Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SCHB	SCHWAB US BROAD MARKET	3,922,121	$188M	15.2%	$53.27	—	—	808524102
DFIC	DFA INTL CORE EQUITY 2	5,688,644	$137M	11.1%	$22.02	—	—	25434V799
ITOT	ISHARES CORE S&P TOTAL US STOCK MKT	1,293,266	$117M	9.5%	$86.41	—	—	464287150
IWV	ISHARES RUSSELL 3000	438,219	$103M	8.3%	$97.10	—	—	464287689
AVUV	AVANTIS SMALL CAP VALUE ETF	947,847	$70.2M	5.7%	$74.32	—	—	025072877
IJJ	ISHARES S&P MID CAP 400 VALUE	625,119	$64.24M	5.2%	$98.58	—	—	464287705
VTI	VANGUARD TOTAL STOCK MARKET	244,228	$49.85M	4.0%	$147.40	—	—	922908769
DFEM	DFA EMERGING MKTS CORE EQUITY 2	2,037,157	$48.06M	3.9%	$22.41	—	—	25434V732
SPHQ	INVESCO S&P 500 QUALITY	900,453	$42.61M	3.4%	$32.55	—	—	46137V241
VIG	VANGUARD DIVIDEND APPRECIATION	268,464	$41.35M	3.3%	$112.69	—	—	921908844
QQQ	NASDAQ 100 ETF	126,511	$40.6M	3.3%	$209.82	—	—	46090E103
VGSH	VANGUARD SHORT TERM GOVT BOND	580,700	$33.99M	2.7%	$57.85	—	—	92206C102
JHMD	J HANCOCK MLTFACTOR DEV INTL	1,083,893	$33.28M	2.7%	$25.89	—	—	47804J859
COWZ	PACER US CASH COWS 100 ETF	643,491	$30.21M	2.4%	$46.34	—	—	69374H881
SCHO	SCHWAB SHORT-TERM TREAS US BOND	608,859	$29.71M	2.4%	$48.60	—	—	808524862
VTHR	VANGUARD RUSSELL 3000 INDEX FD ETF	140,620	$25.78M	2.1%	$169.00	—	—	92206C599
SLYV	SPDR S&P 600 SMALL CAP VALUE	326,425	$24.87M	2.0%	$49.43	—	—	78464A300
JPST	JP MORGAN ULTRA-SHORT INCOME ETF	411,374	$20.7M	1.7%	$50.70	—	—	46641Q837
CAPE	DOUBLELINE ETF TRUST DL SHILLER CAPE	663,815	$15.05M	1.2%	$20.98	—	—	25861R204
VOE	VANGUARD MID-CAP VALUE ETF	106,506	$14.28M	1.2%	$84.12	—	—	922908512
SPTM	SPDR PORTFOLIO TOTAL STOCK MKT	187,535	$9.457M	0.8%	$34.54	—	—	78464A805
IVV	ISHARES CORE S&P 500	21,616	$8.886M	0.7%	$276.67	—	—	464287200
IEMG	ISHARES CORE MSCI EMG MKTS - ETF	162,200	$7.51M	0.6%	$45.14	—	—	46434G103
AGG	ISHARES TR BARCLAYS AGG BOND	61,451	$6.123M	0.5%	$113.86	—	—	464287226
AVDE	AVANTIS INTL EQUITY ETF	99,560	$5.678M	0.5%	$45.62	—	—	025072703
CORP	PIMCO INVESTMENT GRADE CORP	53,801	$5.176M	0.4%	$97.22	—	—	72201R817
IJS	ISHARES S&P SMALL CAP 600 VALUE	55,276	$5.173M	0.4%	$103.23	—	—	464287879
IQLT	ISHARES MSCI INTL QUALITY	144,245	$5.092M	0.4%	$32.37	—	—	46434V456
—	DFA TAX MANAGED US MARKETWIDE VALUE	132,404	$4.433M	0.4%	$29.71	—	—	25434v724
MDY	S&P MID CAP 400 ETF	8,818	$4.042M	0.3%	$350.23	—	—	78467Y107
IDEV	ISHARES TRUST CORE MSCI INTL	60,900	$3.683M	0.3%	$56.50	—	—	46435G326
DFAT	DFA TAX MANAGED US TARGET VALUE	80,588	$3.586M	0.3%	$38.91	—	—	25434V609
IWB	RUSSELL 1000 INDEX	11,845	$2.668M	0.2%	$113.00	—	—	464287622
SCHF	SCHWAB INTERNATIONAL EQUITY	72,388	$2.519M	0.2%	$30.83	—	—	808524805
BND	VANGUARD TOTAL BOND MARKET	33,975	$2.508M	0.2%	$71.83	—	—	921937835
VIOV	VANGUARD S&P 600 SMALL CAP VALUE	28,759	$2.323M	0.2%	$97.57	—	—	921932778
IWR	RUSSELL MID-CAP	29,477	$2.061M	0.2%	$54.37	—	—	464287499
DFSV	DIMENSIONAL US SMALL CAP VALUE ETF	77,163	$1.924M	0.2%	$22.05	—	—	25434V815
SPY	SPDR TRUST UNIT SR	4,475	$1.832M	0.1%	$272.51	—	—	78462F103
IJH	ISHARE CORE S&P MID-CAP ETF	6,954	$1.74M	0.1%	$194.71	—	—	464287507
IVW	ISHARES S&P 500 GROWTH	25,083	$1.603M	0.1%	$76.38	—	—	464287309
JHSC	J HANCOCK MLTFACTOR SM CAP	45,017	$1.436M	0.1%	$26.15	—	—	47804J842
