Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SCHB	SCHWAB STRATEGIC TR	339,699	$17.56M	11.4%	$57.56	—	US BRD MKT ETF	808524102
VGT	VANGUARD WORLD FDS	26,171	$11.57M	7.5%	$130.10	—	INF TECH ETF	92204A702
VOO	VANGUARD INDEX FDS	27,602	$11.24M	7.3%	$279.44	—	S&P 500 ETF SHS	922908363
VTV	VANGUARD INDEX FDS	57,346	$8.149M	5.3%	$128.08	—	VALUE ETF	922908744
EFA	ISHARES TR	98,395	$7.134M	4.6%	$71.63	—	MSCI EAFE ETF	464287465
IHI	ISHARES TR	89,528	$5.055M	3.3%	$107.30	—	U.S. MED DVC ETF	464288810
SCHX	SCHWAB STRATEGIC TR	91,416	$4.787M	3.1%	$57.16	—	US LRG CAP ETF	808524201
MSFT	MICROSOFT CORP	14,044	$4.782M	3.1%	$234.05	+31.3%	COM	594918104
—	ISHARES TR	170,665	$4.316M	2.8%	$25.74	—	IBONDS DEC23 ETF	46434VAX8
VDC	VANGUARD WORLD FDS	21,858	$4.25M	2.8%	$154.96	—	CONSUM STP ETF	92204A207
SPY	SPDR S&P 500 ETF TR	8,908	$3.949M	2.6%	$270.52	—	TR UNIT	78462F103
SCHG	SCHWAB STRATEGIC TR	47,579	$3.566M	2.3%	$65.41	—	US LCAP GR ETF	808524300
SCHM	SCHWAB STRATEGIC TR	46,790	$3.323M	2.2%	$52.59	—	US MID-CAP ETF	808524508
IAU	ISHARES GOLD TR	85,594	$3.115M	2.0%	$34.03	—	ISHARES NEW	464285204
IJR	ISHARES TR	28,648	$2.855M	1.8%	$86.78	—	CORE S&P SCP ETF	464287804
VHT	VANGUARD WORLD FDS	11,526	$2.822M	1.8%	$235.57	—	HEALTH CAR ETF	92204A504
VTI	VANGUARD INDEX FDS	12,012	$2.646M	1.7%	$131.56	—	TOTAL STK MKT	922908769
STIP	ISHARES TR	26,859	$2.621M	1.7%	$99.80	—	0-5 YR TIPS ETF	46429B747
AGG	ISHARES TR	22,456	$2.2M	1.4%	$117.71	—	CORE US AGGBD ET	464287226
FLTR	VANECK ETF TRUST	84,715	$2.139M	1.4%	$24.68	—	IG FLOATING RATE	92189F486
VCR	VANGUARD WORLD FDS	7,376	$2.089M	1.4%	$205.36	—	CONSUM DIS ETF	92204A108
VCSH	VANGUARD SCOTTSDALE FDS	25,435	$1.924M	1.2%	$78.87	—	SHRT TRM CORP BD	92206C409
SCHH	SCHWAB STRATEGIC TR	98,214	$1.918M	1.2%	$31.99	—	US REIT ETF	808524847
—	ISHARES TR	75,541	$1.86M	1.2%	$25.69	—	IBONDS DEC24 ETF	46434VBG4
VIG	VANGUARD SPECIALIZED FUNDS	10,651	$1.73M	1.1%	$134.99	—	DIV APP ETF	921908844
SHYG	ISHARES TR	41,230	$1.709M	1.1%	$41.45	—	0-5YR HI YL CP	46434V407
TIP	ISHARES TR	14,591	$1.57M	1.0%	$114.55	—	TIPS BD ETF	464287176
VIS	VANGUARD WORLD FDS	7,561	$1.554M	1.0%	$118.70	—	INDUSTRIAL ETF	92204A603
VXUS	VANGUARD STAR FDS	25,531	$1.432M	0.9%	$51.67	—	VG TL INTL STK F	921909768
IJH	ISHARES TR	5,302	$1.386M	0.9%	$191.85	—	CORE S&P MCP ETF	464287507
VPU	VANGUARD WORLD FDS	9,594	$1.364M	0.9%	$143.09	—	UTILITIES ETF	92204A876
HDV	ISHARES TR	13,381	$1.349M	0.9%	$76.66	—	CORE HIGH DV ETF	46429B663
SCHD	SCHWAB STRATEGIC TR	17,546	$1.274M	0.8%	$58.64	—	US DIVIDEND EQ	808524797
XLK	SELECT SECTOR SPDR TR	6,657	$1.157M	0.7%	$69.41	—	TECHNOLOGY	81369Y803
FTSM	FIRST TR EXCHANGE-TRADED FD	19,031	$1.131M	0.7%	$59.77	—	FIRST TR ENH NEW	33739Q408
VB	VANGUARD INDEX FDS	5,668	$1.127M	0.7%	$127.31	—	SMALL CP ETF	922908751
XLY	SELECT SECTOR SPDR TR	6,078	$1.032M	0.7%	$90.26	—	SBI CONS DISCR	81369Y407
XLI	SELECT SECTOR SPDR TR	8,362	$897K	0.6%	$48.88	—	SBI INT-INDS	81369Y704
CORP	PIMCO ETF TR	8,965	$850K	0.6%	$106.43	—	INV GRD CRP BD	72201R817
