Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
TIP	ISHARES TR	106,432	$13.59M	10.5%	$127.69	$126.45	+1.0%	TIPS BD ETF	464287176
AJG	GALLAGHER ARTHUR J & CO	59,411	$8.831M	6.8%	$148.64 *	$107.71	+32.3%	COM	363576109
IWD	ISHARES TR	54,435	$8.52M	6.6%	$156.52	$142.34	+10.0%	RUS 1000 VAL ETF	464287598
IWF	ISHARES TR	30,411	$8.334M	6.4%	$274.05 *	$59.38	+15.4%	RUS 1000 GRW ETF	464287614
BND	VANGUARD BD INDEX FDS	80,173	$6.851M	5.3%	$85.45	$87.47	-2.3%	TOTAL BND MRKT	921937835
IVV	ISHARES TR	14,600	$6.29M	4.9%	$430.82	$355.94	+21.0%	CORE S&P500 ETF	464287200
VEA	VANGUARD TAX-MANAGED INTL FD	114,770	$5.795M	4.5%	$50.49	$45.07	+12.0%	FTSE DEV MKT ETF	921943858
IWM	ISHARES TR	25,953	$5.677M	4.4%	$218.74	$176.53	+23.9%	RUSSELL 2000 ETF	464287655
MUB	ISHARES TR	45,982	$5.342M	4.1%	$116.18	$116.26	-0.1%	NATIONAL MUN ETF	464288414
SHM	SPDR SER TR	107,446	$5.308M	4.1%	$49.40	$49.76	-0.7%	NUVEEN BLMBRG SR	78468R739
TFI	SPDR SER TR	94,507	$4.874M	3.8%	$51.57	$52.06	-0.9%	NUVEEN BRC MUNIC	78468R721
VOO	VANGUARD INDEX FDS	11,082	$4.371M	3.4%	$394.42	$326.65	+20.7%	S&P 500 ETF SHS	922908363
AGG	ISHARES TR	33,635	$3.862M	3.0%	$114.82	$117.80	-2.5%	CORE US AGGBD ET	464287226
JNK	SPDR SER TR	34,515	$3.775M	2.9%	$109.37	$107.07	+2.1%	BLOOMBERG BRCLYS	78468R622
MDY	SPDR S&P MIDCAP 400 ETF TR	7,410	$3.563M	2.8%	$480.84	$392.78	+22.4%	UTSER1 S&PDCRP	78467Y107
VWO	VANGUARD INTL EQUITY INDEX F	44,351	$2.218M	1.7%	$50.01	$47.95	+4.3%	FTSE EMR MKT ETF	922042858
EFA	ISHARES TR	27,093	$2.114M	1.6%	$78.03	$68.39	+14.1%	MSCI EAFE ETF	464287465
IJH	ISHARES TR	7,345	$1.932M	1.5%	$263.04 *	$42.13	+24.9%	CORE S&P MCP ETF	464287507
JEPI	J P MORGAN EXCHANGE-TRADED F	30,000	$1.788M	1.4%	$59.60	$61.53	-3.1%	EQUITY PREMIUM	46641Q332
TAN	INVESCO EXCH TRADED FD TR II	22,174	$1.773M	1.4%	$79.96	$80.10	-0.2%	SOLAR ETF	46138G706
IWR	ISHARES TR	21,583	$1.688M	1.3%	$78.21	$63.70	+22.8%	RUS MID CAP ETF	464287499
SPIP	SPDR SER TR	50,371	$1.567M	1.2%	$31.11	$30.74	+1.2%	PORTFLI TIPS ETF	78464A656
PFF	ISHARES TR	37,063	$1.438M	1.1%	$38.80	$37.37	+3.9%	PFD AND INCM SEC	464288687
HYG	ISHARES TR	16,063	$1.405M	1.1%	$87.47	$85.88	+1.9%	IBOXX HI YD ETF	464288513
VCLT	VANGUARD SCOTTSDALE FDS	12,642	$1.335M	1.0%	$105.60	$108.74	-2.9%	LG-TERM COR BD	92206C813
GOOGL	ALPHABET INC	414	$1.107M	0.9%	$2673.91 *	$83.49	+58.9%	CAP STK CL A	02079K305
MSFT	MICROSOFT CORP	3,902	$1.1M	0.8%	$281.91 *	$206.04	+32.2%	COM	594918104
GLD	SPDR GOLD TR	6,442	$1.058M	0.8%	$164.23	$175.08	-6.2%	GOLD SHS	78463V107
IVE	ISHARES TR	6,320	$919K	0.7%	$145.41	$120.94	+20.2%	S&P 500 VAL ETF	464287408
