Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
INTC	INTEL CORP	2,700	$377K	0.3%	$139.63	—	COM	458140100
HON	HONEYWELL INTL INC	1,547	$346K	0.2%	$223.90	—	COM	438516205
HONA	HONEYWELL AEROSPACE INC	1,547	$342K	0.2%	$221.08	—	COM	43849R105
LRCX	LAM RESEARCH CORP	775	$336K	0.2%	$433.60	—	COM NEW	512807306
ROK	ROCKWELL AUTOMATION INC	512	$253K	0.2%	$495.08	—	COM	773903109
IBM	INTERNATIONAL BUSINESS MACHS	790	$222K	0.2%	$281.21	—	COM	459200101
DELL	DELL TECHNOLOGIES INC	500	$216K	0.2%	$431.46	—	CL C	24703L202
TT	TRANE TECHNOLOGIES PLC	415	$204K	0.1%	$492.21	—	SHS	G8994E103

Increased Positions (9)

VGT VANGUARD WORLD FD 4.1%

Value $5.666M (+35.4%) Shares 47,404 (+690.5%) Est. Cost $183.02 Unrealized —

IJR ISHARES TR 1.2%

Value $1.637M (+20.8%) Shares 11,037 (+1.2%) Est. Cost $116.25 Unrealized —

IEMG ISHARES INC 0.6%

Value $780K (+21.5%) Shares 9,415 (+2.3%) Est. Cost $55.43 Unrealized —

BND VANGUARD BD INDEX FDS 2.1%

Value $2.902M (+4.7%) Shares 39,535 (+5.0%) Est. Cost $72.47 Unrealized —

VO VANGUARD INDEX FDS 0.6%

Value $846K (+17.2%) Shares 10,494 (+317.6%) Est. Cost $127.60 Unrealized —

BSV VANGUARD BD INDEX FDS 4.9%

Value $6.807M (+1.7%) Shares 87,365 (+2.4%) Est. Cost $77.49 Unrealized —

IEFA ISHARES TR 1.0%

Value $1.406M (+9.0%) Shares 14,562 (+2.2%) Est. Cost $74.06 Unrealized —

SHY ISHARES TR 3.3%

Value $4.632M (+1.9%) Shares 56,418 (+2.5%) Est. Cost $82.01 Unrealized —

IVV ISHARES TR 0.3%

Value $445K (+22.7%) Shares 594 (+7.0%) Est. Cost $659.49 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VGT	VANGUARD WORLD FD	47,404 (+690.5%)	$5.666M (+35.4%)	4.1%	$183.02	—	INF TECH ETF	92204A702
IJR	ISHARES TR	11,037 (+1.2%)	$1.637M (+20.8%)	1.2%	$116.25	—	CORE S&P SCP ETF	464287804
IEMG	ISHARES INC	9,415 (+2.3%)	$780K (+21.5%)	0.6%	$55.43	—	CORE MSCI EMKT	46434G103
BND	VANGUARD BD INDEX FDS	39,535 (+5.0%)	$2.902M (+4.7%)	2.1%	$72.47	—	TOTAL BND MRKT	921937835
VO	VANGUARD INDEX FDS	10,494 (+317.6%)	$846K (+17.2%)	0.6%	$127.60	—	MID CAP ETF	922908629
BSV	VANGUARD BD INDEX FDS	87,365 (+2.4%)	$6.807M (+1.7%)	4.9%	$77.49	—	SHORT TRM BOND	921937827
IEFA	ISHARES TR	14,562 (+2.2%)	$1.406M (+9.0%)	1.0%	$74.06	—	CORE MSCI EAFE	46432F842
SHY	ISHARES TR	56,418 (+2.5%)	$4.632M (+1.9%)	3.3%	$82.01	—	1 3 YR TREAS BD	464287457
IVV	ISHARES TR	594 (+7.0%)	$445K (+22.7%)	0.3%	$659.49	—	CORE S&P500 ETF	464287200

Exited Positions (2)

