Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
HYG	iShares Tr	179,163	$14.45M	10.9%	$79.93	—	iBOXX Hi Yd ETF	464288513
JNK	SPDR Series Trust	118,383	$11.51M	8.7%	$96.71	—	State Street SPD	78468R622
SJNK	SPDR Series Trust	364,230	$9.222M	7.0%	$25.37	—	State Street SPD	78468R408
EMB	iShares Tr	84,486	$8.134M	6.2%	$94.07	—	JPMorgan USD Emg	464288281
AGG	iShares Tr	75,181	$7.509M	5.7%	$99.33	—	CoreUS Aggbd ETF	464287226
VCIT	Vanguard Scottsdale Fds	75,896	$6.356M	4.8%	$82.36	—	Int Term Corp	92206C870
IEI	iShares Tr	50,420	$6.018M	4.5%	$119.06	—	3-7 Yr Treas BD	464288661
MUB	iShares Tr	49,992	$5.355M	4.0%	$105.96	—	National Mun ETF	464288414
LQD	iShares Tr	48,226	$5.314M	4.0%	$109.39	—	iBOXX Inv CP ETF	464287242
BND	Vanguard BD Index FDS	68,642	$5.084M	3.8%	$73.68	—	Total Bnd Mrkt	921937835
GOVT	iShares Tr	211,039	$4.859M	3.7%	$23.00	—	US Treas Bd ETF	46429B267
MBB	iShares Tr	45,867	$4.367M	3.3%	$94.77	—	MBS ETF	464288588
EMLC	Vaneck ETF Trust	132,377	$3.418M	2.6%	$24.80	—	JP Mrgan Em LOC	92189H300
IEF	iShares Tr	35,329	$3.397M	2.6%	$95.61	—	7-10 Yr Trsy BD	464287440
BKLN	Invesco Exch Traded FD Tr II	152,730	$3.207M	2.4%	$20.95	—	Sr Ln ETF	46138G508
SHYG	iShares Tr	69,410	$2.976M	2.2%	$42.84	—	0-5 Yr Hi Yl CP	46434V407
BNDX	Vanguard Charlotte FDS	54,373	$2.627M	2.0%	$48.73	—	Total Int Bd ETF	92203J407
TIP	iShares Tr	23,340	$2.565M	1.9%	$110.39	—	TIPS Bd ETF	464287176
HYD	Vaneck ETF Trust	45,685	$2.335M	1.8%	$50.97	—	High Yld Muni ETF	92189H409
VTEB	Vanguard Mun Bd FDS	45,833	$2.305M	1.7%	$49.94	—	Tax Exempt Bd	922907746
TFI	SPDR Series Trust	42,551	$1.945M	1.5%	$45.39	—	State Street SPD	78468R721
VTIP	Vanguard Malvern FDS	35,699	$1.766M	1.3%	$49.67	—	Strm Infproidx	922020805
PFF	iShares Tr	51,402	$1.591M	1.2%	$30.84	—	PFD and Incm SEC	464288687
VMBS	Vanguard Scottsdale Fds	33,097	$1.558M	1.2%	$46.63	—	Mtg Bkd Secs ETF	92206C771
TLT	iShares Tr	17,373	$1.514M	1.1%	$92.36	—	20 Yr Tr BD ETF	464287432
VCSH	Vanguard Scottsdale Fds	16,693	$1.331M	1.0%	$79.41	—	Shrt Trm Corp Bd	92206C409
SCHZ	Schwab Strategic Tr	45,108	$1.054M	0.8%	$23.25	—	US Aggregate B	808524839
SPAB	SPDR Series Trust	39,753	$1.024M	0.8%	$25.57	—	State Street SPD	78464A649
GDX	Vaneck ETF Trust	11,627	$997K	0.8%	$45.97	—	Gold Miners ETF	92189F106
GDXJ	Vaneck ETF Trust	7,303	$831K	0.6%	$58.60	—	Junior Gold Mine	92189F791
FLOT	iShares Tr	15,873	$807K	0.6%	$50.91	—	Fltg Rate NT ETF	46429B655
EEM	iShares Tr	14,549	$796K	0.6%	$54.71	—	MSCI Emg Mkt ETF	464287234
BSV	Vanguard BD Index FDS	9,467	$746K	0.6%	$78.69	—	Short Trm BD	921937827
PFE	Pfizer Inc	21,346	$532K	0.4%	$24.14	+3.7%	Com	717081103
HD	Home Depot Inc	1,542	$531K	0.4%	$385.49	-5.4%	Com	437076102
SPY	SPDR S&P 500 ETF Tr	715	$488K	0.4%	$681.92	—	Tr Unit	78462F103
FLRN	SPDR Series Trust	14,517	$446K	0.3%	$30.80	—	State Street SPD	78468R200
MINT	PIMCO ETF Tr	4,265	$428K	0.3%	$100.34	—	Enhan Shrt MA AC	72201R833
PCY	Invesco Exch Traded FD Tr II	16,680	$361K	0.3%	$20.43	—	Emrng Mkt Svrg	46138E784
SHY	iShares Tr	4,270	$354K	0.3%	$82.82	—	1-3 Yr Treas BD	464287457
SHV	iShares Tr	2,923	$322K	0.2%	$110.15	—	Trust ishare 0-1	464288679
INTC	Intel Corp	7,436	$274K	0.2%	$37.76	0.0%	Com	458140100
PEP	Pepsico Inc	1,858	$267K	0.2%	$145.91	0.0%	Com	713448108
PG	Procter and Gamble Co.	1,858	$266K	0.2%	$159.36	-7.6%	Com	742718109
JNJ	Johnson & Johnson	1,286	$266K	0.2%	$197.01	0.0%	Com	478160104
CSCO	Cisco Sys Inc	3,441	$265K	0.2%	$67.38	+9.5%	Com	17275R102
VGSH	Vanguard Scottsdale Fds	4,277	$251K	0.2%	$58.73	—	Short Term Treas	92206C102
PGX	Invesco Exch Traded FD Tr II	22,196	$249K	0.2%	$11.13	—	PFD ETF	46138E511