DBC	INVESCO DB COMMDY INDX TRCK	43,075	$869K	0.7%	$20.17	$15.34	+31.5%	UNIT	46138B103
EEM	ISHARES TR	17,183	$866K	0.7%	$50.40	$48.08	+4.8%	MSCI EMG MKT ETF	464287234
AAPL	APPLE INC	5,609	$794K	0.6%	$141.56 *	$119.41	+15.9%	COM	037833100
PZA	INVESCO EXCH TRADED FD TR II	27,062	$727K	0.6%	$26.86	$26.77	+0.4%	NATL AMT MUNI	46138E537
NJR	NEW JERSEY RES CORP	19,563	$681K	0.5%	$34.81 *	$26.92	+10.6%	COM	646025106
—	BLACKROCK INC	805	$675K	0.5%	$838.51	$721.74	—	COM	09247X101
MA	MASTERCARD INCORPORATED	1,900	$661K	0.5%	$347.89 *	$323.35	+4.9%	CL A	57636Q104
AMZN	AMAZON COM INC	184	$604K	0.5%	$3282.61 *	$162.03	+1.4%	COM	023135106
EDV	VANGUARD WORLD FD	4,331	$587K	0.5%	$135.53	$153.62	-11.8%	EXTENDED DUR	921910709
VNQ	VANGUARD INDEX FDS	5,496	$559K	0.4%	$101.71	$85.66	+18.8%	REAL ESTATE ETF	922908553
V	VISA INC	2,258	$503K	0.4%	$222.76 *	$197.22	+9.4%	COM CL A	92826C839
BRK/A	BERKSHIRE HATHAWAY INC DEL	1	$411K	0.3%	$411000.00	$330761.80	+24.4%	CL A	084670108
IJR	ISHARES TR	3,511	$383K	0.3%	$109.09	$82.16	+32.9%	CORE S&P SCP ETF	464287804
—	INVESCO EXCH TRD SLF IDX FD	17,299	$372K	0.3%	$21.50	$21.70	—	BULSHS 2022 CB	46138J882
GOOG	ALPHABET INC	135	$360K	0.3%	$2666.67 *	$83.74	+58.0%	CAP STK CL C	02079K107
SPIB	SPDR SER TR	8,151	$298K	0.2%	$36.56	$36.90	-1.0%	PORTFOLIO INTRMD	78464A375
—	INVESCO EXCH TRD SLF IDX FD	13,662	$296K	0.2%	$21.67	$21.89	—	BULSHS 2023 CB	46138J866
—	INVESCO EXCH TRD SLF IDX FD	13,001	$289K	0.2%	$22.23	$22.61	—	BULSHS 2025 CB	46138J825
JNJ	JOHNSON & JOHNSON	1,716	$277K	0.2%	$161.42 *	$128.85	+10.8%	COM	478160104
BSCQ	INVESCO EXCH TRD SLF IDX FD	12,713	$272K	0.2%	$21.40	$21.77	-1.5%	BULSHS 2026 CB	46138J791
VCIT	VANGUARD SCOTTSDALE FDS	2,746	$259K	0.2%	$94.32	$96.35	-2.0%	INT-TERM CORP	92206C870
WTRE	WISDOMTREE TR	10,266	$256K	0.2%	$24.94	$25.66	-2.8%	GLB EX US RL EST	97717W331
VSS	VANGUARD INTL EQUITY INDEX F	1,900	$254K	0.2%	$133.68	$113.10	+18.2%	FTSE SMCAP ETF	922042718
VB	VANGUARD INDEX FDS	1,150	$251K	0.2%	$218.26	$176.41	+24.0%	SMALL CP ETF	922908751
RXI	ISHARES TR	1,500	$247K	0.2%	$164.67	$145.52	+13.4%	GLB CNS DISC ETF	464288745
BSCS	INVESCO EXCH TRD SLF IDX FD	10,654	$244K	0.2%	$22.90	$23.31	-1.6%	INVSCO BLSH 28	46138J643
SPDW	SPDR INDEX SHS FDS	6,626	$240K	0.2%	$36.22	$31.51	+14.9%	PORTFOLIO DEVLPD	78463X889
—	REAVES UTIL INCOME FD	7,304	$239K	0.2%	$32.72	$32.72	—	COM SH BEN INT	756158101
USIG	ISHARES TR	3,756	$226K	0.2%	$60.17	$61.24	-1.9%	USD INV GRDE ETF	464288620
BRK/B	BERKSHIRE HATHAWAY INC DEL	800	$218K	0.2%	$272.50	$280.86	-2.8%	CL B NEW	084670702
COF	CAPITAL ONE FINL CORP	1,280	$207K	0.2%	$161.72 *	$150.75	-0.5%	COM	14040H105