Luminvest Wealth Management LLC Long-Term Concentrated

Name: Luminvest Wealth Management LLC Q2 2026 13F Filing | 13F Explorer
Creator: Luminvest Wealth Management LLC
Published: 2026-07-29

Location: Scottsdale, AZ

CIK: 0002036517 · Show all filings

Period: Q2 2026 (← Previous)

Filing Date: Jul 29, 2026

Total Value: $430M (100.0% shares, 0.0% debt)

Holdings (58)

New Positions (3)

AMAT APPLIED MATLS INC 0.1%

Value $276K Shares 382 Est. Cost $723.00 Unrealized —

DYNF BLACKROCK ETF TRUST 0.1%

Value $241K Shares 3,550 Est. Cost $68.01 Unrealized —

SCHD SCHWAB STRATEGIC TR 0.1%

Value $230K Shares 7,263 Est. Cost $31.71 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
AMAT	APPLIED MATLS INC	382	$276K	0.1%	$723.00	—	COM	038222105
DYNF	BLACKROCK ETF TRUST	3,550	$241K	0.1%	$68.01	—	ISHARES US EQUIT	09290C103
SCHD	SCHWAB STRATEGIC TR	7,263	$230K	0.1%	$31.71	—	US DIVIDEND EQ	808524797

Increased Positions (29)