HON HONEYWELL INTL INC 0.5%

Value $704K Shares 3,116 Est. Cost $204.26 Unrealized —

NFLX NETFLIX INC. 0.2%

Value $215K Shares 2,240 Est. Cost $83.84 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
HON	HONEYWELL INTL INC	3,116	$704K	0.5%	$204.26	—	—	438516106
NFLX	NETFLIX INC.	2,240	$215K	0.2%	$83.84	—	—	64110L106

Decreased Positions (28)

XLK SELECT SECTOR SPDR TR 3.8%

Value $5.299M (+41.0%) Shares 27,815 (-1.7%) Est. Cost $189.31 Unrealized —

AMAT APPLIED MATLS INC 1.0%

Value $1.448M (+95.0%) Shares 2,003 (-7.8%) Est. Cost $179.18 Unrealized —

GOOG ALPHABET INC 1.9%

Value $2.643M (+20.6%) Shares 7,480 (-2.1%) Est. Cost $175.67 Unrealized —

CSCO CISCO SYS INC 0.8%

Value $1.096M (+49.3%) Shares 9,334 (-1.4%) Est. Cost $55.37 Unrealized —

SGOV ISHARES TR 3.0%

Value $4.171M (-5.5%) Shares 41,433 (-5.5%) Est. Cost $100.39 Unrealized —

CAT CATERPILLAR INC 0.6%

Value $811K (+41.4%) Shares 762 (-5.9%) Est. Cost $376.20 Unrealized —

XLY SELECT SECTOR SPDR TR 2.8%

Value $3.925M (+5.7%) Shares 33,468 (-1.7%) Est. Cost $172.91 Unrealized —

XLF SELECT SECTOR SPDR TR 2.0%

Value $2.779M (+7.1%) Shares 51,843 (-1.4%) Est. Cost $48.35 Unrealized —

CVX CHEVRON CORPORATION 0.4%

Value $623K (-22.5%) Shares 3,761 (-3.3%) Est. Cost $145.50 Unrealized —

UNH UNITEDHEALTH GROUP INC 0.3%

Value $422K (+46.4%) Shares 1,016 (-4.7%) Est. Cost $535.64 Unrealized —

JPST J P MORGAN EXCHANGE TRADED F 1.1%

Value $1.506M (-7.5%) Shares 29,785 (-7.5%) Est. Cost $50.53 Unrealized —

LLY ELI LILLY & CO 0.4%

Value $545K (+28.4%) Shares 454 (-1.5%) Est. Cost $817.48 Unrealized —

VZ VERIZON COMMUNICATIONS INC 0.4%

Value $529K (-16.9%) Shares 12,500 (-1.5%) Est. Cost $39.40 Unrealized —

WMT WALMART INC 0.6%

Value $772K (-11.4%) Shares 6,815 (-2.6%) Est. Cost $85.80 Unrealized —

XLC SELECT SECTOR SPDR TR 1.4%

Value $1.973M (-4.5%) Shares 18,412 (-1.1%) Est. Cost $96.81 Unrealized —

PEP PEPSICO INC 0.4%

Value $495K (-13.8%) Shares 3,655 (-1.1%) Est. Cost $156.37 Unrealized —

FDX FEDEX CORP 0.3%

Value $486K (-13.5%) Shares 1,547 (-1.6%) Est. Cost $271.01 Unrealized —

GS GOLDMAN SACHS GROUP INC 0.3%

Value $432K (+15.5%) Shares 427 (-3.4%) Est. Cost $544.86 Unrealized —

GLD SPDR GOLD TR 0.1%

Value $208K (-18.8%) Shares 564 (-5.2%) Est. Cost $355.47 Unrealized —

PFE PFIZER INC 0.2%

Value $255K (-15.4%) Shares 10,607 (-1.4%) Est. Cost $24.61 Unrealized —

MRK MERCK & CO INC 0.5%

Value $712K (+5.2%) Shares 5,507 (-1.4%) Est. Cost $98.70 Unrealized —

FDN FIRST TR EXCHANGE-TRADED FD 0.2%

Value $348K (+11.0%) Shares 1,315 (-1.9%) Est. Cost $269.33 Unrealized —

XLU SELECT SECTOR SPDR TR 0.7%

Value $1.01M (-3.2%) Shares 22,279 (-2.0%) Est. Cost $59.57 Unrealized —

APD AIR PRODUCTS AND CHEMICALS I 0.2%

Value $215K (-12.7%) Shares 735 (-13.5%) Est. Cost $303.91 Unrealized —

