Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SCHB	SCHWAB US BROAD MARKET	3,977,492	$176M	20.1%	$53.27	—	COM	808524102
IWV	ISHARES RUSSELL 3000	437,739	$95.16M	10.9%	$97.10	—	COM	464287689
ITOT	ISHARES CORE S&P TOTAL US STOCK MKT	774,646	$64.9M	7.4%	$85.10	—	COM	464287150
IJJ	ISHARES S&P MID CAP 400 VALUE	552,941	$52.2M	6.0%	$98.42	—	COM	464287705
VTI	VANGUARD TOTAL STOCK MARKET	235,431	$44.41M	5.1%	$145.77	—	COM	922908769
JHMD	J HANCOCK MLTFACTOR DEV INTL	1,302,008	$35.18M	4.0%	$25.81	—	COM	47804J859
VIG	VANGUARD DIVIDEND APPRECIATION	244,260	$35.04M	4.0%	$108.94	—	COM	921908844
SPHQ	INVESCO S&P 500 QUALITY	815,379	$34.25M	3.9%	$31.22	—	COM	46137V241
IGSB	ISHARES SH TERM CORP BOND	650,776	$32.9M	3.8%	$54.93	—	COM	464288646
VTHR	VANGUARD RUSSELL 3000 INDEX FD ETF	192,047	$32.46M	3.7%	$169.00	—	COM	92206C599
QQQ	NASDAQ 100 ETF	112,869	$31.64M	3.6%	$197.88	—	COM	46090E103
VOX	VANGUARD COMMUNICATIONS ETF	301,533	$28.35M	3.2%	$98.01	—	COM	92204A884
SLYV	SPDR S&P 600 SMALL CAP VALUE	346,841	$25.11M	2.9%	$49.43	—	COM	78464A300
JPST	JP MORGAN ULTRA-SHORT INCOME ETF	433,633	$21.72M	2.5%	$50.72	—	COM	46641Q837
AVUV	AVANTIS SMALL-CAP VALUE ETF	265,808	$18.17M	2.1%	$75.34	—	COM	025072877
ISTB	ISHARES CORE 1-5 YEAR USD BOND ETF	338,647	$16.05M	1.8%	$47.41	—	COM	46432F859
VOE	VANGUARD MID-CAP VALUE ETF	109,222	$14.15M	1.6%	$84.12	—	COM	922908512
SPTM	SPDR PORTFOLIO TOTAL STOCK MKT	198,161	$9.211M	1.1%	$34.54	—	COM	78464A805
IEMG	ISHARES CORE MSCI EMG MKTS - ETF	178,401	$8.752M	1.0%	$45.14	—	COM	46434G103
IVV	ISHARES CORE S&P 500	21,434	$8.127M	0.9%	$275.20	—	COM	464287200
AGG	ISHARES TR BARCLAYS AGG BOND	78,225	$7.954M	0.9%	$115.28	—	COM	464287226
DFAT	DFA TAX MANAGED US TARGET VALUE	211,300	$7.367M	0.8%	$38.60	—	COM	25434V609
IDEV	ISHARES TRUST CORE MSCI INTL	134,168	$7.21M	0.8%	$56.50	—	COM	46435G326
IJS	ISHARES S&P SMALL CAP 600 VALUE	76,938	$6.85M	0.8%	$103.23	—	COM	464287879
DFIC	DFA INTL CORE EQUITY 2	309,260	$6.655M	0.8%	$21.52	—	COM	25434V799
SCHO	SCHWAB SHORT-TERM US BOND	126,444	$6.22M	0.7%	$49.19	—	COM	808524862
SCHF	SCHWAB INTERNATIONAL EQUITY	148,558	$4.672M	0.5%	$30.83	—	COM	808524805
MDY	S&P MID CAP 400 ETF	8,672	$3.586M	0.4%	$345.38	—	COM	78467Y107
SHM	SPDR NUVEEN BARCLAYS ST MUNI	53,317	$2.52M	0.3%	$47.92	—	COM	78468R739
IWB	RUSSELL 1000 INDEX	11,680	$2.427M	0.3%	$113.00	—	COM	464287622
VIOV	VANGUARD S&P 600 SMALL CAP VALUE	14,508	$2.233M	0.3%	$113.85	—	COM	921932778
SCHZ	SCHWAB US AGGREGATE BOND	45,978	$2.201M	0.3%	$52.09	—	COM	808524839
DFEM	DFA EMERGING MKTS CORE EQUITY 2	91,641	$2.156M	0.2%	$23.53	—	COM	25434V732
IWR	RUSSELL MID-CAP	29,126	$1.883M	0.2%	$54.37	—	COM	464287499
SCHE	SCHWAB EMERGING MKTS EQUITY	73,218	$1.858M	0.2%	$23.73	—	COM	808524706
SPY	SPDR TRUST UNIT SR	4,563	$1.721M	0.2%	$272.51	—	COM	78462F103
IJH	ISHARE CORE S&P MID-CAP ETF	6,874	$1.555M	0.2%	$193.22	—	COM	464287507