SCHF	SCHWAB STRATEGIC TR	23,378	$833K	0.5%	$32.00	—	INTL EQTY ETF	808524805
FQAL	FIDELITY COVINGTON TRUST	15,550	$786K	0.5%	$44.24	—	QLTY FCTOR ETF	316092790
SDOG	ALPS ETF TR	15,564	$778K	0.5%	$32.85	—	SECTR DIV DOGS	00162Q858
QQQ	INVESCO QQQ TR	2,052	$758K	0.5%	$358.02	—	UNIT SER 1	46090E103
AAPL	APPLE INC	3,782	$734K	0.5%	$105.79	+62.6%	COM	037833100
IEFA	ISHARES TR	10,714	$723K	0.5%	$65.70	—	CORE MSCI EAFE	46432F842
ITOT	ISHARES TR	7,060	$691K	0.4%	$63.15	—	CORE S&P TTL STK	464287150
SCHE	SCHWAB STRATEGIC TR	26,603	$655K	0.4%	$24.48	—	EMRG MKTEQ ETF	808524706
VUG	VANGUARD INDEX FDS	2,213	$626K	0.4%	$224.77	—	GROWTH ETF	922908736
BSV	VANGUARD BD INDEX FDS	8,042	$608K	0.4%	$76.55	—	SHORT TRM BOND	921937827
WELL	WELLTOWER INC	7,503	$607K	0.4%	$44.80	+62.2%	COM	95040Q104
VONE	VANGUARD SCOTTSDALE FDS	2,767	$558K	0.4%	$171.10	—	VNG RUS1000IDX	92206C730
VO	VANGUARD INDEX FDS	2,527	$556K	0.4%	$171.38	—	MID CAP ETF	922908629
CEF	SPROTT PHYSICAL GOLD & SILVE	30,858	$556K	0.4%	$12.54	—	TR UNIT	85208R101
IVV	ISHARES TR	1,220	$544K	0.4%	$371.86	—	CORE S&P500 ETF	464287200
—	ISHARES TR	20,479	$499K	0.3%	$26.53	—	IBONDS DEC25 ETF	46434VBD1
FXG	FIRST TR EXCHANGE TRADED FD	7,944	$498K	0.3%	$44.96	—	CONSUMR STAPLE	33734X119
SGOL	ABRDN GOLD ETF TRUST	25,170	$462K	0.3%	$27.05	—	PHYSCL GOLD SHS	00326A104
IQLT	ISHARES TR	12,689	$452K	0.3%	$30.89	—	MSCI INTL QUALTY	46434V456
VNQ	VANGUARD INDEX FDS	5,345	$447K	0.3%	$72.61	—	REAL ESTATE ETF	922908553
SCHA	SCHWAB STRATEGIC TR	9,641	$422K	0.3%	$54.60	—	US SML CAP ETF	808524607
HEFA	ISHARES TR	12,890	$400K	0.3%	$31.81	—	HDG MSCI EAFE	46434V803
EFV	ISHARES TR	8,061	$395K	0.3%	$37.32	—	EAFE VALUE ETF	464288877
XHB	SPDR SER TR	4,568	$367K	0.2%	$43.88	—	S&P HOMEBUILD	78464A888
GLD	SPDR GOLD TR	1,982	$353K	0.2%	$126.73	—	GOLD SHS	78463V107
IDU	ISHARES TR	4,204	$344K	0.2%	$107.44	—	U.S. UTILITS ETF	464287697
IWM	ISHARES TR	1,725	$323K	0.2%	$116.24	—	RUSSELL 2000 ETF	464287655
IWB	ISHARES TR	1,295	$316K	0.2%	$133.31	—	RUS 1000 ETF	464287622
—	ISHARES TR	11,435	$291K	0.2%	$25.46	—	IBONDS DEC2023	46435G318
SPDW	SPDR INDEX SHS FDS	8,939	$291K	0.2%	$28.61	—	PORTFOLIO DEVLPD	78463X889
BCE	BCE INC	6,351	$290K	0.2%	$22.29	+69.4%	COM NEW	05534B760
IYW	ISHARES TR	2,631	$286K	0.2%	$92.81	—	U.S. TECH ETF	464287721
PRU	PRUDENTIAL FINL INC	3,232	$285K	0.2%	$86.71	-15.3%	COM	744320102
JNK	SPDR SER TR	2,968	$273K	0.2%	$105.66	—	BLOOMBERG HIGH Y	78468R622
KXI	ISHARES TR	4,193	$257K	0.2%	$67.04	—	GLB CNSM STP ETF	464288737
SPHY	SPDR SER TR	10,877	$248K	0.2%	$41.83	—	PORTFLI HIGH YLD	78468R606
SPYG	SPDR SER TR	3,982	$243K	0.2%	$50.67	—	PRTFLO S&P500 GW	78464A409
PEP	PEPSICO INC	1,306	$242K	0.2%	$154.42	+10.5%	COM	713448108
JNJ	JOHNSON & JOHNSON	1,440	$238K	0.2%	$128.59	+15.8%	COM	478160104
VTIP	VANGUARD MALVERN FDS	4,551	$216K	0.1%	$47.79	—	STRM INFPROIDX	922020805
XNTK	SPDR SER TR	1,513	$211K	0.1%	$139.54	—	NYSE TECH ETF	78464A102
CWB	SPDR SER TR	2,918	$204K	0.1%	$69.95	—	BBG CONV SEC ETF	78464A359
XLRE	SELECT SECTOR SPDR TR	5,368	$202K	0.1%	$37.38	—	RL EST SEL SEC	81369Y860