Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SCHB	SCHWAB US BROAD MARKET	3,562,639	$178M	15.2%	$53.27	—	—	808524102
DFIC	DFA INTL CORE EQUITY 2	5,386,691	$126M	10.7%	$22.02	—	—	25434V799
IWV	ISHARES RUSSELL 3000	420,562	$103M	8.8%	$97.10	—	—	464287689
ITOT	ISHARES CORE S&P TOTAL US STOCK MKT	1,091,582	$103M	8.8%	$86.68	—	—	464287150
AVUV	AVANTIS SMALL CAP VALUE ETF	888,118	$69.23M	5.9%	$74.42	—	—	025072877
VGSH	VANGUARD SHORT TERM GOVT BOND	1,025,844	$59.09M	5.0%	$57.80	—	—	92206C102
IJJ	ISHARES S&P MID CAP 400 VALUE	581,272	$58.67M	5.0%	$98.58	—	—	464287705
VTI	VANGUARD TOTAL STOCK MARKET	224,444	$47.67M	4.1%	$147.40	—	—	922908769
DFEM	DFA EMERGING MKTS CORE EQUITY 2	1,978,017	$46.11M	3.9%	$22.43	—	—	25434V732
SPHQ	INVESCO S&P 500 QUALITY	828,752	$41.47M	3.5%	$32.55	—	—	46137V241
QQQ	NASDAQ 100 ETF	113,600	$40.7M	3.5%	$209.82	—	—	46090E103
VIG	VANGUARD DIVIDEND APPRECIATION	249,505	$38.77M	3.3%	$112.69	—	—	921908844
COWZ	PACER US CASH COWS 100 ETF	659,020	$32.58M	2.8%	$46.40	—	—	69374H881
JHMD	J HANCOCK MLTFACTOR DEV INTL	1,030,451	$30.82M	2.6%	$25.89	—	—	47804J859
SLYV	SPDR S&P 600 SMALL CAP VALUE	320,002	$23.16M	2.0%	$49.43	—	—	78464A300
JPST	JP MORGAN ULTRA-SHORT INCOME ETF	423,975	$21.27M	1.8%	$50.68	—	—	46641Q837
SCHO	SCHWAB SHORT-TERM TREAS US BOND	419,093	$20.07M	1.7%	$48.51	—	—	808524862
CAPE	DOUBLELINE ETF TRUST DL SHILLER CAPE	620,360	$14.68M	1.3%	$20.98	—	—	25861R204
VOE	VANGUARD MID-CAP VALUE ETF	101,359	$13.27M	1.1%	$84.12	—	—	922908512
SPTM	SPDR PORTFOLIO TOTAL STOCK MKT	170,206	$8.934M	0.8%	$34.54	—	—	78464A805
IVV	ISHARES CORE S&P 500	18,491	$7.94M	0.7%	$276.67	—	—	464287200
IEMG	ISHARES CORE MSCI EMG MKTS - ETF	150,986	$7.185M	0.6%	$45.14	—	—	46434G103
AGG	ISHARES TR BARCLAYS AGG BOND	74,064	$6.965M	0.6%	$110.65	—	—	464287226
VTHR	VANGUARD RUSSELL 3000 INDEX FD ETF	34,396	$6.56M	0.6%	$169.00	—	—	92206C599
IJS	ISHARES S&P SMALL CAP 600 VALUE	51,548	$4.599M	0.4%	$103.23	—	—	464287879
—	DFA TAX MANAGED US MARKETWIDE VALUE	124,834	$4.247M	0.4%	$29.71	—	—	25434v724
MDY	S&P MID CAP 400 ETF	8,061	$3.681M	0.3%	$350.23	—	—	78467Y107
IQLT	ISHARES MSCI INTL QUALITY	107,991	$3.63M	0.3%	$32.79	—	—	46434V456
AVDE	AVANTIS INTL EQUITY ETF	64,170	$3.571M	0.3%	$45.62	—	—	025072703
DFAT	DFA TAX MANAGED US TARGET VALUE	74,120	$3.387M	0.3%	$38.91	—	—	25434V609
IDEV	ISHARES TRUST CORE MSCI INTL	51,200	$2.984M	0.3%	$56.50	—	—	46435G326
IWB	RUSSELL 1000 INDEX	10,738	$2.522M	0.2%	$113.00	—	—	464287622
SCHF	SCHWAB INTERNATIONAL EQUITY	73,927	$2.511M	0.2%	$30.87	—	—	808524805
BND	VANGUARD TOTAL BOND MARKET	30,866	$2.154M	0.2%	$71.83	—	—	921937835
VIOV	VANGUARD S&P 600 SMALL CAP VALUE	27,441	$2.114M	0.2%	$97.57	—	—	921932778
IWR	RUSSELL MID-CAP	27,915	$1.933M	0.2%	$54.37	—	—	464287499
SPY	SPDR TRUST UNIT SR	4,466	$1.909M	0.2%	$272.51	—	—	78462F103
TFI	SPDR SER TR LEHMAN MUNI BD ETF	42,354	$1.851M	0.2%	$47.32	—	—	78468R721
DFSV	DIMENSIONAL US SMALL CAP VALUE ETF	69,381	$1.758M	0.2%	$22.05	—	—	25434V815
IVW	ISHARES S&P 500 GROWTH	23,195	$1.587M	0.1%	$76.38	—	—	464287309
SUB	ISHARES SHRT NAT MUNI	15,063	$1.549M	0.1%	$104.17	—	—	464288158
JHSC	J HANCOCK MLTFACTOR SM CAP	45,206	$1.454M	0.1%	$26.15	—	—	47804J842