VTI VANGUARD INDEX FDS 25.4%

Value $109M (+15.5%) Shares 296,405 (+3.1%) Est. Cost $280.31 Unrealized —

VXUS VANGUARD STAR FDS 19.7%

Value $84.71M (+17.0%) Shares 995,284 (+7.4%) Est. Cost $65.46 Unrealized —

VXF VANGUARD INDEX FDS 2.4%

Value $10.2M (+29.5%) Shares 41,698 (+11.1%) Est. Cost $194.83 Unrealized —

BND VANGUARD BD INDEX FDS 6.5%

Value $27.79M (+8.5%) Shares 378,971 (+9.0%) Est. Cost $73.71 Unrealized —

VTV VANGUARD INDEX FDS 1.6%

Value $6.91M (+37.2%) Shares 31,709 (+23.7%) Est. Cost $180.94 Unrealized —

BNDX VANGUARD CHARLOTTE FDS 5.9%

Value $25.28M (+7.3%) Shares 522,481 (+6.6%) Est. Cost $49.18 Unrealized —

SCHB SCHWAB STRATEGIC TR 0.8%

Value $3.42M (+84.1%) Shares 118,077 (+59.5%) Est. Cost $25.81 Unrealized —

VCIT VANGUARD SCOTTSDALE FDS 4.9%

Value $21.12M (+7.1%) Shares 255,861 (+7.4%) Est. Cost $82.78 Unrealized —

VCSH VANGUARD SCOTTSDALE FDS 2.7%

Value $11.69M (+13.6%) Shares 147,957 (+14.0%) Est. Cost $78.88 Unrealized —

ITOT ISHARES TR 0.9%

Value $3.999M (+27.1%) Shares 24,361 (+11.1%) Est. Cost $138.25 Unrealized —

MU MICRON TECHNOLOGY INC 0.2%

Value $892K (+270.4%) Shares 773 (+8.4%) Est. Cost $301.15 Unrealized —

VTEB VANGUARD MUN BD FDS 6.4%

Value $27.72M (+2.3%) Shares 551,562 (+2.0%) Est. Cost $50.42 Unrealized —

NVDA NVIDIA CORPORATION 0.2%

Value $696K (+139.7%) Shares 3,478 (+108.9%) Est. Cost $187.90 Unrealized —

GOOGL ALPHABET INC 0.2%

Value $772K (+76.8%) Shares 2,159 (+42.2%) Est. Cost $225.44 Unrealized —

AAPL APPLE INC 0.2%

Value $776K (+68.0%) Shares 2,553 (+44.2%) Est. Cost $223.29 Unrealized —

VUG VANGUARD INDEX FDS 0.4%

Value $1.515M (+21.5%) Shares 17,590 (+387.5%) Est. Cost $161.01 Unrealized —

MSFT MICROSOFT CORP 0.2%

Value $841K (+45.3%) Shares 2,254 (+44.2%) Est. Cost $389.78 Unrealized —

AVGO BROADCOM INC 0.1%

Value $408K (+80.4%) Shares 1,079 (+47.8%) Est. Cost $268.27 Unrealized —

AMZN AMAZON COM INC 0.1%

Value $373K (+64.7%) Shares 1,566 (+43.9%) Est. Cost $230.34 Unrealized —

JNJ JOHNSON & JOHNSON 0.1%

Value $506K (+31.3%) Shares 1,950 (+19.5%) Est. Cost $160.66 Unrealized —

JPM JPMORGAN CHASE & CO 0.1%

Value $349K (+38.5%) Shares 1,065 (+24.4%) Est. Cost $273.93 Unrealized —

BRK/B BERKSHIRE HATHAWAY INC DEL 0.2%

Value $771K (+13.6%) Shares 1,541 (+8.8%) Est. Cost $363.71 Unrealized —

ABBV ABBVIE INC 0.1%

Value $417K (+26.8%) Shares 1,646 (+7.5%) Est. Cost $163.84 Unrealized —

VWO VANGUARD INTL EQUITY INDEX F 0.1%

Value $602K (+12.1%) Shares 10,086 (+1.5%) Est. Cost $53.85 Unrealized —

HD HOME DEPOT INC 0.1%

Value $228K (+13.7%) Shares 648 (+6.8%) Est. Cost $386.79 Unrealized —

VGK VANGUARD INTL EQUITY INDEX F 0.1%

Value $311K (+6.3%) Shares 3,511 (+4.6%) Est. Cost $82.40 Unrealized —

VO VANGUARD INDEX FDS 0.2%

Value $696K (+2.6%) Shares 8,633 (+245.7%) Est. Cost $139.09 Unrealized —

XOM EXXON MOBIL CORP 0.0%

Value $207K (-5.0%) Shares 1,511 (+17.9%) Est. Cost $118.71 Unrealized —

BLV VANGUARD BD INDEX FDS 0.1%

Value $601K (+1.5%) Shares 8,724 (+1.2%) Est. Cost $73.38 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VTI	VANGUARD INDEX FDS	296,405 (+3.1%)	$109M (+15.5%)	25.4%	$280.31	—	TOTAL STK MKT	922908769
VXUS	VANGUARD STAR FDS	995,284 (+7.4%)	$84.71M (+17.0%)	19.7%	$65.46	—	VG TL INTL STK F	921909768
VXF	VANGUARD INDEX FDS	41,698 (+11.1%)	$10.2M (+29.5%)	2.4%	$194.83	—	EXTEND MKT ETF	922908652
BND	VANGUARD BD INDEX FDS	378,971 (+9.0%)	$27.79M (+8.5%)	6.5%	$73.71	—	TOTAL BND MRKT	921937835
VTV	VANGUARD INDEX FDS	31,709 (+23.7%)	$6.91M (+37.2%)	1.6%	$180.94	—	VALUE ETF	922908744
BNDX	VANGUARD CHARLOTTE FDS	522,481 (+6.6%)	$25.28M (+7.3%)	5.9%	$49.18	—	TOTAL INT BD ETF	92203J407
SCHB	SCHWAB STRATEGIC TR	118,077 (+59.5%)	$3.42M (+84.1%)	0.8%	$25.81	—	US BRD MKT ETF	808524102
VCIT	VANGUARD SCOTTSDALE FDS	255,861 (+7.4%)	$21.12M (+7.1%)	4.9%	$82.78	—	INT-TERM CORP	92206C870
VCSH	VANGUARD SCOTTSDALE FDS	147,957 (+14.0%)	$11.69M (+13.6%)	2.7%	$78.88	—	SHRT TRM CORP BD	92206C409
ITOT	ISHARES TR	24,361 (+11.1%)	$3.999M (+27.1%)	0.9%	$138.25	—	CORE S&P TTL STK	464287150
MU	MICRON TECHNOLOGY INC	773 (+8.4%)	$892K (+270.4%)	0.2%	$301.15	—	COM	595112103
VTEB	VANGUARD MUN BD FDS	551,562 (+2.0%)	$27.72M (+2.3%)	6.4%	$50.42	—	TAX EXEMPT BD	922907746
NVDA	NVIDIA CORPORATION	3,478 (+108.9%)	$696K (+139.7%)	0.2%	$187.90	—	COM	67066G104
GOOGL	ALPHABET INC	2,159 (+42.2%)	$772K (+76.8%)	0.2%	$225.44	—	CAP STK CL A	02079K305
AAPL	APPLE INC	2,553 (+44.2%)	$776K (+68.0%)	0.2%	$223.29	—	COM	037833100
VUG	VANGUARD INDEX FDS	17,590 (+387.5%)	$1.515M (+21.5%)	0.4%	$161.01	—	GROWTH ETF	922908736
MSFT	MICROSOFT CORP	2,254 (+44.2%)	$841K (+45.3%)	0.2%	$389.78	—	COM	594918104
AVGO	BROADCOM INC	1,079 (+47.8%)	$408K (+80.4%)	0.1%	$268.27	—	COM	11135F101
AMZN	AMAZON COM INC	1,566 (+43.9%)	$373K (+64.7%)	0.1%	$230.34	—	COM	023135106
JNJ	JOHNSON & JOHNSON	1,950 (+19.5%)	$506K (+31.3%)	0.1%	$160.66	—	COM	478160104
JPM	JPMORGAN CHASE & CO	1,065 (+24.4%)	$349K (+38.5%)	0.1%	$273.93	—	COM	46625H100
BRK/B	BERKSHIRE HATHAWAY INC DEL	1,541 (+8.8%)	$771K (+13.6%)	0.2%	$363.71	—	CL B NEW	084670702
ABBV	ABBVIE INC	1,646 (+7.5%)	$417K (+26.8%)	0.1%	$163.84	—	COM	00287Y109
VWO	VANGUARD INTL EQUITY INDEX F	10,086 (+1.5%)	$602K (+12.1%)	0.1%	$53.85	—	FTSE EMR MKT ETF	922042858
HD	HOME DEPOT INC	648 (+6.8%)	$228K (+13.7%)	0.1%	$386.79	—	COM	437076102
VGK	VANGUARD INTL EQUITY INDEX F	3,511 (+4.6%)	$311K (+6.3%)	0.1%	$82.40	—	FTSE EUROPE ETF	922042874
VO	VANGUARD INDEX FDS	8,633 (+245.7%)	$696K (+2.6%)	0.2%	$139.09	—	MID CAP ETF	922908629
XOM	EXXON MOBIL CORP	1,511 (+17.9%)	$207K (-5.0%)	0.0%	$118.71	—	COM	30231G102
BLV	VANGUARD BD INDEX FDS	8,724 (+1.2%)	$601K (+1.5%)	0.1%	$73.38	—	LONG TERM BOND	921937793