BRK/B BERKSHIRE HATHAWAY INC DEL 0.8%

Value $1.133M (+2.5%) Shares 2,265 (-1.9%) Est. Cost $463.93 Unrealized —

BA BOEING CO 0.2%

Value $294K (+5.7%) Shares 1,360 (-2.9%) Est. Cost $164.51 Unrealized —

DIS DISNEY WALT CO 0.4%

Value $589K (-1.8%) Shares 6,070 (-2.4%) Est. Cost $103.62 Unrealized —

VOX VANGUARD WORLD FD 0.4%

Value $612K (-0.7%) Shares 3,328 (-2.9%) Est. Cost $154.98 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
XLK	SELECT SECTOR SPDR TR	27,815 (-1.7%)	$5.299M (+41.0%)	3.8%	$189.31	—	ST STR TECHN ETF	81369Y803
AMAT	APPLIED MATLS INC	2,003 (-7.8%)	$1.448M (+95.0%)	1.0%	$179.18	—	COM	038222105
GOOG	ALPHABET INC	7,480 (-2.1%)	$2.643M (+20.6%)	1.9%	$175.67	—	CAP STK CL C	02079K107
CSCO	CISCO SYS INC	9,334 (-1.4%)	$1.096M (+49.3%)	0.8%	$55.37	—	COM	17275R102
SGOV	ISHARES TR	41,433 (-5.5%)	$4.171M (-5.5%)	3.0%	$100.39	—	0-3 MTH TREASURY	46436E718
CAT	CATERPILLAR INC	762 (-5.9%)	$811K (+41.4%)	0.6%	$376.20	—	COM	149123101
XLY	SELECT SECTOR SPDR TR	33,468 (-1.7%)	$3.925M (+5.7%)	2.8%	$172.91	—	ST STR DISCR ETF	81369Y407
XLF	SELECT SECTOR SPDR TR	51,843 (-1.4%)	$2.779M (+7.1%)	2.0%	$48.35	—	ST STR FINL ETF	81369Y605
CVX	CHEVRON CORPORATION	3,761 (-3.3%)	$623K (-22.5%)	0.4%	$145.50	—	COM	166764100
UNH	UNITEDHEALTH GROUP INC	1,016 (-4.7%)	$422K (+46.4%)	0.3%	$535.64	—	COM	91324P102
JPST	J P MORGAN EXCHANGE TRADED F	29,785 (-7.5%)	$1.506M (-7.5%)	1.1%	$50.53	—	ULTRA SHRT ETF	46641Q837
LLY	ELI LILLY & CO	454 (-1.5%)	$545K (+28.4%)	0.4%	$817.48	—	COM	532457108
VZ	VERIZON COMMUNICATIONS INC	12,500 (-1.5%)	$529K (-16.9%)	0.4%	$39.40	—	COM	92343V104
WMT	WALMART INC	6,815 (-2.6%)	$772K (-11.4%)	0.6%	$85.80	—	COM	931142103
XLC	SELECT SECTOR SPDR TR	18,412 (-1.1%)	$1.973M (-4.5%)	1.4%	$96.81	—	ST STR SVC ETF	81369Y852
PEP	PEPSICO INC	3,655 (-1.1%)	$495K (-13.8%)	0.4%	$156.37	—	COM	713448108
FDX	FEDEX CORP	1,547 (-1.6%)	$486K (-13.5%)	0.3%	$271.01	—	COM	31428X106
GS	GOLDMAN SACHS GROUP INC	427 (-3.4%)	$432K (+15.5%)	0.3%	$544.86	—	COM	38141G104
GLD	SPDR GOLD TR	564 (-5.2%)	$208K (-18.8%)	0.1%	$355.47	—	GOLD SHS	78463V107
PFE	PFIZER INC	10,607 (-1.4%)	$255K (-15.4%)	0.2%	$24.61	—	COM	717081103
MRK	MERCK & CO INC	5,507 (-1.4%)	$712K (+5.2%)	0.5%	$98.70	—	COM	58933Y105
FDN	FIRST TR EXCHANGE-TRADED FD	1,315 (-1.9%)	$348K (+11.0%)	0.2%	$269.33	—	DJ INTERNT IDX	33733E302
XLU	SELECT SECTOR SPDR TR	22,279 (-2.0%)	$1.01M (-3.2%)	0.7%	$59.57	—	ST STR UTIL ETF	81369Y886
APD	AIR PRODUCTS AND CHEMICALS I	735 (-13.5%)	$215K (-12.7%)	0.2%	$303.91	—	COM	009158106
BRK/B	BERKSHIRE HATHAWAY INC DEL	2,265 (-1.9%)	$1.133M (+2.5%)	0.8%	$463.93	—	CL B NEW	084670702
BA	BOEING CO	1,360 (-2.9%)	$294K (+5.7%)	0.2%	$164.51	—	COM	097023105
DIS	DISNEY WALT CO	6,070 (-2.4%)	$589K (-1.8%)	0.4%	$103.62	—	COM	254687106
VOX	VANGUARD WORLD FD	3,328 (-2.9%)	$612K (-0.7%)	0.4%	$154.98	—	COMM SRVC ETF	92204A884