IVW	ISHARES S&P 500 GROWTH	24,376	$1.471M	0.2%	$76.73	—	COM	464287309
CORP	PIMCO INVESTMENT GRADE CORP	15,224	$1.467M	0.2%	$101.13	—	COM	72201R817
BSV	VANGUARD SHORT TERM BD INDEX	17,458	$1.341M	0.2%	$80.73	—	COM	921937827
JHEM	JOHN HANCOCK MLTFCTR	53,265	$1.301M	0.1%	$21.89	—	COM	47804J834
JHSC	J HANCOCK MLTFACTOR SM CAP	44,508	$1.301M	0.1%	$26.15	—	COM	47804J842
TFI	SPDR SER TR LEHMAN MUNI BD ETF	25,372	$1.164M	0.1%	$50.71	—	COM	78468R721
VTV	VANGUARD VALUE ETF	8,386	$1.106M	0.1%	$147.78	—	COM	922908744
SUB	ISHARES SHRT NAT MUNI	10,557	$1.105M	0.1%	$104.67	—	COM	464288158
IJT	ISHARES S&P SMALL CAP 600 GROWTH	10,023	$1.056M	0.1%	$146.24	—	COM	464287887
IVE	ISHARES S&P 500 VALUE	7,180	$987K	0.1%	$114.75	—	COM	464287408
IEFA	ISHARES CORE MSCI EAFE - ETF	16,527	$973K	0.1%	$57.36	—	COM	46432F842
IWS	ISHARES RUSSELL MID CAP VALUE	9,326	$947K	0.1%	$65.13	—	COM	464287473
—	BARCLAYS ETN SHILLER	48,968	$915K	0.1%	$25.25	—	COM	06742A669
IQLT	ISHARES MSCI INTL QUALITY	29,329	$907K	0.1%	$28.25	—	COM	46434V456
SCHX	SCHWAB US LARGE CAP ETF	18,419	$823K	0.1%	$52.40	—	COM	808524201
IWF	ISHARES RUSSELL 1000 GROWTH	3,666	$802K	0.1%	$151.32	—	COM	464287614
—	INVESCO BULLETTSHARES 2023 CORP BD	34,122	$715K	0.1%	$20.95	—	COM	46138J866
EFG	ISHARES MSCI GROWTH	8,159	$657K	0.1%	$77.51	—	COM	464288885
SCHA	SCHWAB US SMALL CAP	15,891	$620K	0.1%	$43.65	—	COM	808524607
IWM	ISHARES RUSSELL 2000	3,248	$550K	0.1%	$126.31	—	COM	464287655
SCHG	SCHWAB US LARGE CAP GROWTH	5,713	$331K	0.0%	$63.10	—	COM	808524300
EFA	ISHARES MSCI EAFE INDEX	4,741	$296K	0.0%	$63.71	—	COM	464287465
FEZ	SPDR EURO STOXX 50 FUND	7,359	$256K	0.0%	$40.96	—	COM	78463X202
VBR	VANGUARD SMALL CAP VALUE	1,450	$217K	0.0%	$126.34	—	COM	922908611
SPDW	SPDR PORTFOLIO WORLD EX-US	7,463	$215K	0.0%	$27.30	—	COM	78463X889
DIA	SPDR DOW JONES INDUSTRIALS ETF	693	$213K	0.0%	$259.09	—	COM	78467X109
IWD	ISHARES RUSSELL 1000 VALUE	1,421	$206K	0.0%	$147.08	—	COM	464287598
DFAC	DFA T A US CORE EQUITY E PORTFOLIO	8,389	$195K	0.0%	$28.97	—	COM	25434V708
VEA	VANGUARD FTSE DEVELOPED MKTS	4,058	$166K	0.0%	$45.04	—	COM	921943858
—	ISHARES IBONDS 12-2024 TERM CORP	5,159	$128K	0.0%	$25.39	—	COM	46434VBG4
VCSH	VANGUARD SHORT TERM CORP BD	1,656	$126K	0.0%	$76.09	—	COM	92206C409
IWN	ISHARES RUSSELL 2000 VALUE	861	$117K	0.0%	$126.65	—	COM	464287630
IJR	ISHARES S&P SMALLCAP 600 INDEX	1,252	$116K	0.0%	$102.23	—	COM	464287804
IWP	ISHARES RUSSELL MID CAP GROWTH	1,346	$107K	0.0%	$119.57	—	COM	464287481
SPEM	SPDR PORTFOLIO EMERGING MKTS	2,899	$101K	0.0%	$79.72	—	COM	78463X509
EEM	ISHARES MSCI EMERGING MKTS	1,511	$61,000	0.0%	$49.01	—	COM	464287234
SCHV	SCHWAB US LARGE CAP VALUE	942	$59,000	0.0%	$44.13	—	COM	808524409
VWO	VANGUARD FTSE EMERGING MKTS	1,273	$53,000	0.0%	$48.39	—	COM	922042858
VO	VANGUARD MID-CAP ETF	100	$20,000	0.0%	$200.00	—	COM	922908629
SCHM	SCHWAB US MID CAP	27	$2,000	0.0%	$45.12	—	COM	808524508