Decreased Positions (9)

VEU VANGUARD INTL EQUITY INDEX F 8.9%

Value $38.4M (+6.8%) Shares 462,478 (-1.2%) Est. Cost $62.30 Unrealized —

SGOV ISHARES TR 0.1%

Value $477K (-80.0%) Shares 4,737 (-80.0%) Est. Cost $100.68 Unrealized —

VTEC VANGUARD CALIF TAX FREE FDS 0.8%

Value $3.558M (-21.3%) Shares 35,370 (-22.5%) Est. Cost $98.76 Unrealized —

VEA VANGUARD TAX-MANAGED FDS 1.2%

Value $5.153M (+7.2%) Shares 72,323 (-3.6%) Est. Cost $56.97 Unrealized —

BNDW VANGUARD SCOTTSDALE FDS 0.0%

Value $211K (-43.2%) Shares 3,078 (-43.3%) Est. Cost $68.00 Unrealized —

IXUS ISHARES TR 0.4%

Value $1.926M (+8.4%) Shares 20,181 (-1.6%) Est. Cost $78.23 Unrealized —

VIG VANGUARD SPECIALIZED FUNDS 0.3%

Value $1.321M (+5.9%) Shares 5,582 (-3.8%) Est. Cost $182.75 Unrealized —

DFAU DIMENSIONAL ETF TRUST 0.1%

Value $535K (+10.2%) Shares 10,342 (-3.8%) Est. Cost $45.12 Unrealized —

SPTM SPDR SERIES TRUST 0.1%

Value $243K (-1.1%) Shares 2,680 (-13.9%) Est. Cost $79.06 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VEU	VANGUARD INTL EQUITY INDEX F	462,478 (-1.2%)	$38.4M (+6.8%)	8.9%	$62.30	—	ALLWRLD EX US	922042775
SGOV	ISHARES TR	4,737 (-80.0%)	$477K (-80.0%)	0.1%	$100.68	—	0-3 MTH TREASURY	46436E718
VTEC	VANGUARD CALIF TAX FREE FDS	35,370 (-22.5%)	$3.558M (-21.3%)	0.8%	$98.76	—	TAX EXEMPT BD FD	922021605
VEA	VANGUARD TAX-MANAGED FDS	72,323 (-3.6%)	$5.153M (+7.2%)	1.2%	$56.97	—	VAN FTSE DEV MKT	921943858
BNDW	VANGUARD SCOTTSDALE FDS	3,078 (-43.3%)	$211K (-43.2%)	0.0%	$68.00	—	TOTAL WLD BD ETF	92206C565
IXUS	ISHARES TR	20,181 (-1.6%)	$1.926M (+8.4%)	0.4%	$78.23	—	CORE MSCI TOTAL	46432F834
VIG	VANGUARD SPECIALIZED FUNDS	5,582 (-3.8%)	$1.321M (+5.9%)	0.3%	$182.75	—	DIV APP ETF	921908844
DFAU	DIMENSIONAL ETF TRUST	10,342 (-3.8%)	$535K (+10.2%)	0.1%	$45.12	—	US CORE EQT MKT	25434V104
SPTM	SPDR SERIES TRUST	2,680 (-13.9%)	$243K (-1.1%)	0.1%	$79.06	—	ST STR PR SP1500	78464A805