Unchanged Positions (39)

SPY STATE STR SPDR S&P 500 ETF T 16.5%

Value $23.02M Shares 30,741 Est. Cost $586.10 Unrealized —

QQQ INVESCO QQQ TR 3.9%

Value $5.449M Shares 7,390 Est. Cost $552.75 Unrealized —

SMH VANECK ETF TRUST 1.3%

Value $1.779M Shares 2,712 Est. Cost $242.51 Unrealized —

AAPL APPLE INC 3.8%

Value $5.268M Shares 18,207 Est. Cost $234.86 Unrealized —

XLI SELECT SECTOR SPDR TR 2.0%

Value $2.805M Shares 15,145 Est. Cost $133.05 Unrealized —

AMZN AMAZON COM INC 1.9%

Value $2.657M Shares 11,150 Est. Cost $205.09 Unrealized —

JPM JPMORGAN CHASE & CO 2.0%

Value $2.8M Shares 8,554 Est. Cost $228.03 Unrealized —

XLV SELECT SECTOR SPDR TR 2.4%

Value $3.308M Shares 20,849 Est. Cost $138.30 Unrealized —

GOOGL ALPHABET INC 0.8%

Value $1.178M Shares 3,297 Est. Cost $174.14 Unrealized —

XOM EXXON MOBIL CORP 0.6%

Value $876K Shares 6,408 Est. Cost $113.75 Unrealized —

NVDA NVIDIA CORPORATION 1.0%

Value $1.401M Shares 7,001 Est. Cost $144.97 Unrealized —

XLE SELECT SECTOR SPDR TR 0.8%

Value $1.116M Shares 21,006 Est. Cost $66.06 Unrealized —

V VISA INC 1.0%

Value $1.369M Shares 3,991 Est. Cost $298.79 Unrealized —

ASML ASML HLDG NV 0.3%

Value $483K Shares 243 Est. Cost $968.09 Unrealized —

BAC BANK OF AMER CORP 0.5%

Value $746K Shares 13,095 Est. Cost $42.83 Unrealized —

MCD MCDONALDS CORP 0.5%

Value $666K Shares 2,462 Est. Cost $290.60 Unrealized —

HD HOME DEPOT INC 0.9%

Value $1.315M Shares 3,730 Est. Cost $397.05 Unrealized —

VEU VANGUARD INTL EQUITY INDEX F 0.6%

Value $812K Shares 9,696 Est. Cost $57.41 Unrealized —

T AT&T INC 0.1%

Value $204K Shares 9,840 Est. Cost $27.21 Unrealized —

RSP INVESCO EXCHANGE TRADED FD T 0.6%

Value $779K Shares 3,662 Est. Cost $177.02 Unrealized —

VB VANGUARD INDEX FDS 0.3%

Value $390K Shares 1,285 Est. Cost $256.96 Unrealized —

JNJ JOHNSON & JOHNSON 1.1%

Value $1.552M Shares 6,112 Est. Cost $149.59 Unrealized —

UNP UNION PAC CORP 0.3%

Value $443K Shares 1,630 Est. Cost $230.22 Unrealized —

MSFT MICROSOFT CORP 2.0%

