Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VV	VANGUARD INDEX FDS	54,354	$13.03M	10.7%	$197.48	—	LARGE CAP ETF	922908637
SCHX	SCHWAB STRATEGIC TR	150,198	$9.321M	7.6%	$50.72	—	US LRG CAP ETF	808524201
ESGV	VANGUARD WORLD FD	77,506	$7.223M	5.9%	$76.80	—	ESG US STK ETF	921910733
VO	VANGUARD INDEX FDS	23,264	$5.813M	4.8%	$210.91	—	MID CAP ETF	922908629
AAPL	APPLE INC	32,384	$5.553M	4.5%	$182.81	-1.4%	COM	037833100
VB	VANGUARD INDEX FDS	24,193	$5.53M	4.5%	$191.49	—	SMALL CP ETF	922908751
VEA	VANGUARD TAX-MANAGED FDS	104,397	$5.238M	4.3%	$44.20	—	VAN FTSE DEV MKT	921943858
BND	VANGUARD BD INDEX FDS	59,457	$4.318M	3.5%	$69.94	—	TOTAL BND MRKT	921937835
VCIT	VANGUARD SCOTTSDALE FDS	51,440	$4.141M	3.4%	$76.60	—	INT-TERM CORP	92206C870
MOAT	VANECK ETF TRUST	45,323	$4.075M	3.3%	$77.17	—	MRNGSTR WDE MOAT	92189F643
VSGX	VANGUARD WORLD FD	69,982	$4.022M	3.3%	$51.76	—	ESG INTL STK ETF	921910725
LQD	ISHARES TR	34,141	$3.719M	3.0%	$102.24	—	IBOXX INV CP ETF	464287242
L	LOEWS CORP	46,721	$3.658M	3.0%	$66.05	+11.3%	COM	540424108
MSFT	MICROSOFT CORP	7,864	$3.309M	2.7%	$351.81	+13.5%	COM	594918104
VIG	VANGUARD SPECIALIZED FUNDS	16,557	$3.023M	2.5%	$156.10	—	DIV APP ETF	921908844
QUAL	ISHARES TR	17,603	$2.893M	2.4%	$135.19	—	MSCI USA QLT FCT	46432F339
VCSH	VANGUARD SCOTTSDALE FDS	33,453	$2.586M	2.1%	$75.35	—	SHRT TRM CORP BD	92206C409
IAU	ISHARES GOLD TR	46,711	$1.962M	1.6%	$35.53	—	ISHARES NEW	464285204
AMZN	AMAZON COM INC	10,700	$1.93M	1.6%	$140.45	+18.8%	COM	023135106
EMXC	ISHARES INC	32,942	$1.896M	1.6%	$50.42	—	MSCI EMRG CHN	46434G764
VTIP	VANGUARD MALVERN FDS	38,912	$1.863M	1.5%	$47.37	—	STRM INFPROIDX	922020805
PFF	ISHARES TR	51,589	$1.663M	1.4%	$30.22	—	PFD AND INCM SEC	464288687
EMB	ISHARES TR	17,010	$1.525M	1.2%	$83.04	—	JPMORGAN USD EMG	464288281
AGG	ISHARES TR	15,059	$1.475M	1.2%	$94.13	—	CORE US AGGBD ET	464287226
VCLT	VANGUARD SCOTTSDALE FDS	17,751	$1.389M	1.1%	$72.75	—	LG-TERM COR BD	92206C813
VAW	VANGUARD WORLD FD	5,543	$1.133M	0.9%	$175.52	—	MATERIALS ETF	92204A801
NYF	ISHARES TR	20,512	$1.104M	0.9%	$50.97	—	NEW YORK MUN ETF	464288323
IUSB	ISHARES TR	24,015	$1.095M	0.9%	$43.74	—	CORE TOTAL USD	46434V613
FEX	FIRST TR LRGE CP CORE ALPHA	9,993	$992K	0.8%	$81.52	—	COM SHS	33734K109
VTI	VANGUARD INDEX FDS	3,714	$965K	0.8%	$213.82	—	TOTAL STK MKT	922908769
VTEB	VANGUARD MUN BD FDS	18,873	$955K	0.8%	$48.85	—	TAX EXEMPT BD	922907746
TIP	ISHARES TR	7,726	$830K	0.7%	$103.93	—	TIPS BD ETF	464287176
CWB	SPDR SER TR	10,244	$748K	0.6%	$67.96	—	BBG CONV SEC ETF	78464A359
ESGU	ISHARES TR	5,755	$662K	0.5%	$94.38	—	ESG AWR MSCI USA	46435G425
