LifePlan Investment Advisors, Inc. Diversified Active

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
WDC	WESTERN DIGITAL CORP	6,738	$1,823	0.7%	$251.23	0.0%	COM	958102105
SNDK	SANDISK CORP	2,165	$1,376	0.5%	$516.50	0.0%	COM	80004C200
IDEF	BLACKROCK ETF TRUST	40,736	$1,333	0.5%	$32.72	—	ISHARES DEFENSE	09290C699
BLCR	BLACKROCK ETF TRUST	32,144	$1,320	0.5%	$41.06	—	ISHARES LARGE CA	09290C855
NEE	NEXTERA ENERGY INC	11,848	$1,100	0.4%	$87.17	0.0%	COM	65339F101
GSID	GOLDMAN SACHS ETF TR	14,802	$1,035	0.4%	$69.89	—	MARKETBETA INTL	381430180
LMUB	ISHARES TR	13,759	$687	0.3%	$49.93	—	LONG TERM MUNI	46438G448
SCNM	STERLING CAP FDS	20,332	$505	0.2%	$24.86	—	NATIONAL MUNI BD	85917K470
SHV	ISHARES TR	3,924	$433	0.2%	$110.39	—	TRUST ISHARE 0-1	464288679
SYSB	ISHARES TR	4,010	$357	0.1%	$89.00	—	SYSTEMATIC BD ET	46435U796
DMXF	ISHARES TR	3,876	$292	0.1%	$75.45	—	ESG EAFE ETF	46436E759
CIEN	CIENA CORP	700	$272	0.1%	$270.92	0.0%	COM NEW	171779309
SO	SOUTHERN CO	2,414	$233	0.1%	$89.54	0.0%	COM	842587107
NABL	N-ABLE INC	13,492	$63	0.0%	$6.06	0.0%	COMMON STOCK	62878D100

Increased Positions (54)

GOVT ISHARES TR 0.8%

Value ($000) $2,057 (+506.2%) Shares 89,772 (+509.3%) Est. Cost $22.97 Unrealized —

EFG ISHARES TR 0.9%

Value ($000) $2,189 (+346.7%) Shares 19,657 (+356.9%) Est. Cost $109.06 Unrealized —

IVV ISHARES TR 2.7%

Value ($000) $6,833 (+28.9%) Shares 10,460 (+35.2%) Est. Cost $513.46 Unrealized —

IVE ISHARES TR 1.8%

Value ($000) $4,485 (+23.2%) Shares 21,242 (+23.7%) Est. Cost $197.01 Unrealized —

VTEB VANGUARD MUN BD FDS 2.1%

Value ($000) $5,253 (+13.6%) Shares 105,289 (+14.5%) Est. Cost $50.10 Unrealized —

MTUM ISHARES TR 0.7%

Value ($000) $1,808 (+48.1%) Shares 7,534 (+54.4%) Est. Cost $223.98 Unrealized —

VEA VANGUARD TAX-MANAGED FDS 3.2%

Value ($000) $8,107 (+6.6%) Shares 126,510 (+3.9%) Est. Cost $53.24 Unrealized —

IAGG ISHARES TR 2.7%

Value ($000) $6,764 (+7.7%) Shares 135,167 (+7.7%) Est. Cost $49.84 Unrealized —

IUSB ISHARES TR 2.2%

Value ($000) $5,552 (+9.5%) Shares 120,199 (+10.3%) Est. Cost $45.76 Unrealized —

GCOR GOLDMAN SACHS ETF TR 1.8%

Value ($000) $4,486 (+11.8%) Shares 108,557 (+12.3%) Est. Cost $41.31 Unrealized —

VTV VANGUARD INDEX FDS 2.7%

Value ($000) $6,827 (+7.2%) Shares 34,795 (+4.4%) Est. Cost $170.31 Unrealized —

GSIE GOLDMAN SACHS ETF TR 1.4%

Value ($000) $3,564 (+11.0%) Shares 82,632 (+10.5%) Est. Cost $36.78 Unrealized —

NVDA NVIDIA CORPORATION 1.0%

Value ($000) $2,657 (+13.2%) Shares 15,233 (+21.0%) Est. Cost $129.33 Unrealized +44.3%

BNDX VANGUARD CHARLOTTE FDS 0.9%

Value ($000) $2,172 (+15.6%) Shares 45,200 (+16.2%) Est. Cost $49.04 Unrealized —

IEMG ISHARES INC 1.9%

Value ($000) $4,781 (+6.3%) Shares 68,541 (+2.5%) Est. Cost $58.32 Unrealized —

VUG VANGUARD INDEX FDS 3.4%

Value ($000) $8,582 (-3.1%) Shares 19,649 (+8.2%) Est. Cost $387.15 Unrealized —

SCHP SCHWAB STRATEGIC TR 2.1%

Value ($000) $5,453 (+4.5%) Shares 204,939 (+4.1%) Est. Cost $38.33 Unrealized —

SCHG SCHWAB STRATEGIC TR 1.4%

Value ($000) $3,442 (-6.4%) Shares 118,155 (+4.8%) Est. Cost $39.97 Unrealized —

BSV VANGUARD BD INDEX FDS 0.8%

Value ($000) $2,075 (+12.3%) Shares 26,468 (+12.9%) Est. Cost $77.80 Unrealized —