Value $2.772M Shares 7,432 Est. Cost $422.72 Unrealized —

DIA STATE STR SPDR DOW JONES IND 0.2%

Value $329K Shares 628 Est. Cost $425.57 Unrealized —

AXP AMERICAN EXPRESS CO 0.2%

Value $278K Shares 822 Est. Cost $288.79 Unrealized —

VWO VANGUARD INTL EQUITY INDEX F 0.2%

Value $299K Shares 5,015 Est. Cost $54.16 Unrealized —

KO COCA COLA CO 0.3%

Value $365K Shares 4,465 Est. Cost $63.09 Unrealized —

XLP SELECT SECTOR SPDR TR 0.8%

Value $1.09M Shares 13,118 Est. Cost $78.61 Unrealized —

META META PLATFORMS INC 0.6%

Value $868K Shares 1,541 Est. Cost $595.72 Unrealized —

BMY BRISTOL-MYERS SQUIBB CO 0.2%

Value $277K Shares 4,800 Est. Cost $52.58 Unrealized —

RTX RTX CORPORATION 0.5%

Value $631K Shares 3,325 Est. Cost $118.27 Unrealized —

XLB SELECT SECTOR SPDR TR 0.8%

Value $1.066M Shares 20,977 Est. Cost $65.40 Unrealized —

BIV VANGUARD BD INDEX FDS 4.2%

Value $5.884M Shares 76,720 Est. Cost $75.20 Unrealized —

AMGN AMGEN INC 0.2%

Value $313K Shares 864 Est. Cost $285.83 Unrealized —

MA MASTERCARD INCORPORATED 0.2%

Value $252K Shares 491 Est. Cost $521.13 Unrealized —

PG PROCTER & GAMBLE CO 0.6%

Value $844K Shares 5,753 Est. Cost $165.73 Unrealized —

PEG PUBLIC SVC ENTERPRISE GROUP 0.3%

Value $441K Shares 5,430 Est. Cost $85.29 Unrealized —

BLK BLACKROCK INC 0.5%

Value $629K Shares 654 Est. Cost $993.53 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SPY	STATE STR SPDR S&P 500 ETF T	30,741	$23.02M	16.5%	$586.10	—	TR UNIT	78462F103
QQQ	INVESCO QQQ TR	7,390	$5.449M	3.9%	$552.75	—	UNIT SER 1	46090E103
SMH	VANECK ETF TRUST	2,712	$1.779M	1.3%	$242.51	—	SEMICONDUCTR ETF	92189F676
AAPL	APPLE INC	18,207	$5.268M	3.8%	$234.86	—	COM	037833100
XLI	SELECT SECTOR SPDR TR	15,145	$2.805M	2.0%	$133.05	—	ST STR INDL ETF	81369Y704
AMZN	AMAZON COM INC	11,150	$2.657M	1.9%	$205.09	—	COM	023135106
JPM	JPMORGAN CHASE & CO	8,554	$2.8M	2.0%	$228.03	—	COM	46625H100
XLV	SELECT SECTOR SPDR TR	20,849	$3.308M	2.4%	$138.30	—	ST STR CARE ETF	81369Y209
GOOGL	ALPHABET INC	3,297	$1.178M	0.8%	$174.14	—	CAP STK CL A	02079K305
