BLUESTEM FINANCIAL ADVISORS, LLC Concentrated Active

Location: Savoy, IL

CIK: 0001820680 · Show all filings

Period: Q4 2025 (← Previous) (Next →)

Filing Date: Jan 21, 2026

Total Value: $259M (100.0% shares, 0.0% debt)

Holdings (30)

BND VANGUARD BD INDEX FDS 21.3%

Value $55.19M Shares 745,166 Share Price $74.07 Est. Cost/Share $76.03 Unrealized @ Report Date -2.6%

IVV ISHARES TR 21.1%

Value $54.69M Shares 79,848 Share Price $684.94 Est. Cost/Share $342.86 Unrealized @ Report Date +99.8%

VEU VANGUARD INTL EQUITY INDEX 12.2%

Value $31.6M Shares 429,601 Share Price $73.56 Est. Cost/Share $54.62 Unrealized @ Report Date +34.7%

VB VANGUARD INDEX FDS 12.1%

Value $31.24M Shares 121,099 Share Price $257.95 Est. Cost/Share $176.96 Unrealized @ Report Date +45.8%

VNQ VANGUARD INDEX FDS 5.3%

Value $13.78M Shares 155,732 Share Price $88.49 Est. Cost/Share $89.20 Unrealized @ Report Date -0.8%

EAGG ISHARES TR 2.6%

Value $6.653M Shares 139,044 Share Price $47.85 Est. Cost/Share $47.51 Unrealized @ Report Date +0.7%

BSV VANGUARD BD INDEX FDS 2.5%

Value $6.441M Shares 81,722 Share Price $78.81 Est. Cost/Share $80.83 Unrealized @ Report Date -2.5%

SUSL ISHARES TR 2.3%

Value $5.958M Shares 49,132 Share Price $121.27 Est. Cost/Share $76.32 Unrealized @ Report Date +58.9%

VEA VANGUARD TAX-MANAGED FDS 2.1%

Value $5.547M Shares 88,788 Share Price $62.47 Est. Cost/Share $41.33 Unrealized @ Report Date +51.2%

VTI VANGUARD INDEX FDS 2.0%

Value $5.252M Shares 15,665 Share Price $335.28 Est. Cost/Share $196.00 Unrealized @ Report Date +71.1%

ISTB ISHARES TR 2.0%

Value $5.191M Shares 106,475 Share Price $48.75 Est. Cost/Share $47.35 Unrealized @ Report Date +3.0%

ESML ISHARES TR 1.8%

Value $4.537M Shares 98,673 Share Price $45.98 Est. Cost/Share $33.03 Unrealized @ Report Date +39.2%

AGG ISHARES TR 1.7%

Value $4.377M Shares 43,820 Share Price $99.88 Est. Cost/Share $101.13 Unrealized @ Report Date -1.2%

VSGX VANGUARD WORLD FD 1.6%

Value $4.164M Shares 58,145 Share Price $71.62 Est. Cost/Share $54.05 Unrealized @ Report Date +32.5%

SPYM SPDR SERIES TRUST 1.5%

Value $3.997M Shares 49,821 Share Price $80.22 Est. Cost/Share $45.88 Unrealized @ Report Date +74.8%

VOO VANGUARD INDEX FDS 1.3%

Value $3.345M Shares 5,334 Share Price $627.08 Est. Cost/Share $529.07 Unrealized @ Report Date +18.5%

IJR ISHARES TR 1.1%

Value $2.966M Shares 24,677 Share Price $120.18 Est. Cost/Share $77.04 Unrealized @ Report Date +56.0%

VV VANGUARD INDEX FDS 1.0%

Value $2.604M Shares 8,272 Share Price $314.81 Est. Cost/Share $142.10 Unrealized @ Report Date +121.5%

VXUS VANGUARD STAR FDS 0.9%

Value $2.42M Shares 32,074 Share Price $75.44 Est. Cost/Share $63.12 Unrealized @ Report Date +19.5%

SCHA SCHWAB STRATEGIC TR 0.9%

Value $2.216M Shares 77,800 Share Price $28.48 Est. Cost/Share $23.69 Unrealized @ Report Date +20.2%

SUSA ISHARES TR 0.6%

Value $1.464M Shares 10,507 Share Price $139.35 Est. Cost/Share $71.68 Unrealized @ Report Date +94.4%

VO VANGUARD INDEX FDS 0.4%

Value $1.125M Shares 3,877 Share Price $290.25 * Est. Cost/Share $46.44 Unrealized @ Report Date +56.2%

AAPL APPLE INC 0.3%

Value $801K Shares 2,948 Share Price $271.88 Est. Cost/Share $129.10 Unrealized @ Report Date +110.6%

MSFT MICROSOFT CORP 0.3%

Value $788K Shares 1,629 Share Price $483.59 Est. Cost/Share $412.71 Unrealized @ Report Date +17.2%

VUG VANGUARD INDEX FDS 0.2%

Value $571K Shares 1,170 Share Price $487.96 * Est. Cost/Share $81.15 Unrealized @ Report Date +0.2%

SPY SPDR S&P 500 ETF TR 0.2%

Value $536K Shares 786 Share Price $681.92 Est. Cost/Share $345.59 Unrealized @ Report Date +97.3%

