Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
IVV	ISHARES	971,797	$164M	19.3%	$162.36	—	CORE S&P500 ETF	464287200
IJH	ISHARES	849,797	$105M	12.4%	$115.50	—	CORE S&P MCP ETF	464287507
SPY	SPDR S&P 500 ETF TR	557,961	$93.74M	11.0%	$160.42	—	TR UNIT	78462F103
IJR	ISHARES	894,625	$89.28M	10.5%	$90.31	—	CORE S&P SCP ETF	464287804
EFA	ISHARES	1,144,252	$73M	8.6%	$57.40	—	MSCI EAFE ETF	464287465
VTIP	VANGUARD MALVERN FDS	817,908	$40.42M	4.7%	$49.42	—	STRM INFPROIDX	922020805
RWR	SPDR SERIES TRUST	551,199	$40.2M	4.7%	$75.75	—	DJ REIT ETF	78464A607
DIA	SPDR DOW JONES INDL AVRG ETF	252,092	$38.07M	4.5%	$148.57	—	UT SER 1	78467X109
BND	VANGUARD BD INDEX FD INC	460,961	$37.28M	4.4%	$80.88	—	TOTAL BND MRKT	921937835
RWX	SPDR INDEX SHS FDS	543,393	$22.89M	2.7%	$40.01	—	DJ INTL RL ETF	78463X863
IVE	ISHARES	154,106	$12.07M	1.4%	$75.77	—	S&P 500 VAL ETF	464287408
—	POWERSHARES DB CMDTY IDX TRA	441,866	$11.38M	1.3%	$25.14	—	UNIT BEN INT	73935S105
VEA	VANGUARD TAX MANAGED INTL FD	221,455	$8.765M	1.0%	$35.60	—	FTSE DEV MKT ETF	921943858
IWC	ISHARES	95,615	$6.549M	0.8%	$61.73	—	MICRO-CAP ETF	464288869
VWO	VANGUARD INTL EQUITY INDEX F	137,930	$5.536M	0.6%	$38.87	—	FTSE EMR MKT ETF	922042858
TIP	ISHARES	47,634	$5.363M	0.6%	$112.03	—	TIPS BD ETF	464287176
—	FIRST NIAGARA FINL GP INC	511,406	$5.303M	0.6%	$10.07	—	COM	33582V108
VV	VANGUARD INDEX FDS	68,310	$5.283M	0.6%	$73.41	—	LARGE CAP ETF	922908637
VNQ	VANGUARD INDEX FDS	75,286	$4.979M	0.6%	$68.45	—	REIT ETF	922908553
—	POWERSHARES ETF TRUST II	183,950	$4.54M	0.5%	$24.75	—	SENIOR LN PORT	73936Q769
IEI	ISHARES	34,560	$4.193M	0.5%	$120.91	—	3-7 YR TR BD ETF	464288661
IJK	ISHARES	26,596	$3.7M	0.4%	$128.83	—	S&P MC 400GR ETF	464287606
PAYX	PAYCHEX INC	89,967	$3.656M	0.4%	$25.05	+7.8%	COM	704326107
GWX	SPDR INDEX SHS FDS	109,135	$3.568M	0.4%	$28.84	—	S&P INTL SMLCP	78463X871
IJJ	ISHARES	32,146	$3.472M	0.4%	$101.27	—	S&P MC 400VL ETF	464287705
IJT	ISHARES	31,233	$3.384M	0.4%	$96.84	—	SP SMCP600GR ETF	464287887
IJS	ISHARES	32,272	$3.299M	0.4%	$93.43	—	SP SMCP600VL ETF	464287879
EWX	SPDR INDEX SHS FDS	71,675	$3.26M	0.4%	$44.12	—	S&P EMKTSC ETF	78463X756
—	POWERSHARES DB G10 CURCY HAR	125,500	$3.207M	0.4%	$25.43	—	COM UT BEN INT	73935Y102
EFV	ISHARES	47,731	$2.597M	0.3%	$48.50	—	EAFE VALUE ETF	464288877
IVW	ISHARES	28,040	$2.506M	0.3%	$84.09	—	S&P 500 GRWT ETF	464287309
BSV	VANGUARD BD INDEX FD INC	29,685	$2.386M	0.3%	$80.15	—	SHORT TRM BOND	921937827
SCHF	SCHWAB STRATEGIC TR	77,080	$2.342M	0.3%	$27.37	—	INTL EQTY ETF	808524805
SCHZ	SCHWAB STRATEGIC TR	42,778	$2.174M	0.3%	$50.57	—	US AGGREGATE B	808524839
NYF	ISHARES	20,155	$2.091M	0.2%	$104.35	—	NY AMTFRE MU ETF	464288323
IGSB	ISHARES	17,992	$1.894M	0.2%	$105.04	—	1-3 YR CR BD ETF	464288646
—	ISHARES GOLD TRUST	144,475	$1.862M	0.2%	$11.99	—	ISHARES	464285105