EUSA	ISHARES INC	6,788	$618K	0.5%	$75.38	—	MSCI EQUAL WEITE	464286681
CEMB	ISHARES INC	13,693	$609K	0.5%	$42.41	—	JP MRG EM CRP BD	464286251
CB	CHUBB LIMITED	2,258	$585K	0.5%	$213.74	+12.9%	COM	H1467J104
VNQ	VANGUARD INDEX FDS	6,650	$575K	0.5%	$75.44	—	REAL ESTATE ETF	922908553
SPAB	SPDR SER TR	20,996	$531K	0.4%	$25.28	—	PORTFOLIO AGRGTE	78464A649
VMBS	VANGUARD SCOTTSDALE FDS	11,483	$524K	0.4%	$43.86	—	MTG-BKD SECS ETF	92206C771
ESGD	ISHARES TR	6,201	$496K	0.4%	$69.54	—	ESG AW MSCI EAFE	46435G516
PEP	PEPSICO INC	2,697	$472K	0.4%	$153.75	+2.3%	COM	713448108
EFA	ISHARES TR	5,757	$460K	0.4%	$69.12	—	MSCI EAFE ETF	464287465
IVV	ISHARES TR	856	$450K	0.4%	$430.32	—	CORE S&P500 ETF	464287200
VEU	VANGUARD INTL EQUITY INDEX F	7,323	$430K	0.4%	$52.72	—	ALLWRLD EX US	922042775
VEGI	ISHARES INC	11,009	$424K	0.3%	$38.31	—	MSCI AGRICULTURE	464286350
XOM	EXXON MOBIL CORP	3,538	$411K	0.3%	$97.59	+0.5%	COM	30231G102
CRM	SALESFORCE INC	1,363	$411K	0.3%	$223.60	+27.5%	COM	79466L302
COST	COSTCO WHSL CORP NEW	492	$361K	0.3%	$580.26	+21.8%	COM	22160K105
VRTX	VERTEX PHARMACEUTICALS INC	765	$320K	0.3%	$369.42	+14.4%	COM	92532F100
VGT	VANGUARD WORLD FD	576	$302K	0.2%	$413.43	—	INF TECH ETF	92204A702
MSTR	MICROSTRATEGY INC	177	$302K	0.2%	$91.17	0.0%	CL A NEW	594972408
XLK	SELECT SECTOR SPDR TR	1,409	$294K	0.2%	$163.31	—	TECHNOLOGY	81369Y803
NOW	SERVICENOW INC	374	$285K	0.2%	$126.04	+20.2%	COM	81762P102
VUG	VANGUARD INDEX FDS	764	$263K	0.2%	$344.28	—	GROWTH ETF	922908736
ZS	ZSCALER INC	1,291	$249K	0.2%	$223.73	0.0%	COM	98980G102
CMCSA	COMCAST CORP NEW	5,557	$241K	0.2%	$40.09	+1.3%	CL A	20030N101
BAB	INVESCO EXCH TRADED FD TR II	9,015	$239K	0.2%	$25.39	—	TAXABLE MUN BD	46138G805
GLD	SPDR GOLD TR	1,091	$224K	0.2%	$205.72	—	GOLD SHS	78463V107
JNJ	JOHNSON & JOHNSON	1,417	$224K	0.2%	$143.68	+4.6%	COM	478160104
IGIB	ISHARES TR	4,090	$211K	0.2%	$51.61	—	ISHS 5-10YR INVT	464288638
VCEB	VANGUARD WORLD FD	3,349	$210K	0.2%	$62.75	—	ESG US CORP BD	921910691
MTB	M & T BK CORP	1,444	$210K	0.2%	$130.61	0.0%	COM	55261F104
BOND	PIMCO ETF TR	2,285	$210K	0.2%	$87.98	—	ACTIVE BD ETF	72201R775
MBB	ISHARES TR	2,248	$208K	0.2%	$89.04	—	MBS ETF	464288588
SPLB	SPDR SER TR	8,898	$207K	0.2%	$23.24	—	PORTFOLIO LN COR	78464A367
DON	WISDOMTREE TR	4,211	$205K	0.2%	$48.77	—	US MIDCAP DIVID	97717W505
CI	THE CIGNA GROUP	565	$205K	0.2%	$317.75	0.0%	COM	125523100
FYX	FIRST TR SML CP CORE ALPHA F	2,147	$200K	0.2%	$93.22	—	COM SHS	33734Y109
F	FORD MTR CO DEL	13,384	$178K	0.1%	$9.66	+10.7%	COM	345370860
PGX	INVESCO EXCH TRADED FD TR II	12,569	$149K	0.1%	$10.96	—	PFD ETF	46138E511