SCHH SCHWAB STRATEGIC TR 0.2%

Value $514K Shares 24,609 Share Price $20.89 Est. Cost/Share $20.54 Unrealized @ Report Date +1.7%

IJH ISHARES TR 0.1%

Value $334K Shares 5,062 Share Price $66.00 Est. Cost/Share $53.06 Unrealized @ Report Date +24.4%

ESGV VANGUARD WORLD FD 0.1%

Value $297K Shares 2,452 Share Price $120.97 Est. Cost/Share $62.06 Unrealized @ Report Date +94.9%

USSG DBX ETF TR 0.1%

Value $272K Shares 4,285 Share Price $63.51 Est. Cost/Share $52.34 Unrealized @ Report Date +21.3%

Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
BND	VANGUARD BD INDEX FDS	745,166	$55.19M	21.3%	$74.07	$76.03	-2.6%	TOTAL BND MRKT	921937835
IVV	ISHARES TR	79,848	$54.69M	21.1%	$684.94	$342.86	+99.8%	CORE S&P500 ETF	464287200
VEU	VANGUARD INTL EQUITY INDEX	429,601	$31.6M	12.2%	$73.56	$54.62	+34.7%	ALLWRLD EX US	922042775
VB	VANGUARD INDEX FDS	121,099	$31.24M	12.1%	$257.95	$176.96	+45.8%	SMALL CP ETF	922908751
VNQ	VANGUARD INDEX FDS	155,732	$13.78M	5.3%	$88.49	$89.20	-0.8%	REAL ESTATE ETF	922908553
EAGG	ISHARES TR	139,044	$6.653M	2.6%	$47.85	$47.51	+0.7%	ESG AWR US AGRGT	46435U549
BSV	VANGUARD BD INDEX FDS	81,722	$6.441M	2.5%	$78.81	$80.83	-2.5%	SHORT TRM BOND	921937827
SUSL	ISHARES TR	49,132	$5.958M	2.3%	$121.27	$76.32	+58.9%	ESG MSCI LEADR	46435U218
VEA	VANGUARD TAX-MANAGED FDS	88,788	$5.547M	2.1%	$62.47	$41.33	+51.2%	VAN FTSE DEV MKT	921943858
VTI	VANGUARD INDEX FDS	15,665	$5.252M	2.0%	$335.28	$196.00	+71.1%	TOTAL STK MKT	922908769
ISTB	ISHARES TR	106,475	$5.191M	2.0%	$48.75	$47.35	+3.0%	CORE 1 5 YR USD	46432F859
ESML	ISHARES TR	98,673	$4.537M	1.8%	$45.98	$33.03	+39.2%	ESG AWARE MSCI	46435U663
AGG	ISHARES TR	43,820	$4.377M	1.7%	$99.88	$101.13	-1.2%	CORE US AGGBD ET	464287226
VSGX	VANGUARD WORLD FD	58,145	$4.164M	1.6%	$71.62	$54.05	+32.5%	ESG INTL STK ETF	921910725
SPYM	SPDR SERIES TRUST	49,821	$3.997M	1.5%	$80.22	$45.88	+74.8%	STATE STREET SPD	78464A854
VOO	VANGUARD INDEX FDS	5,334	$3.345M	1.3%	$627.08	$529.07	+18.5%	S&P 500 ETF SHS	922908363
IJR	ISHARES TR	24,677	$2.966M	1.1%	$120.18	$77.04	+56.0%	CORE S&P SCP ETF	464287804
VV	VANGUARD INDEX FDS	8,272	$2.604M	1.0%	$314.81	$142.10	+121.5%	LARGE CAP ETF	922908637
VXUS	VANGUARD STAR FDS	32,074	$2.42M	0.9%	$75.44	$63.12	+19.5%	VG TL INTL STK F	921909768
SCHA	SCHWAB STRATEGIC TR	77,800	$2.216M	0.9%	$28.48	$23.69	+20.2%	US SML CAP ETF	808524607
SUSA	ISHARES TR	10,507	$1.464M	0.6%	$139.35	$71.68	+94.4%	ESG OPTIMIZED	464288802
VO	VANGUARD INDEX FDS	3,877	$1.125M	0.4%	$290.25 *	$46.44	+56.2%	MID CAP ETF	922908629
AAPL	APPLE INC	2,948	$801K	0.3%	$271.88	$129.10	+110.6%	COM	037833100
MSFT	MICROSOFT CORP	1,629	$788K	0.3%	$483.59	$412.71	+17.2%	COM	594918104
VUG	VANGUARD INDEX FDS	1,170	$571K	0.2%	$487.96 *	$81.15	+0.2%	GROWTH ETF	922908736
SPY	SPDR S&P 500 ETF TR	786	$536K	0.2%	$681.92	$345.59	+97.3%	TR UNIT	78462F103
SCHH	SCHWAB STRATEGIC TR	24,609	$514K	0.2%	$20.89	$20.54	+1.7%	US REIT ETF	808524847
IJH	ISHARES TR	5,062	$334K	0.1%	$66.00	$53.06	+24.4%	CORE S&P MCP ETF	464287507
ESGV	VANGUARD WORLD FD	2,452	$297K	0.1%	$120.97	$62.06	+94.9%	ESG US STK ETF	921910733
USSG	DBX ETF TR	4,285	$272K	0.1%	$63.51	$52.34	+21.3%	XTRACKERS MSCI	233051150