BLUESTEM FINANCIAL ADVISORS, LLC Concentrated Active

Location: Savoy, IL

CIK: 0001820680 · Show all filings

Period: Q4 2025 (← Previous) (Next →)

Filing Date: Jan 21, 2026

Total Value: $259M (100.0% shares, 0.0% debt)

Holdings (30)

BND VANGUARD BD INDEX FDS 21.3%

Value $55.19M Shares 745,166 Est. Cost $76.36 Unrealized —

IVV ISHARES TR 21.1%

Value $54.69M Shares 79,848 Est. Cost $353.93 Unrealized —

VEU VANGUARD INTL EQUITY INDEX 12.2%

Value $31.6M Shares 429,601 Est. Cost $55.23 Unrealized —

VB VANGUARD INDEX FDS 12.1%

Value $31.24M Shares 121,099 Est. Cost $180.23 Unrealized —

VNQ VANGUARD INDEX FDS 5.3%

Value $13.78M Shares 155,732 Est. Cost $88.32 Unrealized —

EAGG ISHARES TR 2.6%

Value $6.653M Shares 139,044 Est. Cost $47.55 Unrealized —

BSV VANGUARD BD INDEX FDS 2.5%

Value $6.441M Shares 81,722 Est. Cost $80.72 Unrealized —

SUSL ISHARES TR 2.3%

Value $5.958M Shares 49,132 Est. Cost $75.14 Unrealized —

VEA VANGUARD TAX-MANAGED FDS 2.1%

Value $5.547M Shares 88,788 Est. Cost $42.58 Unrealized —

VTI VANGUARD INDEX FDS 2.0%

Value $5.252M Shares 15,665 Est. Cost $201.01 Unrealized —

ISTB ISHARES TR 2.0%

Value $5.191M Shares 106,475 Est. Cost $46.98 Unrealized —

ESML ISHARES TR 1.8%

Value $4.537M Shares 98,673 Est. Cost $32.67 Unrealized —

AGG ISHARES TR 1.7%

Value $4.377M Shares 43,820 Est. Cost $100.03 Unrealized —

VSGX VANGUARD WORLD FD 1.6%

Value $4.164M Shares 58,145 Est. Cost $52.89 Unrealized —

SPYM SPDR SERIES TRUST 1.5%

Value $3.997M Shares 49,821 Est. Cost $46.40 Unrealized —

VOO VANGUARD INDEX FDS 1.3%

Value $3.345M Shares 5,334 Est. Cost $560.43 Unrealized —

IJR ISHARES TR 1.1%

Value $2.966M Shares 24,677 Est. Cost $80.68 Unrealized —

VV VANGUARD INDEX FDS 1.0%

Value $2.604M Shares 8,272 Est. Cost $148.21 Unrealized —

VXUS VANGUARD STAR FDS 0.9%

Value $2.42M Shares 32,074 Est. Cost $65.32 Unrealized —

SCHA SCHWAB STRATEGIC TR 0.9%

Value $2.216M Shares 77,800 Est. Cost $27.92 Unrealized —

SUSA ISHARES TR 0.6%

Value $1.464M Shares 10,507 Est. Cost $107.73 Unrealized —

VO VANGUARD INDEX FDS 0.4%

Value $1.125M Shares 3,877 Est. Cost $193.95 Unrealized —

AAPL APPLE INC 0.3%

Value $801K Shares 2,948 Est. Cost $129.10 Unrealized +107.9%

MSFT MICROSOFT CORP 0.3%

Value $788K Shares 1,629 Est. Cost $412.71 Unrealized +21.3%

VUG VANGUARD INDEX FDS 0.2%

Value $571K Shares 1,170 Est. Cost $487.96 Unrealized —

SPY SPDR S&P 500 ETF TR 0.2%

Value $536K Shares 786 Est. Cost $356.11 Unrealized —

SCHH SCHWAB STRATEGIC TR 0.2%

