Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
AVUV	AMERICAN CENTY ETF TR	2,784	$347K	0.2%	$124.76	—	US SML CP VALU	025072877
UNH	UNITEDHEALTH GROUP INC	705	$293K	0.1%	$415.57	—	COM	91324P102
GOOGL	ALPHABET INC	671	$240K	0.1%	$357.15	—	CAP STK CL A	02079K305
AVDV	AMERICAN CENTY ETF TR	2,141	$221K	0.1%	$103.07	—	INTL SMCP VLU	025072802
GE	GE AEROSPACE	556	$208K	0.1%	$374.00	—	COM NEW	369604301

Increased Positions (9)

QQQ INVESCO QQQ TR 3.0%

Value $5.797M (+29.4%) Shares 7,873 (+1.4%) Est. Cost $493.85 Unrealized —

SCHD SCHWAB STRATEGIC TR 10.2%

Value $19.94M (+5.2%) Shares 628,850 (+1.7%) Est. Cost $45.67 Unrealized —

VGT VANGUARD WORLD FD 1.8%

Value $3.527M (+37.1%) Shares 29,508 (+700.1%) Est. Cost $177.99 Unrealized —

VUSB VANGUARD BD INDEX FDS 11.4%

Value $22.43M (+2.3%) Shares 450,535 (+2.3%) Est. Cost $49.88 Unrealized —

VEU VANGUARD INTL EQUITY INDEX F 1.7%

Value $3.341M (+14.9%) Shares 39,895 (+3.1%) Est. Cost $75.36 Unrealized —

VTIP VANGUARD MALVERN FDS 3.4%

Value $6.665M (+2.0%) Shares 132,699 (+1.4%) Est. Cost $49.95 Unrealized —

OIH VANECK ETF TRUST 0.2%

Value $374K (+26.7%) Shares 1,005 (+37.7%) Est. Cost $395.40 Unrealized —

VUG VANGUARD INDEX FDS 0.2%

Value $411K (+18.4%) Shares 4,775 (+500.6%) Est. Cost $136.52 Unrealized —

VDE VANGUARD WORLD FD 0.3%

Value $622K (-6.2%) Shares 4,140 (+8.1%) Est. Cost $124.53 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
QQQ	INVESCO QQQ TR	7,873 (+1.4%)	$5.797M (+29.4%)	3.0%	$493.85	—	UNIT SER 1	46090E103
SCHD	SCHWAB STRATEGIC TR	628,850 (+1.7%)	$19.94M (+5.2%)	10.2%	$45.67	—	US DIVIDEND EQ	808524797
VGT	VANGUARD WORLD FD	29,508 (+700.1%)	$3.527M (+37.1%)	1.8%	$177.99	—	INF TECH ETF	92204A702
VUSB	VANGUARD BD INDEX FDS	450,535 (+2.3%)	$22.43M (+2.3%)	11.4%	$49.88	—	VANGUARD ULTRA	92203C303
VEU	VANGUARD INTL EQUITY INDEX F	39,895 (+3.1%)	$3.341M (+14.9%)	1.7%	$75.36	—	ALLWRLD EX US	922042775
VTIP	VANGUARD MALVERN FDS	132,699 (+1.4%)	$6.665M (+2.0%)	3.4%	$49.95	—	STRM INFPROIDX	922020805
OIH	VANECK ETF TRUST	1,005 (+37.7%)	$374K (+26.7%)	0.2%	$395.40	—	OIL SERVICES ETF	92189H607
VUG	VANGUARD INDEX FDS	4,775 (+500.6%)	$411K (+18.4%)	0.2%	$136.52	—	GROWTH ETF	922908736
VDE	VANGUARD WORLD FD	4,140 (+8.1%)	$622K (-6.2%)	0.3%	$124.53	—	ENERGY ETF	92204A306

Exited Positions (2)

VXUS VANGUARD STAR FDS 0.2%

Value $302K Shares 3,918 Est. Cost $77.11 Unrealized —

XOM EXXON MOBIL CORP 0.1%

Value $234K Shares 1,378 Est. Cost $138.74 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VXUS	VANGUARD STAR FDS	3,918	$302K	0.2%	$77.11	—	—	921909768
XOM	EXXON MOBIL CORP	1,378	$234K	0.1%	$138.74	—	—	30231G102

Decreased Positions (5)

