Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
IVV	ISHARES TR	24,515 (+1.4%)	$18.77M (+3.7%)	9.1%	$765.84	$680.21	+12.6%	CORE S&P500 ETF	464287200
USMV	ISHARES TR	133,017 (+2.7%)	$12.96M (+3.7%)	6.3%	$97.44	$94.34	+3.3%	MSCI USA MIN ETF	46429B697
SCHD	SCHWAB STRATEGIC TR	232,303 (+3.2%)	$7.557M (+5.8%)	3.6%	$32.53	$27.39	+18.8%	US DIVIDEND EQ	808524797
DGRO	ISHARES TR	158,998 (+2.7%)	$11.99M (+2.1%)	5.8%	$75.39	$69.05	+9.2%	CORE DIV GRWTH	46434V621
TLT	ISHARES TR	62,018 (+5.8%)	$4.824M (-4.8%)	2.3%	$77.78	$88.49	-12.1%	20 YR TR BD ETF	464287432
VO	VANGUARD INDEX FDS	99,157 (+5.5%)	$7.776M (+2.7%)	3.8%	$78.42	$76.59	+2.4%	MRNGSTR MID CAP	922908629
IEFA	ISHARES TR	102,485 (+1.8%)	$9.929M (+2.1%)	4.8%	$96.88	$88.61	+9.3%	CORE MSCI EAFE	46432F842
QQQ	INVESCO QQQ TR	9,994 (+1.9%)	$7.393M (+2.4%)	3.6%	$739.79	$615.48	+20.2%	UNIT SER 1	46090E103
IEF	ISHARES TR	55,900 (+3.5%)	$4.992M (-2.3%)	2.4%	$89.31	$95.82	-6.8%	7-10 YR TRSY BD	464287440
INDA	ISHARES TR	69,079 (+2.1%)	$3.225M (-3.5%)	1.6%	$46.68	$53.11	-12.1%	MSCI INDIA ETF	46429B598
EMB	ISHARES TR	61,992 (+7.0%)	$5.631M (+0.8%)	2.7%	$90.84	$95.98	-5.4%	JPMORGAN USD EMG	464288281
IEMG	ISHARES INC	171,034 (+2.2%)	$13.88M (+0.1%)	6.7%	$81.16	$67.37	+20.5%	CORE MSCI EMKT	46434G103

Decreased Positions (6)

VOT VANGUARD INDEX FDS 0.6%

Value $1.314M (-8.2%) Shares 4,498 (-3.7%) Share Price $292.10 Est. Cost/Share $286.20 Unrealized @ Report Date +2.1%

SCHG SCHWAB STRATEGIC TR 0.8%

Value $1.645M (-5.4%) Shares 45,775 (-10.9%) Share Price $35.93 Est. Cost/Share $32.52 Unrealized @ Report Date +10.5%

BBEU J P MORGAN EXCHANGE TRADED F 0.1%

Value $262K (-8.0%) Shares 3,455 (-5.5%) Share Price $75.70 Est. Cost/Share $71.10 Unrealized @ Report Date +6.5%

IWD ISHARES TR 1.2%

Value $2.446M (+0.8%) Shares 9,864 (-1.4%) Share Price $247.93 Est. Cost/Share $206.56 Unrealized @ Report Date +20.0%

BBCA J P MORGAN EXCHANGE TRADED F 0.2%

Value $337K (-2.6%) Shares 3,358 (-3.5%) Share Price $100.37 Est. Cost/Share $89.03 Unrealized @ Report Date +12.7%

BBJP J P MORGAN EXCHANGE TRADED F 0.2%

Value $358K (-0.9%) Shares 4,559 (-4.9%) Share Price $78.50 Est. Cost/Share $68.03 Unrealized @ Report Date +15.4%

Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
VOT	VANGUARD INDEX FDS	4,498 (-3.7%)	$1.314M (-8.2%)	0.6%	$292.10	$286.20	+2.1%	MRNGSTR MD CP GR	922908538
SCHG	SCHWAB STRATEGIC TR	45,775 (-10.9%)	$1.645M (-5.4%)	0.8%	$35.93	$32.52	+10.5%	US LCAP GR ETF	808524300
BBEU	J P MORGAN EXCHANGE TRADED F	3,455 (-5.5%)	$262K (-8.0%)	0.1%	$75.70	$71.10	+6.5%	BETA EURO ET NE	46641Q191
IWD	ISHARES TR	9,864 (-1.4%)	$2.446M (+0.8%)	1.2%	$247.93	$206.56	+20.0%	RUS 1000 VAL ETF	464287598
BBCA	J P MORGAN EXCHANGE TRADED F	3,358 (-3.5%)	$337K (-2.6%)	0.2%	$100.37	$89.03	+12.7%	BETA CDA ETF NEW	46641Q225
BBJP	J P MORGAN EXCHANGE TRADED F	4,559 (-4.9%)	$358K (-0.9%)	0.2%	$78.50	$68.03	+15.4%	BETABULDRS JAPAN	46641Q217

Unchanged Positions (19)

FVAL FIDELITY COVINGTON TRUST 7.2%

Value $14.93M Shares 184,928 Share Price $80.76 Est. Cost/Share $70.62 Unrealized @ Report Date +14.4%

GDX VANECK ETF TRUST 1.1%

Value $2.179M Shares 24,813 Share Price $87.80 Est. Cost/Share $78.99 Unrealized @ Report Date +11.2%

QUAL ISHARES TR 4.4%

Value $9.145M Shares 41,151 Share Price $222.24 Est. Cost/Share $196.54 Unrealized @ Report Date +13.1%

SCHA SCHWAB STRATEGIC TR 0.8%

Value $1.587M Shares 48,640 Share Price $32.63 Est. Cost/Share $28.24 Unrealized @ Report Date +15.6%

VWOB VANGUARD WHITEHALL FDS 1.3%

Value $2.728M Shares 43,210 Share Price $63.13 Est. Cost/Share $67.46 Unrealized @ Report Date -6.4%

VOO VANGUARD INDEX FDS 3.4%

Value $7.066M Shares 10,083 Share Price $700.83 Est. Cost/Share $621.46 Unrealized @ Report Date +12.8%

SPY STATE STR SPDR S&P 500 ETF T 5.1%

Value $10.54M Shares 13,822 Share Price $762.60 Est. Cost/Share $675.88 Unrealized @ Report Date +12.8%

VYM VANGUARD WHITEHALL FDS 4.1%

Value $8.506M Shares 54,808 Share Price $155.20 Est. Cost/Share $142.22 Unrealized @ Report Date +9.1%

VWO VANGUARD INTL EQUITY INDEX F 5.1%

Value $10.61M Shares 178,966 Share Price $59.31 Est. Cost/Share $54.32 Unrealized @ Report Date +9.2%

VB VANGUARD INDEX FDS 0.7%

Value $1.485M Shares 5,219 Share Price $284.49 Est. Cost/Share $256.19 Unrealized @ Report Date +11.0%

VTI VANGUARD INDEX FDS 3.9%

Value $8.031M Shares 21,459 Share Price $374.24 Est. Cost/Share $332.67 Unrealized @ Report Date +12.5%

IVW ISHARES TR 1.2%

Value $2.588M Shares 18,193 Share Price $142.26 Est. Cost/Share $122.78 Unrealized @ Report Date +15.9%

PCT PURECYCLE TECHNOLOGIES INC 0.0%

Value $77,175 Shares 17,500 Share Price $4.41 Est. Cost/Share $10.62 Unrealized @ Report Date -58.5%

GUNR FLEXSHARES TR 0.5%

Value $942K Shares 17,870 Share Price $52.74 Est. Cost/Share $44.37 Unrealized @ Report Date +18.9%

VXF VANGUARD INDEX FDS 0.1%

Value $301K Shares 1,302 Share Price $231.56 Est. Cost/Share $209.99 Unrealized @ Report Date +10.3%

