Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SCHB	SCHWAB STRATEGIC TR	348,211	$16.66M	11.7%	$57.56	—	US BRD MKT ETF	808524102
VOO	VANGUARD INDEX FDS	26,613	$10.01M	7.0%	$274.69	—	S&P 500 ETF SHS	922908363
VGT	VANGUARD WORLD FDS	25,860	$9.968M	7.0%	$126.35	—	INF TECH ETF	92204A702
VTV	VANGUARD INDEX FDS	54,733	$7.559M	5.3%	$127.41	—	VALUE ETF	922908744
EFA	ISHARES TR	94,444	$6.755M	4.7%	$71.60	—	MSCI EAFE ETF	464287465
IHI	ISHARES TR	84,560	$4.565M	3.2%	$110.29	—	U.S. MED DVC ETF	464288810
SCHX	SCHWAB STRATEGIC TR	91,880	$4.444M	3.1%	$57.16	—	US LRG CAP ETF	808524201
—	ISHARES TR	164,618	$4.147M	2.9%	$25.76	—	IBONDS DEC23 ETF	46434VAX8
MSFT	MICROSOFT CORP	14,030	$4.045M	2.8%	$234.05	+6.6%	COM	594918104
VDC	VANGUARD WORLD FDS	19,330	$3.741M	2.6%	$149.80	—	CONSUM STP ETF	92204A207
SPY	SPDR S&P 500 ETF TR	8,897	$3.643M	2.6%	$270.52	—	TR UNIT	78462F103
SCHM	SCHWAB STRATEGIC TR	45,989	$3.12M	2.2%	$52.27	—	US MID-CAP ETF	808524508
SCHG	SCHWAB STRATEGIC TR	47,646	$3.105M	2.2%	$65.41	—	US LCAP GR ETF	808524300
IAU	ISHARES GOLD TR	80,238	$2.998M	2.1%	$33.88	—	ISHARES NEW	464285204
IJR	ISHARES TR	27,679	$2.677M	1.9%	$86.33	—	CORE S&P SCP ETF	464287804
VHT	VANGUARD WORLD FDS	11,043	$2.633M	1.8%	$235.16	—	HEALTH CAR ETF	92204A504
VTI	VANGUARD INDEX FDS	12,027	$2.455M	1.7%	$131.56	—	TOTAL STK MKT	922908769
STIP	ISHARES TR	24,666	$2.448M	1.7%	$99.99	—	0-5 YR TIPS ETF	46429B747
AGG	ISHARES TR	22,354	$2.227M	1.6%	$117.71	—	CORE US AGGBD ET	464287226
FLTR	VANECK ETF TRUST	84,687	$2.115M	1.5%	$24.68	—	IG FLOATING RATE	92189F486
SCHH	SCHWAB STRATEGIC TR	92,087	$1.796M	1.3%	$32.82	—	US REIT ETF	808524847
VCR	VANGUARD WORLD FDS	7,072	$1.786M	1.3%	$202.01	—	CONSUM DIS ETF	92204A108
VCSH	VANGUARD SCOTTSDALE FDS	22,942	$1.749M	1.2%	$79.21	—	SHRT TRM CORP BD	92206C409
TIP	ISHARES TR	14,872	$1.64M	1.2%	$114.55	—	TIPS BD ETF	464287176
—	ISHARES TR	64,683	$1.591M	1.1%	$25.87	—	IBONDS DEC24 ETF	46434VBG4
VIG	VANGUARD SPECIALIZED FUNDS	10,311	$1.588M	1.1%	$134.09	—	DIV APP ETF	921908844
VIS	VANGUARD WORLD FDS	7,608	$1.449M	1.0%	$118.70	—	INDUSTRIAL ETF	92204A603
VXUS	VANGUARD STAR FDS	25,247	$1.394M	1.0%	$51.62	—	VG TL INTL STK F	921909768
SHYG	ISHARES TR	33,418	$1.393M	1.0%	$41.45	—	0-5YR HI YL CP	46434V407
HDV	ISHARES TR	13,381	$1.36M	1.0%	$76.66	—	CORE HIGH DV ETF	46429B663
IJH	ISHARES TR	5,247	$1.313M	0.9%	$191.12	—	CORE S&P MCP ETF	464287507
SCHD	SCHWAB STRATEGIC TR	17,499	$1.28M	0.9%	$58.64	—	US DIVIDEND EQ	808524797
VPU	VANGUARD WORLD FDS	8,446	$1.246M	0.9%	$143.22	—	UTILITIES ETF	92204A876
FTSM	FIRST TR EXCHANGE-TRADED FD	19,031	$1.133M	0.8%	$59.77	—	FIRST TR ENH NEW	33739Q408
VB	VANGUARD INDEX FDS	5,628	$1.067M	0.7%	$127.31	—	SMALL CP ETF	922908751
XLK	SELECT SECTOR SPDR TR	6,656	$1.005M	0.7%	$69.41	—	TECHNOLOGY	81369Y803
XLY	SELECT SECTOR SPDR TR	6,078	$909K	0.6%	$90.26	—	SBI CONS DISCR	81369Y407
XLI	SELECT SECTOR SPDR TR	8,362	$846K	0.6%	$48.88	—	SBI INT-INDS	81369Y704