GSUS GOLDMAN SACHS ETF TR 3.5%

Value ($000) $8,805 (-2.5%) Shares 98,277 (+2.7%) Est. Cost $82.56 Unrealized —

GSLC GOLDMAN SACHS ETF TR 1.2%

Value ($000) $2,970 (+7.6%) Shares 23,733 (+13.9%) Est. Cost $118.29 Unrealized —

BAI BLACKROCK ETF TRUST 0.7%

Value ($000) $1,815 (+13.0%) Shares 55,080 (+14.2%) Est. Cost $32.73 Unrealized —

AAPL APPLE INC 1.5%

Value ($000) $3,762 (-4.8%) Shares 14,825 (+2.0%) Est. Cost $191.53 Unrealized +37.2%

MBB ISHARES TR 0.8%

Value ($000) $2,025 (+10.1%) Shares 21,330 (+10.4%) Est. Cost $93.84 Unrealized —

VWO VANGUARD INTL EQUITY INDEX F 1.2%

Value ($000) $2,982 (+6.4%) Shares 55,171 (+5.8%) Est. Cost $46.81 Unrealized —

GIGB GOLDMAN SACHS ETF TR 0.5%

Value ($000) $1,184 (+17.6%) Shares 25,852 (+18.8%) Est. Cost $45.91 Unrealized —

VB VANGUARD INDEX FDS 0.8%

Value ($000) $1,914 (+8.0%) Shares 7,309 (+6.4%) Est. Cost $237.49 Unrealized —

HYG ISHARES TR 1.3%

Value ($000) $3,404 (+4.2%) Shares 42,782 (+5.6%) Est. Cost $76.23 Unrealized —

GEM GOLDMAN SACHS ETF TR 0.5%

Value ($000) $1,254 (+10.4%) Shares 29,037 (+6.3%) Est. Cost $35.84 Unrealized —

CVX CHEVRON CORPORATION 0.1%

Value ($000) $355 (+47.1%) Shares 1,715 (+8.3%) Est. Cost $147.38 Unrealized +16.6%

EAGG ISHARES TR 0.4%

Value ($000) $1,082 (+11.7%) Shares 22,757 (+12.4%) Est. Cost $47.13 Unrealized —

EVUS ISHARES TR 0.1%

Value ($000) $321 (+53.5%) Shares 10,084 (+54.5%) Est. Cost $31.97 Unrealized —

BIV VANGUARD BD INDEX FDS 0.4%

Value ($000) $995 (+12.3%) Shares 12,889 (+13.3%) Est. Cost $76.47 Unrealized —

DUK DUKE ENERGY CORP NEW 0.1%

Value ($000) $331 (+48.6%) Shares 2,530 (+33.0%) Est. Cost $109.77 Unrealized +10.1%

VMBS VANGUARD SCOTTSDALE FDS 0.4%

Value ($000) $1,025 (+10.9%) Shares 21,838 (+11.2%) Est. Cost $46.23 Unrealized —

GTIP GOLDMAN SACHS ETF TR 0.2%

Value ($000) $533 (+20.7%) Shares 10,787 (+20.1%) Est. Cost $49.77 Unrealized —

BLV VANGUARD BD INDEX FDS 0.4%

Value ($000) $946 (+10.5%) Shares 13,760 (+11.7%) Est. Cost $71.02 Unrealized —

VTIP VANGUARD MALVERN FDS 0.2%

Value ($000) $440 (+22.2%) Shares 8,815 (+21.0%) Est. Cost $50.17 Unrealized —

COST COSTCO WHOLESALE CORPORATION 0.2%

Value ($000) $409 (+23.7%) Shares 410 (+7.0%) Est. Cost $740.85 Unrealized +30.1%

SPTL SPDR SERIES TRUST 0.2%

Value ($000) $560 (+15.5%) Shares 21,310 (+16.2%) Est. Cost $27.00 Unrealized —

GSSC GOLDMAN SACHS ETF TR 0.3%

Value ($000) $712 (+10.3%) Shares 9,548 (+11.9%) Est. Cost $68.26 Unrealized —

GGUS GOLDMAN SACHS ETF TR 0.5%

Value ($000) $1,164 (+5.6%) Shares 20,082 (+16.0%) Est. Cost $58.93 Unrealized —

ESGE ISHARES INC 0.2%

Value ($000) $456 (+15.5%) Shares 10,033 (+12.2%) Est. Cost $36.04 Unrealized —

JPM JPMORGAN CHASE & CO 0.4%

Value ($000) $1,022 (-5.6%) Shares 3,475 (+3.5%) Est. Cost $242.76 Unrealized +28.3%

THRO BLACKROCK ETF TRUST 0.7%

Value ($000) $1,773 (+3.2%) Shares 48,959 (+9.8%) Est. Cost $36.30 Unrealized —

GOOGL ALPHABET INC 0.3%

Value ($000) $742 (-5.1%) Shares 2,582 (+3.3%) Est. Cost $146.97 Unrealized +120.0%