XOM	EXXON MOBIL CORP	6,408	$876K	0.6%	$113.75	—	COM	30231G102
NVDA	NVIDIA CORPORATION	7,001	$1.401M	1.0%	$144.97	—	COM	67066G104
XLE	SELECT SECTOR SPDR TR	21,006	$1.116M	0.8%	$66.06	—	ST STR ENERG ETF	81369Y506
V	VISA INC	3,991	$1.369M	1.0%	$298.79	—	COM CL A	92826C839
ASML	ASML HLDG NV	243	$483K	0.3%	$968.09	—	N Y REGISTRY SHS	N07059210
BAC	BANK OF AMER CORP	13,095	$746K	0.5%	$42.83	—	COM	060505104
MCD	MCDONALDS CORP	2,462	$666K	0.5%	$290.60	—	COM	580135101
HD	HOME DEPOT INC	3,730	$1.315M	0.9%	$397.05	—	COM	437076102
VEU	VANGUARD INTL EQUITY INDEX F	9,696	$812K	0.6%	$57.41	—	ALLWRLD EX US	922042775
T	AT&T INC	9,840	$204K	0.1%	$27.21	—	COM	00206R102
RSP	INVESCO EXCHANGE TRADED FD T	3,662	$779K	0.6%	$177.02	—	S&P500 EQL WGT	46137V357
VB	VANGUARD INDEX FDS	1,285	$390K	0.3%	$256.96	—	SMALL CP ETF	922908751
JNJ	JOHNSON & JOHNSON	6,112	$1.552M	1.1%	$149.59	—	COM	478160104
UNP	UNION PAC CORP	1,630	$443K	0.3%	$230.22	—	COM	907818108
MSFT	MICROSOFT CORP	7,432	$2.772M	2.0%	$422.72	—	COM	594918104
DIA	STATE STR SPDR DOW JONES IND	628	$329K	0.2%	$425.57	—	UT SER 1	78467X109
AXP	AMERICAN EXPRESS CO	822	$278K	0.2%	$288.79	—	COM	025816109
VWO	VANGUARD INTL EQUITY INDEX F	5,015	$299K	0.2%	$54.16	—	FTSE EMR MKT ETF	922042858
KO	COCA COLA CO	4,465	$365K	0.3%	$63.09	—	COM	191216100
XLP	SELECT SECTOR SPDR TR	13,118	$1.09M	0.8%	$78.61	—	ST STR STAPL ETF	81369Y308
META	META PLATFORMS INC	1,541	$868K	0.6%	$595.72	—	CL A	30303M102
BMY	BRISTOL-MYERS SQUIBB CO	4,800	$277K	0.2%	$52.58	—	COM	110122108
RTX	RTX CORPORATION	3,325	$631K	0.5%	$118.27	—	COM	75513E101
XLB	SELECT SECTOR SPDR TR	20,977	$1.066M	0.8%	$65.40	—	ST STR MATER ETF	81369Y100
BIV	VANGUARD BD INDEX FDS	76,720	$5.884M	4.2%	$75.20	—	INTERMED TERM	921937819
AMGN	AMGEN INC	864	$313K	0.2%	$285.83	—	COM	031162100
MA	MASTERCARD INCORPORATED	491	$252K	0.2%	$521.13	—	CL A	57636Q104
PG	PROCTER & GAMBLE CO	5,753	$844K	0.6%	$165.73	—	COM	742718109
PEG	PUBLIC SVC ENTERPRISE GROUP	5,430	$441K	0.3%	$85.29	—	COM	744573106
BLK	BLACKROCK INC	654	$629K	0.5%	$993.53	—	COM	09290D101