VO	VANGUARD INDEX FDS	18,105	$1.855M	0.2%	$95.13	—	MID CAP ETF	922908629
GLD	SPDR GOLD TRUST	14,210	$1.821M	0.2%	$119.93	—	GOLD SHS	78463V107
AGZ	ISHARES	15,925	$1.771M	0.2%	$110.73	—	AGENCY BOND ETF	464288166
GNR	SPDR INDEX SHS FDS	34,400	$1.667M	0.2%	$45.44	—	GLB NAT RESRCE	78463X541
DJP	BARCLAYS BK PLC	42,455	$1.582M	0.2%	$36.49	—	DJUBS CMDT ETN36	06738C778
MBB	ISHARES	14,620	$1.549M	0.2%	$105.23	—	MBS ETF	464288588
IWF	ISHARES	19,255	$1.506M	0.2%	$72.76	—	RUS 1000 GRW ETF	464287614
SHY	ISHARES	14,500	$1.225M	0.1%	$84.26	—	1-3 YR TR BD ETF	464287457
AGG	ISHARES	11,089	$1.189M	0.1%	$107.23	—	CORE TOTUSBD ETF	464287226
—	RYDEX ETF TRUST	27,055	$1.184M	0.1%	$40.67	—	GUG S&P500 PU VA	78355W304
STPZ	PIMCO ETF TR	19,226	$1.02M	0.1%	$52.64	—	1-5 US TIP IDX	72201R205
VB	VANGUARD INDEX FDS	8,755	$897K	0.1%	$93.69	—	SMALL CP ETF	922908751
JNJ	JOHNSON & JOHNSON	10,342	$897K	0.1%	$61.52	+3.3%	COM	478160104
SCHX	SCHWAB STRATEGIC TR	21,504	$865K	0.1%	$38.83	—	US LRG CAP ETF	808524201
IEF	ISHARES	8,025	$819K	0.1%	$102.50	—	7-10 Y TR BD ETF	464287440
JPM	JPMORGAN CHASE & CO	14,521	$751K	0.1%	$38.52	0.0%	COM	46625H100
MDY	SPDR S&P MIDCAP 400 ETF TR	3,050	$690K	0.1%	$210.16	—	UTSER1 S&PDCRP	78467Y107
LQD	ISHARES	5,760	$654K	0.1%	$113.69	—	IBOXX INV CP ETF	464287242
SCHE	SCHWAB STRATEGIC TR	25,673	$631K	0.1%	$23.46	—	EMRG MKTEQ ETF	808524706
EEM	ISHARES	14,964	$610K	0.1%	$38.51	—	MSCI EMG MKT ETF	464287234
SCHH	SCHWAB STRATEGIC TR	15,555	$481K	0.1%	$31.81	—	US REIT ETF	808524847
SCHM	SCHWAB STRATEGIC TR	13,168	$456K	0.1%	$32.32	—	US MID-CAP ETF	808524508
SCHA	SCHWAB STRATEGIC TR	8,853	$427K	0.1%	$44.52	—	US SML CAP ETF	808524607
SCHP	SCHWAB STRATEGIC TR	6,617	$358K	0.0%	$53.89	—	US TIPS ETF	808524870
KMB	KIMBERLY CLARK CORP	3,785	$357K	0.0%	$63.06	-3.1%	COM	494368103
SCHC	SCHWAB STRATEGIC TR	10,595	$327K	0.0%	$27.31	—	INTL SCEQT ETF	808524888
—	GENERAL ELECTRIC CO	13,643	$326K	0.0%	$23.26	—	COM	369604103
SCHV	SCHWAB STRATEGIC TR	8,442	$315K	0.0%	$36.27	—	US LCAP VA ETF	808524409
VTI	VANGUARD INDEX FDS	3,485	$305K	0.0%	$82.64	—	TOTAL STK MKT	922908769
MUB	ISHARES	2,885	$301K	0.0%	$105.02	—	NAT AMT FREE BD	464288414
—	ANAREN INC	11,600	$296K	0.0%	$25.52	—	COM	032744104
VEU	VANGUARD INTL EQUITY INDEX F	5,716	$278K	0.0%	$44.28	—	ALLWRLD EX US	922042775
SLB	SCHLUMBERGER LTD	2,931	$259K	0.0%	$52.90	+11.5%	COM	806857108
PEP	PEPSICO INC	3,034	$241K	0.0%	$56.00	+1.4%	COM	713448108
MSFT	MICROSOFT CORP	7,090	$236K	0.0%	$26.70	+1.1%	COM	594918104
—	PRAXAIR INC	1,780	$214K	0.0%	$115.17	—	COM	74005P104
—	EXPRESS SCRIPTS HLDG CO	3,422	$211K	0.0%	$61.66	—	COM	30219G108
—	BIODELIVERY SCIENCES INTL IN	17,000	$92,000	0.0%	$4.05	—	COM	09060J106
—	RF MICRODEVICES INC	10,300	$58,000	0.0%	$5.63	—	COM	749941100