SUSC ISHARES TR 0.5%

Value ($000) $1,188 (+3.1%) Shares 51,360 (+4.2%) Est. Cost $22.95 Unrealized —

IVW ISHARES TR 1.5%

Value ($000) $3,940 (+0.8%) Shares 34,832 (+9.9%) Est. Cost $92.16 Unrealized —

IWP ISHARES TR 0.2%

Value ($000) $384 (-5.4%) Shares 2,998 (+1.1%) Est. Cost $100.46 Unrealized —

VNQI VANGUARD INTL EQUITY INDEX F 1.2%

Value ($000) $3,167 (-0.6%) Shares 71,256 (+2.5%) Est. Cost $41.32 Unrealized —

VOT VANGUARD INDEX FDS 1.5%

Value ($000) $3,830 (+0.4%) Shares 14,884 (+8.9%) Est. Cost $224.28 Unrealized —

CSCO CISCO SYS INC 0.1%

Value ($000) $289 (+4.2%) Shares 3,721 (+3.4%) Est. Cost $47.81 Unrealized +62.9%

PG PROCTER & GAMBLE CO 0.1%

Value ($000) $249 (+3.7%) Shares 1,727 (+2.9%) Est. Cost $151.04 Unrealized +0.5%

PLTR PALANTIR TECHNOLOGIES INC 0.1%

Value ($000) $208 (+0.1%) Shares 1,424 (+21.6%) Est. Cost $161.01 Unrealized -4.2%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
GOVT	ISHARES TR	89,772 (+509.3%)	$2,057 (+506.2%)	0.8%	$22.97	—	US TREAS BD ETF	46429B267
EFG	ISHARES TR	19,657 (+356.9%)	$2,189 (+346.7%)	0.9%	$109.06	—	EAFE GRWTH ETF	464288885
IVV	ISHARES TR	10,460 (+35.2%)	$6,833 (+28.9%)	2.7%	$513.46	—	CORE S&P500 ETF	464287200
IVE	ISHARES TR	21,242 (+23.7%)	$4,485 (+23.2%)	1.8%	$197.01	—	S&P 500 VAL ETF	464287408
VTEB	VANGUARD MUN BD FDS	105,289 (+14.5%)	$5,253 (+13.6%)	2.1%	$50.10	—	TAX EXEMPT BD	922907746
MTUM	ISHARES TR	7,534 (+54.4%)	$1,808 (+48.1%)	0.7%	$223.98	—	MSCI USA MMENTM	46432F396
VEA	VANGUARD TAX-MANAGED FDS	126,510 (+3.9%)	$8,107 (+6.6%)	3.2%	$53.24	—	VAN FTSE DEV MKT	921943858
IAGG	ISHARES TR	135,167 (+7.7%)	$6,764 (+7.7%)	2.7%	$49.84	—	CORE INTL AGGR	46435G672
IUSB	ISHARES TR	120,199 (+10.3%)	$5,552 (+9.5%)	2.2%	$45.76	—	CORE UNIVRSL USD	46434V613
GCOR	GOLDMAN SACHS ETF TR	108,557 (+12.3%)	$4,486 (+11.8%)	1.8%	$41.31	—	ACCESS US AGRAT	38149W101
VTV	VANGUARD INDEX FDS	34,795 (+4.4%)	$6,827 (+7.2%)	2.7%	$170.31	—	VALUE ETF	922908744
GSIE	GOLDMAN SACHS ETF TR	82,632 (+10.5%)	$3,564 (+11.0%)	1.4%	$36.78	—	ACTIVEBETA INT	381430107
NVDA	NVIDIA CORPORATION	15,233 (+21.0%)	$2,657 (+13.2%)	1.0%	$129.33	+44.3%	COM	67066G104
BNDX	VANGUARD CHARLOTTE FDS	45,200 (+16.2%)	$2,172 (+15.6%)	0.9%	$49.04	—	TOTAL INT BD ETF	92203J407
IEMG	ISHARES INC	68,541 (+2.5%)	$4,781 (+6.3%)	1.9%	$58.32	—	CORE MSCI EMKT	46434G103
VUG	VANGUARD INDEX FDS	19,649 (+8.2%)	$8,582 (-3.1%)	3.4%	$387.15	—	GROWTH ETF	922908736
SCHP	SCHWAB STRATEGIC TR	204,939 (+4.1%)	$5,453 (+4.5%)	2.1%	$38.33	—	US TIPS ETF	808524870
SCHG	SCHWAB STRATEGIC TR	118,155 (+4.8%)	$3,442 (-6.4%)	1.4%	$39.97	—	US LCAP GR ETF	808524300
BSV	VANGUARD BD INDEX FDS	26,468 (+12.9%)	$2,075 (+12.3%)	0.8%	$77.80	—	SHORT TRM BOND	921937827
GSUS	GOLDMAN SACHS ETF TR	98,277 (+2.7%)	$8,805 (-2.5%)	3.5%	$82.56	—	MARKETBETA US EQ	381430123
GSLC	GOLDMAN SACHS ETF TR	23,733 (+13.9%)	$2,970 (+7.6%)	1.2%	$118.29	—	ACTIVEBETA US LG	381430503
BAI	BLACKROCK ETF TRUST	55,080 (+14.2%)	$1,815 (+13.0%)	0.7%	$32.73	—	ISHARES A I INNO	09290C780
