Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
AJG	GALLAGHER ARTHUR J & CO	59,296	$15.38M	12.2%	$203.16	+20.3%	COM	363576109
IWF	ISHARES TR	36,351	$13.25M	10.5%	$275.18	—	RUS 1000 GRW ETF	464287614
IWD	ISHARES TR	65,560	$11.44M	9.1%	$157.83	—	RUS 1000 VAL ETF	464287598
BND	VANGUARD BD INDEX FDS	157,559	$11.35M	9.0%	$72.55	—	TOTAL BND MRKT	921937835
VGIT	VANGUARD SCOTTSDALE FDS	190,706	$11.1M	8.8%	$58.51	—	INTER TERM TREAS	92206C706
VEA	VANGUARD TAX-MANAGED FDS	156,230	$7.721M	6.1%	$46.30	—	VAN FTSE DEV MKT	921943858
IWM	ISHARES TR	30,350	$6.158M	4.9%	$187.27	—	RUSSELL 2000 ETF	464287655
MDY	SPDR S&P MIDCAP 400 ETF TR	8,826	$4.723M	3.7%	$478.90	—	UTSER1 S&PDCRP	78467Y107
AGG	ISHARES TR	40,505	$3.932M	3.1%	$97.30	—	CORE US AGGBD ET	464287226
JPST	J P MORGAN EXCHANGE TRADED F	72,288	$3.648M	2.9%	$50.14	—	ULTRA SHRT INC	46641Q837
JEPI	J P MORGAN EXCHANGE TRADED F	58,420	$3.311M	2.6%	$54.86	—	EQUITY PREMIUM	46641Q332
IVV	ISHARES TR	5,910	$3.234M	2.6%	$445.71	—	CORE S&P500 ETF	464287200
VWO	VANGUARD INTL EQUITY INDEX F	63,488	$2.778M	2.2%	$40.82	—	FTSE EMR MKT ETF	922042858
IEI	ISHARES TR	21,305	$2.46M	1.9%	$115.41	—	3 7 YR TREAS BD	464288661
MSFT	MICROSOFT CORP	4,558	$2.037M	1.6%	$308.92	+35.1%	COM	594918104
VDE	VANGUARD WORLD FD	15,750	$2.009M	1.6%	$113.14	—	ENERGY ETF	92204A306
EFA	ISHARES TR	23,681	$1.855M	1.5%	$72.50	—	MSCI EAFE ETF	464287465
IJH	ISHARES TR	31,538	$1.846M	1.5%	$102.72	—	CORE S&P MCP ETF	464287507
IWR	ISHARES TR	18,515	$1.501M	1.2%	$73.03	—	RUS MID CAP ETF	464287499
GII	SPDR INDEX SHS FDS	25,195	$1.377M	1.1%	$53.08	—	S&P GBLINF ETF	78463X855
AAPL	APPLE INC	6,354	$1.338M	1.1%	$158.48	+16.8%	COM	037833100
JEPQ	J P MORGAN EXCHANGE TRADED F	22,388	$1.243M	1.0%	$49.25	—	NASDAQ EQT PREM	46654Q203
GOOGL	ALPHABET INC	6,099	$1.111M	0.9%	$114.24	+46.5%	CAP STK CL A	02079K305
EEM	ISHARES TR	25,049	$1.067M	0.8%	$40.05	—	MSCI EMG MKT ETF	464287234
IVE	ISHARES TR	5,659	$1.03M	0.8%	$165.37	—	S&P 500 VAL ETF	464287408
MA	MASTERCARD INCORPORATED	1,833	$809K	0.6%	$371.28	+21.6%	CL A	57636Q104
VNQ	VANGUARD INDEX FDS	8,815	$738K	0.6%	$83.58	—	REAL ESTATE ETF	922908553
NVDA	NVIDIA CORPORATION	5,430	$671K	0.5%	$101.05	0.0%	COM	67066G104
V	VISA INC	2,101	$551K	0.4%	$224.44	+20.7%	COM CL A	92826C839
SPDW	SPDR INDEX SHS FDS	14,838	$521K	0.4%	$33.24	—	PORTFOLIO DEVLPD	78463X889
—	BLACKROCK INC	608	$479K	0.4%	$691.14	—	COM	09247X101
UNM	UNUM GROUP	8,788	$449K	0.4%	$43.63	+18.6%	COM	91529Y106
JNJ	JOHNSON & JOHNSON	2,921	$427K	0.3%	$148.89	-5.0%	COM	478160104
AMZN	AMAZON COM INC	2,125	$411K	0.3%	$114.20	+60.9%	COM	023135106
GOOG	ALPHABET INC	2,233	$410K	0.3%	$114.89	+47.0%	CAP STK CL C	02079K107
IGF	ISHARES TR	8,462	$406K	0.3%	$47.92	—	GLB INFRASTR ETF	464288372
VB	VANGUARD INDEX FDS	1,859	$405K	0.3%	$218.04	—	SMALL CP ETF	922908751
VO	VANGUARD INDEX FDS	1,490	$361K	0.3%	$242.10	—	MID CAP ETF	922908629
IJR	ISHARES TR	3,009	$321K	0.3%	$99.65	—	CORE S&P SCP ETF	464287804
TSM	TAIWAN SEMICONDUCTOR MFG LTD	1,811	$315K	0.2%	$173.81	—	SPONSORED ADS	874039100
VOO	VANGUARD INDEX FDS	616	$308K	0.2%	$407.28	—	S&P 500 ETF SHS	922908363
RWR	SPDR SER TR	2,689	$250K	0.2%	$93.10	—	DJ REIT ETF	78464A607
VSS	VANGUARD INTL EQUITY INDEX F	1,900	$223K	0.2%	$110.48	—	FTSE SMCAP ETF	922042718
BRK/B	BERKSHIRE HATHAWAY INC DEL	547	$223K	0.2%	$328.32	+24.5%	CL B NEW	084670702
KO	COCA COLA CO	3,486	$222K	0.2%	$58.89	0.0%	COM	191216100
ASML	ASML HOLDING N V	211	$216K	0.2%	$1022.73	—	N Y REGISTRY SHS	N07059210
MRK	MERCK & CO INC	1,740	$215K	0.2%	$121.72	0.0%	COM	58933Y105
VONG	VANGUARD SCOTTSDALE FDS	2,162	$203K	0.2%	$93.81	—	VNG RUS1000GRW	92206C680
PFS	PROVIDENT FINL SVCS INC	13,838	$199K	0.2%	$13.26	0.0%	COM	74386T105
WIT	WIPRO LTD	17,132	$105K	0.1%	$5.00	—	SPON ADR 1 SH	97651M109