SCHF	SCHWAB STRATEGIC TR	23,244	$809K	0.6%	$32.00	—	INTL EQTY ETF	808524805
SDOG	ALPS ETF TR	15,561	$797K	0.6%	$32.85	—	SECTR DIV DOGS	00162Q858
CORP	PIMCO ETF TR	8,260	$795K	0.6%	$107.42	—	INV GRD CRP BD	72201R817
FQAL	FIDELITY COVINGTON TRUST	15,550	$738K	0.5%	$44.24	—	QLTY FCTOR ETF	316092790
AAPL	APPLE INC	4,210	$694K	0.5%	$105.79	+37.5%	COM	037833100
BSV	VANGUARD BD INDEX FDS	8,632	$660K	0.5%	$76.55	—	SHORT TRM BOND	921937827
QQQ	INVESCO QQQ TR	2,027	$651K	0.5%	$357.88	—	UNIT SER 1	46090E103
ITOT	ISHARES TR	7,060	$639K	0.4%	$63.15	—	CORE S&P TTL STK	464287150
SCHE	SCHWAB STRATEGIC TR	25,372	$622K	0.4%	$24.48	—	EMRG MKTEQ ETF	808524706
IEFA	ISHARES TR	9,139	$611K	0.4%	$65.39	—	CORE MSCI EAFE	46432F842
CEF	SPROTT PHYSICAL GOLD & SILVE	31,515	$596K	0.4%	$12.54	—	TR UNIT	85208R101
WELL	WELLTOWER INC	7,763	$557K	0.4%	$44.80	+51.3%	COM	95040Q104
VUG	VANGUARD INDEX FDS	2,211	$552K	0.4%	$224.77	—	GROWTH ETF	922908736
FXG	FIRST TR EXCHANGE TRADED FD	8,452	$525K	0.4%	$44.96	—	CONSUMR STAPLE	33734X119
VONE	VANGUARD SCOTTSDALE FDS	2,764	$515K	0.4%	$171.10	—	VNG RUS1000IDX	92206C730
IVV	ISHARES TR	1,219	$501K	0.4%	$371.86	—	CORE S&P500 ETF	464287200
—	ISHARES TR	19,679	$483K	0.3%	$26.61	—	IBONDS DEC25 ETF	46434VBD1
SGOL	ABRDN GOLD ETF TRUST	25,170	$475K	0.3%	$27.05	—	PHYSCL GOLD SHS	00326A104
IQLT	ISHARES TR	12,689	$448K	0.3%	$30.89	—	MSCI INTL QUALTY	46434V456
VNQ	VANGUARD INDEX FDS	5,346	$444K	0.3%	$72.61	—	REAL ESTATE ETF	922908553
VO	VANGUARD INDEX FDS	2,078	$438K	0.3%	$160.83	—	MID CAP ETF	922908629
SCHA	SCHWAB STRATEGIC TR	9,640	$404K	0.3%	$54.60	—	US SML CAP ETF	808524607
EFV	ISHARES TR	8,061	$391K	0.3%	$37.32	—	EAFE VALUE ETF	464288877
HEFA	ISHARES TR	12,890	$380K	0.3%	$31.81	—	HDG MSCI EAFE	46434V803
GLD	SPDR GOLD TR	2,021	$370K	0.3%	$126.73	—	GOLD SHS	78463V107
IDU	ISHARES TR	4,204	$352K	0.2%	$107.44	—	U.S. UTILITS ETF	464287697
XHB	SPDR SER TR	4,568	$310K	0.2%	$43.88	—	S&P HOMEBUILD	78464A888
IWM	ISHARES TR	1,725	$308K	0.2%	$116.24	—	RUSSELL 2000 ETF	464287655
IWB	ISHARES TR	1,295	$292K	0.2%	$133.31	—	RUS 1000 ETF	464287622
—	ISHARES TR	11,413	$290K	0.2%	$25.46	—	IBONDS DEC2023	46435G318
SPDW	SPDR INDEX SHS FDS	8,939	$287K	0.2%	$28.61	—	PORTFOLIO DEVLPD	78463X889
BCE	BCE INC	6,372	$285K	0.2%	$22.29	+61.9%	COM NEW	05534B760
PRU	PRUDENTIAL FINL INC	3,445	$285K	0.2%	$86.71	-4.7%	COM	744320102
JNK	SPDR SER TR	2,968	$275K	0.2%	$105.66	—	BLOOMBERG HIGH Y	78468R622
KXI	ISHARES TR	4,193	$260K	0.2%	$67.04	—	GLB CNSM STP ETF	464288737
SPHY	SPDR SER TR	10,865	$250K	0.2%	$41.83	—	PORTFLI HIGH YLD	78468R606
IYW	ISHARES TR	2,631	$244K	0.2%	$92.81	—	U.S. TECH ETF	464287721
PEP	PEPSICO INC	1,304	$238K	0.2%	$154.42	+2.8%	COM	713448108
SPYG	SPDR SER TR	3,982	$220K	0.2%	$50.67	—	PRTFLO S&P500 GW	78464A409
JNJ	JOHNSON & JOHNSON	1,409	$218K	0.2%	$128.15	+15.4%	COM	478160104
VTIP	VANGUARD MALVERN FDS	4,236	$203K	0.1%	$47.82	—	STRM INFPROIDX	922020805
XLRE	SELECT SECTOR SPDR TR	5,368	$201K	0.1%	$37.38	—	RL EST SEL SEC	81369Y860