IJR ISHARES TR 5.5%

Value $10.87M (+17.3%) Shares 73,269 (-1.7%) Est. Cost $116.96 Unrealized —

JMST J P MORGAN EXCHANGE TRADED F 13.0%

Value $25.62M (-3.8%) Shares 502,395 (-3.9%) Est. Cost $50.88 Unrealized —

IJH ISHARES TR 3.7%

Value $7.236M (+8.0%) Shares 93,836 (-5.4%) Est. Cost $62.32 Unrealized —

AMZN AMAZON COM INC 0.4%

Value $725K (-20.0%) Shares 3,040 (-30.1%) Est. Cost $190.48 Unrealized —

NVDA NVIDIA CORPORATION 0.2%

Value $309K (-3.9%) Shares 1,544 (-16.3%) Est. Cost $118.90 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
IJR	ISHARES TR	73,269 (-1.7%)	$10.87M (+17.3%)	5.5%	$116.96	—	CORE S&P SCP ETF	464287804
JMST	J P MORGAN EXCHANGE TRADED F	502,395 (-3.9%)	$25.62M (-3.8%)	13.0%	$50.88	—	ULTRA SHT MUNCPL	46641Q654
IJH	ISHARES TR	93,836 (-5.4%)	$7.236M (+8.0%)	3.7%	$62.32	—	CORE S&P MCP ETF	464287507
AMZN	AMAZON COM INC	3,040 (-30.1%)	$725K (-20.0%)	0.4%	$190.48	—	COM	023135106
NVDA	NVIDIA CORPORATION	1,544 (-16.3%)	$309K (-3.9%)	0.2%	$118.90	—	COM	67066G104

Unchanged Positions (28)

