Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SCHD	SCHWAB STRATEGIC TR	183,913	$12.22M	10.3%	$67.27	—	US DIVIDEND EQ	808524797
IHDG	WISDOMTREE TR	189,461	$6.8M	5.7%	$39.32	—	ITL HDG QTLY DIV	97717X594
V	VISA INC	35,359	$6.282M	5.3%	$199.73	-0.7%	COM CL A	92826C839
LOW	LOWES COS INC	32,255	$6.058M	5.1%	$156.59	+16.5%	COM	548661107
HSCZ	ISHARES TR	179,665	$5.322M	4.5%	$32.46	—	MSCI EAFE SMCP	46435G839
—	TCW STRATEGIC INCOME FD INC	1,113,593	$5.256M	4.4%	$5.25	—	COM	872340104
VBR	VANGUARD INDEX FDS	33,695	$4.832M	4.1%	$148.14	—	SM CP VAL ETF	922908611
VOE	VANGUARD INDEX FDS	34,712	$4.227M	3.6%	$122.26	—	MCAP VL IDXVIP	922908512
IVV	ISHARES TR	10,814	$3.878M	3.3%	$376.04	—	CORE S&P500 ETF	464287200
MA	MASTERCARD INCORPORATED	12,809	$3.642M	3.1%	$323.55	+0.5%	CL A	57636Q104
SCHX	SCHWAB STRATEGIC TR	72,895	$3.087M	2.6%	$71.28	—	US LRG CAP ETF	808524201
ROST	ROSS STORES INC	34,882	$2.94M	2.5%	$93.40	-12.5%	COM	778296103
BMY	BRISTOL-MYERS SQUIBB CO	39,140	$2.782M	2.3%	$53.18	+17.2%	COM	110122108
MRK	MERCK & CO INC	31,414	$2.705M	2.3%	$68.97	+16.6%	COM	58933Y105
AMGN	AMGEN INC	11,941	$2.691M	2.3%	$198.43	+9.8%	COM	031162100
—	URSTADT BIDDLE PPTYS INC	160,179	$2.484M	2.1%	$15.85	—	CL A	917286205
CSX	CSX CORP	91,352	$2.434M	2.1%	$32.15	-7.9%	COM	126408103
ONEV	SPDR SER TR	25,879	$2.379M	2.0%	$90.02	—	RUSSELL LOW VOL	78468R754
SCHY	SCHWAB STRATEGIC TR	110,984	$2.221M	1.9%	$22.91	—	INTERNL DIVID	808524672
VIOG	VANGUARD ADMIRAL FDS INC	10,536	$1.845M	1.6%	$180.90	—	SMLCP 600 GRTH	921932794
IMCG	ISHARES TR	32,105	$1.617M	1.4%	$51.88	—	MRGSTR MD CP GRW	464288307
GNTX	GENTEX CORP	57,981	$1.382M	1.2%	$33.44	-17.9%	COM	371901109
FNDF	SCHWAB STRATEGIC TR	54,872	$1.38M	1.2%	$32.76	—	SCHWB FDT INT LG	808524755
DBEF	DBX ETF TR	38,594	$1.292M	1.1%	$33.56	—	XTRACK MSCI EAFE	233051200
MSFT	MICROSOFT CORP	5,199	$1.211M	1.0%	$207.07	+24.1%	COM	594918104
CSCO	CISCO SYS INC	28,754	$1.15M	1.0%	$36.10	+10.9%	COM	17275R102
PFE	PFIZER INC	25,102	$1.098M	0.9%	$39.29	+2.9%	COM	717081103
VOO	VANGUARD INDEX FDS	3,170	$1.041M	0.9%	$346.15	—	S&P 500 ETF SHS	922908363
MMM	3M CO	9,225	$1.019M	0.9%	$125.57	-23.2%	COM	88579Y101
SCHA	SCHWAB STRATEGIC TR	26,872	$1.016M	0.9%	$68.94	—	US SML CAP ETF	808524607
ABBV	ABBVIE INC	7,501	$1.007M	0.8%	$81.23	+56.5%	COM	00287Y109
VIGI	VANGUARD WHITEHALL FDS	15,556	$964K	0.8%	$68.61	—	INTL DVD ETF	921946810
IWS	ISHARES TR	9,866	$948K	0.8%	$98.31	—	RUS MDCP VAL ETF	464287473
SCZ	ISHARES TR	17,390	$848K	0.7%	$68.08	—	EAFE SML CP ETF	464288273
STT	STATE STR CORP	13,787	$838K	0.7%	$57.49	+5.6%	COM	857477103
SMLV	SPDR SER TR	8,434	$833K	0.7%	$95.70	—	SSGA US SMAL ETF	78468R887
HEFA	ISHARES TR	27,038	$808K	0.7%	$30.47	—	HDG MSCI EAFE	46434V803
FYLD	CAMBRIA ETF TR	37,621	$768K	0.6%	$20.41	—	CAMBRIA FGN SHR	132061300