AAPL	APPLE INC	14,825 (+2.0%)	$3,762 (-4.8%)	1.5%	$191.53	+37.2%	COM	037833100
MBB	ISHARES TR	21,330 (+10.4%)	$2,025 (+10.1%)	0.8%	$93.84	—	MBS ETF	464288588
VWO	VANGUARD INTL EQUITY INDEX F	55,171 (+5.8%)	$2,982 (+6.4%)	1.2%	$46.81	—	FTSE EMR MKT ETF	922042858
GIGB	GOLDMAN SACHS ETF TR	25,852 (+18.8%)	$1,184 (+17.6%)	0.5%	$45.91	—	ACCESS INVT GR	381430479
VB	VANGUARD INDEX FDS	7,309 (+6.4%)	$1,914 (+8.0%)	0.8%	$237.49	—	SMALL CP ETF	922908751
HYG	ISHARES TR	42,782 (+5.6%)	$3,404 (+4.2%)	1.3%	$76.23	—	IBOXX HI YD ETF	464288513
GEM	GOLDMAN SACHS ETF TR	29,037 (+6.3%)	$1,254 (+10.4%)	0.5%	$35.84	—	ACTIVEBETA EME	381430206
CVX	CHEVRON CORPORATION	1,715 (+8.3%)	$355 (+47.1%)	0.1%	$147.38	+16.6%	COM	166764100
EAGG	ISHARES TR	22,757 (+12.4%)	$1,082 (+11.7%)	0.4%	$47.13	—	ESG AWR US AGRGT	46435U549
EVUS	ISHARES TR	10,084 (+54.5%)	$321 (+53.5%)	0.1%	$31.97	—	ESG AWR MSCI USA	46436E221
BIV	VANGUARD BD INDEX FDS	12,889 (+13.3%)	$995 (+12.3%)	0.4%	$76.47	—	INTERMED TERM	921937819
DUK	DUKE ENERGY CORP NEW	2,530 (+33.0%)	$331 (+48.6%)	0.1%	$109.77	+10.1%	COM NEW	26441C204
VMBS	VANGUARD SCOTTSDALE FDS	21,838 (+11.2%)	$1,025 (+10.9%)	0.4%	$46.23	—	MTG-BKD SECS ETF	92206C771
GTIP	GOLDMAN SACHS ETF TR	10,787 (+20.1%)	$533 (+20.7%)	0.2%	$49.77	—	ACCESS INFLATI	381430362
BLV	VANGUARD BD INDEX FDS	13,760 (+11.7%)	$946 (+10.5%)	0.4%	$71.02	—	LONG TERM BOND	921937793
VTIP	VANGUARD MALVERN FDS	8,815 (+21.0%)	$440 (+22.2%)	0.2%	$50.17	—	STRM INFPROIDX	922020805
COST	COSTCO WHOLESALE CORPORATION	410 (+7.0%)	$409 (+23.7%)	0.2%	$740.85	+30.1%	COM	22160K105
SPTL	SPDR SERIES TRUST	21,310 (+16.2%)	$560 (+15.5%)	0.2%	$27.00	—	STATE STREET SPD	78464A664
GSSC	GOLDMAN SACHS ETF TR	9,548 (+11.9%)	$712 (+10.3%)	0.3%	$68.26	—	ACTIVEBETA US	381430602
GGUS	GOLDMAN SACHS ETF TR	20,082 (+16.0%)	$1,164 (+5.6%)	0.5%	$58.93	—	MARKETBETA RUSS	38149W598
ESGE	ISHARES INC	10,033 (+12.2%)	$456 (+15.5%)	0.2%	$36.04	—	ESG AWR MSCI EM	46434G863
JPM	JPMORGAN CHASE & CO	3,475 (+3.5%)	$1,022 (-5.6%)	0.4%	$242.76	+28.3%	COM	46625H100
THRO	BLACKROCK ETF TRUST	48,959 (+9.8%)	$1,773 (+3.2%)	0.7%	$36.30	—	ISHARES US THEMA	09290C806
GOOGL	ALPHABET INC	2,582 (+3.3%)	$742 (-5.1%)	0.3%	$146.97	+120.0%	CAP STK CL A	02079K305
SUSC	ISHARES TR	51,360 (+4.2%)	$1,188 (+3.1%)	0.5%	$22.95	—	ESG AWRE USD ETF	46435G193
IVW	ISHARES TR	34,832 (+9.9%)	$3,940 (+0.8%)	1.5%	$92.16	—	S&P 500 GRWT ETF	464287309
IWP	ISHARES TR	2,998 (+1.1%)	$384 (-5.4%)	0.2%	$100.46	—	RUS MD CP GR ETF	464287481
VNQI	VANGUARD INTL EQUITY INDEX F	71,256 (+2.5%)	$3,167 (-0.6%)	1.2%	$41.32	—	GLB EX US ETF	922042676
VOT	VANGUARD INDEX FDS	14,884 (+8.9%)	$3,830 (+0.4%)	1.5%	$224.28	—	MCAP GR IDXVIP	922908538
CSCO	CISCO SYS INC	3,721 (+3.4%)	$289 (+4.2%)	0.1%	$47.81	+62.9%	COM	17275R102
PG	PROCTER & GAMBLE CO	1,727 (+2.9%)	$249 (+3.7%)	0.1%	$151.04	+0.5%	COM	742718109
PLTR	PALANTIR TECHNOLOGIES INC	1,424 (+21.6%)	$208 (+0.1%)	0.1%	$161.01	-4.2%	CL A	69608A108

