Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
ITOT	ISHARES TR	28,115 (+15.4%)	$4.681M (+17.0%)	1.2%	$166.48	$133.77	+24.3%	CORE S&P TTL STK	464287150
VTEB	VANGUARD MUN BD FDS	578,927 (+5.0%)	$27.41M (-1.1%)	7.2%	$47.34	$49.40	-4.1%	TAX EXEMPT BD	922907746
IXUS	ISHARES TR	20,995 (+4.0%)	$1.994M (+3.5%)	0.5%	$94.99	$75.24	+26.2%	CORE MSCI TOTAL	46432F834
VTEC	VANGUARD CALIF TAX FREE FDS	38,344 (+8.4%)	$3.615M (+1.6%)	1.0%	$94.28	$99.53	-5.3%	TAX EXEMPT BD FD	922021605
BLV	VANGUARD BD INDEX FDS	8,833 (+1.2%)	$554K (-7.9%)	0.1%	$62.73	$68.72	-8.7%	LONG TERM BOND	921937793

Exited Positions (13)

VIG VANGUARD SPECIALIZED FUNDS 0.3%

Value $1.321M Shares 5,582 Share Price $236.62 Est. Cost/Share $180.12 Unrealized @ Report Date +29.5%

VTEI VANGUARD MUN BD FDS 0.1%

Value $483K Shares 4,782 Share Price $100.96 * Est. Cost/Share $100.37 Unrealized @ Report Date -5.0%

SGOV ISHARES TR 0.1%

Value $477K Shares 4,737 Share Price $100.66 Est. Cost/Share $100.53 Unrealized @ Report Date +0.1%

ABBV ABBVIE INC 0.1%

Value $417K Shares 1,646 Share Price $253.21 * Est. Cost/Share $161.18 Unrealized @ Report Date +62.3%

AVGO BROADCOM INC 0.1%

Value $408K Shares 1,079 Share Price $377.75 * Est. Cost/Share $275.77 Unrealized @ Report Date +27.3%

JPM JPMORGAN CHASE & CO 0.1%

Value $349K Shares 1,065 Share Price $327.80 Est. Cost/Share $270.33 Unrealized @ Report Date +22.4%

VGK VANGUARD INTL EQUITY INDEX F 0.1%

Value $311K Shares 3,511 Share Price $88.54 Est. Cost/Share $79.73 Unrealized @ Report Date +8.9%

VPL VANGUARD INTL EQUITY INDEX F 0.1%

Value $287K Shares 2,481 Share Price $115.67 Est. Cost/Share $99.77 Unrealized @ Report Date +16.1%

AMAT APPLIED MATLS INC 0.1%

Value $276K Shares 382 Share Price $723.00 * Est. Cost/Share $461.39 Unrealized @ Report Date +10.8%

DYNF BLACKROCK ETF TRUST 0.1%

Value $241K Shares 3,550 Share Price $68.01 Est. Cost/Share $65.06 Unrealized @ Report Date +6.5%

SCHD SCHWAB STRATEGIC TR 0.1%

Value $230K Shares 7,263 Share Price $31.71 * Est. Cost/Share $31.72 Unrealized @ Report Date +2.5%

HD HOME DEPOT INC 0.1%

Value $228K Shares 648 Share Price $351.74 * Est. Cost/Share $385.12 Unrealized @ Report Date -26.1%

XOM EXXON MOBIL CORP 0.1%

Value $207K Shares 1,511 Share Price $136.72 * Est. Cost/Share $120.67 Unrealized @ Report Date +34.9%

Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
VIG	VANGUARD SPECIALIZED FUNDS	5,582	$1.321M	0.3%	$236.62	$180.12	+29.5%	—	921908844
VTEI	VANGUARD MUN BD FDS	4,782	$483K	0.1%	$100.96 *	$100.37	-5.0%	—	922907738
SGOV	ISHARES TR	4,737	$477K	0.1%	$100.66	$100.53	+0.1%	—	46436E718
ABBV	ABBVIE INC	1,646	$417K	0.1%	$253.21 *	$161.18	+62.3%	—	00287Y109
AVGO	BROADCOM INC	1,079	$408K	0.1%	$377.75 *	$275.77	+27.3%	—	11135F101
JPM	JPMORGAN CHASE & CO	1,065	$349K	0.1%	$327.80	$270.33	+22.4%	—	46625H100
VGK	VANGUARD INTL EQUITY INDEX F	3,511	$311K	0.1%	$88.54	$79.73	+8.9%	—	922042874
VPL	VANGUARD INTL EQUITY INDEX F	2,481	$287K	0.1%	$115.67	$99.77	+16.1%	—	922042866
AMAT	APPLIED MATLS INC	382	$276K	0.1%	$723.00 *	$461.39	+10.8%	—	038222105
DYNF	BLACKROCK ETF TRUST	3,550	$241K	0.1%	$68.01	$65.06	+6.5%	—	09290C103
SCHD	SCHWAB STRATEGIC TR	7,263	$230K	0.1%	$31.71 *	$31.72	+2.5%	—	808524797
HD	HOME DEPOT INC	648	$228K	0.1%	$351.74 *	$385.12	-26.1%	—	437076102
XOM	EXXON MOBIL CORP	1,511	$207K	0.1%	$136.72 *	$120.67	+34.9%	—	30231G102

Decreased Positions (27)

VXUS VANGUARD STAR FDS 20.3%

Value $77.05M (-9.0%) Shares 907,181 (-8.9%) Share Price $84.93 Est. Cost/Share $62.57 Unrealized @ Report Date +35.8%

VTI VANGUARD INDEX FDS 27.1%

Value $103M (-5.8%) Shares 273,665 (-7.7%) Share Price $376.45 Est. Cost/Share $250.85 Unrealized @ Report Date +49.2%

VCIT VANGUARD SCOTTSDALE FDS 3.9%

Value $14.93M (-29.3%) Shares 190,610 (-25.5%) Share Price $78.32 Est. Cost/Share $81.68 Unrealized @ Report Date -4.1%

BND VANGUARD BD INDEX FDS 5.7%

Value $21.84M (-21.4%) Shares 311,275 (-17.9%) Share Price $70.16 Est. Cost/Share $72.61 Unrealized @ Report Date -3.4%

BNDX VANGUARD CHARLOTTE FDS 5.3%

Value $20.27M (-19.8%) Shares 432,305 (-17.3%) Share Price $46.88 Est. Cost/Share $48.93 Unrealized @ Report Date -4.2%

VCSH VANGUARD SCOTTSDALE FDS 2.4%

Value $9.185M (-21.4%) Shares 118,893 (-19.6%) Share Price $77.25 Est. Cost/Share $77.88 Unrealized @ Report Date -0.8%

VEA VANGUARD TAX-MANAGED FDS 0.8%

Value $3.144M (-39.0%) Shares 44,520 (-38.4%) Share Price $70.61 Est. Cost/Share $56.36 Unrealized @ Report Date +25.3%

VXF VANGUARD INDEX FDS 2.2%

Value $8.493M (-16.8%) Shares 36,557 (-12.3%) Share Price $232.32 Est. Cost/Share $185.73 Unrealized @ Report Date +24.7%

VEU VANGUARD INTL EQUITY INDEX F 9.7%

Value $36.9M (-3.9%) Shares 444,965 (-3.8%) Share Price $82.92 Est. Cost/Share $55.09 Unrealized @ Report Date +50.6%

VBIL VANGUARD INSTL INDEX FD 0.3%

Value $1.125M (-56.6%) Shares 14,852 (-56.7%) Share Price $75.72 Est. Cost/Share $75.53 Unrealized @ Report Date +0.2%

VYM VANGUARD WHITEHALL FDS 0.2%

Value $943K (-52.5%) Shares 6,074 (-51.6%) Share Price $155.21 Est. Cost/Share $125.99 Unrealized @ Report Date +23.2%

SCHB SCHWAB STRATEGIC TR 0.7%

Value $2.495M (-27.0%) Shares 85,137 (-27.9%) Share Price $29.31 Est. Cost/Share $24.37 Unrealized @ Report Date +20.3%

VTV VANGUARD INDEX FDS 1.6%

Value $6.083M (-12.0%) Shares 28,152 (-11.2%) Share Price $216.08 Est. Cost/Share $173.60 Unrealized @ Report Date +24.5%

VOO VANGUARD INDEX FDS 4.0%

Value $15.23M (-4.1%) Shares 21,566 (-7.0%) Share Price $706.39 Est. Cost/Share $504.84 Unrealized @ Report Date +38.8%