Unchanged Positions (17)

VOO VANGUARD INDEX FDS 3.7%

Value $15.89M Shares 23,198 Est. Cost $548.95 Unrealized —

SPY STATE STR SPDR S&P 500 ETF T 1.4%

Value $6.065M Shares 8,138 Est. Cost $601.49 Unrealized —

IWR ISHARES TR 0.4%

Value $1.661M Shares 15,056 Est. Cost $88.23 Unrealized —

VB VANGUARD INDEX FDS 0.3%

Value $1.417M Shares 4,676 Est. Cost $246.53 Unrealized —

SCHA SCHWAB STRATEGIC TR 0.2%

Value $931K Shares 25,780 Est. Cost $36.14 Unrealized —

VYM VANGUARD WHITEHALL FDS 0.5%

Value $1.983M Shares 12,549 Est. Cost $129.72 Unrealized —

IVV ISHARES TR 0.1%

Value $548K Shares 731 Est. Cost $661.72 Unrealized —

IJH ISHARES TR 0.2%

Value $906K Shares 11,914 Est. Cost $62.48 Unrealized —

CGXU CAPITAL GROUP INTL FOCUS EQT 0.1%

Value $240K Shares 6,941 Est. Cost $29.55 Unrealized —

FNDX SCHWAB STRATEGIC TR 0.1%

Value $257K Shares 8,259 Est. Cost $27.21 Unrealized —

VPL VANGUARD INTL EQUITY INDEX F 0.1%

Value $287K Shares 2,481 Est. Cost $105.00 Unrealized —

VYMI VANGUARD WHITEHALL FDS 0.1%

Value $573K Shares 5,832 Est. Cost $73.99 Unrealized —

NSC NORFOLK SOUTHN CORP 0.1%

Value $252K Shares 800 Est. Cost $288.62 Unrealized —

VNQ VANGUARD INDEX FDS 0.1%

Value $240K Shares 2,488 Est. Cost $88.70 Unrealized —

IWM ISHARES TR 0.1%

Value $271K Shares 924 Est. Cost $223.14 Unrealized —

VBIL VANGUARD INSTL INDEX FD 0.6%

Value $2.594M Shares 34,273 Est. Cost $75.65 Unrealized —

VTEI VANGUARD MUN BD FDS 0.1%

Value $483K Shares 4,782 Est. Cost $100.87 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VOO	VANGUARD INDEX FDS	23,198	$15.89M	3.7%	$548.95	—	S&P 500 ETF SHS	922908363
SPY	STATE STR SPDR S&P 500 ETF T	8,138	$6.065M	1.4%	$601.49	—	TR UNIT	78462F103
IWR	ISHARES TR	15,056	$1.661M	0.4%	$88.23	—	RUS MID CAP ETF	464287499
VB	VANGUARD INDEX FDS	4,676	$1.417M	0.3%	$246.53	—	SMALL CP ETF	922908751
SCHA	SCHWAB STRATEGIC TR	25,780	$931K	0.2%	$36.14	—	US SML CAP ETF	808524607
VYM	VANGUARD WHITEHALL FDS	12,549	$1.983M	0.5%	$129.72	—	HIGH DIV YLD	921946406
IVV	ISHARES TR	731	$548K	0.1%	$661.72	—	CORE S&P500 ETF	464287200
IJH	ISHARES TR	11,914	$906K	0.2%	$62.48	—	CORE S&P MCP ETF	464287507
CGXU	CAPITAL GROUP INTL FOCUS EQT	6,941	$240K	0.1%	$29.55	—	SHS CREAT UNIT	14019W109
FNDX	SCHWAB STRATEGIC TR	8,259	$257K	0.1%	$27.21	—	FUNDAMENTAL US L	808524771
VPL	VANGUARD INTL EQUITY INDEX F	2,481	$287K	0.1%	$105.00	—	FTSE PACIFIC ETF	922042866
VYMI	VANGUARD WHITEHALL FDS	5,832	$573K	0.1%	$73.99	—	INTL HIGH ETF	921946794
NSC	NORFOLK SOUTHN CORP	800	$252K	0.1%	$288.62	—	COM	655844108
VNQ	VANGUARD INDEX FDS	2,488	$240K	0.1%	$88.70	—	REAL ESTATE ETF	922908553
IWM	ISHARES TR	924	$271K	0.1%	$223.14	—	RUSSELL 2000 ETF	464287655
VBIL	VANGUARD INSTL INDEX FD	34,273	$2.594M	0.6%	$75.65	—	0 3 MO TR BI ETF	922040845
VTEI	VANGUARD MUN BD FDS	4,782	$483K	0.1%	$100.87	—	INTERMEDIATE TRM	922907738