Exited Positions (8)

OEF ISHARES TR 1.3%

Value ($000) $3,233 Shares 9,427 Est. Cost $310.84 Unrealized —

ITA ISHARES TR 0.3%

Value ($000) $784 Shares 3,654 Est. Cost $209.37 Unrealized —

VGSH VANGUARD SCOTTSDALE FDS 0.2%

Value ($000) $399 Shares 6,795 Est. Cost $58.81 Unrealized —

STIP ISHARES TR 0.1%

Value ($000) $303 Shares 2,961 Est. Cost $102.93 Unrealized —

INTU INTUIT 0.1%

Value ($000) $269 Shares 406 Est. Cost $615.73 Unrealized -19.2%

HIMU BLACKROCK ETF TRUST II 0.1%

Value ($000) $249 Shares 5,114 Est. Cost $49.15 Unrealized —

LCTD BLACKROCK ETF TRUST 0.1%

Value ($000) $226 Shares 4,140 Est. Cost $51.11 Unrealized —

FGDL FRANKLIN TEMPLETON HOLDINGS 0.1%

Value ($000) $204 Shares 3,538 Est. Cost $57.60 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
OEF	ISHARES TR	9,427	$3,233	1.3%	$310.84	—	—	464287101
ITA	ISHARES TR	3,654	$784	0.3%	$209.37	—	—	464288760
VGSH	VANGUARD SCOTTSDALE FDS	6,795	$399	0.2%	$58.81	—	—	92206C102
STIP	ISHARES TR	2,961	$303	0.1%	$102.93	—	—	46429B747
INTU	INTUIT	406	$269	0.1%	$615.73	-19.2%	—	461202103
HIMU	BLACKROCK ETF TRUST II	5,114	$249	0.1%	$49.15	—	—	092528843
LCTD	BLACKROCK ETF TRUST	4,140	$226	0.1%	$51.11	—	—	09290C608
FGDL	FRANKLIN TEMPLETON HOLDINGS	3,538	$204	0.1%	$57.60	—	—	35473M105

Decreased Positions (39)

QUAL ISHARES TR 1.0%

Value ($000) $2,484 (-38.2%) Shares 12,948 (-36.0%) Est. Cost $159.89 Unrealized —

IAU ISHARES GOLD TR 1.7%

Value ($000) $4,370 (-22.3%) Shares 49,567 (-28.5%) Est. Cost $37.96 Unrealized —

VOO VANGUARD INDEX FDS 3.5%

Value ($000) $8,957 (-11.7%) Shares 14,989 (-7.3%) Est. Cost $492.51 Unrealized —

AGEM ABRDN FDS 0.5%

Value ($000) $1,292 (-47.2%) Shares 31,845 (-50.1%) Est. Cost $38.39 Unrealized —

DYNF BLACKROCK ETF TRUST 1.5%

Value ($000) $3,881 (-15.4%) Shares 66,711 (-11.5%) Est. Cost $49.80 Unrealized —

MSFT MICROSOFT CORP 0.5%

Value ($000) $1,235 (-24.7%) Shares 3,337 (-1.6%) Est. Cost $353.88 Unrealized +22.8%

EMB ISHARES TR 1.3%

Value ($000) $3,311 (-10.8%) Shares 35,251 (-8.6%) Est. Cost $87.87 Unrealized —

TLH ISHARES TR 0.7%

Value ($000) $1,840 (-17.7%) Shares 18,267 (-17.0%) Est. Cost $102.52 Unrealized —

BINC BLACKROCK ETF TRUST II 0.4%

Value ($000) $945 (-20.8%) Shares 18,190 (-19.5%) Est. Cost $52.68 Unrealized —

SCEC CAPITOL SER TR 0.1%

Value ($000) $220 (-50.5%) Shares 8,776 (-50.0%) Est. Cost $25.32 Unrealized —

EFV ISHARES TR 1.3%

Value ($000) $3,349 (-5.9%) Shares 45,044 (-9.7%) Est. Cost $56.59 Unrealized —

GEV GE VERNOVA INC 0.3%

Value ($000) $834 (+31.8%) Shares 955 (-1.3%) Est. Cost $251.37 Unrealized +193.2%