IWN	ISHARES TR	5,010	$646K	0.5%	$131.76	—	RUS 2000 VAL ETF	464287630
SDY	SPDR SER TR	5,662	$631K	0.5%	$105.93	—	S&P DIVID ETF	78464A763
WSM	WILLIAMS SONOMA INC	5,131	$605K	0.5%	$72.46	-8.2%	COM	969904101
XSVM	INVESCO EXCHANGE TRADED FD T	14,646	$603K	0.5%	$43.92	—	S&P SMCP VLU MNT	46137V480
USMV	ISHARES TR	9,023	$596K	0.5%	$67.88	—	MSCI USA MIN VOL	46429B697
TJX	TJX COS INC NEW	9,245	$574K	0.5%	$65.37	-8.4%	COM	872540109
—	BLACKROCK INC	1,040	$572K	0.5%	$715.83	—	COM	09247X101
LOGI	LOGITECH INTL S A	11,893	$547K	0.5%	$77.24	-36.3%	SHS	H50430232
USB	US BANCORP DEL	13,433	$542K	0.5%	$34.00	+15.4%	COM NEW	902973304
CVBF	CVB FINL CORP	21,358	$541K	0.5%	$17.74	+26.4%	COM	126600105
HD	HOME DEPOT INC	1,821	$503K	0.4%	$244.44	+10.7%	COM	437076102
LGLV	SPDR SER TR	4,033	$498K	0.4%	$119.96	—	SSGA US LRG ETF	78468R804
DDLS	WISDOMTREE TR	16,645	$467K	0.4%	$28.05	—	DYNAMIC INT EQ	97717X271
SCHM	SCHWAB STRATEGIC TR	7,680	$465K	0.4%	$68.18	—	US MID-CAP ETF	808524508
SMMV	ISHARES TR	14,456	$461K	0.4%	$33.89	—	MSCI USA SMCP MN	46435G433
PAYX	PAYCHEX INC	4,072	$457K	0.4%	$76.93	+45.7%	COM	704326107
VTI	VANGUARD INDEX FDS	2,485	$446K	0.4%	$198.35	—	TOTAL STK MKT	922908769
CATY	CATHAY GEN BANCORP	10,667	$410K	0.3%	$37.46	-0.7%	COM	149150104
VHT	VANGUARD WORLD FDS	1,763	$394K	0.3%	$261.65	—	HEALTH CAR ETF	92204A504
EWBC	EAST WEST BANCORP INC	5,650	$379K	0.3%	$64.58	-0.2%	COM	27579R104
DON	WISDOMTREE TR	9,806	$369K	0.3%	$34.81	—	US MIDCAP DIVID	97717W505
IEFA	ISHARES TR	6,840	$360K	0.3%	$69.86	—	CORE MSCI EAFE	46432F842
IWD	ISHARES TR	2,636	$359K	0.3%	$136.72	—	RUS 1000 VAL ETF	464287598
DBEU	DBX ETF TR	11,174	$335K	0.3%	$29.92	—	XTRACK MSCI EURP	233051853
—	INVESCO MUNI INCOME OPP TRST	54,593	$320K	0.3%	$7.89	—	COM	46132X101
MDY	SPDR S&P MIDCAP 400 ETF TR	789	$317K	0.3%	$419.92	—	UTSER1 S&PDCRP	78467Y107
AAPL	APPLE INC	2,280	$315K	0.3%	$117.01	+31.9%	COM	037833100
IWF	ISHARES TR	1,275	$268K	0.2%	$241.18	—	RUS 1000 GRW ETF	464287614
VB	VANGUARD INDEX FDS	1,559	$266K	0.2%	$200.45	—	SMALL CP ETF	922908751
VEA	VANGUARD TAX-MANAGED FDS	6,880	$250K	0.2%	$47.61	—	VAN FTSE DEV MKT	921943858
XMMO	INVESCO EXCHANGE TRADED FD T	3,400	$237K	0.2%	$69.78	—	S&P MDCP MOMNTUM	46137V464
IWC	ISHARES TR	2,213	$229K	0.2%	$118.65	—	MICRO-CAP ETF	464288869
SCHW	SCHWAB CHARLES CORP	3,053	$219K	0.2%	$66.52	-0.5%	COM	808513105
JNJ	JOHNSON & JOHNSON	1,339	$219K	0.2%	$127.88	+19.6%	COM	478160104
SPYV	SPDR SER TR	6,104	$211K	0.2%	$34.39	—	PRTFLO S&P500 VL	78464A508
VONG	VANGUARD SCOTTSDALE FDS	3,746	$203K	0.2%	$56.28	—	VNG RUS1000GRW	92206C680
ORCL	ORACLE CORP	3,323	$203K	0.2%	$80.58	-12.9%	COM	68389X105
IDLV	INVESCO EXCH TRADED FD TR II	8,200	$202K	0.2%	$29.99	—	S&P INTL LOW	46138E230
VTRS	VIATRIS INC	21,919	$187K	0.2%	$13.33	-36.8%	COM	92556V106