MSFT MICROSOFT CORP 0.1%

Value $543K (-35.4%) Shares 1,059 (-53.0%) Share Price $512.72 Est. Cost/Share $399.48 Unrealized @ Report Date +28.4%

VB VANGUARD INDEX FDS 0.3%

Value $1.171M (-17.4%) Shares 4,115 (-12.0%) Share Price $284.50 Est. Cost/Share $233.37 Unrealized @ Report Date +21.9%

JNJ JOHNSON & JOHNSON 0.1%

Value $274K (-45.8%) Shares 1,045 (-46.4%) Share Price $262.12 Est. Cost/Share $156.38 Unrealized @ Report Date +69.3%

AMZN AMAZON COM INC 0.1%

Value $212K (-43.3%) Shares 849 (-45.8%) Share Price $249.15 Est. Cost/Share $229.59 Unrealized @ Report Date +8.5%

MU MICRON TECHNOLOGY INC 0.2%

Value $739K (-17.2%) Shares 694 (-10.2%) Share Price $1065.11 Est. Cost/Share $269.76 Unrealized @ Report Date +294.8%

IVV ISHARES TR 0.1%

Value $397K (-27.5%) Shares 518 (-29.1%) Share Price $766.33 Est. Cost/Share $663.61 Unrealized @ Report Date +15.4%

GOOGL ALPHABET INC 0.2%

Value $636K (-17.5%) Shares 1,849 (-14.4%) Share Price $344.09 Est. Cost/Share $226.21 Unrealized @ Report Date +52.1%

VYMI VANGUARD WHITEHALL FDS 0.1%

Value $476K (-16.9%) Shares 4,709 (-19.3%) Share Price $101.13 Est. Cost/Share $73.62 Unrealized @ Report Date +37.4%

VUG VANGUARD INDEX FDS 0.4%

Value $1.449M (-4.4%) Shares 16,076 (-8.6%) Share Price $90.11 Est. Cost/Share $83.35 Unrealized @ Report Date +8.1%

NVDA NVIDIA CORPORATION 0.2%

Value $738K (+6.0%) Shares 3,230 (-7.1%) Share Price $228.38 Est. Cost/Share $190.76 Unrealized @ Report Date +19.7%

VO VANGUARD INDEX FDS 0.2%

Value $659K (-5.2%) Shares 8,405 (-2.6%) Share Price $78.42 Est. Cost/Share $75.67 Unrealized @ Report Date +3.6%

AAPL APPLE INC 0.2%

Value $740K (-4.6%) Shares 2,215 (-13.2%) Share Price $334.22 Est. Cost/Share $217.71 Unrealized @ Report Date +53.0%

VWO VANGUARD INTL EQUITY INDEX F 0.2%

Value $586K (-2.7%) Shares 9,874 (-2.1%) Share Price $59.31 Est. Cost/Share $54.39 Unrealized @ Report Date +9.1%

Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
VXUS	VANGUARD STAR FDS	907,181 (-8.9%)	$77.05M (-9.0%)	20.3%	$84.93	$62.57	+35.8%	VG TL INTL STK F	921909768
VTI	VANGUARD INDEX FDS	273,665 (-7.7%)	$103M (-5.8%)	27.1%	$376.45	$250.85	+49.2%	MRNGSTR TTL STK	922908769
VCIT	VANGUARD SCOTTSDALE FDS	190,610 (-25.5%)	$14.93M (-29.3%)	3.9%	$78.32	$81.68	-4.1%	INT-TERM CORP	92206C870
BND	VANGUARD BD INDEX FDS	311,275 (-17.9%)	$21.84M (-21.4%)	5.7%	$70.16	$72.61	-3.4%	TOTAL BND MRKT	921937835
BNDX	VANGUARD CHARLOTTE FDS	432,305 (-17.3%)	$20.27M (-19.8%)	5.3%	$46.88	$48.93	-4.2%	TOTAL INT BD ETF	92203J407
VCSH	VANGUARD SCOTTSDALE FDS	118,893 (-19.6%)	$9.185M (-21.4%)	2.4%	$77.25	$77.88	-0.8%	SHRT TRM CORP BD	92206C409
VEA	VANGUARD TAX-MANAGED FDS	44,520 (-38.4%)	$3.144M (-39.0%)	0.8%	$70.61	$56.36	+25.3%	VAN FTSE DEV MKT	921943858
VXF	VANGUARD INDEX FDS	36,557 (-12.3%)	$8.493M (-16.8%)	2.2%	$232.32	$185.73	+24.7%	EXTEND MKT ETF	922908652
VEU	VANGUARD INTL EQUITY INDEX F	444,965 (-3.8%)	$36.9M (-3.9%)	9.7%	$82.92	$55.09	+50.6%	ALLWRLD EX US	922042775
VBIL	VANGUARD INSTL INDEX FD	14,852 (-56.7%)	$1.125M (-56.6%)	0.3%	$75.72	$75.53	+0.2%	0 3 MO TR BI ETF	922040845
VYM	VANGUARD WHITEHALL FDS	6,074 (-51.6%)	$943K (-52.5%)	0.2%	$155.21	$125.99	+23.2%	HIGH DIV YLD	921946406
SCHB	SCHWAB STRATEGIC TR	85,137 (-27.9%)	$2.495M (-27.0%)	0.7%	$29.31	$24.37	+20.3%	US BRD MKT ETF	808524102
VTV	VANGUARD INDEX FDS	28,152 (-11.2%)	$6.083M (-12.0%)	1.6%	$216.08	$173.60	+24.5%	MRNGSTR VAL ETF	922908744
VOO	VANGUARD INDEX FDS	21,566 (-7.0%)	$15.23M (-4.1%)	4.0%	$706.39	$504.84	+38.8%	S&P 500 ETF SHS	922908363
MSFT	MICROSOFT CORP	1,059 (-53.0%)	$543K (-35.4%)	0.1%	$512.72	$399.48	+28.4%	COM	594918104
VB	VANGUARD INDEX FDS	4,115 (-12.0%)	$1.171M (-17.4%)	0.3%	$284.50	$233.37	+21.9%	MRNGSTR SML CAP	922908751
JNJ	JOHNSON & JOHNSON	1,045 (-46.4%)	$274K (-45.8%)	0.1%	$262.12	$156.38	+69.3%	COM	478160104
AMZN	AMAZON COM INC	849 (-45.8%)	$212K (-43.3%)	0.1%	$249.15	$229.59	+8.5%	COM	023135106
MU	MICRON TECHNOLOGY INC	694 (-10.2%)	$739K (-17.2%)	0.2%	$1065.11	$269.76	+294.8%	COM	595112103
IVV	ISHARES TR	518 (-29.1%)	$397K (-27.5%)	0.1%	$766.33	$663.61	+15.4%	CORE S&P500 ETF	464287200
GOOGL	ALPHABET INC	1,849 (-14.4%)	$636K (-17.5%)	0.2%	$344.09	$226.21	+52.1%	CAP STK CL A	02079K305
VYMI	VANGUARD WHITEHALL FDS	4,709 (-19.3%)	$476K (-16.9%)	0.1%	$101.13	$73.62	+37.4%	INTL HIGH ETF	921946794
VUG	VANGUARD INDEX FDS	16,076 (-8.6%)	$1.449M (-4.4%)	0.4%	$90.11	$83.35	+8.1%	MRNGSTR GRWT ETF	922908736
NVDA	NVIDIA CORPORATION	3,230 (-7.1%)	$738K (+6.0%)	0.2%	$228.38	$190.76	+19.7%	COM	67066G104
VO	VANGUARD INDEX FDS	8,405 (-2.6%)	$659K (-5.2%)	0.2%	$78.42	$75.67	+3.6%	MRNGSTR MID CAP	922908629
AAPL	APPLE INC	2,215 (-13.2%)	$740K (-4.6%)	0.2%	$334.22	$217.71	+53.0%	COM	037833100
VWO	VANGUARD INTL EQUITY INDEX F	9,874 (-2.1%)	$586K (-2.7%)	0.2%	$59.31	$54.39	+9.1%	FTSE EMR MKT ETF	922042858

Unchanged Positions (13)

SPY STATE STR SPDR S&P 500 ETF T 1.6%

Value $6.245M Shares 8,145 Share Price $766.75 Est. Cost/Share $499.43 Unrealized @ Report Date +52.7%

SCHA SCHWAB STRATEGIC TR 0.2%

Value $834K Shares 25,544 Share Price $32.63 Est. Cost/Share $23.95 Unrealized @ Report Date +36.3%