LCTU BLACKROCK ETF TRUST 0.4%

Value ($000) $1,063 (-14.0%) Shares 15,153 (-9.2%) Est. Cost $55.89 Unrealized —

GE GE AEROSPACE 0.5%

Value ($000) $1,215 (-12.1%) Shares 4,281 (-4.6%) Est. Cost $111.16 Unrealized +186.2%

IWY ISHARES TR 0.2%

Value ($000) $420 (-25.0%) Shares 1,689 (-16.5%) Est. Cost $224.26 Unrealized —

FUTY FIDELITY COVINGTON TRUST 1.4%

Value ($000) $3,501 (+3.9%) Shares 59,262 (-2.9%) Est. Cost $42.51 Unrealized —

IDEV ISHARES TR 0.6%

Value ($000) $1,546 (-7.8%) Shares 18,494 (-9.0%) Est. Cost $69.49 Unrealized —

TSLA TESLA INC 0.2%

Value ($000) $467 (-19.8%) Shares 1,255 (-2.9%) Est. Cost $286.05 Unrealized +48.9%

AMZN AMAZON COM INC 0.4%

Value ($000) $944 (-10.7%) Shares 4,532 (-1.0%) Est. Cost $142.54 Unrealized +59.1%

DSI ISHARES TR 0.3%

Value ($000) $730 (-13.1%) Shares 6,025 (-7.6%) Est. Cost $95.54 Unrealized —

ESGU ISHARES TR 0.3%

Value ($000) $818 (-11.6%) Shares 5,784 (-6.9%) Est. Cost $122.09 Unrealized —

ABBV ABBVIE INC 0.3%

Value ($000) $642 (-12.8%) Shares 2,950 (-8.4%) Est. Cost $193.64 Unrealized +14.9%

MUB ISHARES TR 0.8%

Value ($000) $1,947 (-4.6%) Shares 18,339 (-3.7%) Est. Cost $106.76 Unrealized —

SCHF SCHWAB STRATEGIC TR 1.8%

Value ($000) $4,609 (-1.8%) Shares 186,203 (-4.6%) Est. Cost $27.14 Unrealized —

VBK VANGUARD INDEX FDS 1.8%

Value ($000) $4,496 (-1.7%) Shares 14,876 (-1.8%) Est. Cost $244.61 Unrealized —

SCHH SCHWAB STRATEGIC TR 1.3%

Value ($000) $3,236 (+1.7%) Shares 150,569 (-1.1%) Est. Cost $19.78 Unrealized —

HD HOME DEPOT INC 0.1%

Value ($000) $328 (-13.3%) Shares 998 (-9.4%) Est. Cost $322.24 Unrealized +17.0%

MA MASTERCARD INCORPORATED 0.1%

Value ($000) $225 (-15.3%) Shares 450 (-3.2%) Est. Cost $457.89 Unrealized +17.7%

GOOG ALPHABET INC 0.1%

Value ($000) $303 (-10.9%) Shares 1,056 (-2.5%) Est. Cost $217.69 Unrealized +48.7%

