Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VEU	VANGUARD INTL EQUITY INDEX F	565,858 (+3.7%)	$42.5M (+5.9%)	16.7%	—	—	ALLWRLD EX US	922042775
VTI	VANGUARD INDEX FDS	169,193 (+7.8%)	$54.28M (+3.2%)	21.3%	—	—	TOTAL STK MKT	922908769
SLYV	SPDR SERIES TRUST	202,964 (+3.4%)	$19.2M (+7.5%)	7.5%	—	—	STATE STREET SPD	78464A300
VNQ	VANGUARD INDEX FDS	208,089 (+4.2%)	$18.46M (+4.4%)	7.2%	—	—	REAL ESTATE ETF	922908553
SCHB	SCHWAB STRATEGIC TR	435,387 (+12.3%)	$10.93M (+7.5%)	4.3%	—	—	US BRD MKT ETF	808524102
VWO	VANGUARD INTL EQUITY INDEX F	249,186 (+4.2%)	$13.47M (+4.8%)	5.3%	—	—	FTSE EMR MKT ETF	922042858
BND	VANGUARD BD INDEX FDS	204,589 (+4.7%)	$15.07M (+4.1%)	5.9%	—	—	TOTAL BND MRKT	921937835
SPDW	SPDR INDEX SHS FDS	230,898 (+2.2%)	$10.54M (+5.1%)	4.1%	—	—	STATE STREET SPD	78463X889
MUB	ISHARES TR	77,162 (+7.3%)	$8.191M (+6.4%)	3.2%	—	—	NATIONAL MUN ETF	464288414
VXUS	VANGUARD STAR FDS	162,625 (+1.7%)	$12.54M (+4.0%)	4.9%	—	—	VG TL INTL STK F	921909768
VBR	VANGUARD INDEX FDS	44,821 (+2.0%)	$9.737M (+4.6%)	3.8%	—	—	SM CP VAL ETF	922908611
SPEM	SPDR INDEX SHS FDS	117,502 (+3.5%)	$5.512M (+3.7%)	2.2%	—	—	STATE STREET SPD	78463X509
SCHH	SCHWAB STRATEGIC TR	96,662 (+4.8%)	$2.077M (+7.8%)	0.8%	—	—	US REIT ETF	808524847
VOO	VANGUARD INDEX FDS	861 (+27.0%)	$514K (+21.0%)	0.2%	—	—	S&P 500 ETF SHS	922908363
SPAB	SPDR SERIES TRUST	38,669 (+6.6%)	$991K (+6.1%)	0.4%	—	—	STATE STREET SPD	78464A649
USRT	ISHARES TR	10,309 (+1.3%)	$610K (+5.2%)	0.2%	—	—	CRE U S REIT ETF	464288521
VTIP	VANGUARD MALVERN FDS	5,637 (+8.1%)	$282K (+9.2%)	0.1%	—	—	STRM INFPROIDX	922020805
SPY	STATE STR SPDR S&P 500 ETF T	482 (+4.3%)	$314K (-0.5%)	0.1%	—	—	TR UNIT	78462F103

Exited Positions (3)

ARES ARES MANAGEMENT CORPORATION 0.1%

Value $234K Shares 1,445 Est. Cost — Unrealized —

V VISA INC 0.1%

Value $216K Shares 617 Est. Cost — Unrealized —

IVW ISHARES TR 0.1%

Value $206K Shares 1,670 Est. Cost — Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
ARES	ARES MANAGEMENT CORPORATION	1,445	$234K	0.1%	—	—	—	03990B101
V	VISA INC	617	$216K	0.1%	—	—	—	92826C839
IVW	ISHARES TR	1,670	$206K	0.1%	—	—	—	464287309

Decreased Positions (6)

MSFT MICROSOFT CORP 0.3%

Value $838K (-27.0%) Shares 2,265 (-4.7%) Est. Cost — Unrealized —

SPTM SPDR SERIES TRUST 0.6%

Value $1.564M (-5.5%) Shares 19,786 (-1.3%) Est. Cost — Unrealized —

JPM JPMORGAN CHASE & CO 0.1%

Value $331K (-11.3%) Shares 1,126 (-2.8%) Est. Cost — Unrealized —

QQQ INVESCO QQQ TR 0.2%

Value $531K (-7.2%) Shares 920 (-1.2%) Est. Cost — Unrealized —

ITOT ISHARES TR 0.1%

Value $248K (-6.7%) Shares 1,738 (-2.6%) Est. Cost — Unrealized —

VEA VANGUARD TAX-MANAGED FDS 0.4%

Value $1.048M (-0.9%) Shares 16,360 (-3.4%) Est. Cost — Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
MSFT	MICROSOFT CORP	2,265 (-4.7%)	$838K (-27.0%)	0.3%	—	—	COM	594918104
SPTM	SPDR SERIES TRUST	19,786 (-1.3%)	$1.564M (-5.5%)	0.6%	—	—	STATE STREET SPD	78464A805
JPM	JPMORGAN CHASE & CO	1,126 (-2.8%)	$331K (-11.3%)	0.1%	—	—	COM	46625H100
QQQ	INVESCO QQQ TR	920 (-1.2%)	$531K (-7.2%)	0.2%	—	—	UNIT SER 1	46090E103
ITOT	ISHARES TR	1,738 (-2.6%)	$248K (-6.7%)	0.1%	—	—	CORE S&P TTL STK	464287150
VEA	VANGUARD TAX-MANAGED FDS	16,360 (-3.4%)	$1.048M (-0.9%)	0.4%	—	—	VAN FTSE DEV MKT	921943858

Unchanged Positions (24)

