Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
IVV	ISHARES	1,053,599	$196M	20.6%	$164.17	—	CORE S&P500 ETF	464287200
IJH	ISHARES	864,581	$116M	12.2%	$115.81	—	CORE S&P MCP ETF	464287507
SPY	SPDR S&P 500 ETF TR	540,439	$99.81M	10.5%	$160.42	—	TR UNIT	78462F103
IJR	ISHARES	896,332	$97.82M	10.3%	$90.31	—	CORE S&P SCP ETF	464287804
EFA	ISHARES	1,192,666	$80.02M	8.4%	$57.79	—	MSCI EAFE ETF	464287465
RWR	SPDR SERIES TRUST	600,656	$42.81M	4.5%	$75.38	—	DJ REIT ETF	78464A607
FLOT	ISHARES	837,161	$42.46M	4.5%	$50.72	—	FLTG RATE BD ETF	46429B655
VTIP	VANGUARD MALVERN FDS	849,127	$41.89M	4.4%	$49.42	—	STRM INFPROIDX	922020805
BND	VANGUARD BD INDEX FD INC	379,699	$30.39M	3.2%	$80.88	—	TOTAL BND MRKT	921937835
RWX	SPDR INDEX SHS FDS	574,266	$23.66M	2.5%	$40.07	—	DJ INTL RL ETF	78463X863
DIA	SPDR DOW JONES INDL AVRG ETF	82,438	$13.64M	1.4%	$148.57	—	UT SER 1	78467X109
IVE	ISHARES	154,387	$13.19M	1.4%	$75.77	—	S&P 500 VAL ETF	464287408
—	POWERSHARES DB CMDTY IDX TRA	503,433	$12.92M	1.4%	$25.20	—	UNIT BEN INT	73935S105
VEA	VANGUARD TAX MANAGED INTL FD	226,503	$9.441M	1.0%	$35.74	—	FTSE DEV MKT ETF	921943858
IWC	ISHARES	96,775	$7.27M	0.8%	$61.89	—	MICRO-CAP ETF	464288869
VWO	VANGUARD INTL EQUITY INDEX F	150,922	$6.209M	0.7%	$39.07	—	FTSE EMR MKT ETF	922042858
TIP	ISHARES	56,148	$6.171M	0.7%	$111.70	—	TIPS BD ETF	464287176
—	FIRST NIAGARA FINL GP INC	511,406	$5.431M	0.6%	$10.07	—	COM	33582V108
VV	VANGUARD INDEX FDS	62,655	$5.313M	0.6%	$73.41	—	LARGE CAP ETF	922908637
VNQ	VANGUARD INDEX FDS	75,751	$4.89M	0.5%	$68.45	—	REIT ETF	922908553
—	POWERSHARES ETF TRUST II	185,680	$4.62M	0.5%	$24.75	—	SENIOR LN PORT	73936Q769
PAYX	PAYCHEX INC	89,619	$4.08M	0.4%	$25.05	+17.4%	COM	704326107
IGSB	ISHARES	38,582	$4.069M	0.4%	$105.27	—	1-3 YR CR BD ETF	464288646
IJK	ISHARES	25,921	$3.893M	0.4%	$128.83	—	S&P MC 400GR ETF	464287606
EWX	SPDR INDEX SHS FDS	79,792	$3.703M	0.4%	$44.35	—	S&P EMKTSC ETF	78463X756
GWX	SPDR INDEX SHS FDS	109,415	$3.673M	0.4%	$28.84	—	S&P INTL SMLCP	78463X871
IJJ	ISHARES	30,996	$3.603M	0.4%	$101.27	—	S&P MC 400VL ETF	464287705
IJT	ISHARES	28,926	$3.431M	0.4%	$96.84	—	SP SMCP600GR ETF	464287887
IJS	ISHARES	30,190	$3.359M	0.4%	$93.43	—	SP SMCP600VL ETF	464287879
—	POWERSHARES DB G10 CURCY HAR	130,000	$3.305M	0.3%	$25.43	—	COM UT BEN INT	73935Y102
EFV	ISHARES	48,516	$2.775M	0.3%	$48.64	—	EAFE VALUE ETF	464288877
IVW	ISHARES	27,962	$2.761M	0.3%	$84.09	—	S&P 500 GRWT ETF	464287309
SCHF	SCHWAB STRATEGIC TR	78,761	$2.483M	0.3%	$27.46	—	INTL EQTY ETF	808524805
SHV	ISHARES	20,875	$2.301M	0.2%	$110.23	—	SHRT TRS BD ETF	464288679
MBB	ISHARES	21,671	$2.266M	0.2%	$105.01	—	MBS ETF	464288588
IEI	ISHARES	18,420	$2.211M	0.2%	$120.91	—	3-7 YR TR BD ETF	464288661
VO	VANGUARD INDEX FDS	18,171	$1.999M	0.2%	$95.13	—	MID CAP ETF	922908629
NYF	ISHARES	18,830	$1.966M	0.2%	$104.35	—	NY AMTFRE MU ETF	464288323
SCHZ	SCHWAB STRATEGIC TR	37,825	$1.902M	0.2%	$50.57	—	US AGGREGATE B	808524839
AGG	ISHARES	17,143	$1.824M	0.2%	$106.94	—	CORE TOTUSBD ETF	464287226
GNR	SPDR INDEX SHS FDS	35,800	$1.799M	0.2%	$45.63	—	GLB NAT RESRCE	78463X541