Value $514K Shares 24,609 Est. Cost $23.25 Unrealized —

IJH ISHARES TR 0.1%

Value $334K Shares 5,062 Est. Cost $89.13 Unrealized —

ESGV VANGUARD WORLD FD 0.1%

Value $297K Shares 2,452 Est. Cost $62.48 Unrealized —

USSG DBX ETF TR 0.1%

Value $272K Shares 4,285 Est. Cost $56.88 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
BND	VANGUARD BD INDEX FDS	745,166	$55.19M	21.3%	$76.36	—	TOTAL BND MRKT	921937835
IVV	ISHARES TR	79,848	$54.69M	21.1%	$353.93	—	CORE S&P500 ETF	464287200
VEU	VANGUARD INTL EQUITY INDEX	429,601	$31.6M	12.2%	$55.23	—	ALLWRLD EX US	922042775
VB	VANGUARD INDEX FDS	121,099	$31.24M	12.1%	$180.23	—	SMALL CP ETF	922908751
VNQ	VANGUARD INDEX FDS	155,732	$13.78M	5.3%	$88.32	—	REAL ESTATE ETF	922908553
EAGG	ISHARES TR	139,044	$6.653M	2.6%	$47.55	—	ESG AWR US AGRGT	46435U549
BSV	VANGUARD BD INDEX FDS	81,722	$6.441M	2.5%	$80.72	—	SHORT TRM BOND	921937827
SUSL	ISHARES TR	49,132	$5.958M	2.3%	$75.14	—	ESG MSCI LEADR	46435U218
VEA	VANGUARD TAX-MANAGED FDS	88,788	$5.547M	2.1%	$42.58	—	VAN FTSE DEV MKT	921943858
VTI	VANGUARD INDEX FDS	15,665	$5.252M	2.0%	$201.01	—	TOTAL STK MKT	922908769
ISTB	ISHARES TR	106,475	$5.191M	2.0%	$46.98	—	CORE 1 5 YR USD	46432F859
ESML	ISHARES TR	98,673	$4.537M	1.8%	$32.67	—	ESG AWARE MSCI	46435U663
AGG	ISHARES TR	43,820	$4.377M	1.7%	$100.03	—	CORE US AGGBD ET	464287226
VSGX	VANGUARD WORLD FD	58,145	$4.164M	1.6%	$52.89	—	ESG INTL STK ETF	921910725
SPYM	SPDR SERIES TRUST	49,821	$3.997M	1.5%	$46.40	—	STATE STREET SPD	78464A854
VOO	VANGUARD INDEX FDS	5,334	$3.345M	1.3%	$560.43	—	S&P 500 ETF SHS	922908363
IJR	ISHARES TR	24,677	$2.966M	1.1%	$80.68	—	CORE S&P SCP ETF	464287804
VV	VANGUARD INDEX FDS	8,272	$2.604M	1.0%	$148.21	—	LARGE CAP ETF	922908637
VXUS	VANGUARD STAR FDS	32,074	$2.42M	0.9%	$65.32	—	VG TL INTL STK F	921909768
SCHA	SCHWAB STRATEGIC TR	77,800	$2.216M	0.9%	$27.92	—	US SML CAP ETF	808524607
SUSA	ISHARES TR	10,507	$1.464M	0.6%	$107.73	—	ESG OPTIMIZED	464288802
VO	VANGUARD INDEX FDS	3,877	$1.125M	0.4%	$193.95	—	MID CAP ETF	922908629
AAPL	APPLE INC	2,948	$801K	0.3%	$129.10	+107.9%	COM	037833100
MSFT	MICROSOFT CORP	1,629	$788K	0.3%	$412.71	+21.3%	COM	594918104
VUG	VANGUARD INDEX FDS	1,170	$571K	0.2%	$487.96	—	GROWTH ETF	922908736
SPY	SPDR S&P 500 ETF TR	786	$536K	0.2%	$356.11	—	TR UNIT	78462F103
SCHH	SCHWAB STRATEGIC TR	24,609	$514K	0.2%	$23.25	—	US REIT ETF	808524847
IJH	ISHARES TR	5,062	$334K	0.1%	$89.13	—	CORE S&P MCP ETF	464287507
ESGV	VANGUARD WORLD FD	2,452	$297K	0.1%	$62.48	—	ESG US STK ETF	921910733
USSG	DBX ETF TR	4,285	$272K	0.1%	$56.88	—	XTRACKERS MSCI	233051150