SPYG SPDR SERIES TRUST 1.1%

Value $2.783M Shares 28,427 Est. Cost — Unrealized —

AAPL APPLE INC 1.5%

Value $3.853M Shares 15,182 Est. Cost — Unrealized —

SCHF SCHWAB STRATEGIC TR 1.1%

Value $2.792M Shares 112,810 Est. Cost — Unrealized —

XOM EXXON MOBIL CORP 0.1%

Value $306K Shares 1,801 Est. Cost — Unrealized —

AVGO BROADCOM INC 0.2%

Value $570K Shares 1,842 Est. Cost — Unrealized —

CAT CATERPILLAR INC 0.1%

Value $343K Shares 485 Est. Cost — Unrealized —

GOOG ALPHABET INC 0.2%

Value $557K Shares 1,941 Est. Cost — Unrealized —

AJG GALLAGHER ARTHUR J & CO 0.1%

Value $250K Shares 1,155 Est. Cost — Unrealized —

VTWV VANGUARD SCOTTSDALE FDS 0.4%

Value $1.002M Shares 5,992 Est. Cost — Unrealized —

VTEB VANGUARD MUN BD FDS 1.7%

Value $4.213M Shares 84,455 Est. Cost — Unrealized —

AMZN AMAZON COM INC 0.1%

Value $284K Shares 1,362 Est. Cost — Unrealized —

SPYV SPDR SERIES TRUST 0.9%

Value $2.394M Shares 42,304 Est. Cost — Unrealized —

DES WISDOMTREE TR 0.1%

Value $228K Shares 6,347 Est. Cost — Unrealized —

IEMG ISHARES INC 0.1%

Value $300K Shares 4,308 Est. Cost — Unrealized —

ABBV ABBVIE INC 0.1%

Value $202K Shares 930 Est. Cost — Unrealized —

SDY SPDR SERIES TRUST 0.1%

Value $216K Shares 1,480 Est. Cost — Unrealized —

VTV VANGUARD INDEX FDS 0.1%

Value $322K Shares 1,643 Est. Cost — Unrealized —

SLYG SPDR SERIES TRUST 0.1%

Value $289K Shares 2,990 Est. Cost — Unrealized —

VIG VANGUARD SPECIALIZED FUNDS 0.1%

Value $322K Shares 1,499 Est. Cost — Unrealized —

SCHA SCHWAB STRATEGIC TR 0.1%

Value $358K Shares 12,315 Est. Cost — Unrealized —

VBIL VANGUARD INSTL INDEX FD 0.8%

Value $1.988M Shares 26,283 Est. Cost — Unrealized —

VBK VANGUARD INDEX FDS 0.4%

Value $992K Shares 3,283 Est. Cost — Unrealized —

NOBL PROSHARES TR 0.1%

Value $204K Shares 1,923 Est. Cost — Unrealized —

DGRO ISHARES TR 0.1%

Value $239K Shares 3,411 Est. Cost — Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SPYG	SPDR SERIES TRUST	28,427	$2.783M	1.1%	—	—	STATE STREET SPD	78464A409
AAPL	APPLE INC	15,182	$3.853M	1.5%	—	—	COM	037833100
SCHF	SCHWAB STRATEGIC TR	112,810	$2.792M	1.1%	—	—	INTL EQTY ETF	808524805
XOM	EXXON MOBIL CORP	1,801	$306K	0.1%	—	—	COM	30231G102
AVGO	BROADCOM INC	1,842	$570K	0.2%	—	—	COM	11135F101
CAT	CATERPILLAR INC	485	$343K	0.1%	—	—	COM	149123101
GOOG	ALPHABET INC	1,941	$557K	0.2%	—	—	CAP STK CL C	02079K107
AJG	GALLAGHER ARTHUR J & CO	1,155	$250K	0.1%	—	—	COM	363576109
VTWV	VANGUARD SCOTTSDALE FDS	5,992	$1.002M	0.4%	—	—	VNG RUS2000VAL	92206C649
VTEB	VANGUARD MUN BD FDS	84,455	$4.213M	1.7%	—	—	TAX EXEMPT BD	922907746
AMZN	AMAZON COM INC	1,362	$284K	0.1%	—	—	COM	023135106
SPYV	SPDR SERIES TRUST	42,304	$2.394M	0.9%	—	—	STATE STREET SPD	78464A508
DES	WISDOMTREE TR	6,347	$228K	0.1%	—	—	US SMALLCAP DIVD	97717W604
IEMG	ISHARES INC	4,308	$300K	0.1%	—	—	CORE MSCI EMKT	46434G103
ABBV	ABBVIE INC	930	$202K	0.1%	—	—	COM	00287Y109
SDY	SPDR SERIES TRUST	1,480	$216K	0.1%	—	—	STATE STREET SPD	78464A763
VTV	VANGUARD INDEX FDS	1,643	$322K	0.1%	—	—	VALUE ETF	922908744
SLYG	SPDR SERIES TRUST	2,990	$289K	0.1%	—	—	STATE STREET SPD	78464A201
VIG	VANGUARD SPECIALIZED FUNDS	1,499	$322K	0.1%	—	—	DIV APP ETF	921908844
SCHA	SCHWAB STRATEGIC TR	12,315	$358K	0.1%	—	—	US SML CAP ETF	808524607
VBIL	VANGUARD INSTL INDEX FD	26,283	$1.988M	0.8%	—	—	0-3 MO TREAS BIL	922040845
VBK	VANGUARD INDEX FDS	3,283	$992K	0.4%	—	—	SML CP GRW ETF	922908595
NOBL	PROSHARES TR	1,923	$204K	0.1%	—	—	S&P 500 DV ARIST	74348A467
DGRO	ISHARES TR	3,411	$239K	0.1%	—	—	CORE DIV GRWTH	46434V621