IWR ISHARES TR 0.4%

Value $1.607M Shares 15,056 Share Price $106.71 Est. Cost/Share $71.04 Unrealized @ Report Date +50.2%

IJH ISHARES TR 0.2%

Value $875K Shares 11,914 Share Price $73.43 * Est. Cost/Share $50.72 Unrealized @ Report Date +41.9%

VNQ VANGUARD INDEX FDS 0.1%

Value $223K Shares 2,487 Share Price $89.62 Est. Cost/Share $91.69 Unrealized @ Report Date -2.3%

IWM ISHARES TR 0.1%

Value $258K Shares 924 Share Price $278.87 Est. Cost/Share $201.24 Unrealized @ Report Date +38.1%

BNDW VANGUARD SCOTTSDALE FDS 0.1%

Value $203K Shares 3,078 Share Price $65.86 Est. Cost/Share $67.79 Unrealized @ Report Date -2.9%

BRK/B BERKSHIRE HATHAWAY INC DEL 0.2%

Value $763K Shares 1,533 Share Price $497.95 Est. Cost/Share $362.12 Unrealized @ Report Date +37.5%

DFAU DIMENSIONAL ETF TRUST 0.1%

Value $542K Shares 10,342 Share Price $52.36 Est. Cost/Share $47.02 Unrealized @ Report Date +11.4%

NSC NORFOLK SOUTHN CORP 0.1%

Value $248K Shares 801 Share Price $309.00 Est. Cost/Share $288.62 Unrealized @ Report Date +7.1%

SPTM SPDR SERIES TRUST 0.1%

Value $247K Shares 2,680 Share Price $92.05 Est. Cost/Share $82.59 Unrealized @ Report Date +11.5%

FNDX SCHWAB STRATEGIC TR 0.1%

Value $260K Shares 8,259 Share Price $31.47 Est. Cost/Share $26.76 Unrealized @ Report Date +17.6%

CGXU CAPITAL GROUP INTL FOCUS EQT 0.1%

Value $238K Shares 6,941 Share Price $34.29 Est. Cost/Share $30.08 Unrealized @ Report Date +14.0%

Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
SPY	STATE STR SPDR S&P 500 ETF T	8,145	$6.245M	1.6%	$766.75	$499.43	+52.7%	TR UNIT	78462F103
SCHA	SCHWAB STRATEGIC TR	25,544	$834K	0.2%	$32.63	$23.95	+36.3%	US SML CAP ETF	808524607
IWR	ISHARES TR	15,056	$1.607M	0.4%	$106.71	$71.04	+50.2%	RUS MID CAP ETF	464287499
IJH	ISHARES TR	11,914	$875K	0.2%	$73.43 *	$50.72	+41.9%	CORE S&P MCP ETF	464287507
VNQ	VANGUARD INDEX FDS	2,487	$223K	0.1%	$89.62	$91.69	-2.3%	REAL ESTATE ETF	922908553
IWM	ISHARES TR	924	$258K	0.1%	$278.87	$201.24	+38.1%	RUSSELL 2000 ETF	464287655
BNDW	VANGUARD SCOTTSDALE FDS	3,078	$203K	0.1%	$65.86	$67.79	-2.9%	TOTAL WLD BD ETF	92206C565
BRK/B	BERKSHIRE HATHAWAY INC DEL	1,533	$763K	0.2%	$497.95	$362.12	+37.5%	CL B NEW	084670702
DFAU	DIMENSIONAL ETF TRUST	10,342	$542K	0.1%	$52.36	$47.02	+11.4%	US CORE EQT MKT	25434V104
NSC	NORFOLK SOUTHN CORP	801	$248K	0.1%	$309.00	$288.62	+7.1%	COM	655844108
SPTM	SPDR SERIES TRUST	2,680	$247K	0.1%	$92.05	$82.59	+11.5%	ST STR PR SP1500	78464A805
FNDX	SCHWAB STRATEGIC TR	8,259	$260K	0.1%	$31.47	$26.76	+17.6%	FUNDAMENTAL US L	808524771
CGXU	CAPITAL GROUP INTL FOCUS EQT	6,941	$238K	0.1%	$34.29	$30.08	+14.0%	SHS CREAT UNIT	14019W109