VXUS VANGUARD STAR FDS 1.8%

Value $3.688M Shares 43,405 Share Price $84.96 Est. Cost/Share $74.67 Unrealized @ Report Date +13.8%

VEA VANGUARD TAX-MANAGED FDS 1.2%

Value $2.384M Shares 33,763 Share Price $70.61 Est. Cost/Share $61.26 Unrealized @ Report Date +15.3%

IWF ISHARES TR 1.3%

Value $2.64M Shares 21,077 Share Price $125.26 Est. Cost/Share $120.01 Unrealized @ Report Date +4.4%

IVE ISHARES TR 1.1%

Value $2.206M Shares 9,663 Share Price $228.28 Est. Cost/Share $209.74 Unrealized @ Report Date +8.8%

Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
FVAL	FIDELITY COVINGTON TRUST	184,928	$14.93M	7.2%	$80.76	$70.62	+14.4%	VLU FACTOR ETF	316092782
GDX	VANECK ETF TRUST	24,813	$2.179M	1.1%	$87.80	$78.99	+11.2%	GOLD MINERS ETF	92189F106
QUAL	ISHARES TR	41,151	$9.145M	4.4%	$222.24	$196.54	+13.1%	MSCI USA QLT FCT	46432F339
SCHA	SCHWAB STRATEGIC TR	48,640	$1.587M	0.8%	$32.63	$28.24	+15.6%	US SML CAP ETF	808524607
VWOB	VANGUARD WHITEHALL FDS	43,210	$2.728M	1.3%	$63.13	$67.46	-6.4%	EM MK GOV BD ETF	921946885
VOO	VANGUARD INDEX FDS	10,083	$7.066M	3.4%	$700.83	$621.46	+12.8%	S&P 500 ETF SHS	922908363
SPY	STATE STR SPDR S&P 500 ETF T	13,822	$10.54M	5.1%	$762.60	$675.88	+12.8%	TR UNIT	78462F103
VYM	VANGUARD WHITEHALL FDS	54,808	$8.506M	4.1%	$155.20	$142.22	+9.1%	HIGH DIV YLD	921946406
VWO	VANGUARD INTL EQUITY INDEX F	178,966	$10.61M	5.1%	$59.31	$54.32	+9.2%	FTSE EMR MKT ETF	922042858
VB	VANGUARD INDEX FDS	5,219	$1.485M	0.7%	$284.49	$256.19	+11.0%	MRNGSTR SML CAP	922908751
VTI	VANGUARD INDEX FDS	21,459	$8.031M	3.9%	$374.24	$332.67	+12.5%	MRNGSTR TTL STK	922908769
IVW	ISHARES TR	18,193	$2.588M	1.2%	$142.26	$122.78	+15.9%	S&P 500 GRWT ETF	464287309
PCT	PURECYCLE TECHNOLOGIES INC	17,500	$77,175	0.0%	$4.41	$10.62	-58.5%	COM	74623V103
GUNR	FLEXSHARES TR	17,870	$942K	0.5%	$52.74	$44.37	+18.9%	NRTRN TR MRN GBL	33939L407
VXF	VANGUARD INDEX FDS	1,302	$301K	0.1%	$231.56	$209.99	+10.3%	EXTEND MKT ETF	922908652
VXUS	VANGUARD STAR FDS	43,405	$3.688M	1.8%	$84.96	$74.67	+13.8%	VG TL INTL STK F	921909768
VEA	VANGUARD TAX-MANAGED FDS	33,763	$2.384M	1.2%	$70.61	$61.26	+15.3%	VAN FTSE DEV MKT	921943858
IWF	ISHARES TR	21,077	$2.64M	1.3%	$125.26	$120.01	+4.4%	RUS 1000 GRW ETF	464287614
IVE	ISHARES TR	9,663	$2.206M	1.1%	$228.28	$209.74	+8.8%	S&P 500 VAL ETF	464287408