USXF ISHARES TR 0.2%

Value ($000) $513 (-5.7%) Shares 9,292 (-1.7%) Est. Cost $43.63 Unrealized —

IWX ISHARES TR 0.1%

Value ($000) $252 (-10.3%) Shares 2,723 (-11.1%) Est. Cost $87.88 Unrealized —

ESGD ISHARES TR 0.1%

Value ($000) $217 (-10.9%) Shares 2,267 (-11.4%) Est. Cost $93.16 Unrealized —

BRK/B BERKSHIRE HATHAWAY INC DEL 0.1%

Value ($000) $288 (-7.7%) Shares 600 (-3.2%) Est. Cost $428.95 Unrealized +15.0%

SCHV SCHWAB STRATEGIC TR 1.6%

Value ($000) $3,970 (-0.5%) Shares 130,164 (-3.4%) Est. Cost $39.77 Unrealized —

GS GOLDMAN SACHS GROUP INC 0.1%

Value ($000) $208 (-8.1%) Shares 246 (-4.7%) Est. Cost $813.35 Unrealized +14.7%

IWS ISHARES TR 0.1%

Value ($000) $298 (-2.7%) Shares 2,043 (-5.8%) Est. Cost $140.03 Unrealized —

VOE VANGUARD INDEX FDS 1.8%

Value ($000) $4,588 (+0.2%) Shares 24,899 (-3.6%) Est. Cost $141.20 Unrealized —

VBR VANGUARD INDEX FDS 2.2%

Value ($000) $5,707 (+0.1%) Shares 26,271 (-2.4%) Est. Cost $169.31 Unrealized —

WMT WALMART INC 0.2%

Value ($000) $494 (-0.0%) Shares 3,977 (-10.4%) Est. Cost $76.67 Unrealized +59.2%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
QUAL	ISHARES TR	12,948 (-36.0%)	$2,484 (-38.2%)	1.0%	$159.89	—	MSCI USA QLT FCT	46432F339
IAU	ISHARES GOLD TR	49,567 (-28.5%)	$4,370 (-22.3%)	1.7%	$37.96	—	ISHARES NEW	464285204
VOO	VANGUARD INDEX FDS	14,989 (-7.3%)	$8,957 (-11.7%)	3.5%	$492.51	—	S&P 500 ETF SHS	922908363
AGEM	ABRDN FDS	31,845 (-50.1%)	$1,292 (-47.2%)	0.5%	$38.39	—	EMERGING MKTS DI	00384X301
DYNF	BLACKROCK ETF TRUST	66,711 (-11.5%)	$3,881 (-15.4%)	1.5%	$49.80	—	ISHARES US EQUIT	09290C103
MSFT	MICROSOFT CORP	3,337 (-1.6%)	$1,235 (-24.7%)	0.5%	$353.88	+22.8%	COM	594918104
EMB	ISHARES TR	35,251 (-8.6%)	$3,311 (-10.8%)	1.3%	$87.87	—	JPMORGAN USD EMG	464288281
TLH	ISHARES TR	18,267 (-17.0%)	$1,840 (-17.7%)	0.7%	$102.52	—	10-20 YR TRS ETF	464288653
BINC	BLACKROCK ETF TRUST II	18,190 (-19.5%)	$945 (-20.8%)	0.4%	$52.68	—	ISHARES FLEXIBLE	092528603
SCEC	CAPITOL SER TR	8,776 (-50.0%)	$220 (-50.5%)	0.1%	$25.32	—	STERLING CAP ENH	14064D444
EFV	ISHARES TR	45,044 (-9.7%)	$3,349 (-5.9%)	1.3%	$56.59	—	EAFE VALUE ETF	464288877
GEV	GE VERNOVA INC	955 (-1.3%)	$834 (+31.8%)	0.3%	$251.37	+193.2%	COM	36828A101
LCTU	BLACKROCK ETF TRUST	15,153 (-9.2%)	$1,063 (-14.0%)	0.4%	$55.89	—	ISHARES US CARBO	09290C509
GE	GE AEROSPACE	4,281 (-4.6%)	$1,215 (-12.1%)	0.5%	$111.16	+186.2%	COM NEW	369604301
IWY	ISHARES TR	1,689 (-16.5%)	$420 (-25.0%)	0.2%	$224.26	—	RUS TP200 GR ETF	464289438
FUTY	FIDELITY COVINGTON TRUST	59,262 (-2.9%)	$3,501 (+3.9%)	1.4%	$42.51	—	MSCI UTILS INDEX	316092865
IDEV	ISHARES TR	18,494 (-9.0%)	$1,546 (-7.8%)	0.6%	$69.49	—	CORE MSCI INTL	46435G326
TSLA	TESLA INC	1,255 (-2.9%)	$467 (-19.8%)	0.2%	$286.05	+48.9%	COM	88160R101
AMZN	AMAZON COM INC	4,532 (-1.0%)	$944 (-10.7%)	0.4%	$142.54	+59.1%	COM	023135106
DSI	ISHARES TR	6,025 (-7.6%)	$730 (-13.1%)	0.3%	$95.54	—	ESG MSCI KLD 400	464288570
ESGU	ISHARES TR	5,784 (-6.9%)	$818 (-11.6%)	0.3%	$122.09	—	ESG AWR MSCI USA	46435G425
ABBV	ABBVIE INC	2,950 (-8.4%)	$642 (-12.8%)	0.3%	$193.64	+14.9%	COM	00287Y109
MUB	ISHARES TR	18,339 (-3.7%)	$1,947 (-4.6%)	0.8%	$106.76	—	NATIONAL MUN ETF	464288414
SCHF	SCHWAB STRATEGIC TR	186,203 (-4.6%)	$4,609 (-1.8%)	1.8%	$27.14	—	INTL EQTY ETF	808524805
VBK	VANGUARD INDEX FDS	14,876 (-1.8%)	$4,496 (-1.7%)	1.8%	$244.61	—	SML CP GRW ETF	922908595
SCHH	SCHWAB STRATEGIC TR	150,569 (-1.1%)	$3,236 (+1.7%)	1.3%	$19.78	—	US REIT ETF	808524847
HD	HOME DEPOT INC	998 (-9.4%)	$328 (-13.3%)	0.1%	$322.24	+17.0%	COM	437076102
MA	MASTERCARD INCORPORATED	450 (-3.2%)	$225 (-15.3%)	0.1%	$457.89	+17.7%	CL A	57636Q104
GOOG	ALPHABET INC	1,056 (-2.5%)	$303 (-10.9%)	0.1%	$217.69	+48.7%	CAP STK CL C	02079K107
USXF	ISHARES TR	9,292 (-1.7%)	$513 (-5.7%)	0.2%	$43.63	—	ESG MSCI USA ETF	46436E767
IWX	ISHARES TR	2,723 (-11.1%)	$252 (-10.3%)	0.1%	$87.88	—	RUS TP200 VL ETF	464289420
ESGD	ISHARES TR	2,267 (-11.4%)	$217 (-10.9%)	0.1%	$93.16	—	ESG AW MSCI EAFE	46435G516
BRK/B	BERKSHIRE HATHAWAY INC DEL	600 (-3.2%)	$288 (-7.7%)	0.1%	$428.95	+15.0%	CL B NEW	084670702
SCHV	SCHWAB STRATEGIC TR	130,164 (-3.4%)	$3,970 (-0.5%)	1.6%	$39.77	—	US LCAP VA ETF	808524409
GS	GOLDMAN SACHS GROUP INC	246 (-4.7%)	$208 (-8.1%)	0.1%	$813.35	+14.7%	COM	38141G104
IWS	ISHARES TR	2,043 (-5.8%)	$298 (-2.7%)	0.1%	$140.03	—	RUS MDCP VAL ETF	464287473
VOE	VANGUARD INDEX FDS	24,899 (-3.6%)	$4,588 (+0.2%)	1.8%	$141.20	—	MCAP VL IDXVIP	922908512
VBR	VANGUARD INDEX FDS	26,271 (-2.4%)	$5,707 (+0.1%)	2.2%	$169.31	—	SM CP VAL ETF	922908611
WMT	WALMART INC	3,977 (-10.4%)	$494 (-0.0%)	0.2%	$76.67	+59.2%	COM	931142103