BSV	VANGUARD SHORT TERM BD INDEX	18,472	$1.413M	0.1%	$80.41	—	—	921937827
SUB	ISHARES SHRT NAT MUNI	12,793	$1.339M	0.1%	$104.33	—	—	464288158
TFI	SPDR SER TR LEHMAN MUNI BD ETF	28,265	$1.323M	0.1%	$48.49	—	—	78468R721
AVEM	AVANTIS EMERGING MARKETS EQ ETF	23,616	$1.249M	0.1%	$46.69	—	—	025072604
JHEM	JOHN HANCOCK MLTFCTR	51,414	$1.246M	0.1%	$21.92	—	—	47804J834
IJT	ISHARES S&P SMALL CAP 600 GROWTH	10,082	$1.108M	0.1%	$146.24	—	—	464287887
IVE	ISHARES S&P 500 VALUE	7,184	$1.09M	0.1%	$115.99	—	—	464287408
IWF	ISHARES RUSSELL 1000 GROWTH	4,196	$1.025M	0.1%	$160.86	—	—	464287614
IWS	ISHARES RUSSELL MID CAP VALUE	9,477	$1.006M	0.1%	$65.59	—	—	464287473
IEFA	ISHARES CORE MSCI EAFE - ETF	14,082	$941K	0.1%	$57.36	—	—	46432F842
SCHX	SCHWAB US LARGE CAP ETF	17,777	$860K	0.1%	$52.06	—	—	808524201
EFG	ISHARES MSCI GROWTH	8,173	$766K	0.1%	$77.51	—	—	464288885
IWM	ISHARES RUSSELL 2000	4,238	$756K	0.1%	$143.41	—	—	464287655
SCHZ	SCHWAB US AGGREGATE BOND	14,271	$669K	0.1%	$52.09	—	—	808524839
SCHE	SCHWAB EMERGING MKTS EQUITY	20,456	$502K	0.0%	$23.73	—	—	808524706
MUB	ISHARES TRUST	4,327	$466K	0.0%	$107.70	—	—	464288414
SCHG	SCHWAB US LARGE CAP GROWTH	6,459	$421K	0.0%	$63.34	—	—	808524300
SCHA	SCHWAB US SMALL CAP	9,037	$379K	0.0%	$43.65	—	—	808524607
VBR	VANGUARD SMALL CAP VALUE	1,550	$246K	0.0%	$130.90	—	—	922908611
VEA	VANGUARD FTSE DEVELOPED MKTS	5,223	$236K	0.0%	$44.78	—	—	921943858
DIA	SPDR DOW JONES INDUSTRIALS ETF	698	$232K	0.0%	$259.09	—	—	78467X109
SPTS	SPDR SHORT TERM TREASURY ETF	7,819	$229K	0.0%	$28.89	—	—	78468R101
EFA	ISHARES MSCI EAFE INDEX	3,099	$222K	0.0%	$64.00	—	—	464287465
IWD	ISHARES RUSSELL 1000 VALUE	1,425	$217K	0.0%	$148.22	—	—	464287598
DFAC	DFA T A US CORE EQUITY E PORTFOLIO	8,470	$216K	0.0%	$28.97	—	—	25434V708
ISTB	ISHARES CORE 1-5 YEAR USD BOND ETF	4,440	$209K	0.0%	$46.47	—	—	46432F859
IGSB	ISHARES SH TERM CORP BOND	3,404	$172K	0.0%	$54.93	—	—	464288646
VTV	VANGUARD VALUE ETF	943	$130K	0.0%	$143.14	—	—	922908744
IWP	ISHARES RUSSELL MID CAP GROWTH	1,355	$123K	0.0%	$119.57	—	—	464287481
IJR	ISHARES S&P SMALLCAP 600 INDEX	1,108	$107K	0.0%	$102.23	—	—	464287804
IEF	ISHARES TR 7-10 YR TREAS BOND	1,078	$107K	0.0%	$99.26	—	—	464287440
IWN	ISHARES RUSSELL 2000 VALUE	675	$93,000	0.0%	$126.65	—	—	464287630
SCHV	SCHWAB US LARGE CAP VALUE	1,195	$78,000	0.0%	$48.65	—	—	808524409
VWO	VANGUARD FTSE EMERGING MKTS	1,501	$61,000	0.0%	$46.46	—	—	922042858
—	ISHARES IBONDS 12-2024 TERM CORP	2,439	$60,000	0.0%	$25.39	—	—	46434VBG4
VOX	VANGUARD COMMUNICATIONS ETF	509	$49,000	0.0%	$97.73	—	—	92204A884
MDYV	SPDR S&P 400 MID CAP VALUE ETF	603	$40,000	0.0%	$64.68	—	—	78464A839
VOO	VANGUARD S&P 500 ETF	99	$37,000	0.0%	$373.74	—	—	922908363
VXUS	VANGUARD TOTAL INTERNATIONAL	557	$31,000	0.0%	$44.88	—	—	921909768
VO	VANGUARD MID-CAP ETF	100	$21,000	0.0%	$200.61	—	—	922908629
IWO	ISHARES RUSSELL 2000 GROWTH	44	$10,000	0.0%	$227.27	—	—	464287648
SPDW	SPDR PORTFOLIO WORLD EX-US	190	$6,000	0.0%	$27.30	—	—	78463X889
EEM	ISHARES MSCI EMERGING MKTS	56	$2,000	0.0%	$49.01	—	—	464287234
SCHM	SCHWAB US MID CAP	28	$2,000	0.0%	$46.06	—	—	808524508
SPEM	SPDR PORTFOLIO EMERG MARKETS	42	$1,000	0.0%	$31.75	—	—	78463X509