831
VWO	VANGUARD INTL EQUITY INDEX F	12,472	$670	0.4%	$45.26	—	FTSE EMR MKT ETF	922042858
BND	VANGUARD BD INDEX FDS	31,094	$2,303	1.5%	$73.45	—	TOTAL BND MRKT	921937835
ACWI	ISHARES TR	1,788	$253	0.2%	$117.50	—	MSCI ACWI ETF	464288257
VUG	VANGUARD INDEX FDS	865	$422	0.3%	$410.44	—	GROWTH ETF	922908736
AOR	ISHARES TR	3,556	$231	0.1%	$57.34	—	CORE 60/40 BALAN	464289867
DFCF	DIMENSIONAL ETF TRUST	23,968	$1,020	0.6%	$41.27	—	CORE FIXED INCOM	25434V872
IGF	ISHARES TR	4,907	$301	0.2%	$54.67	—	GLB INFRASTR ETF	464288372
BRK/B	BERKSHIRE HATHAWAY INC DEL	2,263	$1,137	0.7%	$461.73	+7.8%	CL B NEW	084670702
IGSB	ISHARES TR	6,751	$357	0.2%	$51.70	—	ISHS 1-5YR INVS	464288646
—	ABRDN NATL MUN INCOME FD	13,324	$137	0.1%	$10.13	—	SH BEN INT	24610T108