Unchanged Positions (15)

XOM EXXON MOBIL CORP 0.4%

Value ($000) $916 Shares 5,397 Est. Cost $100.78 Unrealized +37.7%

IBM INTERNATIONAL BUSINESS MACHS 0.4%

Value ($000) $1,063 Shares 4,387 Est. Cost $130.50 Unrealized +117.6%

AGG ISHARES TR 4.7%

Value ($000) $11,835 Shares 119,223 Est. Cost $98.13 Unrealized —

TXN TEXAS INSTRS INC 0.5%

Value ($000) $1,283 Shares 6,611 Est. Cost $182.23 Unrealized +13.2%

JNJ JOHNSON & JOHNSON 0.3%

Value ($000) $791 Shares 3,234 Est. Cost $156.20 Unrealized +45.9%

META META PLATFORMS INC 0.2%

Value ($000) $508 Shares 888 Est. Cost $398.35 Unrealized +64.6%

SCHE SCHWAB STRATEGIC TR 2.3%

Value ($000) $5,811 Shares 176,357 Est. Cost $24.80 Unrealized —

AVGO BROADCOM INC 0.2%

Value ($000) $562 Shares 1,816 Est. Cost $192.97 Unrealized +73.2%

LLY ELI LILLY & CO 0.1%

Value ($000) $343 Shares 373 Est. Cost $723.63 Unrealized +44.7%

GLD SPDR GOLD TR 0.1%

Value ($000) $253 Shares 587 Est. Cost $396.31 Unrealized —

QQQ INVESCO QQQ TR 0.1%

Value ($000) $216 Shares 375 Est. Cost $614.31 Unrealized —

AMD ADVANCED MICRO DEVICES INC 0.1%

Value ($000) $236 Shares 1,160 Est. Cost $224.60 Unrealized -1.3%

— PIMCO ACCESS INCOME FUND 0.1%

Value ($000) $144 Shares 10,000 Est. Cost $16.27 Unrealized —

GGG GRACO INC 0.1%

Value ($000) $264 Shares 3,120 Est. Cost $84.93 Unrealized +5.0%

EUSB ISHARES TR 0.1%

Value ($000) $370 Shares 8,507 Est. Cost $42.55 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
XOM	EXXON MOBIL CORP	5,397	$916	0.4%	$100.78	+37.7%	COM	30231G102
IBM	INTERNATIONAL BUSINESS MACHS	4,387	$1,063	0.4%	$130.50	+117.6%	COM	459200101
AGG	ISHARES TR	119,223	$11,835	4.7%	$98.13	—	CORE US AGGBD ET	464287226
TXN	TEXAS INSTRS INC	6,611	$1,283	0.5%	$182.23	+13.2%	COM	882508104
JNJ	JOHNSON & JOHNSON	3,234	$791	0.3%	$156.20	+45.9%	COM	478160104
META	META PLATFORMS INC	888	$508	0.2%	$398.35	+64.6%	CL A	30303M102
SCHE	SCHWAB STRATEGIC TR	176,357	$5,811	2.3%	$24.80	—	EMRG MKTEQ ETF	808524706
AVGO	BROADCOM INC	1,816	$562	0.2%	$192.97	+73.2%	COM	11135F101
LLY	ELI LILLY & CO	373	$343	0.1%	$723.63	+44.7%	COM	532457108
GLD	SPDR GOLD TR	587	$253	0.1%	$396.31	—	GOLD SHS	78463V107
QQQ	INVESCO QQQ TR	375	$216	0.1%	$614.31	—	UNIT SER 1	46090E103
AMD	ADVANCED MICRO DEVICES INC	1,160	$236	0.1%	$224.60	-1.3%	COM	007903107
—	PIMCO ACCESS INCOME FUND	10,000	$144	0.1%	$16.27	—	SHS BENFIN INT	72203T100
GGG	GRACO INC	3,120	$264	0.1%	$84.93	+5.0%	COM	384109104
EUSB	ISHARES TR	8,507	$370	0.1%	$42.55	—	ESG ADVANCED UNI	46436E619