SCHB SCHWAB STRATEGIC TR 12.0%

Value $23.47M Shares 810,599 Est. Cost $37.30 Unrealized —

IVV ISHARES TR 8.9%

Value $17.48M Shares 23,345 Est. Cost $578.10 Unrealized —

SIVR ABRDN SILVER ETF TRUST 2.2%

Value $4.312M Shares 76,701 Est. Cost $53.15 Unrealized —

VIG VANGUARD SPECIALIZED FUNDS 6.2%

Value $12.12M Shares 51,235 Est. Cost $198.19 Unrealized —

VTI VANGUARD INDEX FDS 4.2%

Value $8.154M Shares 22,035 Est. Cost $283.23 Unrealized —

IAU ISHARES GOLD TR 2.1%

Value $4.099M Shares 54,283 Est. Cost $71.03 Unrealized —

RSP INVESCO EXCHANGE TRADED FD T 2.9%

Value $5.734M Shares 26,947 Est. Cost $180.49 Unrealized —

AMD ADVANCED MICRO DEVICES INC 0.3%

Value $590K Shares 1,015 Est. Cost $224.45 Unrealized —

IWD ISHARES TR 0.9%

Value $1.688M Shares 6,964 Est. Cost $189.80 Unrealized —

GLD SPDR GOLD TR 0.3%

Value $624K Shares 1,694 Est. Cost $273.19 Unrealized —

IWB ISHARES TR 0.4%

Value $764K Shares 1,866 Est. Cost $314.33 Unrealized —

AAPL APPLE INC 0.4%

Value $756K Shares 2,614 Est. Cost $218.84 Unrealized —

IBIT ISHARES BITCOIN TRUST ETF 0.3%

Value $579K Shares 17,382 Est. Cost $47.37 Unrealized —

JNJ JOHNSON & JOHNSON 1.0%

Value $2.051M Shares 8,077 Est. Cost $152.66 Unrealized —

GOOG ALPHABET INC 0.2%

Value $363K Shares 1,028 Est. Cost $209.93 Unrealized —

SLV ISHARES SILVER TR 0.1%

Value $243K Shares 4,548 Est. Cost $64.42 Unrealized —

AVGO BROADCOM INC 0.1%

Value $283K Shares 750 Est. Cost $215.92 Unrealized —

OEF ISHARES TR 0.2%

Value $325K Shares 887 Est. Cost $276.76 Unrealized —

SIL GLOBAL X FDS 0.1%

Value $215K Shares 2,777 Est. Cost $83.77 Unrealized —

IEZ ISHARES TR 0.2%

Value $383K Shares 14,231 Est. Cost $28.95 Unrealized —

WMT WALMART INC 0.1%

Value $273K Shares 2,410 Est. Cost $92.95 Unrealized —

SDY SPDR SERIES TRUST 0.1%

Value $225K Shares 1,478 Est. Cost $138.87 Unrealized —

AMGN AMGEN INC 0.2%

Value $309K Shares 852 Est. Cost $313.17 Unrealized —

VCRM VANGUARD MUN BD FDS 0.2%

Value $302K Shares 3,951 Est. Cost $75.58 Unrealized —

MSFT MICROSOFT CORP 0.4%

Value $724K Shares 1,940 Est. Cost $424.46 Unrealized —

FMUN FIDELITY MERRIMACK STR TR 0.2%

Value $299K Shares 5,933 Est. Cost $50.23 Unrealized —

XME SPDR SERIES TRUST 0.3%

Value $614K Shares 5,741 Est. Cost $108.02 Unrealized —

VOX VANGUARD WORLD FD 0.1%

Value $216K Shares 1,173 Est. Cost $187.80 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SCHB	SCHWAB STRATEGIC TR	810,599	$23.47M	12.0%	$37.30	—	US BRD MKT ETF	808524102
IVV	ISHARES TR	23,345	$17.48M	8.9%	$578.10	—	CORE S&P500 ETF	464287200
SIVR	ABRDN SILVER ETF TRUST	76,701	$4.312M	2.2%	$53.15	—	PHYSCL SILVR SHS	003264108
VIG	VANGUARD SPECIALIZED FUNDS	51,235	$12.12M	6.2%	$198.19	—	DIV APP ETF	921908844
VTI	VANGUARD INDEX FDS	22,035	$8.154M	4.2%	$283.23	—	TOTAL STK MKT	922908769
IAU	ISHARES GOLD TR	54,283	$4.099M	2.1%	$71.03	—	ISHARES NEW	464285204
RSP	INVESCO EXCHANGE TRADED FD T	26,947	$5.734M	2.9%	$180.49	—	S&P500 EQL WGT	46137V357
AMD	ADVANCED MICRO DEVICES INC	1,015	$590K	0.3%	$224.45	—	COM	007903107
IWD	ISHARES TR	6,964	$1.688M	0.9%	$189.80	—	RUS 1000 VAL ETF	464287598
GLD	SPDR GOLD TR	1,694	$624K	0.3%	$273.19	—	GOLD SHS	78463V107
IWB	ISHARES TR	1,866	$764K	0.4%	$314.33	—	RUS 1000 ETF	464287622
AAPL	APPLE INC	2,614	$756K	0.4%	$218.84	—	COM	037833100
IBIT	ISHARES BITCOIN TRUST ETF	17,382	$579K	0.3%	$47.37	—	SHS BEN INT	46438F101
JNJ	JOHNSON & JOHNSON	8,077	$2.051M	1.0%	$152.66	—	COM	478160104
GOOG	ALPHABET INC	1,028	$363K	0.2%	$209.93	—	CAP STK CL C	02079K107
SLV	ISHARES SILVER TR	4,548	$243K	0.1%	$64.42	—	ISHARES	46428Q109
AVGO	BROADCOM INC	750	$283K	0.1%	$215.92	—	COM	11135F101
OEF	ISHARES TR	887	$325K	0.2%	$276.76	—	S&P 100 ETF	464287101
SIL	GLOBAL X FDS	2,777	$215K	0.1%	$83.77	—	GLOBAL X SILVER	37954Y848
IEZ	ISHARES TR	14,231	$383K	0.2%	$28.95	—	US OIL EQ&SV ETF	464288844
WMT	WALMART INC	2,410	$273K	0.1%	$92.95	—	COM	931142103
SDY	SPDR SERIES TRUST	1,478	$225K	0.1%	$138.87	—	ST STR SP DIV	78464A763
AMGN	AMGEN INC	852	$309K	0.2%	$313.17	—	COM	031162100
VCRM	VANGUARD MUN BD FDS	3,951	$302K	0.2%	$75.58	—	CORE TAX EXEMPT	922907712
MSFT	MICROSOFT CORP	1,940	$724K	0.4%	$424.46	—	COM	594918104
FMUN	FIDELITY MERRIMACK STR TR	5,933	$299K	0.2%	$50.23	—	SYSTEMATIC MUN	316188846
XME	SPDR SERIES TRUST	5,741	$614K	0.3%	$108.02	—	ST STR SP METAL	78464A755
VOX	VANGUARD WORLD FD	1,173	$216K	0.1%	$187.80	—	COMM SRVC ETF	92204A884