Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SCHD	SCHWAB STRATEGIC TR	205,403	$15.03M	10.9%	$67.98	—	US DIVIDEND EQ	808524797
IHDG	WISDOMTREE TR	203,842	$8.035M	5.8%	$39.09	—	ITL HDG QTLY DIV	97717X594
V	VISA INC	35,247	$7.947M	5.8%	$199.73	+9.1%	COM CL A	92826C839
LOW	LOWES COS INC	32,004	$6.4M	4.6%	$156.59	+22.7%	COM	548661107
—	TCW STRATEGIC INCOME FD INC	1,221,722	$5.718M	4.1%	$5.19	—	COM	872340104
VBR	VANGUARD INDEX FDS	34,415	$5.464M	4.0%	$148.36	—	SM CP VAL ETF	922908611
HSCZ	ISHARES TR	176,408	$4.829M	3.5%	$32.46	—	MSCI EAFE SMCP	46435G839
VOE	VANGUARD INDEX FDS	34,630	$4.643M	3.4%	$122.26	—	MCAP VL IDXVIP	922908512
MA	MASTERCARD INCORPORATED	12,556	$4.563M	3.3%	$323.55	+10.5%	CL A	57636Q104
IVV	ISHARES TR	10,808	$4.443M	3.2%	$376.04	—	CORE S&P500 ETF	464287200
ROST	ROSS STORES INC	34,966	$3.711M	2.7%	$93.40	+16.5%	COM	778296103
SCHX	SCHWAB STRATEGIC TR	74,561	$3.607M	2.6%	$70.82	—	US LRG CAP ETF	808524201
SCHY	SCHWAB STRATEGIC TR	137,602	$3.252M	2.4%	$22.95	—	INTERNL DIVID	808524672
ONEV	SPDR SER TR	30,054	$3.174M	2.3%	$92.10	—	RUSSELL LOW VOL	78468R754
—	URSTADT BIDDLE PPTYS INC	177,950	$3.127M	2.3%	$16.12	—	CL A	917286205
MRK	MERCK & CO INC	29,012	$3.087M	2.2%	$68.97	+43.1%	COM	58933Y105
BMY	BRISTOL-MYERS SQUIBB CO	40,923	$2.836M	2.1%	$53.54	+14.9%	COM	110122108
CSX	CSX CORP	92,125	$2.758M	2.0%	$32.09	-8.2%	COM	126408103
MSFT	MICROSOFT CORP	9,414	$2.714M	2.0%	$219.93	+13.4%	COM	594918104
FYLD	CAMBRIA ETF TR	83,134	$2.079M	1.5%	$22.75	—	CAMBRIA FGN SHR	132061300
VIOG	VANGUARD ADMIRAL FDS INC	21,176	$2.006M	1.5%	$138.47	—	SMLCP 600 GRTH	921932794
IMCG	ISHARES TR	34,799	$2.003M	1.5%	$52.03	—	MRGSTR MD CP GRW	464288307
FNDF	SCHWAB STRATEGIC TR	53,452	$1.671M	1.2%	$32.76	—	SCHWB FDT INT LG	808524755
AMGN	AMGEN INC	6,832	$1.652M	1.2%	$200.14	+11.9%	COM	031162100
VOO	VANGUARD INDEX FDS	4,365	$1.642M	1.2%	$352.71	—	S&P 500 ETF SHS	922908363
GNTX	GENTEX CORP	58,494	$1.64M	1.2%	$33.26	-15.3%	COM	371901109
CSCO	CISCO SYS INC	28,609	$1.496M	1.1%	$36.10	+24.2%	COM	17275R102
DBEF	DBX ETF TR	41,993	$1.478M	1.1%	$33.69	—	XTRACK MSCI EAFE	233051200
VIGI	VANGUARD WHITEHALL FDS	17,133	$1.262M	0.9%	$68.99	—	INTL DVD ETF	921946810
SCHA	SCHWAB STRATEGIC TR	25,898	$1.086M	0.8%	$68.94	—	US SML CAP ETF	808524607
DDLS	WISDOMTREE TR	34,215	$1.08M	0.8%	$29.09	—	DYNAMIC INT EQ	97717X271
IWS	ISHARES TR	9,801	$1.041M	0.8%	$98.31	—	RUS MDCP VAL ETF	464287473
SCZ	ISHARES TR	17,373	$1.034M	0.8%	$68.08	—	EAFE SML CP ETF	464288273
STT	STATE STR CORP	13,566	$1.027M	0.7%	$57.49	+32.5%	COM	857477103
PFE	PFIZER INC	23,525	$960K	0.7%	$39.18	-6.7%	COM	717081103
EWBC	EAST WEST BANCORP INC	16,602	$921K	0.7%	$63.19	+0.1%	COM	27579R104
SMLV	SPDR SER TR	8,488	$892K	0.6%	$95.70	—	SSGA US SMAL ETF	78468R887
HEFA	ISHARES TR	29,755	$877K	0.6%	$30.16	—	HDG MSCI EAFE	46434V803
