Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SPY	S&P 500 Spiders	33,547	$12.83M	15.4%	$358.53	—	—	78462F103
MGV	Vanguard Mega Cap Value	57,465	$5.91M	7.1%	$92.67	—	—	921910840
VIG	Vanguard Dividend Appreciation	36,886	$5.601M	6.7%	$140.13	—	—	921908844
SCHD	Schwab US Dividend Equity ETF	68,157	$5.149M	6.2%	$79.86	—	—	808524797
USMV	iShares MSCI USA Minimum Vol	56,783	$4.094M	4.9%	$76.05	—	—	46429B697
VDC	Vanguard Consumer Staple	21,005	$4.024M	4.8%	$191.57	—	—	92204A207
DIA	Dow Diamonds - SPDR Dow Jones	10,667	$3.534M	4.2%	$302.53	—	—	78467X109
HCA	HCA Inc.	14,084	$3.38M	4.1%	$205.28	+6.3%	—	40412C101
CSL	Carlisle Companies Inc	14,309	$3.372M	4.1%	$132.46	+87.1%	—	142339100
EME	Emcor Group Inc	21,191	$3.139M	3.8%	$95.51	+47.3%	—	29084Q100
UTZ	Utz Brands, Inc.	193,038	$3.062M	3.7%	$14.57	+13.8%	—	918090101
VV	Vanguard Large Cap	15,535	$2.706M	3.3%	$175.74	—	—	922908637
BRK/B	Berkshire Hathaway Inc. Cl B	7,284	$2.25M	2.7%	$221.82	+33.9%	—	084670702
PFE	Pfizer Inc	37,724	$1.933M	2.3%	$29.62	+35.7%	—	717081103
DVY	Dow Jones Select Dividend Index Fund	15,451	$1.863M	2.2%	$114.84	—	—	464287168
AAPL	Apple Computer, Inc.	13,393	$1.74M	2.1%	$118.01	+19.2%	—	037833100
MSFT	Microsoft Corp	5,485	$1.315M	1.6%	$41.67	+461.7%	—	594918104
JPM	J.P. Morgan Chase	8,360	$1.121M	1.3%	$99.76	+17.9%	—	46625H100
EHC	Encompass Health Corporation	17,387	$1.04M	1.2%	$50.23	+5.5%	—	29261A100
BBT	Berkshire Hills Bancorp Inc	32,245	$964K	1.2%	$12.89	+105.0%	—	084680107
VIGI	Vanguard Int Div App Index	12,511	$871K	1.0%	$83.54	—	—	921946810
GDX	Market Vectors Gold Miners	30,000	$860K	1.0%	$38.37	—	—	92189F106
XOM	Exxon Mobil Corp.	7,433	$820K	1.0%	$40.44	+138.1%	—	30231G102
—	Short S&P 500 ProShares	50,000	$802K	1.0%	$16.26	—	—	74347B425
PAYC	Paycom Software Inc	2,500	$776K	0.9%	$38.31	+725.6%	—	70432V102
EFA	MSCI EAFE Index	10,305	$677K	0.8%	$65.70	—	—	464287465
CNC	Centene Corp	8,000	$656K	0.8%	$84.64	-3.5%	—	15135B101
IJR	iShares SC S&P 600	6,009	$569K	0.7%	$95.74	—	—	464287804
SHEL	Sheldahl, Inc.	8,824	$503K	0.6%	$54.96	—	—	780259305
VUG	Vanguard Growth Vipers	2,237	$477K	0.6%	$168.71	—	—	922908736
NEM	Newmont Mining Corp	9,800	$463K	0.6%	$42.16	-3.2%	—	651639106
VYM	Vanguard High Div Yield	4,129	$447K	0.5%	$91.50	—	—	921946406
LMT	Lockheed Martin	907	$441K	0.5%	$318.96	+33.7%	—	539830109
CVX	Chevron Texaco Corporation	2,417	$434K	0.5%	$71.86	+113.2%	—	166764100
NSRGY	Nestle SA ADR	3,425	$395K	0.5%	$76.21	—	—	641069406
XLF	Financial Select Sector	10,500	$359K	0.4%	$39.07	—	—	81369Y605
MA	Mastercard	997	$347K	0.4%	$323.35	+0.0%	—	57636Q104
GOOG	Alphabet Inc - C Shares	3,805	$338K	0.4%	$108.45	-12.7%	—	02079K107
—	CIE Financiere Richemon	2,360	$306K	0.4%	$90.68	—	—	H25662943
TFC	Truist Financial Corp	7,097	$305K	0.4%	$37.57	-1.3%	—	89832Q109
HSY	Hershey Foods Corp	1,250	$289K	0.3%	$150.65	+40.8%	—	427866108
—	Heineken Holding ORD EUR1.6	3,642	$280K	0.3%	$91.15	—	—	423991959
PM	Phillip Morris International	2,709	$274K	0.3%	$53.94	+50.7%	—	718172109
BAC	Bank of America	8,251	$273K	0.3%	$24.66	+28.6%	—	060505104
XLV	Health Care Select Sector SPDR Fund	2,000	$272K	0.3%	$113.50	—	—	81369Y209
GS	Goldman, Sachs & Co.	776	$266K	0.3%	$169.38	+89.8%	—	38141G104
BX	Blackstone Group LP	3,550	$263K	0.3%	$107.20	-26.6%	—	09260D107
—	Pernod Ricard SA Ord	1,322	$259K	0.3%	$191.55	—	—	F72027919
—	Unilever NV-NY shares	5,033	$254K	0.3%	$60.41	—	—	904767704
UNH	United Health Group Inc.	450	$239K	0.3%	$422.19	+18.5%	—	91324P102
INTU	Intuit Inc	600	$234K	0.3%	$340.30	+14.3%	—	461202103
UA	Under Armour Inc - Class C	25,047	$224K	0.3%	$11.25	-32.4%	—	904311206
UBS	UBS AG Reg	10,750	$201K	0.2%	$18.92	-10.1%	—	H42097107
—	Plymouth Rock Technologies Inc	70,000	$1,000	0.0%	$0.23	—	—	730020104