GLD	SPDR GOLD TRUST	15,385	$1.787M	0.2%	$119.64	—	GOLD SHS	78463V107
—	ISHARES GOLD TRUST	144,475	$1.687M	0.2%	$11.99	—	ISHARES	464285105
IWF	ISHARES	19,255	$1.655M	0.2%	$72.76	—	RUS 1000 GRW ETF	464287614
DJP	BARCLAYS BK PLC	44,125	$1.622M	0.2%	$36.50	—	DJUBS CMDT ETN36	06738C778
BSV	VANGUARD BD INDEX FD INC	19,240	$1.538M	0.2%	$80.15	—	SHORT TRM BOND	921937827
AGZ	ISHARES	13,250	$1.465M	0.2%	$110.73	—	AGENCY BOND ETF	464288166
SCHX	SCHWAB STRATEGIC TR	31,490	$1.388M	0.1%	$40.50	—	US LRG CAP ETF	808524201
STPZ	PIMCO ETF TR	25,502	$1.349M	0.1%	$52.70	—	1-5 US TIP IDX	72201R205
—	RYDEX ETF TRUST	26,405	$1.314M	0.1%	$40.67	—	GUG S&P500 PU VA	78355W304
SHY	ISHARES	15,200	$1.283M	0.1%	$84.27	—	1-3 YR TR BD ETF	464287457
IEMG	ISHARES	22,573	$1.124M	0.1%	$49.79	—	CORE MSCI EMKT	46434G103
LQD	ISHARES	9,422	$1.076M	0.1%	$113.89	—	IBOXX INV CP ETF	464287242
SCHE	SCHWAB STRATEGIC TR	41,609	$1.024M	0.1%	$23.90	—	EMRG MKTEQ ETF	808524706
VB	VANGUARD INDEX FDS	8,656	$952K	0.1%	$93.69	—	SMALL CP ETF	922908751
JNJ	JOHNSON & JOHNSON	10,367	$950K	0.1%	$61.52	+6.9%	COM	478160104
SCHP	SCHWAB STRATEGIC TR	16,642	$878K	0.1%	$53.21	—	US TIPS ETF	808524870
—	JPMORGAN CHASE & CO	13,571	$794K	0.1%	$58.51	—	COM	46625h100
MDY	SPDR S&P MIDCAP 400 ETF TR	3,050	$745K	0.1%	$210.16	—	UTSER1 S&PDCRP	78467Y107
SCHH	SCHWAB STRATEGIC TR	20,231	$612K	0.1%	$31.45	—	US REIT ETF	808524847
SJNK	SPDR SER TR	18,700	$577K	0.1%	$30.86	—	SHT TRM HGH YLD	78468R408
EEM	ISHARES	13,805	$577K	0.1%	$38.51	—	MSCI EMG MKT ETF	464287234
SCHM	SCHWAB STRATEGIC TR	14,964	$560K	0.1%	$32.93	—	US MID-CAP ETF	808524508
SCHA	SCHWAB STRATEGIC TR	9,749	$512K	0.1%	$45.26	—	US SML CAP ETF	808524607
—	SPDR SERIES TRUST	11,900	$483K	0.1%	$40.59	—	BRC HGH YLD BD	78464A417
KMB	KIMBERLY CLARK CORP	3,785	$395K	0.0%	$63.06	+5.2%	COM	494368103
—	GENERAL ELECTRIC CO	13,647	$383K	0.0%	$23.26	—	COM	369604103
VTI	VANGUARD INDEX FDS	3,707	$356K	0.0%	$83.44	—	TOTAL STK MKT	922908769
SCHV	SCHWAB STRATEGIC TR	8,664	$353K	0.0%	$36.39	—	US LCAP VA ETF	808524409
SCHC	SCHWAB STRATEGIC TR	10,886	$347K	0.0%	$27.43	—	INTL SCEQT ETF	808524888
—	SPDR SERIES TRUST	13,326	$324K	0.0%	$24.31	—	NUVN BR SHT MUNI	78464A425
—	ANAREN INC	11,257	$315K	0.0%	$25.52	—	COM	032744104
VEU	VANGUARD INTL EQUITY INDEX F	5,716	$290K	0.0%	$44.28	—	ALLWRLD EX US	922042775
MSFT	MICROSOFT CORP	7,412	$277K	0.0%	$26.85	+11.8%	COM	594918104
SLB	SCHLUMBERGER LTD	2,931	$264K	0.0%	$52.90	+23.0%	COM	806857108
PEP	PEPSICO INC	3,034	$252K	0.0%	$56.00	+3.1%	COM	713448108
—	PRAXAIR INC	1,780	$231K	0.0%	$115.17	—	COM	74005P104
—	EXPRESS SCRIPTS HLDG CO	3,122	$219K	0.0%	$61.66	—	COM	30219G108
INTC	INTEL CORP	8,200	$213K	0.0%	$17.92	0.0%	COM	458140100
SCZ	ISHARES	4,113	$210K	0.0%	$51.06	—	EAFE SML CP ETF	464288273
GPN	GLOBAL PMTS INC	3,105	$202K	0.0%	$28.74	0.0%	COM	37940X102
—	MERRIMACK PHARMACEUTICALS IN	23,932	$128K	0.0%	$5.35	—	COM	590328100
—	BIODELIVERY SCIENCES INTL IN	17,000	$100K	0.0%	$4.05	—	COM	09060J106
—	RF MICRODEVICES INC	16,825	$87,000	0.0%	$5.45	—	COM	749941100