XSVM	INVESCO EXCHANGE TRADED FD T	18,061	$822K	0.6%	$44.24	—	S&P SMCP VLU MNT	46137V480
MMM	3M CO	7,143	$751K	0.5%	$125.57	-32.4%	COM	88579Y101
TJX	TJX COS INC NEW	8,972	$703K	0.5%	$65.37	+15.7%	COM	872540109
SDY	SPDR SER TR	5,670	$701K	0.5%	$105.93	—	S&P DIVID ETF	78464A763
—	BLACKROCK INC	1,045	$699K	0.5%	$715.83	—	COM	09247X101
WSM	WILLIAMS SONOMA INC	5,674	$690K	0.5%	$71.09	-16.6%	COM	969904101
IWN	ISHARES TR	5,023	$688K	0.5%	$131.76	—	RUS 2000 VAL ETF	464287630
VTI	VANGUARD INDEX FDS	3,360	$686K	0.5%	$199.94	—	TOTAL STK MKT	922908769
USMV	ISHARES TR	9,047	$658K	0.5%	$67.88	—	MSCI USA MIN VOL	46429B697
HD	HOME DEPOT INC	1,881	$555K	0.4%	$245.89	+15.8%	COM	437076102
LGLV	SPDR SER TR	4,057	$555K	0.4%	$119.96	—	SSGA US LRG ETF	78468R804
CSB	VICTORY PORTFOLIOS II	9,901	$514K	0.4%	$51.90	—	VCSHS US SMCP HG	92647N873
SCHM	SCHWAB STRATEGIC TR	7,520	$510K	0.4%	$68.18	—	US MID-CAP ETF	808524508
SMMV	ISHARES TR	13,852	$480K	0.3%	$33.89	—	MSCI USA SMCP MN	46435G433
IEFA	ISHARES TR	6,802	$455K	0.3%	$69.86	—	CORE MSCI EAFE	46432F842
PAYX	PAYCHEX INC	3,840	$440K	0.3%	$76.93	+35.6%	COM	704326107
CATY	CATHAY GEN BANCORP	12,720	$439K	0.3%	$37.44	-0.4%	COM	149150104
DBEU	DBX ETF TR	11,181	$409K	0.3%	$29.92	—	XTRACK MSCI EURP	233051853
DON	WISDOMTREE TR	9,758	$400K	0.3%	$34.81	—	US MIDCAP DIVID	97717W505
IWD	ISHARES TR	2,580	$393K	0.3%	$136.72	—	RUS 1000 VAL ETF	464287598
VHT	VANGUARD WORLD FDS	1,613	$385K	0.3%	$260.34	—	HEALTH CAR ETF	92204A504
AAPL	APPLE INC	2,280	$376K	0.3%	$117.01	+24.3%	COM	037833100
CVBF	CVB FINL CORP	20,570	$343K	0.2%	$17.74	+12.3%	COM	126600105
MDY	SPDR S&P MIDCAP 400 ETF TR	736	$337K	0.2%	$419.92	—	UTSER1 S&PDCRP	78467Y107
IWF	ISHARES TR	1,252	$306K	0.2%	$241.18	—	RUS 1000 GRW ETF	464287614
VEA	VANGUARD TAX-MANAGED FDS	6,524	$295K	0.2%	$47.61	—	VAN FTSE DEV MKT	921943858
VB	VANGUARD INDEX FDS	1,433	$272K	0.2%	$200.45	—	SMALL CP ETF	922908751
ORCL	ORACLE CORP	2,873	$267K	0.2%	$80.58	+5.2%	COM	68389X105
XMMO	INVESCO EXCHANGE TRADED FD T	3,528	$266K	0.2%	$69.97	—	S&P MDCP MOMNTUM	46137V464
—	INVESCO MUNI INCOME OPP TRST	37,495	$249K	0.2%	$7.89	—	COM	46132X101
SPYV	SPDR SER TR	6,104	$249K	0.2%	$34.39	—	PRTFLO S&P500 VL	78464A508
VONG	VANGUARD SCOTTSDALE FDS	3,683	$232K	0.2%	$56.28	—	VNG RUS1000GRW	92206C680
IWC	ISHARES TR	2,216	$232K	0.2%	$118.65	—	MICRO-CAP ETF	464288869
—	CANADIAN PAC RY LTD	2,886	$222K	0.2%	$74.59	—	COM	13645T100
GWX	SPDR INDEX SHS FDS	7,156	$222K	0.2%	$29.41	—	S&P INTL SMLCP	78463X871
JNJ	JOHNSON & JOHNSON	1,342	$208K	0.2%	$127.88	+15.6%	COM	478160104
VYM	VANGUARD WHITEHALL FDS	1,928	$203K	0.1%	$108.20	—	HIGH DIV YLD	921946406
VTV	VANGUARD INDEX FDS	1,459	$201K	0.1%	$140.38	—	VALUE ETF	922908744
VTRS	VIATRIS INC	20,881	$201K	0.1%	$13.33	-27.3%	COM	92556V106