IJH	ISHARE CORE S&P MID-CAP ETF	5,703	$1.422M	0.1%	$194.71	—	—	464287507
AVEM	AVANTIS EMERGING MARKETS EQ ETF	23,661	$1.249M	0.1%	$46.69	—	—	025072604
JHEM	JOHN HANCOCK MLTFCTR	51,037	$1.212M	0.1%	$21.92	—	—	47804J834
BSV	VANGUARD SHORT TERM BD INDEX	15,597	$1.172M	0.1%	$80.41	—	—	921937827
IJT	ISHARES S&P SMALL CAP 600 GROWTH	10,056	$1.103M	0.1%	$146.24	—	—	464287887
IWS	ISHARES RUSSELL MID CAP VALUE	9,511	$992K	0.1%	$65.59	—	—	464287473
IEFA	ISHARES CORE MSCI EAFE - ETF	14,361	$924K	0.1%	$57.55	—	—	46432F842
SCHX	SCHWAB US LARGE CAP ETF	17,556	$888K	0.1%	$52.00	—	—	808524201
IWF	ISHARES RUSSELL 1000 GROWTH	3,260	$867K	0.1%	$160.86	—	—	464287614
IVE	ISHARES S&P 500 VALUE	5,529	$851K	0.1%	$115.99	—	—	464287408
SPTS	SPDR SHORT TERM TREASURY ETF	28,221	$811K	0.1%	$28.81	—	—	78468R101
EFG	ISHARES MSCI GROWTH	8,152	$704K	0.1%	$77.51	—	—	464288885
IWM	ISHARES RUSSELL 2000	3,916	$692K	0.1%	$144.11	—	—	464287655
CORP	PIMCO INVESTMENT GRADE CORP	5,395	$492K	0.0%	$96.92	—	—	72201R817
SHM	SPDR NUVEEN BARCLAYS S/T MUNI	9,981	$461K	0.0%	$46.45	—	—	78468R739
SCHE	SCHWAB EMERGING MKTS EQUITY	19,135	$458K	0.0%	$23.73	—	—	808524706
SCHG	SCHWAB US LARGE CAP GROWTH	5,694	$414K	0.0%	$63.34	—	—	808524300
MUB	ISHARES TRUST	3,953	$405K	0.0%	$107.70	—	—	464288414
SCHA	SCHWAB US SMALL CAP	8,943	$370K	0.0%	$43.65	—	—	808524607
SCHZ	SCHWAB US AGGREGATE BOND	8,246	$365K	0.0%	$52.09	—	—	808524839
QQQM	INVESCO QQQ TRUST ETF	1,946	$287K	0.0%	$147.48	—	—	46138G649
VOO	VANGUARD S&P 500 ETF	689	$270K	0.0%	$402.20	—	—	922908363
ISTB	ISHARES CORE 1-5 YEAR USD BOND ETF	5,462	$253K	0.0%	$46.56	—	—	46432F859
VBR	VANGUARD SMALL CAP VALUE	1,541	$246K	0.0%	$131.35	—	—	922908611
DIA	SPDR DOW JONES INDUSTRIALS ETF	704	$236K	0.0%	$259.09	—	—	78467X109
DFAC	DFA T A US CORE EQUITY E PORTFOLIO	8,522	$223K	0.0%	$28.97	—	—	25434V708
EFA	ISHARES MSCI EAFE INDEX	3,015	$208K	0.0%	$64.00	—	—	464287465
VEA	VANGUARD FTSE DEVELOPED MKTS	4,241	$185K	0.0%	$44.78	—	—	921943858
IWD	ISHARES RUSSELL 1000 VALUE	1,114	$169K	0.0%	$148.22	—	—	464287598
IWP	ISHARES RUSSELL MID CAP GROWTH	1,357	$124K	0.0%	$119.57	—	—	464287481
VTV	VANGUARD VALUE ETF	882	$122K	0.0%	$143.14	—	—	922908744
IJR	ISHARES S&P SMALLCAP 600 INDEX	1,111	$105K	0.0%	$102.23	—	—	464287804
IWN	ISHARES RUSSELL 2000 VALUE	681	$92,000	0.0%	$127.49	—	—	464287630
SCHV	SCHWAB US LARGE CAP VALUE	1,207	$78,000	0.0%	$48.65	—	—	808524409
SGOV	ISHARES 0-3 MONTH TREAS BD ETF	554	$56,000	0.0%	$101.08	—	—	46436E718
VWO	VANGUARD FTSE EMERGING MKTS	1,048	$41,000	0.0%	$46.46	—	—	922042858
MDYV	SPDR S&P 400 MID CAP VALUE ETF	603	$39,000	0.0%	$64.68	—	—	78464A839
VXUS	VANGUARD TOTAL INTERNATIONAL	576	$31,000	0.0%	$46.88	—	—	921909768
VO	VANGUARD MID-CAP ETF	100	$21,000	0.0%	$200.61	—	—	922908629
EEM	ISHARES MSCI EMERGING MKTS	288	$11,000	0.0%	$38.19	—	—	464287234
IWO	ISHARES RUSSELL 2000 GROWTH	44	$10,000	0.0%	$227.27	—	—	464287648
SPDW	SPDR PORTFOLIO WORLD EX-US	190	$6,000	0.0%	$27.30	—	—	78463X889
VOX	VANGUARD COMMUNICATIONS ETF	57	$6,000	0.0%	$98.13	—	—	92204A884
—	ISHARES IBONDS 12-2024 TERM CORP	120	$3,000	0.0%	$25.39	—	—	46434VBG4
SCHM	SCHWAB US MID CAP	23	$2,000	0.0%	$46.06	—	—	808524508
SPEM	SPDR PORTFOLIO EMERG MARKETS	37	$1,000	0.0%	$31.75	—	—	78463X509